Gold Loan Customer Reviews

Average Gold Loan Customer Rating 4.6/5 by 73 customers
  • Interest Rate
    4.5/5.0
  • Bank Charges
    4.4/5.0
  • Pre-sales Services
    4.7/5.0
  • Post-sales Services
    4.6/5.0
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Gold Loan Reviews

Gaurav Verma , Delhi Reviewed on 23rd Oct 2018
4 / 5 stars

Gr8 Experience

Yes Bank Gold Loan Availed in Sep 2018

I got a great deal on gold loan through myloancare Read more...

Sanjay Sharma , Reviewed on 11th Oct 2018
5 / 5 stars

GOLD LOAN TAKEN FROM MYLOANCARE

HDFC Bank Gold Loan Availed in Oct 2018

I talked to Vandana. Nice interaction and great fo Read more...

Dhiraj Kalva , Medak Reviewed on 26th Sep 2018
5 / 5 stars

Excellent

HDFC Bank Gold Loan Availed in Sep 2018

Best than the market rate. Better to inquire at My Read more...

Jay Balar , Bhavnagar Reviewed on 17th Sep 2018
5 / 5 stars

HDFC Bank serves very good gold loan

HDFC Bank Gold Loan Availed in Sep 2018

MyLoanCare consultant also gives a very good guide Read more...

ALINA AHMED JIBREEL , Mumbai Reviewed on 17th Sep 2018
4.8 / 5 stars

SATISFIED AND HIGHLY APPRECIATED

HDFC Bank Gold Loan Availed in Sep 2018

APPRECIATE THE SUPPORT OF VAISHNAVI. IN FUTURE LIK Read more...

Jashan S Gill , Ludhiana Reviewed on 10th Sep 2018
5 / 5 stars

Very good service provider

HDFC Bank Gold Loan Availed in Sep 2018

MyLoanCare is very good loan service provider in t Read more...

Vicky Sundrani , Pune Reviewed on 06th Sep 2018
4.5 / 5 stars

Very good experience!! Special recommends to VAISHNAVI BASSI

Yes Bank Gold Loan Availed in Sep 2018

VAISHNAVI BASSI MADE THE EXPERIENCE QUITE SMOOTH a Read more...

sachin konde , Pune Reviewed on 31st Aug 2018
5 / 5 stars

Good

HDFC Bank Gold Loan Availed in Aug 2018

My name Sachin Konde and it is my first good exper Read more...

Ravi Kiran , Hyderabad Reviewed on 28th Aug 2018
5 / 5 stars

HDFC GOLD LOAN REVIEW

HDFC Bank Gold Loan Availed in Aug 2018

I appreciate Vaishnavi’s help in getting the bes Read more...

P K PRASAD , Reviewed on 28th Aug 2018
4 / 5 stars

STAFF SUPPORT WAS VERY GOOD

HDFC Bank Gold Loan Availed in Aug 2018

VERY NICE STAFF SUPPORT. THE TIME TAKEN FOR THE WH Read more...

Deepa Aditya , Bangalore Reviewed on 20th Aug 2018
4.8 / 5 stars

Good expereince

Yes Bank Gold Loan Availed in Aug 2018

Quick and hassle free, saved a lot of time and got Read more...

Meha Bobbal , Mumbai Reviewed on 02nd Aug 2018
5 / 5 stars

Very helpful

HDFC Bank Gold Loan Availed in Jul 2018

Very helpful, got the loan fast and it was good ex Read more...

Ankit Srivastava , Reviewed on 23rd Jul 2018
5 / 5 stars

MyLoanCare

HDFC Bank Gold Loan Availed in Jul 2018

Easy and less documentation..Hassle free, time sav Read more...

manish agarwal , Ghaziabad Reviewed on 21st Jul 2018
5 / 5 stars

Satisfactory

Yes Bank Gold Loan Availed in Jun 2018

All was satisfactory with fast processing, well co Read more...

Vicky Sundrani , Pune Reviewed on 20th Jul 2018
4.3 / 5 stars

Was a good experience... Nice and smooth

Yes Bank Gold Loan Availed in Jul 2018

Was a good experience.. fast and smooth...
Will r Read more...

Gajanan shinde , Pune Reviewed on 15th Jul 2018
4.8 / 5 stars

Pre loan services

HDFC Bank Gold Loan Availed in Jul 2018

Very user friendly service to apply loan and check Read more...

Safarulla S H , Mangalore Reviewed on 13th Jul 2018
5 / 5 stars

Best service, flawless process

HDFC Bank Gold Loan Availed in Jul 2018

Best service, quick response, flawless process, be Read more...

srikanth malyala , Medak Reviewed on 10th Jul 2018
5 / 5 stars

Availed shop loan @ best rate of interest

HDFC Bank Gold Loan Availed in Jul 2018

Availed loan at the best rate of interest . I pref Read more...

Sandeep Kumar , Patna Reviewed on 07th Jul 2018
4.8 / 5 stars

Very Supportive

HDFC Bank Gold Loan Availed in Jun 2018

This is the best medium to reach bank. I have avai Read more...

durga prasad , Hyderabad Reviewed on 04th Jul 2018
5 / 5 stars

GOOD SERVICE

Yes Bank Gold Loan Availed in Jul 2018

GOOD WAY OF APPROACHING FASTEST SERVICE. HOPING SA Read more...

Abhijit Bansode , Thane Reviewed on 02nd Jul 2018
3.5 / 5 stars

CO OPERATIVE TEAM

HDFC Bank Gold Loan Availed in Jul 2018

Co operative team from HDFC Bank. Little bit TIME Read more...

Ashish Makati , Ahmedabad Reviewed on 29th Jun 2018
4 / 5 stars

Not a very good experience

Yes Bank Gold Loan Availed in Jun 2018

I nEeded loan urgently but due to internal problem Read more...

manish agarwal , Ghaziabad Reviewed on 26th Jun 2018
5 / 5 stars

Excellent

Yes Bank Gold Loan Availed in Jun 2018

Fully satisfied, fast processing, fast disbursemen Read more...

Pooja Valmiki , Thane Reviewed on 18th Jun 2018
4 / 5 stars

GOOD

Yes Bank Gold Loan Availed in Jun 2018

Overall experience was good and given some suggest Read more...

Read More Reviews

MyLoanCare Assurance

Baat Aapke Interest Ki

Customer Ratings - 4.3/5.0

  • Bank Neutral Advise
    MyLoanCare works with 24+ partner banks and uses technology to filter out the best loan offers.
  • No Unsolicited Calls
    MyLoanCare will call only after you authorize us to contact you.
  • Free Service and Quality Response
    You will be assisted by a dedicated loan advisor throughout the loan process.
  • Digital + Doorstep Service
    MyLoanCare assures hassle free loan process with an option to upload documents digitally or manually at your doorstep.
  • Delivery in 1100+ Cities
    MyLoanCare through its partner banks has a pan India reach and has delivered loans in over 1100 cities in India.
  • Attractive Cashback
    MyLoanCare offers complimentary cashback of up to Rs. 1,000* to its customers after loan disbursement.
Apply Gold Loan

Illustration on Gold Loan

Maximum Annual Percentage Rate (APR) 10.50% to 12%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 1 Lakh
  • Time period: 12 months to 48 months
  • Gold Loan Interest Rate: 10.50% to 12%
  • Processing Fee payable : Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,560 for a months Rs. 1 Lakh loan at 10.50% (lowest rate, longest time period) to Rs. 8,885 for a 12 months Rs. 1 Lakh loan at 12% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 10.50% to 12%
  • Total cost payable over loan tenure: Rs. 8,619 for 12 months loan to Rs. 24,896 for 48 months loan
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Gold Loan News - Dec 2018
  • 2018-12-14 : SBI switches to farm lending backed by Gold news
    With borrowers delaying repayments on agri loans and delinquencies on the rise, State Bank of India (SBI) has decided to reduce the losses in the agri segment by making loans backed by gold. The agri loan portfolio of the bank shrunk by 0.3% to Rs. 1.9 lakh crore while all the other segments of domestic advances saw a positive growth.
  • 2018-12-14 : State Bank of India revises Interest Rate on Gold Loans news
    State Bank of India (SBI) has revised gold loan interest rates. The rates have been revised to 10.55% from 10.25% earlier. The processing fees are 0.50% of the loan amount subject to a minimum of Rs. 500 and tenure up to 36 months.
  • 2018-12-12 : Gold Price slashes by Rs. 120 on low demand news
    Gold prices reduced by Rs. 120 to Rs. 31,815 per 10 grams on the bullion market during this week. The fall in gold prices is due to less demand from the customers as well as local jewellers.
  • 2018-12-11 : Gold prices rise to Rs. 32,495 on strong demand news
    Due to positive cues in the global market, gold prices rose by Rs. 145 to Rs. 32,495 per 10 grams on the bullion market during this week. The rise in gold prices is due to an increase in the demand from the customers as well as local jewellers due to ongoing wedding season ahead.
  • 2018-12-10 : Gold prices rise to Rs. 32,350 on strong demand news
    Gold prices rose by Rs. 250 to Rs. 32,350 per 10 grams on the bullion market during this week. The rise in gold prices is due to an increase in the demand from the customers as well as local jewellers due to ongoing wedding season ahead.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.
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