Loan Against Property Reviews, Bank Ratings by MyLoanCare Customers

I applied loan against property by last month end ITSELF. required documents were already produced. ICICI bankers daily repeating the story FOR LAST 20 DAYS that Read more... Read less...

Its good deal with myloancare. Nice service. Over all Good experience with MyLoanCare. This should reach maximum people so that people can take advantage of this facility.
All the Best Read more... Read less...

Good response. Best site in the country. I am amazed by the services. Read more... Read less...

I applied loan against property through my loan care . HDFC sanctioned & release my loan . During this period I experienced that HDFC staff was very co-operative & well behaved .Intrest rate are very good & I have no problem during whole process. Thanks to my loan care Read more... Read less...

Overall it was good experience. I got the loan within few time with the help of My loan.
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We have emailed Mr Mohanty Mr Senivas and their team for last three months with zero reply! It has been the worst experience. Read more... Read less...

My experience has been average. The interest rates are high for loan against property and the processing is slow. The customer service is also average. Read more... Read less...

I was searching for a possible loan against my property online and found myloancare. When I gave my inputs, it suggested me few banks. Firstly I tried with IndusInd Bank and I got my loan as expected, just that the processing fees and overall service in communicating the product was not done in a great way by the bank. Still since I was self aware I let it go. Thanks Read more... Read less...

Good follow up from IndusInd bank. Got to know about them through MyLoanCare Read more... Read less...

I took loan against property from SBBJ. The customer service was very good. The bank executive helped me a lot in the entire loan process. My experience was good with SBBj. Read more... Read less...

My CIBIL score was not in limit. I applied for loan against property in many banks but my application got rejected. Then I came to know about Capital First and they provided me loan with little high interest rate and processing charges. Read more... Read less...

Availed a loan against my residential flat for business purpose. I must appreciate the bank for its customer friendly approach, competitive interest rate. I also availed the extremely useful overdraft facility which is useful for a self employed. The bank customer executive is always available on a call. Read more... Read less...

ICICI bank is good. I took shop loan from them. They gave me loan at good rate. Their sales man was also good. He came to my home to collect all my documents. Read more... Read less...

I applied for Loan against my shop and got the loan in 20-25 days. The rate of interest is amongst the lowest offered in the industry at 11.5%. The customer executive agent managed the process smoothly. However, they make multiple visits to check the property which becomes a hassle. Read more... Read less...

This loan product from ICICI Bank comes with an option to prepay upto 90 % of the loan without any extra charges, even for loan taken in the name of the firm. This feature helps, as I am typically more comfortable paying off the loan as soon as I have capital available with me The rate of interest is at 12%, which I felt is slightly higher than other banks. Processing fees is nominal and lower than others Read more... Read less...

Professional and Customer friendly approach. The bank helped me in structuring the loan deal in a manner that I could get more loan amount than what 1-2 lenders were offering me. Getting adequate loan has helped me a lot. Rate of interest is quite competitive Read more... Read less...

Very happy with the loan offer which was structured in a manner that I could get more than the loan I required. Also, the sales team was willing to work out different loan structures and repayment option that suited the trends in business cash flows. Read more... Read less...

The bank processed my loan in flat 15-20 days which I think is reasonably fast. The customer executive ensured that he minimised the paperwork and we did not need to do much running around. I will recommend the loan to friends and other relatives Read more... Read less...

Very attractive interest rate, they also offered me an overdraft facility on the loan which helped me manage my cash position and I could save my interest expense. I could deposit any available cash surplus in the account and save interest outgo on the loan. Even though the overdraft facility on the loan came at a slightly higher rate, I think effectively I would end up paying a lower interest over the loan tenure. Read more... Read less...

I love Kotak bank for the simple reason that this bank offered highest loan amount against my income. Their services were also good. Their representative offered collected al my documents from my home. Read more... Read less...

I have my property loan from Citi bank. Their offered me the least amount of loan against my property but it didn't matter to me as my loan requirements were within that limit. Their interest rate and processing fee were at par with other leading banks. There was marginal negotiation in both interest rate and processing fee. Read more... Read less...

Slightly high interest rate, but low processing fees and no hidden charges. The loan agent ensured that the we did need to visit the branch only once. I took the LAP interest rate saver, which is an overdraft facility on the LAP wherein he I could deposit an excess capital in the account and save my interest expense on the corresponding amount. I am in a seasonal business and this features is a boon for me Read more... Read less...

I took my loan against property from Citi bank. They offered me loan for maximum duration (15 years). Before going to a foreign bank, I checked with Indian banks like SBI too. However they offered me loan for max 10 years duration. Also Citi bank rates were almost similar to that of other banks. Overall a good experience. Read more... Read less...

My experience with citi bank for loan against my shop was too good. They were clear about the document required. No unnecessary followup. Also they offered me option to make pre-payment without any penalty. Read more... Read less...