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Rated As 4.5/5.0 (3,959 Reviews)

Arvind

Delhi

4.5 / 5.0 stars

Yes Bank Gold Loan Availed in Jan 2021

MyLoanCare customer executive was so good and understanding. Less Less

Sayantan

Mumbai

5 / 5.0 stars

HDFC Bank Personal Loan Availed in Jan 2021

Excellent experience that I have obtained from the agency. Less Less

Muni

Bangalore

5 / 5.0 stars

HDFC Bank Gold Loan Availed in Jan 2021

Good service and got my loan cleared within half an hour. Less Less

Uma

Tejpur

5 / 5.0 stars

HDFC Bank Personal Loan Availed in Jan 2021

Staff support was very excellent from HDFC and MyLoanCare. Less Less

Rama

Bangalore

5 / 5.0 stars

Bajaj Finserv Loan Against Property Availed in Jan 2021

Quick response and timely follow up. After I contacted them, I got my loan done in maximum 10 days. Less Less

Kiran

Mumbai

5 / 5.0 stars

Bajaj Finserv Loan Against Property Availed in Jan 2021

MyLoanCare is outstanding. I received loan amount within time limit. Excellent service and follow More Less Less

Vijay

Madurai

5 / 5.0 stars

LIC Housing Finance Loan Against Property Availed in Jan 2021

Fast processing from bank and good support from MyLoanCare. Less Less

Ashwini

Thane

5 / 5.0 stars

Bajaj Finserv Loan Against Property Availed in Dec 2020

Very good service. Bank service is also good and officers are very cooperative. Less Less

Himanshu

Ghaziabad

5 / 5.0 stars

Bajaj Finserv Home Loan Availed in Dec 2020

Best, excellent and reliable. Amazing service. Less Less

Akash

Indore

5 / 5.0 stars

Axis Finance Personal Loan Availed in Dec 2020

Good service and good executive to explain every point Less Less

Karthick

Coimbatore

5 / 5.0 stars

Yes Bank Gold Loan Availed in Dec 2020

It was a very seamless experience. The process took merely half a day once I contacted MyLoanCare si More Less Less

Rohit

Patna

5 / 5.0 stars

HDFC Bank Gold Loan Availed in Dec 2020

Great but one thing I want to say dont give interest before amount disbursal. All services are great. Thanks for helping in this situation. More Less Less

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Current Interest Rates & APR

Current Interest Rates

Product Type	Best Rate %*
Home Loan	6.75%
Loan Against Property	7.50%
Business Loan	13.50%
Personal Loan	10.40%
Professional Loan	13.00%
Gold Loan	9.90%
Two Wheeler Loan	11.60%
Doctor Loan	11.25%
Fixed Deposit	6.95%

*T&C Apply

Illustration of the total cost of a personal loan

Total amount borrowed: ₹ 1,00,000
Time period: 6 Months to 72 Months
Interest Rate: 10.40% to 24.00%
Processing Fee payable to: Upto ₹ 3,500
Fee payable to MyLoanCare: NIL
Total Monthly Cost – From ₹ 1,873 for 72 Months ₹ 1,00,000 loan at 10.40% (lowest rate, longest time period) to ₹ 17,853 for 6 Months ₹ 1,00,000 loan at 24.00% (highest rate, shortest time period). This is inclusive of principal repayment.
Annual Percentage Rate (APR) of charge including all applicable fees: 10.98% to 24.58%
Total cost payable over loan tenure: ₹ 6,555 for 6 Months loan to ₹ 38,343 for 72 Months loan

Our News - Jan 2021

20^th Jan, 2021 : DA hike approved for government employees of Chhattisgarh, Delhi and West Bengal
Chhattisgarh, Delhi, West Bengal government hiked the dearness allowance of its employees. The Central government is also considering hiking the dearness allowance by 4% in January. This increase is expected to be based on the recommendations of the 7th Central Pay Commission.
20^th Jan, 2021 : SBI HDFC, ICICI, remain systemically important banks
RBI reiterated that the SBI, HDFC Bank and ICICI Bank continue to be the systematically important banks or SIBs of the country banking system. SIBs are subjected to higher levels of supervision so as to prevent disruption in financial services in the event of any failure.
20^th Jan, 2021 : 41 crore Jan Dhan accounts opened under PMJDY
The Finance Ministry clarified that more than 41 crore people benefited PMJDY, a scheme striving for financial inclusion. As on January 6, 2021, the total number of Jan Dhan accounts stood at 41.6 crores.
20^th Jan, 2021 : IIFL Home Finance and Standard Chartered Bank joined hands for co-lending
IIFL Home Finance and Standard Chartered Bank joined hands for extending credit. It is one of the first co-lending partnership after Reserve Bank India’s co-lending guidelines were issued. Under this co-lending agreement, IIFL Home Finance Ltd and the Standard Chartered Bank will co-originate these loans and the IIFL Home Finance Ltd will service the customers through the entire loan life-cycle including.
19^th Jan, 2021 : Bank of Maharashtra reported Q3 profit up of ₹154 crore
Bank of Maharashtra reported a net profit of Rs. ₹154 crores in the third quarter ended December 31, 2020, against ₹135 crores in the year-ago quarter. Advances that include home, personal, car, two-wheeler and gold loan along with business and mudra loans increased by 12 per cent year-on-year to ₹1,04,904 crore. Further, deposits which include FD and Rds increased by 14% to ₹1,61,971 crore. The share of the low-cost current account, savings account (CASA) deposits improved to 50.91% of total deposits from 50.51% in the preceding quarter.