Jana Finance Bank Saving Account

Last Updated 19th Jun 2020

Jana Small Finance Bank Savings Account Interest Rate India Jul 2020

Jana Small Finance Bank Regular Saving Account
Interest Rate Upto Rs. 1 Lakh : 4.50%
Rs. 1 Lakh to Rs.10 Lakh : 5.50%
Rs. 10 Lakh to Rs.5 Cr : 6.50%
Above Rs. 5 Cr : 7.50% annually Check Best Schemes
Minimum Account Balance Rs. 2500
Debit Card RuPay Platinum
  • Higher interest rate
  • Unlimited withdrawals available
  • Average monthly balance should be Rs. 2,500

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Jana Finance Bank Online Saving Account

Jana Small Finance is a commercial bank which commenced its business in 2008. The Bank distribution network comprises 270 banking outlets, 298 asset centers and 120 ATMs. Of the total banking outlets, 43% are in semi-urban and rural areas.It is a customer-centric bank and has successfully served the goal of financial inclusions.

Saving Account in Jana Finance Bank – Benefits

You get the following benefits while opening Savings Account with Jana Finance Bank

Nomination facility Yes
Passbook facility Yes
Chequebook facility Yes
Issuance of Debit Card Yes
Internet Banking Yes
Mobile Banking Yes
Fund Transfer Yes
DD Pay Orders Yes

Jana Finance Bank Saving Account – charges

Balance non maintenance charges : If the balance is below 100% of AMB then Rs. 10 , if the balance is below 50% of AMB then Rs. 20.
ATM Charges: Nil

Jana Finance Bank Savings Account

Jana Small Finance Bank offers an interest rate of 4.50% - 7.50% p.a. Jana Small Finance Bank also offer accounts to meet the specific requirements of salaried, women, kids and senior citizens.

Product Name Minimum Age Minimum Balance Required
Regular Saving Account 18 Years Rs. 2500
Savings Plus Account 18 Years Rs. 5000
BSBDA 18 Years Nil
Salary account 18 Years N.A

Jana Finance Bank Savings Account Products

Regular Saving Account

Regular Savings Account by Jana finance Banks offers higher interest, hassle-free banking experience and is a great bank to park your savings.

Indian residents of 18 years and above can apply for a sole or joint account.

Features of Regular Saving Account

  • Higher interest rate
  • Unlimited withdrawals available
  • Average monthly balance should be Rs. 2,500

Debit Card Offered : RuPay Platinum

Cash Withdrawal Limit : 25,000 per day

Balance Non Maintenance Charges : If the balance is below 100% of AMB then Rs. 10 , if the balance is below 50% of AMB then Rs. 20.

Savings Plus Account

Savings Plus Account is a saving account specially designed for Cricket fans. It provides you access to Jana bankable debit card an exclusive card with great offers and your favorite cricketer picture on it.

Indian resident of 18 years of age and above

Features of Savings Plus Account

  • Higher interest rate
  • Average monthly balance should be Rs. 5,000

Debit Card Offered : RuPay Platinum

Cash Withdrawal Limit : No limit

Balance Non Maintenance Charges : If the balance is below 100% of AMB then Rs. 20 , if the balance is below 50% of AMB then Rs. 40.

BSBDA

BSBDA or Basic Savings Bank Deposit Account of Jana small finance Bank requires no minimum amount and provides hassle-free banking experience. It is aiming at financial inclusion of poorer section of the society.

Indian resident of 18 years of age and above

Features of BSBDA

  • Higher interest rate
  • No average monthly balance

Debit Card Offered : RuPay Platinum

Cash Withdrawal Limit : No limit

Balance Non Maintenance Charges : No charges

Salary account

Salary account of Jana Small finance Bank is designed for the salaried individuals.

Indian resident of 18 years of age and above

Features of Salary account

  • Higher interest rates

Documents Required

Jana Small Finance Bank requires the following documents to open a Savings Account

  • Aadhaar Card, PAN Card, FATCA declaration which is part of the account opening form and Photograph

Frequently Asked Questions on Jana Small Finance Bank Savings Account

How much interest is charged by Jana Finance Bank on Savings Account?

Jana Finance Bank offers an interest rate of 4.50% to 7.50% on Savings Account.

What is the minimum amount required for opening Savings Account in Jana Small Finance Bank ?

The minimum amount required for opening Savings Account in Jana Finance Bank is Rs. 2500.

What are the balance non - maintenance Charges on Jana Finance Bank Savings Account?

The Balance Non Maintenance Charges on Savings Account by Jana Finance Bank are If the balance is below 100% of AMB then Rs. 10 , if the balance is below 50% of AMB then Rs. 20..

What are the Jana Small Finance Bank ATM Transaction charges on Savings Account?

Jana Finance Bank ATM Transaction charges on Savings Account are Nil.

How does Jana Finance Bank calculate interest charged on Savings Account?

Interest on Savings Account is calculated on Quarterly basis. The following formula is used by Jana Small Finance Bank to calculate interest on Savings Account.

Monthly interest=Amount (Daily balance)*(No of days)* Interest/Days in the year

Does Jana Small Finance Bank offer Debit Card to the account holder?

Yes, various Debit Cards are offered, differing according to the product. Some of the popular savings account products of Jana Small Finance Bank with the type of debit card offered are listed in the table below.

Regular Saving AccountRuPay Platinum
Savings Plus AccountRuPay Platinum
BSBDARuPay Platinum

Interest rate on all Jana Small Finance Bank deposits products listed in the table above is 4.50% to 7.50%

What is the withdrawal limit of the account?

The withdrawal limit offered in Jana Small Finance Bank is 25,000 per day

What is the eligibility criteria to open a savings account in Jana Small Finance Bank
  • Indian residents of 18 years and above can apply for a sole or joint account.
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