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Ujjivan Small Finance Bank RD Interest Calculator

RD Calculator Ujjivan Bank in India Jul 2021

Last Updated 25th Jun 2021

Tenure General Rates Senior Citizen Rates
6 months to 9 months 6.50% 7.00%
12 months to 24 months 7.50% 8.00%
27 months to 36 months 7.50% 8.00%
39 months to 60 months 6.75% 7.25%
63 months to 120 months 6.25% 6.75%

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    Ujjivan Small Finance Bank RD Calculator
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    Ujjivan Bank Recurring Deposit Calculator

    Ujjivan Small Finance Bank, a leading Small Finance Bank in India offers attractive interest rates upto 7.50% on its Recurring deposits.
    RD maturity amount that you will get depends upon

    • Deposit amount
    • Rate of interest
    • RD tenure
    • Compounding frequency
    • TDS applicability and TDS rate

    Ujjivan Bank Recurring Deposit Interest Calculator

    • In a periodic interest payout option, Ujjivan Small Finance Bank would transfer the interest earned at each interval (say, quarterly) to your bank account. The interest would remain same across the life of the deposit. On maturity of RD, unless the deposit is renewed, would transfer the principal amount to your bank account.
    • In case you opt for a Ujjivan Small Finance Bank cumulative deposit, on maturity you would get a credit for the principal and interest earned net of TDS.
    • Calculate the RD maturity amount using the RD calculator.

    Tax on Recurring Deposit Ujjivan Small Finance Bank

    • In case the interest earned by you across all your recurring deposits across all branches of Ujjivan Small Finance Bank in a year exceeds 10,000, the bank must deduct TDS at 10.3%. In case your IT PAN is not updated in the Ujjivan Small Finance Bank records, it must deduct twice the TDS at 20.6%. So, do remember to update your PAN on your RD.
    • We aren’t done yet. This was only the TDS. Now, you would need to add the interest income on all your Ujjivan Small Finance Bank RD’s and other RD’s to your taxable income for the year. Based upon your tax bracket, income tax is payable on this income. You must estimate the interest income and all your other incomes and, based on this, pay advance tax on advance tax payment dates (15th Sep, 15th Dec, 15th March and 31st March).
    • Ujjivan Small Finance Bank will also issue you a Form 16A giving details of tax deducted on RD interest and tax deposited by it with government treasury. The TDS amount deposited by the bank with Income Tax Department can be verified in your 26AS statement available online on IT department website or through your net banking account. You can claim credit for the TDS amount in your annual Income Tax Return.

    Ujjivan Bank RD interest rate calculator – Check your city

    • Keep your KYC documents - PAN card, address proof and photo ready.
    • To know more or apply, contact any of the branches of Ujjivan Small Finance Bank in your city

    FAQs

    What is the highest interest earned on Ujjivan Small Finance Bank recurring deposit?

    You can earn a maximum interest of 7.50% on Ujjivan Small Finance Bank recurring deposit.

    Are there any extra benefits for senior citizens on fixed deposit of Ujjivan Small Finance Bank?

    Yes, senior citizens get extra benefit of 0.5% interest rates on their RD in Ujjivan Small Finance Bank.


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    Ujjivan Bank News - Jul 2021
    • 2021-06-16 : Ujjivan Small Finance Bank collaborates with MoEngage
      Ujjivan Small Finance Bank has collaborated with customer engagement platform MoEngage to provide digital banking services in remote areas of the country. The aim is to build a wide presence of the bank with customers in the unserved regions through digital services.
    • 2020-11-10 : Ujjivan Small Finance Bank reported a marginal rise in Q2 net profit
      Ujjivan Small Finance Bank posted a marginal rise in net profit at Rs 96 crore for September. Total income during July-September 2020-21 increased to Rs 818.01 crore on the back of retail loans like home, personal, gold, two-wheeler and car loan along with business and mudra loans. Further, The bank opened 5.1 lakh deposit accounts between April and September while retail deposits have now grown to 49% of total deposits as against 42% a year back. Deposits which includes fixed and recurring deposits stood at Rs 10,743 crore.
    *Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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