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Current Interest Rates & APR
Current Interest Rates
| Product Type | Best Rate %* |
|---|---|
| Home Loan | 8.10% |
| Loan Against Property | 8.70% |
| Business Loan | 13.50% |
| Personal Loan | 10.50% |
| Professional Loan | 13.00% |
| Gold Loan | 10.50% |
| Two Wheeler Loan | 10.00% |
| Doctor Loan | 11.25% |
| Fixed Deposit | 8.70% |
Illustration of the total cost of a personal loan
Our News - Nov 2019
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21st Nov, 2019 :
ICICI Bank cuts Fixed Deposit rates
ICICI Bank has cut interest rates on fixed deposits. From 185 days to 289 days, the new rates stand at 5.75% from 6% earlier. For 1 year to 389 days FD, the rates are revised to 6.35% from 6.45%. For long term deposits, the rates for 2 years and above are slashed to 6.60%. The new rates are effective from November 20, 2019. -
20th Nov, 2019 :
Axis Bank cuts MCLR rates
Axis Bank has cut its Marginal Cost of Funds Based Lending Rate (MCLR) by 10 bps for November month. For 6-months, the MCLR stands at 8.20% as compared to 8.30% earlier. For overnight, the rate has been revised to 7.90% from 8.00% earlier. The revised rates have been in effect from November 18, 2019. The cut in MCLR will impact the interest rate of MCLR linked home loans.
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18th Nov, 2019 :
Kotak Bank revises MCLR rates
Kotak Mahindra Bank has revised its Marginal Cost of Funds Based Lending Rate (MCLR) across all tenure for November. For 6-months, the MCLR stands at 8.40% as compared to 8.50% earlier. For overnight, the rate has been revised to 8.10% from 8.15% earlier, and for 1 year, the rate has been changed to 8.50% from 8.60%, respectively. The move is supposed to make home loans and mortgage loans cheaper. The revised rates are effective from November 16, 2019.
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18th Nov, 2019 :
HDFC Bank cuts Fixed Deposit rates
HDFC Bank has revised interest rates on fixed deposits. For 6 months 1 day to 9 months, the new rates stand at 5.80% from 6% earlier. For 1 year FD, the rates are revised to 6.30% from 6.45%. For long term deposits, the rates for 3 years and above are slashed to 6.30%. The new rates are effective from November 16, 2019.
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15th Nov, 2019 :
OBC cuts MCLR rates
Oriental Bank of Commerce has revised its Marginal Cost of Funds Based Lending Rate (MCLR) for November month. For 6-months, the MCLR stands at 8.15% as compared to 8.20% earlier. For overnight, the rate has been revised to 7.80% from 7.85% earlier. However, the rate for 1 year remains unchanged. The revised rates have been in effect from November 10, 2019.
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