India’s Most Trusted Online Loans Marketplace
MyLoanCare
is Rated as 4.2/5.0 by 1,043 Users
karthik pain
Reviewed on 16th Oct 17Kanchipuram
Home loan against property
HDFC Bank Loan Against Property Availed in Oct 2017
I have applied for mortgage loan through myloancare. They are very helpful and guided me through a b More
Surendra Kumar
Reviewed on 16th Oct 17Hyderabad
Excellent service
Kotak Bank Personal Loan Availed in Oct 2017
Excellent experience. It is very useful to take the services of myloancare.in when we think about lo More
Jyoti Kapoor
Reviewed on 13th Oct 17Patiala
Average rates and fee
ICICI Bank Personal Loan Availed in Oct 2017
My experience with MyLoanCare is undoubtedly excellent. Mr. Paramjeet Singh guided me and helped me More
Jasvir Singh
Reviewed on 12th Oct 17Delhi
Nice Experience
Axis Bank Personal Loan Availed in Oct 2017
Nice Experience. Even though the interest rate first communicated by Axis Bank was less but later on More
- 1 Lakh +
Queries Per Month - 4,00,000 +
Registered Users - 200 + Locations
Served By Us - Rated 4.2/5.0
By Customers - 6 Million + Website
Visitors So Far - Online Eligibility &
Loan Applications - Fast
Processing - Flexible Options
and Features
Lowest Loan Interest Rates
Current Interest Rates
| Loan Type | Lowest rate % |
|---|---|
| Home Loan | 8.35%* |
| Commercial Property Loan | 9.75%* |
| Loan Against Property | 8.50%* |
| Business Loan | 13.50%* |
| Personal Loan | 10.99%* |
| Education Loan | 11.10%* |
| Gold Loan | 10.50%* |
| Car Loan | 9.25%* |
| Two Wheeler Loan | 9.35%* |
1. Lowest interest rate
2. Online comparison
3. Dedicated loan advisor
4. Direct service from bank employees
5. Door step service
Choice Of Banks With Us
Our Locations
- 1 Lakh +
Queries Per Month - 4,00,000 +
Registered Users - 200 + Locations
Served By Us - Rated 4.2/5.0
By Customers - 6 Million + Website
Visitors So Far
Assisted Digital Loan Process
Online Eligibility and Loan Applications
Fast Processing Using Online Process
Quality Service at Your Doorstep
Loans with Flexible Options and Features
Best Offers on Retail Loans from Leading Banks and NBFC’s
Get Attractive Cashback Upto Rs. 5,000
Kuchh Baat Aapke Interest Ki
MyLoanCare strives to get you best loan deal at your fingertips with minimum effort. MyLoanCare registered users can compare loans online with latest updated interest rates of over 40 banks in India including SBI, HDFC, PNB, ICICI Bank, Axis, Citibank, Bajaj Finserv, OBC, Bank of India, Indian Bank, Bank of Baroda, Yes Bank, and Kotak Bank. Our research team works hard to ensure that you can easily find the most suitable bank loans for yourself.
Easily compare personal loan interest rates, home loan rate, loan against property rates, gold loan interest rates, car loan rates, business loan rates and education loan rates on the basis of interest rates, maximum eligibility, loan tenure, lowest EMI, processing fees and prepayment charges. You can easily calculate your loan eligibility with upto 3 co-applicants and your loan EMI using our loan calculators.
Taking a loan means a long term EMI obligation and hence we recommend you do a thorough research before deciding to avail it
- Is the low interest rate being offered for real or is it just a gimmick? We bring you the Oct 2017 MCLR, base rate and PLR of all banks and NBFC's alongwith their past trend so that you can check if your bank has been passing on the benefit of lower interest rates to its existing customers or not
- We help you understand how your EMI on floating rate home loan or loan against property is likely to change in future
- You can check if the personal loan rate being quoted is a flat rate or a reducing rate
- Similarly, you can check if your car loan eligibility based on ex-showroom price or on on-road price
- Check what will be the gold loan eligibility based on the weight and purity of your gold jewelery
- You can now calculate your own savings online by using our home loan balance transfer interest savings calculator
- Check the address, location and IFSC code of bank branches near you before you opt for a bank. You can either search for the bank and branch details based on IFSC code or search IFSC code based on bank and branch details of all bank branches in India
- Find the 24*7 customer care numbers and contact email id's of banks
- Find Oct 2017 interest rates offered on loans and FD's by major banks in your city
- Check which bank is offering the best FD interest rates
We bring you special offers on employee personal loans for people working in companies like TCS, Infosys, Wipro, HCL Tech, Accenture, Capgemini, Reliance and others.
We encourage borrowers to maintain a healthy credit profile by paying all their loan EMI's regularly. Our simple tips for maintaining a healthy credit profile will help you ensure you don't spoil your CIBIL report. We offer a unique Free CIBIL score calculator (simulator) to help you estimate your credit score before you apply for a loan. Target a score of 760 or higher for best deals on loans.
Circle rates and ready reckoner rates play an important role in property sale purchase transactions as statutory dues like stamp duty and registration charges are linked to these. You can find the latest 2017 circle rates, ready reckoner rates, stamp duty rates and charges for properties in metros like Delhi, Gurgaon, Noida, Faridabad, Mumbai, Pune, Chandigarh, Jaipur on MyLoanCare.
| Maximum Annual Percentage Rate (APR) | 11.69% to 22.4% |
| Representative example of the total cost of the loan, including all applicable fees | Here is an illustration of the total cost of the loan:
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- 2017-10-17 : Chatbots give ways to profitable conversational banking
HDFC Bank launched its chatbot called OnChat in December 2016 and the number of users have grown 160 per cent month-on-month up to September 2017 , with over 2.4 million messages. The messenger has opened up new channel for customer acquisition, with nearly 25% of OnChat users being non-HDFC Bank customers. The bots have acquired popularity mainly because the option to escape the limited options and delays of the traditional phone banking. Major banks such as YES, ICICI and SBI have also made their messengers available. - 2017-10-17 : ATM additions slow down; focus on e-money As per RBI data, the number of ATMs added by banks has collectively increased by only 93 in the April-August 2017 period compared with 4,936 additions in the year-ago period. On the other hand, banks have increased point-of-sale (PoS) terminals during this period, rising by 3,53,281 compared with 1,11,101 in the corresponding period a year ago.
- 2017-10-17 : Outstanding retail housing loan on a growth surge Housing loans, including priority sector housing has seen a growth of 29.4% from Rs. 863,645 crore in July 2015 to Rs. 667,158 in July 2017. The growth can be credited to the the banks in their bid to expand their credit portfolios.
- 2017-10-17 : Advances against FDs slow down In the two year period from July 2015 to July 2017, the advances made my banks against fixed deposits have reduced by 0.2%. This can be mainly due to the new found audacity of banks to disburse unsecured loans.
- 2017-10-17 : Strong growth in vehicle loans of banks Vehicle loans for all banks have seen a significant growth of 15% at Rs. 172,553 crore in 2017 as against Rs. 130,529 crore in 2015 and Rs. 157,494 crore in 2016. The growth is the result of the increased focus of banks on growing their retail loan portfolio.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.