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Gold Loan Customer Reviews

Average Gold Loan Customer Rating 4.7/5 by 128 customers
  • MyLoanCare Service
    4.8/5.0
  • Banks Service
    4.6/5.0
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Gold Loan Reviews

vijisha p , Chennai Reviewed on 23rd Aug 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

I am very happy to get the gold loan during my eme Read more...

Amirunnisa Pasha , Mumbai Reviewed on 22nd Aug 2019
4.5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

I have got a very good idea about the gold loan..m Read more...

Farheen Siddiqui , Mumbai Reviewed on 21st Aug 2019
3.5 / 5 stars

Yes Bank Gold Loan Availed in Aug 2019

The site was really helpful, your employee Sonal B Read more...

HITESH INGALE , Pune Reviewed on 19th Aug 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

Nice experience dealing through MyLoanCare. Thank Read more...

Manty Samadder , Kolkata Reviewed on 17th Aug 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Aug 2019

Thanks to MyLoanCare and good service from Komal B Read more...

anil bhatnagar , Jaipur Reviewed on 17th Aug 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

Everything is excellent got a loan with competitiv Read more...

Vikas Sharma , Gurgaon Reviewed on 16th Aug 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Aug 2019

Excellent service, easy and fast payment received. Read more...

Vijay Arya , Indore Reviewed on 06th Aug 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Aug 2019

Very fast & best service. Bank staff was also good Read more...

Hitesh Singh , Navi Mumbai Reviewed on 30th Jul 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Hassle free loan and the loan amount disbursement. Read more...

Ashutosh Singh Gaur , Jodhpur Reviewed on 28th Jul 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Good service and hassle free loan disbursement. Go Read more...

Ashfaque Yusuf shaik , Mumbai Reviewed on 25th Jul 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Good all the staff was helpful but the service was Read more...

sandeep shingade , Thane Reviewed on 24th Jul 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Good service provided. Timely disbursement. Good s Read more...

JIGNESH G AMETA , Rajkot Reviewed on 23rd Jul 2019
4.5 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Got good services from Nisha. Read more...

Priyank Harshakumar , Bangalore Reviewed on 21st Jul 2019
4 / 5 stars

Yes Bank Gold Loan Availed in Jul 2019

Thank you Komal for referring yes bank for gold lo Read more...

Ashutosh Kumar Sharm , Muzaffarpur Reviewed on 18th Jul 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jul 2019

Excellent response. I am satisfied with the servic Read more...

Rituraj Jangid , Gurgaon Reviewed on 10th Jul 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Jul 2019

It was really wonderful experience with great cust Read more...

Sarfaraaz k , Hyderabad Reviewed on 27th Jun 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Jun 2019

Thank you for your assistance, consideration, enco Read more...

Liril k , Delhi Reviewed on 17th Jun 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Jun 2019

Prompt service by MyLoanCare.in. Even on Sunday th Read more...

Suneel Kumar Goyal , Jaipur Reviewed on 16th Jun 2019
4.5 / 5 stars

HDFC Bank Gold Loan Availed in Mar 2019

Your executive is very good and supportive and the Read more...

Srinu Maguluri , Vijaywada Reviewed on 11th Jun 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jun 2019

Excellent services by both MyLoanCare services and Read more...

Rakesh Mune , Pune Reviewed on 10th Jun 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Jun 2019

Very good service and time to time guidance by Nis Read more...

Ramakant Nana Gaikw , Mumbai Reviewed on 04th Jun 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Jun 2019

Loan officer were very cooperative. They explained Read more...

N KISHOR YADAV , Hyderabad Reviewed on 02nd Jun 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Jun 2019

Its the best place to get instant loan on gold tha Read more...

Jane John , Bangalore Reviewed on 30th May 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in May 2019

They were very quick and efficient. Minimum docume Read more...

Read More Reviews

MyLoanCare Assurance

Baat Aapke Interest Ki

Customer Ratings - 4.3/5.0

  • Bank Neutral Advise
    MyLoanCare works with 24+ partner banks and uses technology to filter out the best loan offers.
  • No Unsolicited Calls
    MyLoanCare will call only after you authorize us to contact you.
  • Free Service and Quality Response
    You will be assisted by a dedicated loan advisor throughout the loan process.
  • Digital + Doorstep Service
    MyLoanCare assures hassle free loan process with an option to upload documents digitally or manually at your doorstep.
  • Delivery in 1100+ Cities
    MyLoanCare through its partner banks has a pan India reach and has delivered loans in over 1100 cities in India.
  • Attractive Cashback
    MyLoanCare offers complimentary cashback of up to Rs. 1,000* to its customers after loan disbursement.
Apply Gold Loan

Illustration on Gold Loan

Maximum Annual Percentage Rate (APR) 10.50% to 12%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 1 Lakh
  • Time period: 12 months to 48 months
  • Gold Loan Interest Rate: 10.50% to 12%
  • Processing Fee payable : Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,560 for a months Rs. 1 Lakh loan at 10.50% (lowest rate, longest time period) to Rs. 8,885 for a 12 months Rs. 1 Lakh loan at 12% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 10.50% to 12%
  • Total cost payable over loan tenure: Rs. 8,619 for 12 months loan to Rs. 24,896 for 48 months loan
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Gold Loan News - Aug 2019
  • 2019-08-23 : Gold loans become an easier alternative in times of credit crunch news
    NBFCs have been facing a lack of liquidity in terms of credit and therefore, an increase in the borrowing expense and lack of loan availability. However, Muthoot Finance reports that its gold loan increased to 6.6% during this fiscal year. This is because domestic gold prices have significantly increased, and due to lack of liquidity of funds in the finance market people are pledging gold to take loans.
  • 2019-08-20 : Gold price down by Rs. 100 on muted demand by jewelers news
    According to the All India Sarafa Association, Gold prices declined by Rs. 100 to Rs. 38,570 per 10 grams in the bullion market. Apart from a weak trend overseas, lackluster demand from the local jewelers and customers has declined the demand for gold.
  • 2019-08-19 : Manappuram Finance reports 35% growth in net profit this fiscal news
    Gold loan NBFC, Manappuram Finance has witnessed an increase in the overall profit of 35%, with a net profit of 220% crore at hand. There is a significant rise in the company’s gold loan asset as well by 6.65%. The increase in profit is marked by an increase in gold loan business, which added 1.45 lakh new customers.
  • 2019-08-13 : Gold price surge by Rs. 50 on strong demand by jewelers news
    According to the All India Sarafa Association, Gold prices surged by Rs. 50 to Rs. 38,470 per 10 grams in the bullion market. Apart from positive global cues, persistent buying by local jewelers helped boost the demand for gold in the market.
  • 2019-08-13 : Muthoot Finance reports a 9% rise in Q1 profit at Rs. 563 crores news
    Gold loan NBFC, Muthoot Finance has reported a rise of 9% in consolidated net profit at Rs. 563 crores for the quarter ended June 30, 2019, as against the profit of Rs. 518 crore a year ago. The profit is driven by the heavy cash inflow received by the NBFC on the disbursements of loans per month.
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