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Last Updated 22nd May 2022

  • BHIM or Bharat Interface for Money is developed by the National Payments Corporation of India (NPCI).
  • It was launched on 30th December 2016 by the Prime Minister Narendra Modi.
  • BHIM facilitates digital payments through UPI (Unified Payment Interface) by using a Virtual Payment Address (VPA).
  • While making payments through BHIM UPI, there is no need for information like a bank account number or IFSC code.
  • It also provides static QR code for each account which can be easily downloaded.
  • You can also make payments using the 'Scan QR code' option as well.
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BHIM UPI Payments App

Bharat Interface for Money or BHIM app is a payment solution app launched by the Indian Government. It facilitates quick and simple transactions through a Unified Payments Interface system. The BHIM UPI app is developed by National Payments Corporation of India (NCP). It allows users to send and request money through a Virtual Payment Address (VPA) in real-time.

You can make direct payments to any bank account through your UPI ID and PIN. The money can be sent or requested any time on any day. For making bank payments, the information like account number, and IFSC code is not required. Instead, the transactions are done on VPA.


To set up your account in BHIM UPI app follow these steps:

  • Open the BHIM app, and select your preferred language.
  • Now, enter the mobile number, which is registered with your bank account.
  • Set the 4 digit password for your account on the app.
  • In the next step, link your bank account whose registered mobile number you have used through the bank option.
  • After that, set up your UPI PIN by entering last 6 digits of your debit card expiry date.
  • Once the PIN is set up, your account is successfully created, and now you can send and receive money.

Features of BHIM App

The features of BHIM App are as following:

  • You can easily send money through Virtual Payment Address or QR Scan. No need for acquiring information like account number and IFSC code.
  • You can also request money by entering the payee's VPA.
  • It also provides a Static QR code for each user which can be downloaded and shared through applications like Whatsapp and Email.
  • You can also check the history of your transactions done through the app. The pending requests are highlighted in the app so that you can easily approve or reject it.
  • You can change the bank account linked with the BHIM app and the UPI PIN as well. You can also check your account balance on the app.
  • You can also pay through the 'Scan and Pay' option by scanning the QR code. Besides, you can also get your own QR code to receive payments.
  • The money transfer on the BHIM app happens in real-time.
  • The services of the app are available all the time, even during bank holidays.
  • You can also schedule payment reminders for yourself on this app.
  • Lastly, you can also split a bill among multiple users.

Transaction Limit & Charges of BHIM

Currently, you can make a transaction for a maximum of ₹ 10,000. Also, the maximum amount of money which can be transferred in 24 hours is ₹ 20,000. The charges to make a transaction through BHIM UPI app is NIL.

How to Download BHIM UPI App?

Follow the below-mentioned steps to download BHIM:

  • Go to the app store on your smartphone.
  • Now, in the search bar type, ‘BHIM’, and search for the app in the store.
  • Install the BHIM from playstore or iOS app store.

BHIM App Customer Care

The toll-free customer care number of BHIM app is 1800-120-1740. You can contact this number in case of any issues with the app.

Check Other UPI Apps


What is BHIM UPI app?

BHIM UPI app is a payment app launched by the National Payments Corporation. It facilitates easy and quick transactions using the Unified Payment Interface (UPI).

What is BHIM and UPI?

BHIM is a UPI based mobile app through which you can make digital payments in real-time. UPI enables real-time payment digitally from one bank account to another.

Is BHIM app safe?

Yes, BHIM app is safe as it uses three-factor authentication. It is developed to combine the ease of digital wallet with the security of net banking.

Is BHIM app Indian?

BHIM app is an Indian app developed by the National Payments Corporation of India.

Is UPI and BHIM the same?

No, BHIM is the mobile app, while UPI is the platform through which transfer of money takes place from one account to another.

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