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ICICI Bank RTGS

ICICI Bank RTGS Details

Last Updated 07th Dec 2021

ICICI RTGS or Real Time Gross Basis is the inter-banking facility that allows you to transfer funds instantly on a one to one basis.

Transfer Modes Offline- Visiting ICICI branch
Online- Mobile/ Net Banking
Transfer Limit Net Banking- ₹ 10 Lakhs
Bank Branch - No limit
Transfer Charges Net Banking- 10,000
Bank Branch - Above Rs 2 lakh and upto Rs 5 lakh-Rs 20 + Applicable GST & Above Rs 5 lakh and upto Rs 10 lakh-Rs 45 + Applicable GST
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    What is ICICI RTGS ?

    ICICI Bank RTGS or Real Time Gross Settlement is the transfer of money from ICICI bank to another bank on a real-time or gross basis. The term 'Real-time' means that the payment is made instantly without any delay. The gross settlement means the money is transferred on one to one basis. Presently, there are 140,000 RTGS-enabled bank branches in India. To transfer money through ICICI RTGS, you would require the following details of the recipients.

    • The amount of transfer
    • The account number
    • Recipient and bank name
    • The recipient IFSC code

    How to Use ICICI RTGS Facility?

    If you want to transfer funds using the ICICI RTGS facility, you can do it by visiting the ICICI Bank through offline mode or else you can transfer funds online through ICICI net banking facility.

    How to fill ICICI RTGS Form & Transfer Money through ICICI RTGS Offline?

    To fill ICICI RTGS form & transfer money through ICICI RTGS you need to follow the steps as mentioned below:

    • Visit the nearest ICICI Bank branch and get the RTGS form from ICICI Bank representative.
    • Now, fill all the required details such as the date, amount for fund transfer as mentioned in the form.
    • Next, add your account details, details of cheque including date and the serial number of the cheque, account number and the IFSC code of the beneficiary.
    • Finally, sign the form to authorize the payment for transferring the funds. The ICICI bank official will then process your payment.

    How to Transfer Funds Through ICICI RTGS Netbanking?

    If you want to transfer money through ICICI RTGS netbanking you need to follow the steps as mentioned below:

    • Firstly, log in your SBI Net Banking Portal by using your User Name and Password.
    • Now, under the "Payments/Transfer" tab, choose the appropriate fund transfer option.
    • On the next page, now choose the type of transaction and click on "Proceed".
    • Now, select the account from which the funds need to be transferred.
    • Next, enter the amount, purpose of the transfer and also choose the beneficiary account for transferring the money.
    • After verifying all the details, check the terms and conditions box and click on "Submit".
    • On the next page, verify all the details and click on "Confirm".
    • Finally, enter the password sent to the registered mobile number and click on "Confirm". You will now receive the confirmation message on your screen.

    ICICI RTGS Charges

    ICICI Bank levies following charges for fund transfer through ICICI RTGS.

    Net Banking 10,000
    Bank Branch Above Rs 2 lakh and upto Rs 5 lakh-Rs 20 + Applicable GST & Above Rs 5 lakh and upto Rs 10 lakh-Rs 45 + Applicable GST

    ICICI RTGS Limit

    ICICI RTGS transactions are primarily for high-value transactions. The limit for ICICI RTGS fund transfer is mentioned in the table below:

    Minimum Amount ₹ 2 Lakh
    Maximum Amount ₹ 10 Lakhs

    Top Banks Offering RTGS Money Transfer Facility

    FAQs

    What is RTGS transfer in ICICI?

    ICICI RTGS is the inter-banking transfer facility to transfer funds on a real-time gross basis. Real-time gross means the funds are transferred instantly on one to one basis.

    What are the RTGS charges in ICICI?

    There are 10,000 charges for RTGS fund transfer through mobile and internet banking. However, ICICI levies charges ranging from Nil to ₹ 15 + Applicable GST, if you want to do RTGS fund transfer through ICICI branch.

    How can I transfer more than 1 lakh in ICICI?

    You can transfer money through ICICI NEFT or ICICI IMPS facility if you want to transfer more than ₹ 1 Lakh.

    How much time does it take for RTGS transfer in ICICI?

    It takes around 30 minutes for RTGS fund transfer in ICICI. However, to ensure the processing of fund transfer in the same time frame you should fill RTGS form as per ICICI branch working timings.

    Can I transfer 1 crore through RTGS ?

    Yes, you can transfer ₹ 1 Cr through ICICI RTGS by visiting the ICICI bank branch as there is no upper limit for fund transfer through RTGS.


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