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Current Interest Rates & APR
Current Interest Rates
| Product Type | Best Rate %* |
|---|---|
| Home Loan | 6.85% |
| Loan Against Property | 8.15% |
| Business Loan | 13.50% |
| Personal Loan | 10.50% |
| Professional Loan | 13.00% |
| Gold Loan | 9.90% |
| Two Wheeler Loan | 11.60% |
| Doctor Loan | 11.25% |
| Fixed Deposit | 7.60% |
Illustration of the total cost of a personal loan
Our News - Jul 2020
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9th Jul, 2020 :
Revised MCLR for Syndicate Bank
Syndicate Bank revised its MCLR for July month. The revised MCLR for an overnight tenure is 7.20%, for one month, it is 7.20%, and for three months, the MCLR is revised to 7.45%. For longer tenures of six months and one year, the MCLR is 7.50% and 7.55%, respectively. -
9th Jul, 2020 :
AU Small Finance Bank revised its MCLRa
AU Small Finance Bank changed its MCLR. The overnight and one-month MCLR is 7.30% and 7.25%. The MCLR for short tenors of three months and six months is 8.25% and 9.20%. Further, MCLR for one year, two years and three years is 9.90%, 10.45%, and 10.40%, respectively. The revised rates are in effect from 7 July 2020.
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9th Jul, 2020 :
Citi Bank revised its home loan rates
Citi Bank revised its home loan rates. The new home loan rate starts at 7.5%.
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9th Jul, 2020 :
SBI revised its Marginal cost of lending rates
State Bank of India revised its MCLR with effect from 10 July 2020. The overnight and one-month MCLR is 6.65%. The three months and six months MCLR is 6.65% and 6.95%, respectively. MCLR for one year, two years and three years stand at 7%, 7.20% and 7.30%, respectively. This fall in the marginal cost of lending rate is likely to reduce the home loan rates.
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9th Jul, 2020 :
Banks exceed digital transaction target set for 2019-20
The government notified that 17 banks received an overall good rating for their performance on digital transactions in 2019-20, with ICICI Bank topping the list of 56 banks and closed wallets. The result is the indication of ameliorating banking services like providing retail and business loans digitally with ease.
Great job ICICI. The salesperson helped me so much during the lockdown situation.