Axis Bank Savings Account
Axis Bank Savings Account Online
Please Re-confirm Your Number
Please Re-confirm Your
Axis Bank Savings Account
Axis Bank offers a wide range of savings accounts that allows individuals to deposit money, keep it safe, and withdraw funds, all while earning interest. It provides a savings account according to the needs of the specific customer groups and caters to their requirement. For instance, it offers the Premium saving account for its high-end customers and also provides the minor savings account for children below the age of 18 years. The bank offers several facilities like internet banking, mobile banking, and allows no minimum balance requirement in many saving account products.
Features and Benefits of Axis Bank Savings Account
Benefits of Axis Bank saving Account are as follow:
Axis Bank Savings account Charges
| Product | Minimum balance | Interest Rate | Non Balance Maintenance Charges |
|---|---|---|---|
| Easy Access Savings Account | Rs. 10,000 | 3.50% - 4.00% | Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Prime Plus Savings Account | Rs. 1,00,000 | 3.50% - 4.00% | Monthly Service Fee of Rs. 5 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Prime Savings Account | Rs. 25,000 | 3.50% - 4.00% | Monthly Service Fee of Rs. 5 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Women's Savings Account | Rs. 10,000 | 3.50% - 4.00% | Monthly Service Fee of Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Senior Privilege Savings Account | Rs. 10,000 in metros and Urban centers Rs. 5,000 in semi Urban centers Rs. 2,500 in Rural centers | 3.50% - 4.00% | Rs. 5 per Rs. 100 of shortfall or Rs. 500, whichever is lower |
| Future Stars Savings Account | Rs. 2,500 in metros | 3.50% - 4.00% | Rs. 5 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Pension Savings Account | NIL | 3.50% - 4.00% | None |
| Trust/NGO Savings Account | Rs. 25,000 | 3.50% - 4.00% | -- |
| Insurance Agent Account | Rs. 5,000 in metros | 3.50% - 4.00% | Rs. 10 per Rs. 100 of shortfall or Rs. 350, whichever is lower |
| Youth Account | NIL | 3.50% - 4.00% | None |
| Basic Savings Account | NIL | 3.50% - 4.00% | None |
| Small Basic Savings Account | NIL | 3.50% - 4.00% | None |
| Axis ASAP Instant Saving Account | NIL | 7.10% - 7.10% | None |
Axis Bank Savings Account Products
Axis Bank offers multiple savings account products for different purposes. Some of the popular products of Axis Bank savings are:
Easy Access Savings Account
Access your bank account without any hassle and track your account expenses with Easy Access Savings Account.
Key Features:
Eligibility:
Prime Plus Savings Account
Feel exclusive and enjoy higher transaction limits, preferential pricing and entertainment benefits.
Key Features:
Eligibility:
Prime Savings Account
Enhanced access and higher transaction limits.
Key Features:
Eligibility:
Women's Savings Account
Empowering the woman of today with financial independence and simplified banking.
Key Features:
Eligibility:
Senior Privilege Savings Account
Avail preferential benefits that take the burden off banking.
Key Features:
Eligibility:
Future Stars Savings Account
Inculcate the habit of savings and spending judiciously in your minor who can open this account and manage it independently.
Key Features:
Eligibility:
Pension Savings Account
Enjoy stress free banking post retirement, with an account specially designed for pensioners.
Key Features:
Eligibility:
Trust/NGO Savings Account
Avail high withdrawal limits and low balance requirements with this unique account.
Key Features:
Eligibility:
Insurance Agent Account
Avail high withdrawal limits and low balance requirements with this unique account for insurance agents.
Key Features:
Eligibility:
Youth Account
Currently, features for existing account holders only.
Key Features:
Eligibility:
Basic Savings Account
Enjoy zero balance facility as you save, transact and track your account with ease.
Key Features:
Eligibility:
Small Basic Savings Account
Get your first banking step right with basic services made easy and hassle free.
Key Features:
Eligibility:
Axis ASAP Instant Saving Account
Axis ASAP is a digital savings account offered by Axis Bank. Opening an Axis Bank zero balance account is easy and can be done online, or through axis bank’s mobile app, by providing basic information like aadhar number, PAN card number and other personal details.
Key Features:
Eligibility:
Axis Bank Savings Account Nomination Plan
Axis Bank asks their customers to make nominations which imply that they should nominate individuals to whom the amount lying in their accounts should go in the event of their death. Nomination can be made in account opening form itself or on a separate form indicating the name and address of the nominee. The person can change the nomination any time. Axis Bank savings account provides the nomination facility in all the savings products.
Axis Bank Savings Account Welcome Kit
Axis Bank provides a Welcome Kit containing personalised cheque book and ATM Card, which is mailed to the customers’ postal address selected for correspondence, after 7 – 8 working days from the date of opening of a particular savings account.
Axis Bank Savings Account Helpline
Individuals can call Axis Bank’s 24X7 helpline number 1860-419-5555/ 1860-500-5555, which is accessible from all landlines and mobile phones in the country.
Check Saving Account Offered By Top Banks
FAQs
✅Can I open Axis Bank bank account online?
Axis Bank enables individuals to open a savings bank account online as well. Individuals can open an Insta saving account and digital savings account.
✅What is the minimum balance for an Axis Bank savings account?
Minimum balance requirement differs with Axis Bank saving account products. The minimum balance required to open a Basic Savings Account in Axis Bank is NIL.
✅Which saving account is best in Axis Bank?
There are various savings account products offered by Axis Bank. These accounts are specially developed for a certain section of people. Individuals may compare the interest rate offered, minimum account requirements and facilities provided to select the best product.
✅Can I open Axis Bank account with zero balance?
The minimum balance requirement to open a savings account with Axis Bank is NIL. If any individual does not maintain the minimum balance then non-balance maintenance charges are levied.
- 2021-10-27 : Axis Bank Reports A Growth Of 86 percent
Axis Bank has reported a growth of 86 percent in net profit at Rs 3,133 crore in the second quarter ended September 2021, predominantly on robust growth in fee income and sharp fall in provisions. Last year the bank posted a net profit of Rs 1,683 crore in Q2 of FY21. - 2021-10-13 : Axis Securities Has Tied Hands With Saraswat Bank To Integrate Banking
Saraswat Bank and Axis Securities (ASL) have partnered together to integrate banking with investing. With this tie-up, Saraswat Bank customers can have a 3-in-1 account, comprising of savings, Demat and online trading. - 2021-10-12 : Axis Bank Has Launched Open API For Customers
Axis Bank unveils open APIs (Application Programming Interface), these APIs will help retail and corporate customers/ partners to use banking services integrated across partner platforms. This banking portal has retail as well as corporate products like loans, accounts, deposits, payments, trade, collections and bills. - 2021-10-05 : Axis Bank Offers Cashback to Savings Account Users
Axis Bank is offering a cashback of flat of 10-15% on Amazon and Flipkart to its ASAP Digital Savings Accounts customers. The cashback is being offered on more than 30 major brands. - 2021-06-18 : Axis Bank Revises SMS Alert Charges On Savings Account
Axis Bank has revised its SMS alert charges for savings account. The fees will be charged at 25 paise for each SMS alert, up to a limit of Rs 25 per month starting from 1st July 2021. This excludes promotional text messages as well as One-Time Password (OTP) alerts.
