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Kotak Bank Balance Check

Kotak Bank Balance Enquiry Details

Last Updated 16th Apr 2021

Balance Enquiry through SMS SMS BAL to 9971056767/ 5676788
Balance Enquiry through Net Banking Visit https://www.kotak.com/j1001mp/netapp/MainPage.jsp
Balance Enquiry through Missed Call Give miss call on 1800 274 0110 (toll free)
Balance Enquiry through Mobile Banking BHIM Kotakpay, Kotak Bharat Banking, Kotak AllPay, Kotak - 811 & Mobile Banking
Balance Enquiry through USSD Enter
    Apply for Savings Account

    Kotak Balance Enquiry - Missed Call Banking

    Kotak Bank missed call banking is a banking service which facilitates customers to avail services like balance enquiry, receive mini-statement, block ATM Card etc. by giving a missed call. To avail this service, Kotak Bank customers must activate Kotak Bank missed call banking by sending to through their registered mobile number or by visiting the bank. Once, you have completed a one-time registration; you will receive the confirmation message if registration is successful and you can now use the services without an internet connection.

    Missed Call Banking Numbers

    Services Missed Call Number
    Balance Enquiry Give a missed call on 1800 274 0110 (toll free)
    Mini Statement Give a missed call to TXN(space)Last 4 digits of Account Number

    How to Register Kotak Bank Missed Call Banking?

    To avail Kotak Bank missed call banking, Kotak Bank customers must complete a one-time registration process by visiting the bank branch.

    Kotak Bank Balance Enquiry By Missed Call

    Kotak Bank balance enquiry can also be made through a missed call. To use the missed call services, register for Kotak Bank missed call banking by sending to from your updated mobile number. Kotak Bank toll-free number for balance enquiry is 1800 274 0110 (toll free). You can give a missed call to this number from your registered mobile number.

    Different methods for Kotak Balance Check

    Kotak Bank users can check Kotak account balance by using Kotak Bank missed call banking facility through a missed call from their registered mobile number in a few seconds. Here are some other methods users can apply for Kotak Bank balance check:

    Kotak Bank Balance Check through ATM

    Kotak Bank account balance can also be checked through ATM cum Kotak Bank ATM or any other debit card . To make Kotak Bank account balance enquiry, you need to visit the Kotak Bank ATM or any other ATM .

    Here is a step-by-step guide for Kotak Bank bank balance check:

    • Swipe the Kotak Bank ATM-cum-debit card as you do to withdraw money.
    • Now, use your 4-digit ATM PIN.
    • Next, choose the “Balance Enquiry / Balance Check” option and complete the transaction.
    • To get information about the last 10 transactions, select the 'Mini Statement’ option on the ATM.

    Kotak Bank Balance Enquiry by Net Banking

    Customers can also avail Kotak Bank balance check online facility through net banking.

    • To know about Kotak Bank account balance, customers need to login their account by clicking on https://www.kotak.com/j1001mp/netapp/MainPage.jsp.
    • Next, they need to enter their username and password.
    • Now, after login, you can check balance on the net banking dashboard
    • You can also know about previous transactions, get a mini-statement etc by using a net banking facility.

    Banks Offering NetBanking Services

    Kotak Bank SMS Service

    You can use Kotak Bank SMS service to enquire about account balance and other details such as last transactions etc. To know about Kotak Bank account balance through SMS, follow these instructions:

    • After registration, you will receive a confirmation message about successful registration. You can now use the Kotak Bank SMS service.
    • To know about account balance, SMS BAL to 9971056767/ 5676788 from your registered mobile number.

    Kotak Bank Passbook

    • Every bank issues a passbook when you open a new Kotak Bank account. It contains details about all the transactions.
    • You can also check Kotak Bank account balance through your updated passbooks.
    • Customers can visit the Bank branch to update their passbook.

    Kotak Bank Mobile Banking Applications

    With Kotak Bank Mobile Banking Applications, users can access banking anytime and anywhere. To access mobile banking applications, Kotak Bankcustomers have to register for mobile banking services by sending BAL to 9971056767/ 5676788 from the registered mobile number. You can also activate mobile banking services from an Kotak Bank ATM or bank branch.

    BHIM Kotakpay

    • BHIM Kotakpay is Unified Payment Based Interface App for making payments.Users with the app can peform banking transactions anytime and anywhere.
    • Kotak Bank customers and Non-Kotak Customers both can use the mobile app.
    • With BHIM Kotakpay App you can send or receive money, reset UPI PIN, make balance enquiry and check transaction status etc.
    • Users can make Person to Person (P2P) and Person to Merchant (P2M) payment transactions.

    Kotak - 811 & Mobile Banking

    • Now, add beneficiary if you are transferring funds to the new contact. If the person is already added as beneficiary click on Send to my beneficiary.
    • Next, create a 6 digit MPIN (Mobile Banking password).
    • As you log in, a dashboard will appear to access mobile banking services. Now, click on the "Transfer Money" option on the dashboard.
    • Finally, enter your 6-digit MPIN to transfer money, and the transfer process is complete. Save the 12-digit reference number for future reference.
    • Now, click on Transfer Now to transfer funds. On the next page, you will see your account details and the details of the beneficiary.
    • Next, enter details such as Account Number, Name, Account Type, IFSC code etc. After entering the details, click on Submit.
    • Firstly, open Kotak - 811 & Mobile Banking App.
    • Firstly, login Kotak - 811 & Mobile Banking App using your 6 digit MPIN.
    • Firstly, download and install the Kotak - 811 & Mobile Banking App.
    • Finally, send this SMS to 5676788 or +919971056767.

    Top Applications Offering UPI Facility

    How to Generate Kotak Bank Mini Statement?

    Kotak Bank customers can generate a Mini Statement after doing a one-time registration for Kotak Bank Missed Call facility.

    • Now, you can get details of your previous five transactions by giving a missed call to 1800 274 0110 (toll free)
    • You can also receive Kotak Mini Statement by sending an TXN(space)Last 4 digits of Account Numberto 9971056767

    Kotak Bank Balance Enquiry using USSD

    USSD or Unstructured Supplementary Service Data allows users without a smartphone or data/internet connection to use mobile banking services. To know Kotak Bank Account Balance through USSD, follow these steps.

    • Register your number with your bank account.
    • Open phone dialer and Dial .
    • Choose the language as per your convenience.
    • Enter the first three letters or IFSC code or 2 digit bank code followed by send.
    • Now follow the instructions and you can now check your account balance or get a mini statement etc.

    Check Balance Enquiry Toll Free Number of Top Banks

    FAQs

    How can I check my Kotak Bank account balance by SMS?

    To check your Kotak Bank account balance by SMS, register for Kotak Bank Missed Call facility by sending an SMS. After a one-time registration process SMS BAL to 1800 274 0110 (toll free) from your registered mobile number to know about Kotak Bank account balance.

    How can I get an Kotak Bank mini statement on mobile?

    To get an Kotak Bank mini statement on mobile, register for Kotak Bank Missed Call facility by sending an SMS to 1800 274 0110 (toll free).Now, give a missed call to 1800 274 0110 (toll free)or send an SMS TXN(space)Last 4 digits of Account Number to 9971056767.

    How do I check my bank balance on my phone?

    With Kotak Bank SMS banking and mobile services, customers can know about their bank balance by giving a missed call or sending an SMS from their registered mobile number on the Kotak Bank balance enquiry toll-free number -1800 274 0110 (toll free). You can also check bank balance on your phone through net banking or mobile banking services.

    How can I know my Kotak Bank account balance by the missed call?

    To use the Missed Call services, register for Kotak Bank Missed Call facility by sending to from your updated mobile number and then give a missed call on toll-free balance enquiry on 1800 274 0110 (toll free).

    How can I check my Kotak Bank mini statement?

    You can check your Kotak Bank mini statement by giving a missed call on 1800 274 0110 (toll free) or sending an SMS TXN(space)Last 4 digits of Account Number from your registered mobile number on the Kotak Bank Toll-free 9971056767.

    How can I check my Kotak Bank account details?

    You can check your Kotak Bank account details by giving a missed call or sending an SMS from your registered mobile number on the Kotak Bank balance enquiry - 1800 274 0110 (toll free)The account details can also be checked through Kotak Bank mobile applications like BHIM Kotakpay, Kotak Bharat Banking, Kotak AllPay, Kotak - 811 & Mobile Banking or net banking or USSD facility.

    How can I know my Kotak Bank account balance through mobile?

    You can know about your Kotak Bank account details by giving a missed call or sending an SMS from your registered mobile number on the Kotak Bank balance enquiry missed call number 1800 274 0110 (toll free) or SMS Services Number 9971056767/ 5676788.


    Kotak News - May 2021
    • 2021-03-05 : Kotak and Indian Army ink pact for salary account
      Kotak Bank signed a memorandum of understanding with the Indian Army in New Delhi for a salary account. The MoU enables Kotak to offer its salary account and its exclusive benefits for the Indian Army.
    • 2020-05-26 : Kotak Bank lowered savings rate to 3.5% for up to Rs 1 lakh balance
      Kotak Mahindra Bank reduced the interest rate on savings account deposits of up to Rs 1 lakh by 25 bps to 3.5%. This is the bank second cut to the savings rate in two months.
    • 2020-05-19 : Kotak Bank launches video KYC for opening 811 savings account.
      Kotak Mahindra Bank on May 18 announced the introduction of video KYC to open a full-fledged Kotak 811 savings account. Through this process, verification of KYC documents and recording a customers signature can be completed over a video call. This will eliminate the need for a visit to the branch or in-person interaction, biometric verification or sharing of physical documents.
    • 2019-10-30 : Kotak Mahindra profit reaches 51% in Q2
      Kotak Mahindra Bank reported a jump in profit to 51% as per the Q2 results. The Bank reported a net profit of Rs 1724 crores. The increase in profit margins is resultant of the CASA ratios of the Bank that rose to 53.6 %.
    • 2019-07-23 : Kotak Mahindra Bank’s loan book grew by 18% at Rs. 2.08 lakh crore
      Private sector lender, Kotak Mahindra Bank has witnessed a 33 percent rise in profit at Rs. 1,360 crores, driven by lower provisions and higher net interest income. Also, the lender’s loan book grew by 18% at Rs. 2.08 lakh crore as of June along with the rise in CASA deposits and fixed deposits while marginal moderation was witnessed in home loans, loan against property and personal loans.
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