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Documents Required for Opening Savings Account

Savings Bank Account Opening Documents

Last Updated 19th Jan 2022

  • A savings account can be opened by Indian residents, Hindu Undivided Family, and foreign nationals.
  • To open a savings account, KYC documents are required.
  • KYC documents are proof of identity and address which are required for verification.
  • A photograph is also required for a savings account.
  • Submit documents online and open savings account within a few minutes.
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Savings Account Documents Required

The basic documents required for opening a savings account majorly includes KYC documents. KYC documents include address proof and identity proof for verification. In case, you apply for a savings account online, it is advisable to keep the scanned copies of all the required documents. However, in the case of an offline application for a savings account, the documents required for a bank account must be presented in physical copies.

Address proof

Documents which are accepted as valid documents for Address proof are as follow:

  • Aadhaar card
  • Voter ID
  • Ration card
  • Passport
  • Driving license
  • Utility bill like electricity bill, water bill, telephone bill
  • Bank account statement
  • Passbook of the bank
  • A letter stamped/signed/recognised from a gazetted officer to verify the address details of the applicant


What all documents are required to get a savings account opened?

Individuals are required to provide both identity proof and address proof for opening a saving account. Identity proof involves Aadhaar card, Voter ID, Ration card, Passport, Driving license, Utility bill like electricity bill, water bill, telephone bill, Bank account statement, Passbook of the bank and A letter stamped/signed/recognised from a gazetted officer to verify the address details of the applicant. Whereas the address proof involves PAN card, Aadhaar card, Passport, Voter ID, Employee ID, Driving license, NREGA job card and Any photo ID card issued by the Central/State government.

Can I open an account without a PAN card?

According to the RBI guidelines, PAN is the mandatory document for opening an account. So, an individual will not be able to open an account without a PAN card.

What is bank account proof?

Any authentic documents from the bank with a seal of the bank on the document can be termed as proof of the bank account.

What is the procedure of opening a savings bank account?

Savings Bank accounts can be opened online or offline. The offline steps of opening a saving bank account are as follow:

  • Compare saving account options and select the best savings account.
  • Visit the bank branch and ask for a savings account form.
  • Fill the account opening forms and make sure that you check all the information provided.
  • Submit the form, minimum deposit required and the required KYC documents.
  • After the completion of the verification, the bank will share the cheque book, passbook and other relevant documents related to the savings account.

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