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Online Citibank Savings Account Opening

Open Citibank Saving Account

Last Updated 07th May 2021

Interest Rate 3.25%
Minimum Balance Requirement Rs. 25,000
Cash Withdrawal Limit Rs. 1,00,000
ATM Transaction Charges Monthly Fee of Rs. 250
Debit Card --
Apply for Savings Account

Citibank Savings Account Opening

Citibank Savings accounts in Citibank can be opened online or offline. To open Citibank offline, you have to visit the branch, fill the application form and submit documents.

Steps for Opening Citibank Savings Account Online

To open the savings account online in Citibank, you have to follow these steps:

  • Step 1: First, visit the official website of Citibank.
  • Step 2: Go to Savings Account option and select the option ‘Apply Now’.
  • Step 3: Fill the required details like Name, Contact number, Date of Birth, Address etc. and click on ‘Submit’.
  • Step 4: Verify the details with the documents like PAN and Aadhar or any other document as required by the bank.
  • Step 5: Citibank’s executive will verify all the submitted documents.
  • Step 6: After the successful verification of your documents, Citibank will share the welcome-kit containing debit cum ATM Card, PIN and cheque book with you.
  • Step 7: Once the account is activated, you can register your mobile number and use a debit Card and cheque book for banking services.

Steps to Open Citibank Savings Account at Branch

To open a savings account with Citibank at a branch, you must follow these steps:

  • Make sure that you carry with you an identification proof (preferably your PAN Card), an address proof (preferably your Aadhaar card), and two passport size photographs.
  • After reaching the branch, ask the clerk that you want to open a savings account. The clerk will give you the application form.
  • Fill the savings account application form with required details and attach the photographs on the form where required.
  • After duly filling the form and signing it, submit the savings account application form along with necessary documents and required money (in case of minimum balance account) with the clerk.
  • Your account will be functioning within a week or so, and the bank will inform you about it through a call/SMS/email.

Eligibility of opening Savings Account in Citibank

You have to fulfil the following eligibility criteria to open a savings account in Citibank:

  • This account is for resident Indians of 18 years of age and above

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How can I open a savings account in Citibank?

You can open a savings account in Citibank either by applying online through the website or by visiting the branch nearby and submitting your application form there.

Can I open a savings account online in Citibank?

Yes, you can open a savings account online, by applying for it through the Citibank’s official website.

What is the minimum balance in Citibank?

The minimum balance required to open a savings account in Citibank is Rs. 25,000.

Citibank News - May 2021
  • 2018-07-24 : Citi Bank India reports a 6% drop in Net Profit
    Citi Bank India has declared a decline of 6% percent in its net profit to Rs 3403 crore against 3626 crores in a previous year. The Net Non Performing Asset (NPA) of the bank remain unchanged. This drop in profits over the previous year is attributed to the impact of rising yields on the investment portfolio.
  • 2018-05-28 : 4 withdrawals can lead to freezing of Jan Dhan Accounts
    Basic savings bank deposit accounts, including Pradhan Mantri Jan-Dhan Yojana accounts allow only four free debits a month. Since banks are not allowed to impose any kind of charge on customers, many banks such as SBI an Axis Bank are freezing the accounts once four transactions are complete. Whereas, a few like HDFC and Citibank are converting these accounts into regular ones if the number of transactions exceed four, charging the account holders for non maintenance of minimum balance.
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