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Current Interest Rates & APR
Current Interest Rates
| Product Type | Best Rate %* |
|---|---|
| Home Loan | 6.65% |
| Loan Against Property | 7.20% |
| Business Loan | 13.50% |
| Personal Loan | 10.25% |
| Professional Loan | 13.00% |
| Gold Loan | 9.50% |
| Two Wheeler Loan | 11.60% |
| Doctor Loan | 11.25% |
| Savings Account | 5.50% |
| Fixed Deposit | 7.25% |
Illustration of the total cost of a personal loan
Our News - Apr 2021
- 2021-04-14 : IDBI Bank revised MCLR for the month of April
With effect from 12 April 2021, IDBI Bank revised its MCLR. The overnight, one-month and three months MCLR is 7.05%, 7.15% and 7.20%, respectively. The MCLR for six months and one year is 7.40% and 7.75%. Further, the MCLR for two and three years is 8.15% and 8.60%. - 2021-04-14 : Bank of Baroda revised MCLR for the month of April
With effect from 12 April 2021, the Bank of Baroda revised its Marginal Cost of Lending Rates(MCLR). The new overnight MCLR is 6.55%, it is 7% for one month and stands at 7.15% for three months. Further, the rate for six months and one year is 7.25% and 7.40%, respectively. - 2021-04-14 : Revised MCLR for HDFC Bank
HDFC Bank changed its MCLR, with effect from 8 April 2021. The overnight and one-month MCLR is 6.85% and 6.90%, respectively. The three months and six months, MCLR stands at 6.95% and 7.05%, respectively. Further, the MCLR for one year, two years and three years is 7.20%, 7.30% and 7.40%, respectively. - 2021-04-14 : Jana Small Finance Bank revised its MCLR
Jana Small Finance Bank revised its MCLR, With effect from 8 April 2021. The overnight and one-month MCLR is 9.90% and 9,93%. The MCLR for three months and six months is 10.04% and 10.24%, respectively. Further, the MCLR for long tenors of one year, two years and three years is 10.63%, 11.28% and 11.80%, respectively. - 2021-04-13 : Bank credit rise 5.56%; deposits 11.4% in FY21
RBI reported that the Bank credit which includes retail loans like home, personal, business, car, two-wheeler, education and doctor loan along with business and mudra loans grew 5.56% to Rs 109.51 lakh crore in the financial year ending March 31, 2021. Further, the deposits include fixed and recurring deposits and rose 11.4% to Rs 151.13 lakh crore.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources.
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