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PNB Mobile Banking

PNB Mobile Banking Details

Last Updated 01st Dec 2021

PNB mBanking, PNB mPassbook, PNB MobiEase, PNB One is the mobile banking application for retail as well as corporate customers to transact banking services like fund transfer, paying bills, booking tickets etc.

Application Platform Google Playstore, Apple Store
App Names PNB mBanking, PNB mPassbook, PNB MobiEase, PNB One
Services Offered Fund Transfer, Book online tickets, Making Payments, Opening FD/RD Account etc.
Fund Transfer Methods IMPS, NEFT, RTGS
Registration Methods Visit Bank Branch/ATM
Online through Mobile App
Benefits Available 24*7
Accessible everywhere
Convenient
Yes Bank
Returns bhi, Rewards bhi
5.5%* interest p.a + up to 1500** YES Rewardz Points on account opening
Earn up to 50k** YES Rewardz Points in 1st year
Exclusive offers on Demat & Lockers
OPEN YOUR ACCOUNT DIGITALLY NOW
Disclaimer: For balance above INR 10 lcs to INR 1Cr. For YES FIRST customers. Terms and conditions apply. For more details please visit: www.yesrewardz.com
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PNB Mobile Banking

PNB is one of the largest Public Sector Bank in India that provides mobile banking services through PNB mBanking, PNB mPassbook, PNB MobiEase, PNB One. Account-holders of PNB can access banking services anytime and anywhere using their smartphones. To avail the mobile banking services such as balance enquiry, transfer of funds, bill payments, instant opening or closing of FDs and RDs and much more users must register for Mobile Banking Services with their registered mobile number.

Key Highlights of PNB Mobile Banking

Key features of PNB app are:

How to Register for PNB Mobile Banking Application?

To register for PNB app, follow the below-mentioned procedure.

How to Login to PNB Mobile Banking Services?

To log in to PNB app, follow the steps mentioned below:

Services Available on PNB Mobile Banking App

With PNB mobile banking app users can make financial transactions by sitting anywhere through their smartphones if they have an internet connection.

  • Account-holders of PNB can transfer funds through different modes such as NEFT, RTGS or IMPS between their own accounts or to another account of any bank by using the mobile banking services of PNB.
  • You can also book online tickets through air, road or train by using mobile banking.
  • If you want to open an FD/RD Account or invest in mutual funds or any other investment schemes, you can do so by using PNB mobile banking app.
  • With PNB Mobile Banking App, you can also request for issues of Demand Draft and Cheque Book, the opening of new accounts and closure of Loan Accounts.
  • Users can further make various payments of utility bills, LIC and other insurance premium payments, credit card dues payments and tax payments using mobile banking app.
  • You can also access your account statement and account summary online using PNB mobile banking app.

PNB Fund Transfer Options

PNB provides the facility to transfer funds to the accounts of third parties using different modes such as NEFT, RTGS and IMPS.

NEFT

NEFT or National Electronic Funds Transfer is the inter-banking facility to transfer funds from one institution to another institution within the country. NEFT is based on Deferred Net settlement which means the amount is credited in hourly batches along with the other payments. So, all the requests received in 30 minutes will be completed together.

  • To transfer money through PNB NEFT, one needs to have required bank details, including the IFSC code of the recipient's Bank.
  • There is no minimum cap for transferring money through PNB NEFT. However, you can transfer upto ₹Nil through NEFT facility.
  • While the beneficiary does not have to pay any transfer charges to receive money through NEFT, however, the person doing the NEFT transaction through PNB NEFT, has to bear Nil NEFT charges for fund transfer.
  • Also, PNB NEFT money transfer facility is available for NRE/ NRO accounts in the country.

RTGS

RTGS or Real Time Gross Settlement is the transfer of money from one bank to another bank on a real-time or gross basis. The term 'Real-time' means that the payment is made instantly without any delay. The gross settlement means the money is transferred on one to one basis. Presently, there are 140,000 RTGS-enabled bank branches in India.

  • If you want to transfer money through PNB RTGS, you would require the following details of the recipients.
    • The amount of transfer
    • The account number
    • Recipient and bank name
    • The recipient IFSC code
  • You can transfer up to ₹ 5 Lakhs through PNB RTGS facility of fund transfer.
  • While the beneficiary does not have to pay any transfer charges to receive money through RTGS, however, the person doing the RTGS transaction through PNB RTGS, has to bear Nil RTGS charges for fund transfer.

IMPS

Immediate payment service or IMPS is a real-time fund transfer system from PNB to another bank. To transfer money through IMPS, you need the recipient's mobile number and the generated MMID code or account number and IFSC or Aadhaar number. In India, about 498 banks are part of the IMPS system.

  • You can transfer money 24*7 through PNB IMPS facility at any time of the day, unlike other modes of money transfers.
  • While the beneficiary does not have to pay any transfer charges to receive money through IMPS, however, the person doing the IMPS transaction through PNB IMPS, has to bear Nil IMPS charges for fund transfer.

How to Transfer Funds on PNB App?

If you want to transfer funds through the PNB app, follow these steps.

  • Firstly, log in your PNB Net Banking Portal.
  • Click on Fund Transfer option on the menu bar.
  • Next, under the "Transaction", choose the transaction type.
  • Now, select the account from which the funds need to be transferred and add beneficiary details for the transfer.
  • Next, enter the amount and schedule the transfer if you want to pay later.
  • Now, click on Continue to view details of the transaction.
  • Next, verify all the details and click on "Submit".

PNB Mobile Apps

PNB provides Mobile Banking Services through the following apps:

Application Name Features

PNB NEFT, RTGS, IMPS – Timings, Charges and Limits

Transaction Type Charges Per Day Limit Timings
IMPS Nil ₹Nil 24*7, 365 Days
NEFT Nil ₹Nil
RTGS Nil ₹5 Lakhs 7 AM to 6 PM

PNB Mobile Banking: Do's and Don'ts

Following are the do's and don'ts that you must remember while using PNB mobile banking services.

Do's

  • A unique and strong password consisting of a mix of alphanumeric and special characters must secure your mobile phone.
  • It would be best if you changed your password on a regular basis.
  • If your mobile phone is lost or stolen, you must immediately report to the bank as well as the nearest police station.

Don'ts

  • Never share confidential information on any other website.
  • Do not share any banking information on your phone.
  • It would be best if you informed the bank immediately in case of a change in your mobile number.

FAQs

How can I register for PNB mobile banking?

You can register for PNB mobile banking services by filling the mobile registration form along with required documents for Identity Proof to the PNB branch. You can also register for PNB mobile banking services by downloading the PNB App from your play store and then complete the registration process by setting your mPIN.

What is PNB mobile banking?

PNB provides mobile banking facility to its users through the PNB App. Customers can make financial transactions like Fund Transfer, Making Utility Bill Payment, getting a new credit/ debit card etc. to enjoy banking services anytime and anywhere using their smartphone device.

Which is the mobile app for PNB?

PNB offers mobile banking services to PNB customers through PNB apps such as PNB mBanking, PNB mPassbook, PNB MobiEase, PNB One.

How can I get my PNB online banking username and password?

PNB provides username and password with pre-printed kit if you register for PNB internet banking application by visiting the bank. You can use the same username and password while you register for mobile banking services online to get a new mPIN.

How do I activate mobile banking?

You can activate for PNB mobile banking services by registering for mobile banking services by visiting the PNB or online by downloading the PNB app from your play store. After completing the registration process, set up your mPIN and then log in using your mPIN or user name and ID to complete the activation process for mobile banking.


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