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Terms and Conditions:

You hereby allow MyLoanCare.in to access your Credit Information from Credit Information Companies (Experian) in order to understand your creditworthiness and curate personalized values for you. You hereby consent to and instruct bureau to provide your credit information to you and MyLoanCare on a monthly basis.

You authorize MyLoanCare and its third party agents to contact you regarding offers on loans, cards and other financial products and this consent overrides your number being in NDNC registry of TRAI. You have the option to unsubscribe or opt out from the service at any point of time.

Please read the terms and conditions carefully before you process further to access your credit report. By clicking on Get Free Report, you are agreeing to obtain the Experian Credit Information Report and Credit Score (together referred as "Credit Information") and share a copy of the Credit Information with MyLoanCare.

Information Collection, Use, Confidentiality, No-Disclosure and Data Purging

MyLoanCare can only access your Credit Information Aggregates as authorized representative and shall use the Credit Information Aggregates for limited End Use Purpose consisting of and in relation to the services proposed to be availed by you from us on the website. We shall not aggregate, retain, store, copy, reproduce, republish, upload, post, transmit, sell or rent the Credit Information to any other person and the same cannot be copied or reproduced other than as agreed herein.

We acknowledge that the Credit Information Aggregates provided to you is solely the property of Experian and the consumer (as appropriate). We shall protect and keep your Credit Information confidential both online and offline and use the best in class security measures in line with applicable laws. The Credit Information Aggregates shared by you, or received on your behalf shall be destroyed, purged, erased or returned to Experian promptly either : 1) on the customer seeks Client expressly to do so and/or seeks to revoke the consent 2) if it is mandated or intimated by regulators.

Governing Law and Jurisdiction

The relationship between you and MyLoanCare shall be governed by laws of India and all claims or disputes arising there from shall be subject to the exclusive jurisdiction of the courts of Mumbai.

Definitions:

Capitalised terms used herein but not defined above shall have the following meanings:

"Credit Information" means the credit information / scores/ aggregates / variables / inferences or reports which shall be generated by Experian.

"CICRA" shall mean the Credit Information Companies (Regulation) Act, 2005 read with related rules and regulations.

“Experian” shall mean Experian Credit Information Company of India Private Limited

** This document is an electronic record in terms of the Information Technology Act, 2000 and Rules made there under, and the amended provisions pertaining to electronic records.

Date : 21 November, 2019

*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More