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Online HDFC Savings Account Opening

Open HDFC Saving Account

Last Updated 17th Jan 2022

Interest Rate 3.00% - 3.50%
Minimum Balance Requirement Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account
Cash Withdrawal Limit --
ATM Transaction Charges --
Debit Card Millennia Debit card, Rupay Premium Debit Card
Yes Bank
Returns bhi, Rewards bhi
5.5%* interest p.a + up to 1500** YES Rewardz Points on account opening
Earn up to 50k** YES Rewardz Points in 1st year
Exclusive offers on Demat & Lockers
OPEN YOUR ACCOUNT DIGITALLY NOW
Disclaimer: For balance above INR 10 lcs to INR 1Cr. For YES FIRST customers. Terms and conditions apply. For more details please visit: www.yesrewardz.com
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HDFC Savings Account Opening

HDFC Bank Savings accounts in HDFC can be opened online or offline. To open HDFC offline, you have to visit the branch, fill the application form and submit documents.

Steps for Opening HDFC Savings Account Online

To open the savings account online in HDFC, you have to follow these steps:

  • Step 1: First, visit the official website of HDFC.
  • Step 2: Go to Savings Account option and select the option ‘Apply Now’.
  • Step 3: Fill the required details like Name, Contact number, Date of Birth, Address etc. and click on ‘Submit’.
  • Step 4: Verify the details with the documents like PAN and Aadhar or any other document as required by the bank.
  • Step 5: HDFC’s executive will verify all the submitted documents.
  • Step 6: After the successful verification of your documents, HDFC will share the welcome-kit containing debit cum ATM Card, PIN and cheque book with you.
  • Step 7: Once the account is activated, you can register your mobile number and use a debit Card and cheque book for banking services.

Steps to Open HDFC Savings Account at Branch

To open a savings account with HDFC at a branch, you must follow these steps:

  • Make sure that you carry with you an identification proof (preferably your PAN Card), an address proof (preferably your Aadhaar card), and two passport size photographs.
  • After reaching the branch, ask the clerk that you want to open a savings account. The clerk will give you the application form.
  • Fill the savings account application form with required details and attach the photographs on the form where required.
  • After duly filling the form and signing it, submit the savings account application form along with necessary documents and required money (in case of minimum balance account) with the clerk.
  • Your account will be functioning within a week or so, and the bank will inform you about it through a call/SMS/email.

Eligibility of opening Savings Account in HDFC

You have to fulfil the following eligibility criteria to open a savings account in HDFC:

  • Indian residents can open an individual or joint account.
  • Hindu Undivided Family can also open an account.
  • Minors above the age of 10 years can open a self operated account.
  • Foreign nationals living in India for more than 180 days can also open an account provided they have a valid passport, a valid visa, FRRO Certificate along with a Residential Permit.

Open saving account with Other Banks online

FAQs

How can I open a savings account in HDFC?

You can open a savings account in HDFC either by applying online through the website or by visiting the branch nearby and submitting your application form there.

Can I open a savings account online in HDFC?

Yes, you can open a savings account online, by applying for it through the HDFC’s official website.

What is the minimum balance in HDFC?

The minimum balance required to open a savings account in HDFC is Rs. 10,000 for metro Urban branches Rs. 5,000 For Semi Urban branches Rs. 2,500 for Rural branches is required to open a Savings Regular Account.


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HDFC News - Jan 2022
  • 2021-12-28 : HDFC Bank to Deliver Banking Services in Semi-Urban and Rural Areas
    HDFC Bank has signed a Memorandum of Understanding to announce a tied up with India Post Payments Bank. The duo will offer banking services to unbanked and underserved segments in semi-urban and rural areas.
  • 2021-11-16 : HDFC Bank Announces Campaign for Financial Frauds
    HDFC Bank has announced that it will hold the second edition of the campaign titled Mooh Band Rakho. The campaign aims to hold around 2,000 workshops to prevent financial frauds.
  • 2021-05-28 : HDFC Bank commits Rs 100 cr towards COVID relief in FY22
    HDFC Bank committed Rs 100 crore for setting up medical infrastructure for COVID-19 relief in 2021-22. The bank is planning to set up 20 oxygen plants in hospitals besides three 100-bed COVID care facilities as part of the plan.
  • 2021-05-25 : HDFC Bank deploys Mobile ATM in Bengaluru
    HDFC Bank deployed Mobile ATM in Bengaluru to assist customers during the COVID-19 related restrictions. The Mobile ATMs will eliminate the need for the public to move out of their locality to withdraw cash.
  • 2021-01-18 : HDFC Bank net profit rose by 18%
    HDFC Bank net profit grew by 18% over a year ago in the December-ended quarter on the back of improved net interest income. Advances which include home, personal, car, two-wheeler and gold loans along with business and mudra loans during the quarter rose 15.6% year-on-year to Rs 10.82 lakh crore. Deposits which includes FD and RD grew by 19% from last year to Rs 12.7 lakh crore. Further, The CASA ratio for the bank stood at 43%.
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