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Jana Finance Bank Savings Account

Jana Finance Bank Savings Account Online

Last Updated 12th May 2021

  • Jana Small Finance Bank offers a wide range of savings account products for specific customer groups.
  • Minimum balance requirement to open a savings account in Jana Small Finance Bank is Rs. 2,500.
  • You can get high returns up to 7.25% on a savings account.
  • Open instant Jana Small Finance Bank savings account online.
  • Internet banking and mobile banking facility available.
  • The facility of safe deposits locker facility, nomination available in Jana Small Finance Bank.
Apply for Savings Account

Jana Finance Bank Savings Account

Jana Small Finance Bank offers a wide range of savings accounts that allows individuals to deposit money, keep it safe, and withdraw funds, all while earning interest. It provides a savings account according to the needs of the specific customer groups and caters to their requirement. For instance, it offers the Premium saving account for its high-end customers and also provides the minor savings account for children below the age of 18 years. The bank offers several facilities like internet banking, mobile banking, and allows no minimum balance requirement in many saving account products.

Features and Benefits of Jana Finance Bank Savings Account

Benefits of Jana Small Finance Bank saving Account are as follow:

  • Jana Small Finance Bank offers an interest rate on saving account in the range of 3.50% to 7.25%.
  • Balance requirement for Jana Small Finance Bank savings account is Rs. 2,500.
  • An individual can transfer the Jana Small Finance Bank savings account to any other branch without changing the account number.
  • Safe deposits locker facility, nomination facility is also available.
  • Jana Small Finance Bank savings account provides the facility of linking to the Multi Option Deposit account to fetch higher term deposit interest on the surplus money.
  • It provides various kinds of debit cards as per account holder’s convenience.
  • Jana Small Finance Bank offer banking facilities like internet banking and missed call banking. An individual can also avail the mobile banking facility which provides services like interbank mobile payment services (IMPS), utility bill payments, mobile recharges, enquiry and statements and cheque book request.
  • No charge is levied for passbook service.

Jana Finance Bank Savings account Charges

ProductMinimum balanceInterest RateNon Balance Maintenance Charges
Regular Saving AccountRs. 2,5003.50% - 7.25%If the balance is below 100% of AMB then Rs. 10 , if the balance is below 50% of AMB then Rs. 20.
Savings Plus AccountRs. 5,0003.50% - 7.25%If the balance is below 100% of AMB then Rs. 20 , if the balance is below 50% of AMB then Rs. 40.
BSBDANIL4.50% - 7.25%No charges
Salary account4.50% - 7.25%--

Jana Finance Bank Savings Account Products

Jana Finance Bank offers multiple savings account products for different purposes. Some of the popular products of Jana Finance Bank savings are:

Regular Saving Account

Regular savings account by Jana finance Banks offers higher interest, hassle-free banking experience and is a great bank to park your savings.

Key Features:

  • This savings account offers higher interest rates.
  • Unlimited withdrawals available for the account holders.
  • Average monthly balance should be Rs. 2,500 per account.

Eligibility:

  • Indian residents of 18 years and above can apply for this savings account jointly or individually.

Savings Plus Account

Savings Plus Account is a saving account specially designed for Cricket fans. It provides you access to Jana bankable debit card an exclusive card with great offers and your favorite cricketer picture on it.

Key Features:

  • Higher interest rate
  • Average monthly balance should be Rs. 5,000

Eligibility:

  • Indian resident of 18 years of age and above

BSBDA

BSBDA or Basic Savings Bank Deposit Account of Jana small finance Bank requires no minimum amount and provides hassle-free banking experience. It is aiming at financial inclusion of poorer section of the society.

Key Features:

  • Higher interest rate
  • No average monthly balance

Eligibility:

  • Indian resident of 18 years of age and above

Salary account

Salary account of Jana Small finance Bank is designed for the salaried individuals.

Key Features:

  • Higher interest rates

Eligibility:

  • Indian resident of 18 years of age and above

Jana Finance Bank Savings Account Nomination Plan

Jana Small Finance Bank asks their customers to make nominations which imply that they should nominate individuals to whom the amount lying in their accounts should go in the event of their death. Nomination can be made in account opening form itself or on a separate form indicating the name and address of the nominee. The person can change the nomination any time. Jana Finance Bank savings account provides the nomination facility in all the savings products.

Jana Finance Bank Savings Account Welcome Kit

Jana Small Finance Bank provides a Welcome Kit containing personalised cheque book and ATM Card, which is mailed to the customers’ postal address selected for correspondence, after 7 – 8 working days from the date of opening of a particular savings account.

Top Applications Offering UPI Facility

Jana Finance Bank Savings Account Helpline

Individuals can call Jana Small Finance Bank’s 24X7 helpline number , which is accessible from all landlines and mobile phones in the country.

Open saving account with Other Banks online

FAQs

Can I open Jana Finance Bank bank account online?

Jana Small Finance Bank enables individuals to open a savings bank account online as well. Individuals can open an Insta saving account and digital savings account.

What is the minimum balance for an Jana Finance Bank savings account?

Minimum balance requirement differs with Jana Small Finance Bank saving account products. The minimum balance required to open a Regular Saving Account in Jana Small Finance Bank is Rs. 2,500.

Which saving account is best in Jana Finance Bank?

There are various savings account products offered by Jana Small Finance Bank. These accounts are specially developed for a certain section of people. Individuals may compare the interest rate offered, minimum account requirements and facilities provided to select the best product.

Can I open Jana Finance Bank account with zero balance?

The minimum balance requirement to open a savings account with Jana Small Finance Bank is Rs. 2,500. If any individual does not maintain the minimum balance then non-balance maintenance charges are levied.


Jana Finance Bank News - May 2021
  • 2021-04-08 : Jana Small Finance Bank joined hands with Axis Securities to offer 3 in 1 account
    Jana Small Finance integrated with Axis Securities to offer investment services. The bank has launched a three in one account. The three in one account integrates the savings account by Jana Small finance and trading and the Demat account by Axis Securities.
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