Gold Loan Customer Reviews

Average Gold Loan Customer Rating 4.7/5 by 219 customers
  • MyLoanCare Service
    4.7/5.0
  • Banks Service
    4.6/5.0
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MyLoanCare Assurance
Delivery in 1100+ cities
Bank neutral advise
Dedicated loan advisors
Free & quick service
No unsolicited calls
Digital + doorstep service
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Apply for Gold Loan @ 10.50%* Get upto ₹ 1,000* Cashback
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Gold Loan Reviews

Shubham Gupta , Jabalpur Reviewed on 07th Feb 2020
4 / 5 stars

HDFC Bank Gold Loan Availed in Feb 2020

Very time-consuming process but loan disbursed. Read more...

Sweta h , Patna Reviewed on 04th Feb 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Feb 2020

It was great. I am satisfied. I would recommend My Read more...

Nitesh Kumar Bhavani , Hyderabad Reviewed on 03rd Feb 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Feb 2020

Nice.

Vadiraj G Muradi , Bangalore Reviewed on 28th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

The Loan disbursement was smooth. The executive Ko Read more...

Vimita Kailash Kahar , Vadodara Reviewed on 25th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Good service and guidance. Easy and quick disburse Read more...

Ravinder Singh , Noida Reviewed on 23rd Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Knowledgeable and cooperative staff. They deal wit Read more...

Subhash Bandyopadhya , Kolkata Reviewed on 22nd Jan 2020
4 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Very good. Hassle-free. I am really impressed. I w Read more...

Vimita K , Vadodara Reviewed on 21st Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Easy and quick loan disbursement. Cooperative staf Read more...

Santosh Awana , Gurgaon Reviewed on 15th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Best service. Good environment. Good behavior and Read more...

Monish Garg , Shimla Reviewed on 14th Jan 2020
4 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

The service is good. I got an immediate response f Read more...

Shaik Sattar , Hyderabad Reviewed on 14th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Good work MyLoanCare. The call center Executive Ko Read more...

Bolisetty Anil Kumar , KarimNagar Reviewed on 10th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Excellent service by the Bank team. MyLoanCare gav Read more...

Pardeep Chauhan , Rewari Reviewed on 08th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

A very nice service. They provide a good rate of i Read more...

Ranjeesh Vp , Chennai Reviewed on 07th Jan 2020
4 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Good customer handling by Soni Srivastava. Interes Read more...

Parmod Parmod , Hisar Reviewed on 07th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Everything was perfect and well-coordinated. The s Read more...

Prem Kumar Sharma , Gurgaon Reviewed on 05th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Very good services. I will definitely inform my fr Read more...

Ravindra Pc , Bangalore Reviewed on 04th Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Good. The executives response turns out really hel Read more...

Vikas Kapor , Chandigarh Reviewed on 03rd Jan 2020
4 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Satisfactory. Read more...

Laxma Reddy Ratna , KarimNagar Reviewed on 03rd Jan 2020
5 / 5 stars

HDFC Bank Gold Loan Availed in Jan 2020

Great experience with MyLoanCare. Excellent servic Read more...

Neetu Singh , HOWRAH Reviewed on 27th Dec 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Dec 2019

Excellent service within the stipulated time. Full Read more...

Jitendra Kumar , Ahmedabad Reviewed on 26th Dec 2019
5 / 5 stars

HDFC Bank Gold Loan Availed in Dec 2019

Nice. Good and fast service within time and fast a Read more...

Chandar d , Hyderabad Reviewed on 24th Dec 2019
5 / 5 stars

Yes Bank Gold Loan Availed in Dec 2019

It was very straight forward from Yes Bank. Also, Read more...

Gurupkar Singh , Ludhiana Reviewed on 23rd Dec 2019
4 / 5 stars

HDFC Bank Gold Loan Availed in Dec 2019

Good service. Staff cooperative. Service fast. Les Read more...

Sundar C , Vellore Reviewed on 18th Dec 2019
3.5 / 5 stars

HDFC Bank Gold Loan Availed in Dec 2019

Loan process is very quick, and response is good. Read more...

Read More Reviews

MyLoanCare Assurance

Baat Aapke Interest Ki

Customer Ratings - 4.3/5.0

  • Bank Neutral Advise
    MyLoanCare works with 24+ partner banks and uses technology to filter out the best loan offers.
  • No Unsolicited Calls
    MyLoanCare will call only after you authorize us to contact you.
  • Free Service and Quality Response
    You will be assisted by a dedicated loan advisor throughout the loan process.
  • Digital + Doorstep Service
    MyLoanCare assures hassle free loan process with an option to upload documents digitally or manually at your doorstep.
  • Delivery in 1100+ Cities
    MyLoanCare through its partner banks has a pan India reach and has delivered loans in over 1100 cities in India.
  • Attractive Cashback
    MyLoanCare offers complimentary cashback of up to Rs. 1,000* to its customers after loan disbursement.
Apply Gold Loan

Illustration on Gold Loan

Maximum Annual Percentage Rate (APR) 10.50% to 12%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 1 Lakh
  • Time period: 12 months to 48 months
  • Gold Loan Interest Rate: 10.50% to 12%
  • Processing Fee payable : Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,560 for a months Rs. 1 Lakh loan at 10.50% (lowest rate, longest time period) to Rs. 8,885 for a 12 months Rs. 1 Lakh loan at 12% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 10.50% to 12%
  • Total cost payable over loan tenure: Rs. 8,619 for 12 months loan to Rs. 24,896 for 48 months loan
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Gold Loan News - Feb 2020
  • 2020-02-14 : Gold rates increased by Rs. 160 over 12 February news
    Gold rates increased two days in a row by Rs. 160 to Rs 39,760 for 22 carats and Rs. 40,760 for 24 carats on 14 February. The shine in the yellow matter is expected to bode well for Gold loan buyers.
  • 2020-02-10 : Gold rates surged the third day in a row news
    Gold rates increased for three consecutive days in a row. The rate stands at Rs. 39,770 for 22 carats and Rs. 40, 770 for 24 carats. The shine in the yellow metal is expected to bode well for Gold loan buyers.
  • 2020-02-05 : Gold rate increased again after a slump news
    Gold rates increased by Rs. 10 to Rs. 39,610 for 22 carats and Rs. 40,610 for 24 Carats. This added shine in yellow metal augur well for potenial gold loan buyers.
  • 2020-01-31 : Gold rates increased by Rs. 10
    Gold rates rose by Rs. 10 per 10 gram to Rs. 39, 710 for 22 carats and Rs. 40,910 for 24 carats. This day to day increase is expected to reduce the appetite of customers for Gold.However, this is beneficial for gold loan borrowers, as they can borrow more funds with their yellow metal.
  • 2020-01-30 : Increase in Gold and silver rates
    Gold rates hike by Rs 550 per 10 gram for 22 carats to Rs. 39,800 and silver prices rose by 610 per kilogram to Rs. 49,810. According to Bloomberg, high prices in India are expected to reduce gold demands as the consumer will take time to accustom to surge in the prices. It is likely to impact Gold loans as well.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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