Jana Small Finance Bank
Jana Finance Bank
| Product | Interest Rate |
|---|---|
| Fixed Deposit | 2.50% to 7.25% |
| Recurring Deposit | 5.50% to 7.25% |
| Savings Account | 3.50% to 7.25% |
| MCLR | 12.44% to 13.18% |
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Jana Finance Bank
Jana Small Finance Bank was set as a small finance bank as per the regulations made in the Union Budget of 2014-2015. In adherence to how a Small Finance Bank should function, Jana Small Finance Bank is regulated by the Reserve Bank of India under the Banking regulations Act of 1949. The Bank was set to fulfil the needs of the population that has been unbanked and untouched by the commercial banking sector. The functionalities of the Small Finance Banks have been exclusively designed to fulfil the financial needs of the underprivileged masses, by providing basic activities like deposits and lending. Jana Small Finance Bank provides various banking services to its customers like deposits, locker facilities, Insurance facilities, loans, and Internet Banking, among others.
About Jana Small Finance Bank
The current CEO of Jana Small Finance Bank is Mr. Ajay Kanwal. Further, the registered address of the Jana Finance Bank is Jana Small Finance Bank Limited The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B, Off Domlur, Koramangala Inner Ring Road, Next to EGL Business Park Challaghatta, Bengaluru - 560071. In case of grievances, customers can contact the Bank’s compliance officer, Mr. Ravi Duvvuru by mailing him at Grievance.redressal@janabank.com or by calling on 080-46020100. In addition to that, to raise any further queries, the compliance officer can be reached out at Jana Small Finance Bank Limited, The Fairway Business Park, First Floor, Survey No.10/1, 11/2 & 12/2B, Off Domlur, Koramangala Inner Ring Road, Next to EGL Business Park Challaghatta, Bengaluru - 560071
Jana Small Finance Bank Product Details
Savings and Current Accounts
Jana Finance Bank Debit Cards
Jana Finance Bank Deposits
Jana Small Finance Bank Fixed Deposit
Jana Small Finance Bank Recurring Deposit
Jana Small Finance Bank Loan
Jana Finance Bank offers both secured and unsecured loans to its customers, like Home loans, personal loans, car loans, and business loans at affordable interest rates. Jana Small Finance Bank is accustomed to lend more than 75% of its Adjusted Net Credit for the priority sector. This includes lending funds to poor people for housing, lending to farmers for agriculture and allied activities, lending to micro and small industries, and lending to weaker sections of the society.
| Loan products | Feature |
|---|---|
| Personal Loan | Unsecured loan offered on the basis of credit score to meet one’s personal expense. |
| Car Loan | Secured loan offered for the purchase of a car, where the car acts as collateral. |
| Home Loan | Secured loan offered for the purchase, renovation or construction of a house. |
| Gold Loan | A secured loan where the borrower can mortgage their gold to borrow funds against it. |
| Business loan | Loans offered to business units for undertaking business activities like purchase of plant and machinery, purchase of equipment, to undertake construction or to meet day to day expenses. |
Compare Rates of Small Finance Banks
Jana Finance Bank Netbanking Registration and log in
To add more to the convenience of the customers, Jana Small Finance Bank offers net banking facility to the customers. The bank’s digital banking platform is hassle-free and easy to use. All customers with savings or current accounts can have access to Jana Small Finance Bank net banking or mobile banking platform. One can register for Jana Small Finance Bank net banking by following the below-mentioned steps:
Why Jana Small Finance Bank?
The Jana Small Finance Bank is a go-to-option when it comes to choosing the right bank for your banking needs because of the following reasons:
FAQs
✅Is Jana Small Finance Bank safe?
Similar to commercial banks, Jana Small Finance Bank is safe and secure as it is regularized by RBI.
✅Can Jana Small Finance Bank accept deposits?
Jana Small Finance Bank is a small finance bank that was set to provide banking activities to the underprivileged people. This bank conduct basic banking activities like deposits and lending.
✅Is Jana Small Finance Bank approved by RBI?
Jana Small Finance Bank is approved by RBI under the Banking regulations Act of 1949.
✅Is Jana Small Finance Bank FD a safe option to invest?
Jana Small Finance Bank provides fixed deposits investment facility to its customers. The Bank provides highest interest of 7.25% to its customers. The interest rate provided by Jana Small Finance Bank is comparatively higher than any commercial bank. Also, the FDs are equally safe in this bank.
✅Can I take a loan from Jana Small Finance Bank?
Yes, you can opt for a loan from Jana Small Finance Bank. Jana Finance Bank provides loan products loans like home loan, personal loans and business loans, among others.
- 2021-10-08 : Jana Small Finance Bank Revises MCLR Rates
Jana Small Finance has revised MCLR rates for overnight to 9.94%. The bank has also revised the one-month MCLR and three months MCLR to 9.90% and 9.91%, respectively. - 2021-05-12 : Revised FD rates for Jana Small Finance Bank
Jana Small Finance Bank changed its FD rates with effect from May 3, 2021. The FD rates for 7 to 14 days is 2.50%, for 15 to 60 days it is 3%. The fixed deposit rate for a tenor of 61 to 90 days is 3.75%, for 91 to 180 days it is 4.50%, and it is 5.50% for 181 to 364 days. Further, FD rates for 365 days is 6.25%, fixed deposit rate for 1 year one day to 3 years is 6.50 %, and it is 6.75% for 3 years 1 day to 4 years 364 days. . The FD rates for 5 years is 6%, and for a tenor of 5 years and 1 day to 10 years the fixed deposit rate is 6.50%. - 2021-04-14 : Jana Small Finance Bank revised its MCLR
Jana Small Finance Bank revised its MCLR, With effect from 8 April 2021. The overnight and one-month MCLR is 9.90% and 9,93%. The MCLR for three months and six months is 10.04% and 10.24%, respectively. Further, the MCLR for long tenors of one year, two years and three years is 10.63%, 11.28% and 11.80%, respectively. - 2021-04-08 : Jana Small Finance Bank joined hands with Axis Securities to offer 3 in 1 account
Jana Small Finance integrated with Axis Securities to offer investment services. The bank has launched a three in one account. The three in one account integrates the savings account by Jana Small finance and trading and the Demat account by Axis Securities. - 2020-10-23 : Jana Small Finance Bank plans 600 branches by March next year
Jana Small Finance Bank will convert its asset centres into bank branches to have over 600 branches. The Small Finance Bank serves underbanked customers through various products, including zero balance savings accounts, fixed deposits with attractive interest rates, collateral-free loans and affordable home loan schemes.
