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Gold Loan Customer Reviews

Average Gold Loan Customer Rating 4.7/5 by 152 customers
  • MyLoanCare Service
    4.7/5.0
  • Banks Service
    4.6/5.0
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MyLoanCare Assurance
Delivery in 1100+ cities
Bank neutral advise
Dedicated loan advisors
Free & quick service
No unsolicited calls
Digital + doorstep service
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Apply for Gold Loan @ 10.50%* Get upto ₹ 1,000* Cashback
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Gold Loan Reviews

S Narasimha Reddy , Hyderabad Reviewed on 10th Oct 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Oct 2019

Good service regarding gold loan processing from M Read more...

Rizu Sooden , Hyderabad Reviewed on 09th Oct 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Oct 2019

Very comfortable experience. Thanks for keeping it Read more...

Pillai Prem Kumar , Hyderabad Reviewed on 07th Oct 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Oct 2019

The bank employees were very helpful and thanks to Read more...

DINESH MARUTI PAWAR , Thane Reviewed on 05th Oct 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Oct 2019

Good customer service. I am happy with it. HDFC Ba Read more...

Ashmita Ganguly , Ranchi Reviewed on 01st Oct 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Oct 2019

Fast and efficient service by both the bank as wel Read more...

Ashutosh Singh , Siwan Bihar Reviewed on 30th Sep 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good. I am happy with MyLoanCare and would prefer Read more...

Ashish Gupta , Ambala Reviewed on 30th Sep 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

It is easy to take a gold loan from HDFC hassle-fr Read more...

Ashok Kumar , Rohtak Reviewed on 23rd Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

I am happy with your service. Team is cooperative Read more...

Aditya Kumar Singh , Dhanbad Reviewed on 19th Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good service. Executives are very helpful. Easy an Read more...

Prakash Kumar Aruk , Bhubaneswar Cuttack Reviewed on 18th Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Fast service, and best corporation from HDFC staff Read more...

D Shanshavali , Coimbatore Reviewed on 17th Sep 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Sep 2019

I got the loan and I am satisfied with Yes Bank. T Read more...

SOMESHWARA K N , Bangalore Reviewed on 12th Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Very good experience, received amount in no time. Read more...

Pravin sharma , Mumbai Reviewed on 11th Sep 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Sep 2019

Very good explanation by MyLoanCare. Bank also gav Read more...

Ashwini Shetty , Bangalore Reviewed on 11th Sep 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Sep 2019

Firstly, I appreciate komal Bharadwaj from MyLoanC Read more...

Vijay Ashtankar , Nagpur Reviewed on 10th Sep 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good and quick response for gold loan. Your servic Read more...

Syed Kaleem Yasir , Hyderabad Reviewed on 09th Sep 2019
4 / 5 stars

Yes Bank Gold Loan Availed in Sep 2019

Good service and good coordination. Both provide g Read more...

Kishore Palhade , Pune Reviewed on 07th Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good service, only time is taken more to do the pr Read more...

sushama waghe , Mumbai Reviewed on 06th Sep 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Bank service is excellent. Staff is very cooperati Read more...

Ajit , Thane Reviewed on 04th Sep 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good services provided by bank and MyLoanCare. Read more...

Anurag S , Ludhiana Reviewed on 04th Sep 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Sep 2019

Good service provided. Thanks to all staff who hel Read more...

Mohan Babu S , Bangalore Reviewed on 31st Aug 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Aug 2019

Super excellent service providers in Yes Bank. Goo Read more...

Harjinder Singh , Gurgaon Reviewed on 30th Aug 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

Excellent service. Keep up the good work. I will d Read more...

Moiez Patel , Thane Reviewed on 30th Aug 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

Bank employee was very helpful. Best service provi Read more...

Malyala Srikanth , Medak Reviewed on 29th Aug 2019
4.5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

MyLoanCare representative was very helpful till my Read more...

Read More Reviews

MyLoanCare Assurance

Baat Aapke Interest Ki

Customer Ratings - 4.3/5.0

  • Bank Neutral Advise
    MyLoanCare works with 24+ partner banks and uses technology to filter out the best loan offers.
  • No Unsolicited Calls
    MyLoanCare will call only after you authorize us to contact you.
  • Free Service and Quality Response
    You will be assisted by a dedicated loan advisor throughout the loan process.
  • Digital + Doorstep Service
    MyLoanCare assures hassle free loan process with an option to upload documents digitally or manually at your doorstep.
  • Delivery in 1100+ Cities
    MyLoanCare through its partner banks has a pan India reach and has delivered loans in over 1100 cities in India.
  • Attractive Cashback
    MyLoanCare offers complimentary cashback of up to Rs. 1,000* to its customers after loan disbursement.
Apply Gold Loan

Illustration on Gold Loan

Maximum Annual Percentage Rate (APR) 10.50% to 12%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 1 Lakh
  • Time period: 12 months to 48 months
  • Gold Loan Interest Rate: 10.50% to 12%
  • Processing Fee payable : Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,560 for a months Rs. 1 Lakh loan at 10.50% (lowest rate, longest time period) to Rs. 8,885 for a 12 months Rs. 1 Lakh loan at 12% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 10.50% to 12%
  • Total cost payable over loan tenure: Rs. 8,619 for 12 months loan to Rs. 24,896 for 48 months loan
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Gold Loan News - Oct 2019
  • 2019-09-11 : Gold prices drop today
    The previous week’s gold prices hurt its demand in the Indian markets. However, Gold prices got down by Rs 1500 and dropped to Rs 38,300 from Rs 39,885. The reduced price could boost gold purchases in the market in the upcoming festive season.
  • 2019-09-06 : Gold prices slide lower than the previous day
    The previous days experienced an invariable rise in gold and silver prices. However, gold prices reduced to Rs 38,747 per 10 gms, which earlier was at Rs 39,885. This is likely because huge prices lead to reduced gold demand in the Indian markets.
  • 2019-09-03 : HDFC Bank reduces Gold loan rates
    With effect from September, HDFC Bank is all set to reduce its gold loan rates. The revised rate of gold loan is charged between 11 percent to 15 percent. This reduced rate is likely to increase the gold loan demand in the market, especially at the times of credit crunch.
  • 2019-09-02 : High demand leads to rise in Gold and Silver prices
    Ahead of the festive season, gold and silver demands are high in the market. This has lead to a pompous growth in gold and silver rates. The increased gold price is 38,677 per 10gm, and silver is 50,200 per kg.
  • 2019-08-30 : Increased demand leads to high gold price
    Ahead of the festive season and due to credit crunch in the market, the demand for gold has increased. This has lead to a subsequent increase in its price. The gold price rose to Rs 300 at Rs 39,970 and 39,800 for gold of 99.9% and 99.5% respectively per 10 grams.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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