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PhonePe App

PhonePe UPI

Last Updated 25th Jan 2022

  • PhonePe was founded in 2015 and launched in 2016.
  • PhonePe was acquired by Flipkart in 2016.
  • Users can make UPI transactions, pay bills, link other digital wallets to PhonePe very easily.
  • PhonePe users can also automate payment of bills and explore nearby services and outlets for Food, Healthcare, and other utilities.
  • PhonePe allows linking of multiple bank accounts to make UPI transactions.
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PhonePe UPI Payments App

PhonePe is a UPI based payment application. It was founded in 2015 and was acquired by Flipkart in 201You can make payments through Phonepe after creating your UPI ID. You don't have to recharge your wallet as money is debited from your account directly. PhonePe is the first UPI based app which crossed 10 million app downloads.

In 2018 PhonePe launched various micro-apps on its platform as well. You can make payments to merchants or your friends at any time during any day without going through the long process of payment through net banking.

PhonePe UPI Login

To set up your account in PhonePe UPI app follow these steps:

  • Open the PhonePe app on your smartphone and verify your mobile number, which is registered with your bank account.
  • In the next step, enter your name, email address and a 4 digit password to activate your wallet.
  • Now, click on create new Virtual Payment Address (VPA).
  • After which, select the bank you want to link to the app, and the app will automatically fetch the required details.
  • At the last step, you need to confirm your bank details, and your PhonePe account is created.

Features of PhonePe App

The features of PhonePe App are as following:

  • Through PhonePe you can easily recharge your mobile or pay bills on time.
  • You can also transfer money using the QR code through PhonePe.
  • It provides the feature to be the single app for all UPI transactions. Thus, you can link multiple bank accounts with your Phonepe account.
  • You can also check your account balance through PhonePe.
  • The app provides the facility to link both credit and debit card.
  • PhonePe allows you to set up auto payment as well for your bills.
  • When you make payment to service providers and merchants, PhonePe provides you with various rewards and cashback as well.
  • You can also link multiple other digital wallets with PhonePe like Freecharge, Airtel Money, JIO Money, etc.
  • You can also explore various nearby stores and service providers for shopping, healthcare, food, and other utilities.

Transaction Limit & Charges of PhonePe

You can make a maximum of 10 person to person transaction through PhonePe in one day. The maximum amount for one transaction and the daily limit for both P2P and merchant payments cumulatively is ₹ 1 lakh. Currently, PhonePe does not charge anything from its users for making payments, whether it is P2P or to merchants.

How to Download PhonePe UPI App?

Follow the below-mentioned steps to download PhonePe:

  • Go to the app store on your smartphone.
  • Now, in the search bar type, ‘PhonePe’, and search for the app in the store.
  • Install the PhonePe from playstore or iOS app store.

PhonePe App Customer Care

You can contact PhonePe's customer care support centre by contacting 080-6872737. Alternatively, you can log in to https://support.phonepe.com/ through your registered PhonePe mobile number and report the issue you are facing.

Check Other UPI Apps


What is PhonePe UPI app?

PhonePe was launched and acquired by Flipkart in 2016. It enables you to make quick and easy UPI transactions through your phone and also link various other digital wallets to your PhonePe wallet.

What is PhonePe and UPI?

PhonePe is a UPI based mobile app through which you can make digital payments in real-time. UPI enables real-time payment digitally from one bank account to another.

Is PhonePe app safe?

PhonePe does not store any user data or password. Yes Bank powers all of its financial transactions; thus, they happen through a safe banking server.

Is PhonePe app Indian?

PhonePe was founded by Sameer Nigam, Rahul Chari, and Burzin Engineer in 2015. It is headquartered in Bangalore.

Is UPI and PhonePe the same?

No, PhonePe is the mobile app, while UPI is the platform through which transfer of money takes place from one account to another.

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