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Online Post Office Savings Account Opening

Open Post Office Saving Account

Last Updated 25th Nov 2020

Interest Rate 4.00%
Minimum Balance Requirement Rs. 500
Cash Withdrawal Limit --
ATM Transaction Charges --
Debit Card --
Apply for Savings Account

Post Office Savings Account Opening

India Post Office Savings accounts in Post Office can be opened online or offline. To open Post Office offline, you have to visit the branch, fill the application form and submit documents.

Steps for Opening Post Office Savings Account Online

To open the savings account online in Post Office, you have to follow these steps:

  • Step 1: First, visit the official website of Post Office.
  • Step 2: Go to Savings Account option and select the option ‘Apply Now’.
  • Step 3: Fill the required details like Name, Contact number, Date of Birth, Address etc. and click on ‘Submit’.
  • Step 4: Verify the details with the documents like PAN and Aadhar or any other document as required by the bank.
  • Step 5: Post Office’s executive will verify all the submitted documents.
  • Step 6: After the successful verification of your documents, Post Office will share the welcome-kit containing debit cum ATM Card, PIN and cheque book with you.
  • Step 7: Once the account is activated, you can register your mobile number and use a debit Card and cheque book for banking services.

Steps to Open Post Office Savings Account at Branch

To open a savings account with Post Office at a branch, you must follow these steps:

  • Make sure that you carry with you an identification proof (preferably your PAN Card), an address proof (preferably your Aadhaar card), and two passport size photographs.
  • After reaching the branch, ask the clerk that you want to open a savings account. The clerk will give you the application form.
  • Fill the savings account application form with required details and attach the photographs on the form where required.
  • After duly filling the form and signing it, submit the savings account application form along with necessary documents and required money (in case of minimum balance account) with the clerk.
  • Your account will be functioning within a week or so, and the bank will inform you about it through a call/SMS/email.

Eligibility of opening Savings Account in Post Office

You have to fulfil the following eligibility criteria to open a savings account in Post Office:

  • A single adult, Joint Account (Maximum 2 adults), Minor above 10 years of age and A guardian on behalf of a minor or Person of unsound mind

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How can I open a savings account in Post Office?

You can open a savings account in Post Office either by applying online through the website or by visiting the branch nearby and submitting your application form there.

Can I open a savings account online in Post Office?

Yes, you can open a savings account online, by applying for it through the Post Office’s official website.

What is the minimum balance in Post Office?

The minimum balance required to open a savings account in Post Office is Rs. 500.

Post Office News - May 2021
  • 2020-11-25 : Pradhan Mantri Jeevan Jyoti Bima Yojana by India Post Payments Bank
    IPPB announced the introduction of PMJJBY to its customers in collaboration with PNB MetLife India Insurance Company. It is available as an alternative for all individuals with an IPPB savings account between 18 to 50 yrs. The maximum maturity age is 55 years. The total coverage is ₹ 2,00,000 inclusive of multiple accounts/multiple insurance certificates kept under the PMJJBY system. The annual premium is ₹ 330/yr.
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