- MyLoanCare
- Savings Account
- AU Small Finance
AU Small Finance Savings Accounts
AU Small Finance Bank Savings Account
- AU Small Finance Bank offers a wide range of savings account products for specific customer groups.
- Minimum balance requirement to open a savings account in AU Small Finance Bank is Rs. 5,000.
- You can get high returns up to 7.00% on a savings account.
- Open instant AU Small Finance Bank savings account online.
- Internet banking and mobile banking facility available.
- The facility of safe deposits locker facility, nomination available in AU Small Finance Bank.
- MyLoanCare does not charge any fees for processing your application. Never pay any cash to anyone for your application.
- Never share your OTP with anyone.
Please Re-confirm Your Number
Please Re-confirm Your
AU Small Finance Savings Account
AU Small Finance Bank offers a wide range of savings accounts that allows individuals to deposit money, keep it safe, and withdraw funds, all while earning interest. It provides a savings account according to the needs of the specific customer groups and caters to their requirement. For instance, it offers the Premium saving account for its high-end customers and also provides the minor savings account for children below the age of 18 years. The bank offers several facilities like internet banking, mobile banking, and allows no minimum balance requirement in many saving account products.
Features and Benefits of AU Small Finance Savings Account
Benefits of AU Small Finance Bank saving Account are as follow:
- AU Small Finance Bank offers an interest rate on saving account in the range of 0.00% to 7.00%.
- Balance requirement for AU Small Finance Bank savings account is Rs. 5,000.
- An individual can transfer the AU Small Finance Bank savings account to any other branch without changing the account number.
- Safe deposits locker facility, nomination facility is also available.
- AU Small Finance Bank savings account provides the facility of linking to the Multi Option Deposit account to fetch higher term deposit interest on the surplus money.
- It provides various kinds of debit cards as per account holder’s convenience.
- AU Small Finance Bank offer banking facilities like internet banking and missed call banking. An individual can also avail the mobile banking facility which provides services like interbank mobile payment services (IMPS), utility bill payments, mobile recharges, enquiry and statements and cheque book request.
- No charge is levied for passbook service.
AU Small Finance Savings account Charges
Product | Minimum balance | Interest Rate | Non Balance Maintenance Charges |
---|---|---|---|
Samarth Saving scheme | Rs. 5,000 | 0.00% - 7.00% | If the balance is below 100% of AMB then 5% Balance shortfall, if the balance is below 50% of AMB then 10% Balance shortfall. The maximum charge must be Rs. 500. |
Pragati Saving Schemes | NIL | 0.00% - 7.00% | No charges |
Sahyog Saving Schemes | NIL | 4.00% - 7.00% | No charges |
Varishtha Saving Schemes | Rs. 5,000 | 4.00% - 7.00% | If the balance is below 100% of AMB then 5% Balance shortfall, if the balance is below 50% of AMB then 10% Balance shortfall. The maximum charge must be Rs. 500. |
Tejaswini Saving Schemes | Rs. 5,000 | 0.00% - 7.00% | If the balance is below 100% of AMB then 5% Balance shortfall, if the balance is below 50% of AMB then 10% Balance shortfall. The maximum charge must be Rs. 500. |
Bachpan Saving Schemes | NIL | 4.00% - 7.00% | No charges |
Samarth Pravasi Saving Schemes | Rs. 5,000 | 4.00% - 7.00% | If the balance is below 100% of AMB then 5% Balance shortfall, if the balance is below 50% of AMB then 10% Balance shortfall. The maximum charge must be Rs. 500. |
Vidyaarthi Saving Schemes | NIL | 4.00% - 7.00% | No charges |
Aarambh Saving Schemes | NIL | 4.00% - 7.00% | No charges |
AU Abhi Saving Schemes | NIL | 4.00% - 7.00% | No charges |
AU Small Finance Savings Account Products
AU Small Finance offers multiple savings account products for different purposes. Some of the popular products of AU Small Finance savings are:
Samarth Saving scheme
Samarth is a saving account that provides a moderate interest rate, ideal security, higher cash deposit limit and great banking experience.
Key Features:
- The savings account offers a higher cash deposits limit to the account holders.
- Facility of NEFT, RTGS, demand draft and locker available.
- Higher interest rate and monthly payout options are available.
- Minimum balance per month is Rs. 5,000.
- Provides a higher interest rate in comparison to other savings account.
Eligibility:
- Indian resident of 18 years of age and above can apply for this savings facility.
- It is best suited for individuals.
- The savings account applicant must have the financial capability to maintains the minimum required balance of Rs. 5,000.
Pragati Saving Schemes
Pragati Saving Account is an account for salaried individuals. It provides a higher interest rate and convenient banking experience.
Key Features:
- Provides a higher interest rate
- Increased cash deposits limits
- Facility of NEFT, RTGS, demand draft and locker available
- No minimum balance required
Eligibility:
- Salaried individuals above 18 years of age
Sahyog Saving Schemes
Sahyog saving bank account is the scheme specially designed for the institutions. It provides higher interest rate,an ideal banking experience and security.
Key Features:
- Facility of sweep-in, locker, passbook and cash deposit available.
- Increased cash deposits limits
- NEFT, RTGS, Demand Draft facility available
- No minimum balance required.
Eligibility:
- Indian resident of 18 years of age and above
Varishtha Saving Schemes
The Varistha Saving account is a saving scheme for senior citizens. It provides doorstep facility, convenience, and amazing banking experience.
Key Features:
- Minimum balance per month is Rs. 5,000
- Increased cash deposits limits
- NEFT, RTGS, Demand Draft facility available
- Extended banking hours
- Provides a higher interest rate
Eligibility:
- Individuals above the of age 60 year
Tejaswini Saving Schemes
The Tejaswini saving account is a saving scheme for senior citizens. It provides ideal security and hassle-free banking experience.
Key Features:
- Minimum balance per month is Rs. 5000
- Provides a higher interest rate
- NEFT, RTGS, Demand Draft facility available
- Increased cash deposits limits
- Extended banking hours
Eligibility:
- Women above 18 years of age
Bachpan Saving Schemes
AU small finance Bank offers Bachpan which is a Saving account which for children. It also serves the purpose of inculcating in children the habit of saving.
Key Features:
- Insurance benefits available
- Higher interest rate available
- Monthly interest payout available
- Extended banking hours
- Facilities of the Account statement, sweep-in, Locker, passbook, and cash deposit facilities available.
- No minimum balance required.
Eligibility:
- Indian resident of 18 years of age and above
Samarth Pravasi Saving Schemes
Samarth Pravasi is a saving account for Non-Resident Indians (NRIs) and Persons of Indian Origin (PIOs). It provides an opportunity to manage your overseas saving
Key Features:
- Monthly interest payout options available
- Offers higher interest rate
- Demand Draft, NEFT, RTGS, IMPS and Funds Transfer facilities available.
- Minimum balance per month is Rs. 5,000
- Attractive Pricing For Forex Transaction
Eligibility:
- NRIs of 18 years and above
Vidyaarthi Saving Schemes
Vidyarthi saving account is a savings account for students. It aims at helping students in achieving their education and career aspirations.
Key Features:
- No minimum balance required.
- Demand Draft, NEFT, RTGS, IMPS and Funds Transfer facilities available.
- Facilities such as account statement, sweep-in, locker, passbook, and cash deposit available.
- Monthly interest payout options available
- Insurance benefits available
Eligibility:
- Students above 18 years of age
Aarambh Saving Schemes
Aarambh is a basic savings account of AU small finance Bank. which aims at providing ease banking experience and high security of funds.
Key Features:
- Higher interest rates
- No minimum balance required.
- Multiple Insurance benefits available.
- Demand Draft, NEFT, RTGS, IMPS and Funds Transfer facilities available.
Eligibility:
- Indian resident of 18 years of age and above
AU Abhi Saving Schemes
AU small finance Bank offers Bachpan which is a Saving account for children. It serves the purpose of inculcating in children the habit of saving.
Key Features:
- Higher interest rates
- No minimum balance required.
- NEFT, RTGS, IMPS and Funds Transfer facilities available.
Eligibility:
- Indian resident of 18 years of age and above
AU Small Finance Savings Account Nomination Plan
AU Small Finance Bank asks their customers to make nominations which imply that they should nominate individuals to whom the amount lying in their accounts should go in the event of their death. Nomination can be made in account opening form itself or on a separate form indicating the name and address of the nominee. The person can change the nomination any time. AU Small Finance savings account provides the nomination facility in all the savings products.
AU Small Finance Savings Account Welcome Kit
AU Small Finance Bank provides a Welcome Kit containing personalised cheque book and ATM Card, which is mailed to the customers’ postal address selected for correspondence, after 7 – 8 working days from the date of opening of a particular savings account.
Top Applications Offering UPI Facility
AU Small Finance Savings Account Helpline
Individuals can call AU Small Finance Bank’s 24X7 helpline number , which is accessible from all landlines and mobile phones in the country.
Open saving account with Other Banks online
- Axis Bank Savings Account Opening Online
- ICICI Bank Savings Account Opening Online
- Kotak Bank Savings Account Opening Online
- Yes Bank Savings Account Opening Online
- Citibank Savings Account Opening Online
- Standard Chartered Bank Savings Account Opening Online
- Bank of Baroda Savings Account Opening Online
- IDBI Bank Savings Account Opening Online
- Indian Bank Savings Account Opening Online
- PNB Savings Account Opening Online
- SBI Savings Account Opening Online
- HDFC Bank Savings Account Opening Online
- South Indian Bank Savings Account Opening Online
- Andhra Bank Savings Account Opening Online
- Canara Bank Savings Account Opening Online
- UCO Bank Savings Account Opening Online
- DBS Bank Savings Account Opening Online
- India Post Office Savings Account Opening Online
FAQs
✅Can I open AU Small Finance bank account online?
AU Small Finance Bank enables individuals to open a savings bank account online as well. Individuals can open an Insta saving account and digital savings account.
✅What is the minimum balance for an AU Small Finance savings account?
Minimum balance requirement differs with AU Small Finance Bank saving account products. The minimum balance required to open a Samarth Saving scheme in AU Small Finance Bank is Rs. 5,000.
✅Which saving account is best in AU Small Finance?
There are various savings account products offered by AU Small Finance Bank. These accounts are specially developed for a certain section of people. Individuals may compare the interest rate offered, minimum account requirements and facilities provided to select the best product.
✅Can I open AU Small Finance account with zero balance?
The minimum balance requirement to open a savings account with AU Small Finance Bank is Rs. 5,000. If any individual does not maintain the minimum balance then non-balance maintenance charges are levied.
- Compare Savings Account Interest Rates
- SBI Savings Account Interest Rates
- HDFC Savings Account Interest Rates
- ICICI Savings Account Interest Rates
- Zero Balance Savings Account
- Savings Account Documents Required
- Compare Debit Cards
- Debit Card EMI
- Compare Credit Cards
- Types of Savings Account
- ATM
- Savings Account Vs current account
- Online Savings Account Opening
- SBI Savings Account Opening
- HDFC Savings Account Opening
- SBI Savings Account
- HDFC Savings Account
- UPI
- RTGS
- IMPS
- Bhim UPI
- HDFC Balance Check Enquiry Toll-Free Number
- SBI Balance Check Enquiry Toll-Free Number
- SBI IMPS
- HDFC IMPS
- Cancelled Cheque
- HDFC Bank UPI
- SBI UPI
- SBI RTGS
- High-Interest Rate Savings Account
-
Home Loan
Home Loan starting at 6.75%. Cashback of up to ₹ 1,000 plus Free COVID Insurance of ₹ 1 lakh.
Apply Now -
Personal Loan
Instant Personal Loan with Cashback of up to ₹ 1,000 or Free Corona Insurance Cover of up to ₹ 5 Lakhs.
Check Offers -
Fixed Deposit
AAA rated FDs with returns as high as 6.95%.
Invest Now -
Demat Account
Open Instant Demat Account and Get Cashback of ₹ 500*. *T&C Apply
Apply Now -
DBS Savings Account
Open Account Online and Cashback of up to ₹ 4,800.
Open Account -
Gold Loan
Instant Gold Loan starting at 9.90% with Cashback of up to ₹ 500 or Free Corona Health Cover of upto ₹ 1 Lakh.
Apply Now -
Loan Against Property
Best Loan Against Property Offers starting @ 7.50%. Cashback of up to ₹ 1,000*.
Apply Now -
Credit Card
Get amazing offers, discounts and welcome gift vouchers on SBI Credit Cards.
Apply Now
- 2018-04-11 : AU Small Finance Bank hikes Savings Deposit Rate
AU Small Finance Bank has hiked its interest rates on its savings account deposits to up to 6.75%. The new rates will be effective from April 11.
