Citibank Savings Account Interest Rates

Citibank offers an interest rate ranging between 3.25% to 3.25% on the minimum average balance maintained in the savings account. It calculates the interest rate on savings bank accounts on a daily basis. However, the interest is paid to the account holders every quarter. With Citibank Savings Account youth and minors can get additional benefits on their Savings Account.

Citibank Savings Account helps you to save money by providing interest on your idle money deposited in the savings accounts. The rate of interest on Citibank Savings Account varies as per the Savings Account product. Some of the key features and benefits of Citibank savings account are:

• It offers interest rates from 3.25% to 3.25% p.a. You can easily access Citibank Savings Account anywhere through a large network of branches and ATMs.
• If you want to transfer funds from Citibank Savings account to any other bank account, you can do it through modes such as RTGS, IMPS, NEFT and UPI facilities.
• To maintain Citibank Savings account, you require a minimum balance of Rs. 25,000.
• Citibank personalized account number and cheque book enhances security and ensures your money is safe.
• You can get SMS Alerts and e-statement facilities with Citibank Savings Account.
• With Auto Sweep Facility of Citibank, your account can be linked to Multi Option Deposit MOD account.

Saving Account	Interest Rate	Minimum Balance
Citi Banking Savings Account	3.25% - 3.25%	Rs. 25,000
Citi Bank Savings Account For Expatriates	4.00% - 4.00%	N.A
Citi Bank Suvidha Salary Account	4.00% - 4.00%	NIL

• Citi Banking Savings Account: Citibank offers interest rates ranging between 3.25% to 3.25% on Citi Banking Savings Account.You can open a Citi Banking Savings Account in Citibank by depositing Rs. 25,000 amount as minimum balance.
• Citi Bank Savings Account For Expatriates: If you have deposited your excess funds in a Citi Bank Savings Account For Expatriates, you can get interest at 4.00% to 4.00% on your account. This account can be opened by anyone with a minimum age of 18 years.
• Citi Bank Suvidha Salary Account: Citibank provides interest rates ranging between 4.00% to 4.00% on Citi Bank Suvidha Salary Account. The minimum balance requirement to open this account is NIL.

✅How much interest is charged by Citibank on Savings Account?

Citibank offers an interest rate of 3.25% to 3.25% on Savings Account.

✅What is the minimum amount required for opening Savings Account in Citibank?

The minimum amount required for opening Savings Account in Citibank is Rs. 25,000.

✅What are the balance non - maintenance Charges on Citibank Savings Account?

The Balance Non Maintenance Charges on Savings Account by Citibank are Rs. 250.

✅What are the Citibank ATM Transaction charges on Savings Account?

Citibank ATM Transaction charges on Savings Account are Monthly Fee of Rs. 250.

✅How does Citibank calculate interest charged on Savings Account?

Interest on Savings Account is calculated on Quarterly basis. The following formula is used by Citibank to calculate interest on Savings Account.

Monthly interest=Amount (Daily balance)*(No of days)* Interest/Days in the year

✅What is the withdrawal limit of the account?

The withdrawal limit offered in Citibank is Rs. 1,00,000

✅What is the eligibility criteria to open a savings account in Citibank?

Eligibility criteria for Citibank savings account -

• This account is for resident Indians of 18 years of age and above