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Kotak Net Banking

Kotak Online Banking

Last Updated 22nd Nov 2021

Kotak Online Banking facilitates customers to make financial transactions easily at the comfort of their home or offices once they have registered for Kotak Bank Internet Banking facility.

Kotak Net Banking Login https://www.kotak.com/j1001mp/netapp/MainPage.jsp
Services Offered Fund Transfer, Balance Check, Book online tickets, Making Payments, Opening FD/RD Account etc.
Registration Methods Visit Bank Branch/ATM or register online through Net Banking Portal
Online Fund Transfer Methods & Limit IMPS- ₹ 2 Lakhs
NEFT- ₹ 10 Lakhs
RTGS- ₹ 10 Lakhs
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    Kotak Bank Net Banking

    Kotak Bank is one of the largest Private Bank in India to provide Internet Banking services to retail as well as corporate Kotak Bank customers. You can avail services like Fund transfer, Bill Payment, Apply for a new debit/credit card, open a new FD / RD account and book tickets and much more without paying any additional charges provided you have an internet connection and your mobile number is registered with the bank.To avail these services, you must however register forKotak net banking facilities.

    How to Register for Kotak Net Banking?

    To register, you can visit the bank and fill the Kotak Net Banking Registration Form or else you can register through Kotak Bank ATM.

    Online Registration

    If you want to register online through Net Banking follow the steps as mentioned below:

    • Visit the Kotak Bank home page.
    • On the home page, click on Login.
    • Now, click on Register for Net Banking.
    • Next, enter the CRN / Customer ID or user name or forex card number and Confirm the captcha, accept the terms and conditions and click on "Continue".
    • Now, verify the details and click on "Continue".
    • Next, generate password Kotak net banking login password and click on "Continue".
    • Finally, enter a new password for the Kotak Net banking login and click on "Submit".
    • Phone banking: Account holders can also register for Kotak net banking services by calling Kotak phone banking numbers. To register you need to provide required information such as Customer ID/ Debit Card/ ATM number.
    • ATM: If the account-holders want to register for Kotak net banking through ATM, they need to visit the nearest Kotak ATM and enter required details such as Kotak debit card number, card PIN. Select net banking registration and follow steps as displayed on the screen.
    • Bank Branch: To register for Kotak Net Banking facility through bank branch, download the net banking registration form from the bank website and submit the duly-filled form with the required documents to the nearest bank branch. Account-holders can also get the registration form from the Kotak bank branch and submit the same to complete the process of Kotak net banking.

    How to Login into Kotak Net Banking Online

    You can login to Kotak net banking online, by following the steps as mentioned below:

    • Visit the official homepage of Kotak Bank net banking by clicking on https://www.kotak.com/j1001mp/netapp/MainPage.jsp
    • Now, click on Continue to Login.
    • Login
    • On the next page, enter your User name and Password and click on the Login button.
    • Fill Details

    How to Check Balance via Kotak Bank Net Banking Online?

    You can also avail Kotak Bank balance check online facility through net banking.

    • To know about Kotak Bank account balance, you need to login your account by clicking on https://www.kotak.com/j1001mp/netapp/MainPage.jsp.
    • Next, enter their username and password.
    • Now, after login, you can check the balance on the net banking dashboard
    • You can also know about previous transactions, get a mini-statement etc by using Net Banking Facility.

    How to Transfer Money via Kotak Net Banking?

    Kotak customers can transfer funds from their Kotak accounts to other Kotak accounts or different banks through Net Banking facility. Before transferring funds, users must, however, add the account details of the beneficiary account.

    Here is a step-by step-wise guide to transfer funds through Net Banking.

    • Firstly, log in your Kotak Bank Net Banking Portal.
    • To add a beneficiary, click on Transfers and Payments and then on Add / Manage Beneficiaries to add beneficiary details. Now, add transfer type and enter the required information. After entering the details, verify the details and click on Confirm. Finally, enter the activation code sent to your mobile.
    • Now, click on Transfer type and choose the required Transfer type.
    • Next, enter the account details and click on submit button.
    • Finally, verify the details and click on Confirm and Transfer.

    Online Kotak Transaction Limits

    The table below mentions the charges and transaction limits for fund transfer through different modes.

    Transaction Type Charges Per Day Limit
    IMPS Nil ₹ 2 Lakhs
    NEFT Nil ₹ 10 Lakhs
    RTGS - ₹ 10 Lakhs

    Credit Card Bill Payment through Kotak Online Internet Banking

    To make credit card bill payment through Kotak Bank Net banking, you simply need to register for Kotak credit card net banking. If you have an existing saving account in the bank, the amount will be instantly transferred from the account when you make the payments.

    Here is a step-by-step guide to make credit card payment through Internet Banking:

    • Firstly, log in to the official website by clicking on https://www.kotak.com/j1001mp/netapp/MainPage.jsp.
    • Now, click on ‘Bill Payment’.
    • Complete the registration process by entering your credit card details and clicking on the Submit button.
    • Finally, enter the OTP sent on your registered mobile number to complete the registration process.
    • Now to make a payment click on ‘View/Pay Bills’ select the Biller.
    • On the next page, choose your Kotak account number from where the funds must be transferred.
    • Now, enter the amount that is to be paid. Once you have entered all the details, click on ‘Pay Now’.
    • Finally, click on ‘Submit’ to complete the payment of the credit card bill.

    Services Offered by Kotak Online Net Banking

    With Kotak Bank Net Banking, users can do the following online transactions via their desktop.

    • Kotak Bank customers can transfer funds between their own accounts or to another account of Kotak Bank or different bank of the third party using an internet banking facility.
    • With internet banking features, customers can also request for issues of Demand Draft and Cheque Book, the opening of new accounts and closure of Loan Accounts.
    • Other services offered by Kotak Bank are Utility bill payments:
      • Online Ticket Booking
      • Opening a FD/RD Account
      • LIC and other insurance premium payments
      • Mutual funds Investments
      • Credit Card dues payments
      • Tax Payment Income, Service, State Govt

    Reset/Forget Password of Kotak Internet Banking

    If you want to reset or forget the Internet Banking password of your Kotak account, follow the below-mentioned procedures.

    • Visit the Kotak Bank home page.
    • On the login page, click on the link "Forgot / Blocked Password."
    • Now, enter the user identification (CRN) or net banking nickname.
    • Next, answer two compulsory questions.
    • Select the verification method from given options. If you have selected Debit Card, Credit Card verify Card details and PIN. Answer secret questions if you have chosen Secret Questions.
    • Finally, enter a 6-character password for login.

    Top Banks Offering NetBanking Services


    Who can opt for Corporate Internet Banking?

    Any non-individual, whether it is a small enterprise, firm, trust, government organisation or large conglomerate who comes under the category of corporate and has an account in Kotak can avail the services of Corporate Internet Banking.

    Does Kotak charge for Internet Banking?

    No, Kotak Bank does not charge for availing the services of Internet Banking. However, if Kotak customers transfer funds to the third party using different modes such as NEFT, RTGS or IMPS then the bank of the third party may charge some fees for fund transfer.

    How to activate Kotak Net Banking service without going to the bank?

    Kotak customers can also register for Kotak Net Banking services online by visiting the official portal of Kotak. Now, enter your Account and Debit/ATM card details as mentioned to register for Net Banking Services.

    How can one access the Kotak net banking facility?

    To access Kotak Net Banking facilities, you must meet these criterias:

    • Open an account at Kotak, if you do not have any.
    • Register for the Internet banking service with the bank.
    • Bank will provide you with a Pre Printed Kit (PPK) containing username and password.
    • You can also request the bank to send the username through SMS to your registered address.
    • To complete the registration process, Log on to https://netbanking.hdfcbank.com/netbanking/registrationUsingOTP.htm using the same username and password and follow the procedure as stated.

    What are the key features of Corporate Internet Banking?

    Kotak Bank offers the following world-class Internet Banking services to its Corporate Customers through the portal https://www.kotak.com/j1001mp/netapp/MainPage.jsp

    • Making payments to merchants.
    • Paying taxes to the government.
    • EPF Payment
    • Utility Bill Payments
    • Trade Services
    • Opening FD/RD Account
    • Making requests for cheque payment and cheque stop payment.

    How to Opt Kotak Retail Internet Banking?

    To avail Kotak Retail Internet Banking services, you must register for Internet Banking by filling the Internet Banking Registration Form as you visit the bank. Account holders of Kotak Bank can also register for Net Banking facilities online by visiting the official web portal of Kotak Bank and entering ATM card details. However, to opt for Kotak Retail Internet Banking users must have a registered mobile number and Internet facility.

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