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Customer Testimonials
Gaurav Gupta Delhi
Reviewed on 03rd Dec 16
3.3 / 5 stars
Feedback
HDFC Bank Personal Loan Availed in Dec 2016
Slow process but delivered what was promised. Could have given further discount compared to others.
BHARAT ARORA Delhi
Reviewed on 02nd Dec 16
4 / 5 stars
My loan care
Bajaj Finserv Personal Loan Availed in Nov 2016
My loan care take care of my loan requirement and help me to get the loan.
NISHAM K.A. Bangalore
Reviewed on 02nd Dec 16
3 / 5 stars
Overall it was good experience when i was in a need
ICICI Bank Personal Loan Availed in Nov 2016
It was a great help from Myloancare.in when I was looking for a personal loan. They have suggested me the right option where I can apply. Applied and within a week amount got credited to my bank account. No hassle. Thanks
praveen kumar Bangalore
Reviewed on 02nd Dec 16
4.5 / 5 stars
Good work
HDFC Bank Personal Loan Availed in Nov 2016
Personal loan processed very Quickly. Within 3 days loan got disbursed. Appreciate the work.
Suraj Mahato Pune
Reviewed on 02nd Dec 16
3.8 / 5 stars
Flexible Loan Application
Bajaj Finserv Personal Loan Availed in Nov 2016
I was in different city and need loan approved from another city. Myloan managed to get it approved .
Viknesh Sekar Chennai
Reviewed on 02nd Dec 16
4.8 / 5 stars
Good experience with my loan
Citibank Personal Loan Availed in Dec 2016
Mr. Pawan who guided me and co ordinate with citi bank
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Current Interest Rates
Loan Type Lowest rate %
Home Loan 9.10%
Commercial Property Loan 11.00%
Loan Against Property 10.25%
Business Loan 13.50%
Personal Loan 11.49%
Gold Loan 11.50%
Personal Loan

Get upto
Rs. 2,500
Cashback!
Home Loan

Get upto
Rs. 5,000
Cashback!
Loan Against Property

Get upto
Rs. 5,000
Cashback!
Unsecured Business Loan

Get upto
Rs. 2,500
Cashback!
Gold Loan

Get upto
Rs. 1,000
Cashback!
Home Loan Balance Transfer

Get upto
Rs. 5,000
Cashback!
Free Calculators

Get upto
Rs. 5,000
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At MyLoanCare, our mission is to get you best deal for loans at your doorstep and with minimum effort. We bring you online comparison of loans of over 40 banks in India including SBI, PNB, ICICI Bank, HDFC, Axis, Citibank, OBC, Bank of India, Indian Bank, Bank of Baroda, Kotak Bank, SBBJ and HDFC Bank in a single window. Our research team works hard to ensure that you can easily find the most suitable bank loans for yourself.
You can compare personal loans, home loans, loan against property, gold loans, car loans and education loansthe basis of interest rates, maximum eligibility, loan tenure, lowest EMI, processing fees and prepayment charges. You can easily calculate your loan eligibility with upto 3 co-applicants and your loan EMI using our loan calculators.
Taking a loan means a long term obligation to repay it and hence, we recommend you do a thorough research on the bank and the loan before deciding to avail it. Is the low interest rate being offered for real or is it just a gimmick? We bring you the past trend of benchmark base rate of all banks so that you can check if your bank has been passing on the benefit of lower interest rates to its existing customers or not. We help you understand how your EMI on floating rate home loan or loan against property is likely to change in future.
We bring you special offers on personal loan s for salaried employees of select companies like TCS, Infosys, Wipro, HCL Tech, Accenture, Capgemini, Reliance, Bharti and others.
Balance transfer of loan at lower interest rates has picked up significantly with withdrawal of prepayment and foreclosure charges by RBI and NHB. MyLoanCare is proud to have helped its customers save Rs. 98556874 by refinancing their loans at lower rates. You can now calculate your own savings online by using our home loan balance transfer interest savings calculator. Refer to our useful tips for home loan balance transfer to transfer your loan, including one on under construction property with minimum hassles.
We encourage borrowers to maintain a healthy credit profile by paying all their loan EMI’s regularly. Our simple tips for maintaining a healthy credit profile will help you ensure you don’t spoil your CIBIL report. We offer a unique Free CIBIL score calculator (simulator) to help you estimate your credit score before you apply for a loan. Target a score of 750 or higher for best deals on loans. In case you need to search your bank branch details use our Bank Branch Search feature. You can either search for the bank and branch details based on IFSC code or search IFSC code based on bank and branch details of all bank branches in India.
Circle rates (also called ready reckoner rates in Mumbai, Pune, Maharashtra) play an important role in property sale purchase transactions as statutory dues like stamp duty and registration charges are linked to circle rates. You can find the circle rates and stamp duty rates and charges for properties in metros like Delhi, Gurgaon, Noida, Faridabad, Mumbai on MyLoanCare.
Fixed deposits are still the preferred mode of savings in India. With decontrol of interest rates, FD interest rates of banks tend to vary quote often. You may be surprised that rates offered tend to vary even amongst PSU banks. To make investing more rewarding, we now offer comparison of FD rates of banks online at one place. You can also use our FD calculators to find the maturity amount of your FD.
Maximum Annual Percentage Rate (APR) 11.49% to 22%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 100,000
  • Time period: 12 months to 60 months
  • Interest Rate: 11.49% to 22%
  • Processing Fee payable to: Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,199 for a months Rs. 100,000 loan at 11.49% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 11.89% to 22.4%
  • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,926 for 60 months loan
News - Dec 2016
02nd Dec 16 ICICI Bank reduces its MCLR by 5 basis points
ICICI Bank has reduced its overnight and three months marginal cost of lending rate by 5 basis points to 8.70 and 8.80 percent respectively. ICICI Bank has also reduced its one year lending rate to 8.90 percent from 8.95 percent earlier. Revised rates are effective from 1st December, 2016.
02nd Dec 16 Kotak Mahindra Bank cuts MCLR up to 30 basis points
Kotak Mahindra Bank has reduced its six months and one year marginal cost of lending rate to 9.05 and 9.20 percent from 9.20 and 9.45 percent respectively. The bank has reduced its three year lending rate by 30 basis points to 9.25 percent from 9.55 percent earlier. Revised rates are effective from 1st December, 2016.
02nd Dec 16 Manappuram to launch Anytime Pawn Machines for instant gold loans
Manappuram Finance, leading gold loan company, has announced the launch of a new scheme to provide instant gold loans to customers. Under the scheme, company will install Anytime Pawn Machines nationwide. The machine will issue the new currency notes to customers in exchange of their gold and jewellery.
02nd Dec 16 Muthoot Finance to launch an instant gold loan scheme for customers
Muthoot Finance has announced the launch of an instant gold loan scheme for its customers. As a part of the scheme, Anytime Pawn Machines will be installed that will issue new currency notes to the customers in exchange of their gold jewellery. The machine will use laser technology to check the weight and purity of gold before issuing cash.
02nd Dec 16 Bajaj Finance to provide an attractive offer to personal loan buyers
Bajaj Finance, a lending arm of Bajaj Financial Services has announced an attractive offer to boost up the personal loan business. Under the offer, company will provide free airline vouchers of Rs. 12,000 to the customers availing personal loan. Personal loan buyers will also get an extra benefit of selecting the destination of their choice. The offer is valid from 28th November to 4th December, 2016.