Yes Bank Savings Account
Yes Bank Savings Account Online
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Yes Bank Savings Account
Yes Bank offers a wide range of savings accounts that allows individuals to deposit money, keep it safe, and withdraw funds, all while earning interest. It provides a savings account according to the needs of the specific customer groups and caters to their requirement. For instance, it offers the Premium saving account for its high-end customers and also provides the minor savings account for children below the age of 18 years. The bank offers several facilities like internet banking, mobile banking, and allows no minimum balance requirement in many saving account products.
Features and Benefits of Yes Bank Savings Account
Benefits of Yes Bank saving Account are as follow:
Yes Bank Savings account Charges
| Product | Minimum balance | Interest Rate | Non Balance Maintenance Charges |
|---|---|---|---|
| Customizable Savings Account | Customized Account: Rs. 10,000, Yes First: Nil, Yes Primia: Rs. 2 Lakh | 4.00% - 5.50% | None |
| Savings Exclusive | Rs. 5,000 | 4.00% - 5.50% | Rs. 500 |
| Savings Advantage | NIL | 4.00% - 5.50% | -- |
| Smart Salary Platinum | NIL | 4.00% - 5.50% | None |
| Smart Salary Advantage | NIL | 4.00% - 5.25% | -- |
| Savings Select | Rs. 25000 | 4.00% - 5.25% | Upto Rs. 500 per month |
| Savings Value Account | NIL | 4.00% - 5.25% | -- |
| Smart Salary Exclusive | Rs. 5,000 | 4.00% - 5.25% | None |
| Yes First | NIL | 4.00% - 5.25% | None |
| Yes Primia | Rs. 2 Lakhs | 4.00% - 5.25% | None |
Yes Bank Savings Account Products
Yes Bank offers multiple savings account products for different purposes. Some of the popular products of Yes Bank savings are:
Customizable Savings Account
Customisable Savings Account not only offers returns as high as a Fixed Deposit but also gives you the power to choose your own Debit card, Account benefits & Pricing option. Here are some other benefits of customisable savings accounts.
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Savings Exclusive
Customizable savings account will give you the higher interest rate of 6 percent p.a. and also the maximum tax exemption benefit with 34 percent lesser investment.
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Savings Advantage
A Smart Salary Advantage Account offers a wide range of benefits and services to meet all your banking needs.
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Smart Salary Platinum
Enjoy exclusive range of privileges and benefits with YES BANK Smart Salary Platinum Account.Enjoy the convenient banking by opening Savings Advantage account as per your convenience and requirements from home or office, by simply filling an online account. opening formThis account is a complete banking package for your money offering a host of banking benefits with a minimal balance requirement.Smart Salary Exclusive Account offers you the wide range of benefits and privileges with exciting features, no minimum balance requirement is necessary for opening this account.
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Smart Salary Advantage
Enjoy exclusive range of privileges and benefits with YES BANK Smart Salary Platinum Account.Enjoy the convenient banking by opening Savings Advantage account as per your convenience and requirements from home or office, by simply filling an online account. opening formThis account is a complete banking package for your money offering a host of banking benefits with a minimal balance requirement.Smart Salary Exclusive Account offers you the wide range of benefits and privileges with exciting features, no minimum balance requirement is necessary for opening this account.The Savings Select Account is specially designed for the customers to instil the habit of savings among them.
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Savings Select
Enjoy exclusive range of privileges and benefits with YES BANK Smart Salary Platinum Account.Enjoy the convenient banking by opening Savings Advantage account as per your convenience and requirements from home or office, by simply filling an online account. opening formThis account is a complete banking package for your money offering a host of banking benefits with a minimal balance requirement.Smart Salary Exclusive Account offers you the wide range of benefits and privileges with exciting features, no minimum balance requirement is necessary for opening this account.The Savings Select Account is specially designed for the customers to instil the habit of savings among them.
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Eligibility:
Savings Value Account
Enjoy exclusive range of privileges and benefits with YES BANK Smart Salary Platinum Account.Enjoy the convenient banking by opening Savings Advantage account as per your convenience and requirements from home or office, by simply filling an online account. opening formThis account is a complete banking package for your money offering a host of banking benefits with a minimal balance requirement.Smart Salary Exclusive Account offers you the wide range of benefits and privileges with exciting features, no minimum balance requirement is necessary for opening this account.The Savings Select Account is specially designed for the customers to instil the habit of savings among them.
Key Features:
Eligibility:
Smart Salary Exclusive
Enjoy exclusive range of privileges and benefits with YES BANK Smart Salary Platinum Account.Enjoy the convenient banking by opening Savings Advantage account as per your convenience and requirements from home or office, by simply filling an online account. opening formThis account is a complete banking package for your money offering a host of banking benefits with a minimal balance requirement.Smart Salary Exclusive Account offers you the wide range of benefits and privileges with exciting features, no minimum balance requirement is necessary for opening this account.
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Yes First
Yes First Savings Account is exclusive, and premium savings account that suitably complements your lifestyle and expectations. Here is why you should open the Yes First Savings Account.
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Yes Primia
Yes Primia Savings Account offers customised banking solutions to individuals and self-employed with preferential privileges. Some of the benefits of the savings account are:
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Yes Bank Savings Account Nomination Plan
Yes Bank asks their customers to make nominations which imply that they should nominate individuals to whom the amount lying in their accounts should go in the event of their death. Nomination can be made in account opening form itself or on a separate form indicating the name and address of the nominee. The person can change the nomination any time. Yes Bank savings account provides the nomination facility in all the savings products.
Yes Bank Savings Account Welcome Kit
Yes Bank provides a Welcome Kit containing personalised cheque book and ATM Card, which is mailed to the customers’ postal address selected for correspondence, after 7 – 8 working days from the date of opening of a particular savings account.
Yes Bank Savings Account Helpline
Individuals can call Yes Bank’s 24X7 helpline number 1800-1200, which is accessible from all landlines and mobile phones in the country.
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FAQs
✅Can I open Yes Bank bank account online?
Yes Bank enables individuals to open a savings bank account online as well. Individuals can open an Insta saving account and digital savings account.
✅What is the minimum balance for an Yes Bank savings account?
Minimum balance requirement differs with Yes Bank saving account products. The minimum balance required to open a Customizable Savings Account in Yes Bank is Customized Account: Rs. 10,000, Yes First: Nil, Yes Primia: Rs. 2 Lakh.
✅Which saving account is best in Yes Bank?
There are various savings account products offered by Yes Bank. These accounts are specially developed for a certain section of people. Individuals may compare the interest rate offered, minimum account requirements and facilities provided to select the best product.
✅Can I open Yes Bank account with zero balance?
The minimum balance requirement to open a savings account with Yes Bank is Customized Account: Rs. 10,000, Yes First: Nil, Yes Primia: Rs. 2 Lakh. If any individual does not maintain the minimum balance then non-balance maintenance charges are levied.
- 2021-10-27 : Yes Bank Introduces Yes Family Account
Yes Bank has launched a new family account for its customers. This account will help customers care for well being of their family members. The bank is offering facilities like a dedicated Relationship Manager for the entire family; the flexibility to maintain minimum balance across family accounts; free domestic ATM withdrawals, fee waivers on digital transactions; YES Rewardz points and much more. - 2021-01-06 : Yes Bank reported 1.3% quarterly growth in loans and advances
Yes Bank registered 1.3% quarter-on-quarter growth in loans and advances which includes home, personal, gold, car, two-wheeler and education loans along with business and mudra loans to Rs 1.69 lakh crore during the December quarter. Deposits which include fixed and recurring deposits grew 7.7% to Rs 1.46 lakh crore. Further, the current account and savings account deposits grew 12.6% to Rs 37,973 crore. - 2020-07-28 : Yes Bank reported a net profit of 45. 44 crore for June quarter
YES Bank posted a 60.05% year-on-year fall in net profit at Rs 45.44 crore for the quarter ended June 30. The Bank had posted a net profit of Rs 113.76 crore in the corresponding quarter last year. Deposits at Rs 1,17,360 crore grew 11.4% QoQ aided by 26.4% QoQ growth in current account deposits and 12.6 per cent QoQ growth in term deposits which includes fixed and recurring deposits. CASA ratio stood at 25.8%. Further, Net interest income was at Rs 1,908 crore bolstered by home, personal, gold, car and two-wheeler loan along with business and mudra loans. - 2018-12-26 : Yes Bank to use data analytics to offer the right mix of products
In a bid to further strengthen its retail loans segment, the bank is planning to harness data analytics to understand customer behaviour to offer them a right mix of products which suits them the most, based on a predictability model. In addition to this, the bank is trying to focus upon building their CASA (current account savings account). - 2018-01-05 : Yes Bank, Nearby Tech bring cardless-pinless ATM service
Fintech startup Nearby Technologies has joined hands with Yes Bank providing, Aadhaar- enabled cardless and pinless ATM service. Through this, the customers can deposit or withdraw money at any retailer place. A retailer who uses the PayNEARBY mobile application on a smart phone, can become an Aadhaar ATM/Aadhaar Bank branch for cash withdrawals and deposits by a customer.
