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Kotak Pay

Kotak - 811 & Mobile Banking Pay

Last Updated 13th Sep 2021

  • Kotak Bank UPI app allows you to transfer funds online from one bank to another.
  • You can also make online bill payments, recharges and much more with UPI app.
  • Kotak’s UPI payment system is integrated with its mobile banking app - Kotak - 811 & Mobile Banking Pay.
  • Kotak Bank UPI app can be downloaded by Google Play Store or Apple Store.
  • Kotak Bank has a transaction limit of ₹ 1 Lakh on its UPI app.
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Kotak UPI

Kotak Bank provides the feature of BHIM UPI within its mobile app named 'Kotak - 811 & Mobile Banking'. Only the customers of Kotak Bank can make UPI transactions from that app. Besides the app is a house of various other banking facilities like KayMall, bill payments, recharge facilities, PIN regeneration for debit or credit card, IMPS, RTGS, etc. It is the best in the class app which provides a number of banking services on the go.

How to Register for Kotak Bank UPI?

To register for Kotak Bank UPI, you have to follow these steps:

  • Download the 'Kotak 811' app from your app store.
  • Open the app, then enter your CRN (Customer Relationship Number) and follow it up by entering your mPIN to log into your account.
  • After you have logged into your account in the Kotak 811 app, navigate to 'UPI' option
  • Create your Virtual Payment Address and UPI PIN to complete your UPI registration process.

How to Collect/ Receive Money From Kotak Bank Pay?

You can collect or receive money from Kotak Bank Pay by using following steps:

  • Open the Kotak - 811 app.
  • Navigate to UPI section.
  • Tap on 'Collect/Receive' option.
  • Enter the VPN of the from whom you want to receive money, enter the amount and then click on 'Request'.

Benefits of BHIM Kotak Bank Pay

Some of the popular benefits of Kotak - 811 & Mobile Banking Pay are:

  • You can make cashless payments on the go to any person without requiring details like account number and IFSC code.
  • You can make Quick scan payments to merchants in real-time.
  • The Kotak -811 and Mobile Banking also provides various other services like paying bills, recharging mobile and DTH services, etc. Having such services on the app makes it a one-stop solution for various other things apart from making UPI Payments.
  • Complete safety of your transactions and accounts as the UPI network is 100% safe. Plus it is backed by RBI.
  • You can also do shopping, book movie, flight and train tickets.
  • You can enjoy various banking services from a mobile application like making NEFT transfers, adding a beneficiary, managing your credit card, loans, and investments.

Features of Kotak Bank BHIM App

Kotak Bank offers following features on its BHIM UPI app:

  • Kotak-811 app provides an option to open an account with Kotak bank if you are not an existing Kotak customer.
  • As a Kotak customer, you can make transactions, send and receive money through IMPS, UPI, RTGS along with having the facility to request for a cheque book.
  • Through the in-app option of KeyMall you can shop from Flipkart, book flight tickets, hotel rooms and train tickets as well.
  • You can also pay bills, recharge mobile and DTH service along with investing in mutual funds.
  • You can also check account balance, use the virtual debit card, or open a term deposit account.

Kotak UPI Transaction Limit

The UPI transaction limit for one day is a maximum of ₹ 1 Lakh. Thus, you cannot make UPI transactions worth more than ₹ 1 Lakh in a day through Kotak - 811 & Mobile Banking Pay.

Timings of Kotak Pay App

The UPI transactions from Kotak - 811 & Mobile Banking Pay can be done 24*7, 365 days with a real-time transfer of funds. Therefore whether it is a national holiday or bank holiday, you can still make payments and receive money through UPI.

Charges of Kotak Pay

Currently, there are no charges for UPI transactions made through Kotak - 811 & Mobile Banking Pay.

FAQs

How can I get an Kotak UPI ID?

You can download the Kotak - 811 & Mobile Banking, enter your basic details like Name, DOB, etc. in the UPI section. After which you can link your bank account and enter your desired 6 digit UPI PIN to get your Kotak Bank UPI ID.

Does Kotak charge UPI transactions?

Currently, there are no charges for UPI transactions by any bank on any app.

What is BHIM Kotak pay?

The Kotak - 811 & Mobile Banking is a mobile application from Kotak Bank which facilitate its customers to enjoy various banking services through a mobile application. It also allows the customers of Kotak Bank to create their UPI ID and make transactions through VPA on safe UPI network.

What is UPI in Kotak?

Unified Payment System or UPI is a real-time payment system which facilitates the transfer of funds from one bank account to another. The system has been developed by National Payments Corporation of India (NCPI). Users can transfer funds through UPI from their mobile.

What is Kotak UPI address?

The Kotak UPI address refers to the Virtual Payment Address which is created for each user when they register for UPI. It is an address which is used in place of information like account number and IFSC code to facilitate the real-time transfer of funds through UPI safely and seamlessly.


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