Jana Finance Bank Savings Account Interest Rates

Jana Small Finance Bank offers an interest rate ranging between 3.50% to 7.25% on the minimum average balance maintained in the savings account. It calculates the interest rate on savings bank accounts on a daily basis. However, the interest is paid to the account holders every quarter. With Jana Small Finance Bank Savings Account youth and minors can get additional benefits on their Savings Account.

Jana Small Finance Bank Savings Account helps you to save money by providing interest on your idle money deposited in the savings accounts. The rate of interest on Jana Small Finance Bank Savings Account varies as per the Savings Account product. Some of the key features and benefits of Jana Small Finance Bank savings account are:

• It offers interest rates from 3.50% to 7.25% p.a. You can easily access Jana Small Finance Bank Savings Account anywhere through a large network of branches and ATMs.
• If you want to transfer funds from Jana Small Finance Bank Savings account to any other bank account, you can do it through modes such as RTGS, IMPS, NEFT and UPI facilities.
• To maintain Jana Small Finance Bank Savings account, you require a minimum balance of Rs. 2,500.
• Jana Small Finance Bank personalized account number and cheque book enhances security and ensures your money is safe.
• You can get SMS Alerts and e-statement facilities with Jana Small Finance Bank Savings Account.
• With Auto Sweep Facility of Jana Small Finance Bank, your account can be linked to Multi Option Deposit MOD account.

Saving Account	Interest Rate	Minimum Balance
Regular Saving Account	3.50% - 7.25%	Rs. 2,500
Savings Plus Account	3.50% - 7.25%	Rs. 5,000
BSBDA	4.50% - 7.25%	NIL
Salary account	4.50% - 7.25%	N.A

• Regular Saving Account: Jana Small Finance Bank offers interest rates ranging between 3.50% to 7.25% on Regular Saving Account.You can open a Regular Saving Account in Jana Small Finance Bank by depositing Rs. 2,500 amount as minimum balance.
• Savings Plus Account: If you have deposited your excess funds in a Savings Plus Account, you can get interest at 3.50% to 7.25% on your account. This account can be opened by anyone with a minimum age of 18 Years.
• BSBDA: Jana Small Finance Bank provides interest rates ranging between 4.50% to 7.25% on BSBDA. The minimum balance requirement to open this account is NIL.
• Salary account: You can get interest at 4.50% and 7.25% respectively on Salary account in Jana Small Finance Bank. The account can be opened in Jana Small Finance Bank by depositing amount.

✅How much interest is charged by Jana Finance Bank on Savings Account?

Jana Finance Bank offers an interest rate of 3.50% to 7.25% on Savings Account.

✅What is the minimum amount required for opening Savings Account in Jana Small Finance Bank?

The minimum amount required for opening Savings Account in Jana Finance Bank is Rs. 2,500.

✅What are the balance non - maintenance Charges on Jana Finance Bank Savings Account?

The Balance Non Maintenance Charges on Savings Account by Jana Finance Bank are If the balance is below 100% of AMB then Rs. 10 , if the balance is below 50% of AMB then Rs. 20..

✅What are the Jana Small Finance Bank ATM Transaction charges on Savings Account?

Jana Finance Bank ATM Transaction charges on Savings Account are Nil.

✅How does Jana Finance Bank calculate interest charged on Savings Account?

Interest on Savings Account is calculated on Quarterly basis. The following formula is used by Jana Small Finance Bank to calculate interest on Savings Account.

Monthly interest=Amount (Daily balance)*(No of days)* Interest/Days in the year

✅Does Jana Small Finance Bank offer Debit Card to the account holder?

Yes, various Debit Cards are offered, differing according to the product. Some of the popular savings account products of Jana Small Finance Bank with the type of Debit Card offered are listed in the table below.

Regular Saving Account	RuPay Platinum
Savings Plus Account	RuPay Platinum
BSBDA	RuPay Platinum

Interest rate on all Jana Small Finance Bank deposits products listed in the table above is 3.50% to 7.25%.

✅What is the withdrawal limit of the account?

The withdrawal limit offered in Jana Small Finance Bank is 25,000 per day

✅What is the eligibility criteria to open a savings account in Jana Small Finance Bank?

Eligibility criteria for Jana Small Finance Bank savings account -

• Indian residents of 18 years and above can apply for this savings account jointly or individually.