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Current Interest Rates & APR
Current Interest Rates
| Product Type | Best Rate %* |
|---|---|
| Home Loan | 7.90% |
| Loan Against Property | 8.70% |
| Business Loan | 13.50% |
| Personal Loan | 10.50% |
| Professional Loan | 13.00% |
| Gold Loan | 10.50% |
| Two Wheeler Loan | 10.00% |
| Doctor Loan | 11.25% |
| Fixed Deposit | 8.35% |
Illustration of the total cost of a personal loan
Our News - Feb 2020
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21st Feb, 2020 :
IT department introduced instant PAN card facility
Income Tax department launched a new facility for taxpayers allowing them to get an instant PAN card instantly without any cost. The PAN card is issued in a PDF format. The government through this is striving to ease the allotment of PAN cards. -
21st Feb, 2020 :
RBI introduced five years of financial inclusion strategy
Reserve Bank Of India unveiled a national strategy for financial inclusion 2019-2024. The plan includes increasing banking outlets of commercial banks and strengthening digital financial services. It is striving to provide retail loans like home and personal loans and business loans to the poorest and middle sections of the society.
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21st Feb, 2020 :
South Indian Bank revised its lending rates
South Indian Bank changed its MCLR . The overnight and one-month MCLR is 8.30% and 8.35%. MCLR for three months, six months and one year stand at 8.45%, 8.65% and 9%, respectively. The revised rates are in effect from 20 February 2020.
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21st Feb, 2020 :
RBL Bank revised its MCLR.
The overnight and one-month MCLR is 8.90%. The lending rate for three months is 9.05%, which was 9.10% earlier. The six months and one-year MCLR stands at 9.25% and 9.55%. The revised rates will be effective from 22 February 2020.
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21st Feb, 2020 :
South Indian Bank revised FD rates
With effect from 21 February 2020, South Indian Bank revised its FD rates. The fixed deposit rate for 7 to 45 days is 4%, for 46 to 90 days it is 5.50% and it is 5.70% for 91 days. Fixed deposit rates for 92 to 180 days is 5.75%, for 181 days to less than 1 year is 6% and one year to less than 2 years is 6.40%. Further, the FD rate for two years is 6.55% and above two years to up to and including ten years is 6.40%.
It was hassle-free but took over a week due to document issues. MyLoancare people followed up with m More