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PNB Car Loan

Last Updated 08th Jun 2017

PNB Car Loans

Rate of Interest 9.60% - 9.95%
LTV 85.00% of of on-road price
Lowest EMI per lakh Rs. 1,640 per lakh
Maximum Loan Tenure 7 years
Processing Fee 1.00%
Apply Car Loan @ 9.25%*
Rs.
Rs.
+91

PNB Car Loan Details

PNB Car Loan Document List
Documents Salaried Self Employed
Signed Application Form Yes Yes
Passport Size Photo Yes Yes
Income Tax PAN Yes Yes
Quotation of Car Yes Yes
Identity Proof Passport/ Driving License/ Voter ID/ PAN Passport/ Driving License/ Voter ID/ PAN
Address Proof Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport
Income Proof Latest pay slip, Form 16, 3 months bank statement showing salary credit and any EMI debit 6 months bank statement, ITR of last 2 years
Business Proof VAT/ service tax registration, incorporation details in case of companies, partnership deed, business address proof

PNB Car Loan Apply

PNB gives the facility of Car loan to the people who want to fulfill their dream of having their own car. There are some features and benefits of taking Car loan from PNB:

  • Attractive interest rates
  • Nil prepayment charges
  • Flexible repayment options

Car Loan PNB

PNB Car Loan Calculator

Interest Rate Calculator – This helps you in identifying the interest rate charged on applied PNB loan amount for effective tenure.

Interest rate on PNB car loan depends upon

  • Type of car - PNB rate of interest varies from car to car. High value car leads to low interest car loan
  • Salary - PNB interest rate varies with your net monthly income. Higher income leads to low interest rate
  • Company where you work - Your Company listed in PNB can avail you car loan with best interest rates.

Eligibility Calculator – This calculator calculates your Car loan eligibility depending upon your value of the car and your repayment capacity. Apply for only that much loan amount, what you are eligible for. You can also calculate your car loan eligibility online and based on that apply for loan. Eligibility depends on:

  • NTH – Higher monthly income increases your eligibility to get PNB Car loan. PNB requires a minimum income of at least Rs. to avail you loan.
  • Repayment Capacity – Your repayment capacity is tracked based upon the previous loan record. Existing obligations can reduce your chances of getting Car loan from PNB. So, complete your existing obligations first and then apply for loan.
  • PNB calculates your car loan eligibility based on

  • FOIR (Fixed Obligation Income Ratio) – Your PNB loan amount eligibility is calculated on the basis of your maximum EMI or monthly installments in respect to your income.

EMI Calculator – Car Loan EMI calculator helps you in calculating your monthly EMI based on the loan amount, interest rate and tenure you have applied for.

  • Loan amount – You should apply for only eligible loan amount from PNB. EMI will be high based on your loan amount.
  • Loan Tenure – High tenure of car loan leads to low amount of EMI.
  • Interest Rate – PNB car loan EMI will be low if your rate of interest is less. Interest rates are higher for second hand car and thus leads to higher EMI.

Topup, Balance Transfer, Preclosure

Car Loan Topup of PNB

A top up loan is an additional finance that can be availed on top of your existing loan with the same bank in order to meet your Car or professional needs. You can avail car loan top-up from PNB, subject to your eligibility

Car Loan Preclosure of PNB

These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Prepayment on car loan is

Car Loan Balance Transfer of PNB

PNB offers Car loan balance transfer from another bank. This is subject to your meeting other eligibility criteria of PNB.

FAQs on Car Loan from PNB

What is the maximum loan to value ratio of PNB car loan?

PNB finances 85.00% of of on-road price of the dream car you want to buy.

How much fee is charged by PNB for Car loan?

Processing fee charged on PNB Car loan is 1.00% with applicable service tax.

Is PNB BT a better option?

PNB offers minimum rate of 9.60% with lowest EMI of Rs. 1,640 per lakh. If you are paying higher EMI than PNB, then balance transfer is the right option.

Can I check my loan account statement online?

You can login into your PNB online net banking account to get your loan details, track your loan history and make the payment online.

Easy comparison of PNB home loan with other banks

PNB Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 011-23318130, rad [at] pnb [dot] co [dot] in
Ahmedabad 011-23318130, rad [at] pnb [dot] co [dot] in
Ambala 011-23318130, rad [at] pnb [dot] co [dot] in
Anand 011-23318130, rad [at] pnb [dot] co [dot] in
Aurangabad 011-23318130, rad [at] pnb [dot] co [dot] in
Bangalore 011-23318130, rad [at] pnb [dot] co [dot] in
Bhilai 011-23318130, rad [at] pnb [dot] co [dot] in
Bhilwara 011-23318130, rad [at] pnb [dot] co [dot] in
Bhiwadi 011-23318130, rad [at] pnb [dot] co [dot] in
Bhopal 011-23318130, rad [at] pnb [dot] co [dot] in
Bhubaneswar Cuttack 011-23318130, rad [at] pnb [dot] co [dot] in
Bikaner 011-23318130, rad [at] pnb [dot] co [dot] in
Chandigarh 011-23318130, rad [at] pnb [dot] co [dot] in
Chennai 011-23318130, rad [at] pnb [dot] co [dot] in
Cochin 011-23318130, rad [at] pnb [dot] co [dot] in
Coimbatore 011-23318130, rad [at] pnb [dot] co [dot] in
Dehradun 011-23318130, rad [at] pnb [dot] co [dot] in
Delhi 011-23318130, rad [at] pnb [dot] co [dot] in
Durg 011-23318130, rad [at] pnb [dot] co [dot] in
Faridabad 011-23318130, rad [at] pnb [dot] co [dot] in
Gandhinagar 011-23318130, rad [at] pnb [dot] co [dot] in
Ghaziabad 011-23318130, rad [at] pnb [dot] co [dot] in
Goa 011-23318130, rad [at] pnb [dot] co [dot] in
Greater Noida 011-23318130, rad [at] pnb [dot] co [dot] in
Gurgaon 011-23318130, rad [at] pnb [dot] co [dot] in
Guwahati 011-23318130, rad [at] pnb [dot] co [dot] in
Gwalior 011-23318130, rad [at] pnb [dot] co [dot] in
Hyderabad 011-23318130, rad [at] pnb [dot] co [dot] in
Indore 011-23318130, rad [at] pnb [dot] co [dot] in
Jabalpur 011-23318130, rad [at] pnb [dot] co [dot] in
Jaipur 011-23318130, rad [at] pnb [dot] co [dot] in
Jalandhar 011-23318130, rad [at] pnb [dot] co [dot] in
Jodhpur 011-23318130, rad [at] pnb [dot] co [dot] in
Kanpur 011-23318130, rad [at] pnb [dot] co [dot] in
Karnal 011-23318130, rad [at] pnb [dot] co [dot] in
Kolhapur 011-23318130, rad [at] pnb [dot] co [dot] in
Kolkata 011-23318130, rad [at] pnb [dot] co [dot] in
Kota 011-23318130, rad [at] pnb [dot] co [dot] in
Kozhikode 011-23318130, rad [at] pnb [dot] co [dot] in
Lucknow 011-23318130, rad [at] pnb [dot] co [dot] in
Ludhiana 011-23318130, rad [at] pnb [dot] co [dot] in
Madurai 011-23318130, rad [at] pnb [dot] co [dot] in
Meerut 011-23318130, rad [at] pnb [dot] co [dot] in
Mehsana 011-23318130, rad [at] pnb [dot] co [dot] in
Mohali Sas Nagar 011-23318130, rad [at] pnb [dot] co [dot] in
Mumbai 011-23318130, rad [at] pnb [dot] co [dot] in
Mussoorie 011-23318130, rad [at] pnb [dot] co [dot] in
Nagpur 011-23318130, rad [at] pnb [dot] co [dot] in
Nashik 011-23318130, rad [at] pnb [dot] co [dot] in
Noida 011-23318130, rad [at] pnb [dot] co [dot] in
Noida Extn 011-23318130, rad [at] pnb [dot] co [dot] in
Panipat 011-23318130, rad [at] pnb [dot] co [dot] in
Patna 011-23318130, rad [at] pnb [dot] co [dot] in
Pondicherry 011-23318130, rad [at] pnb [dot] co [dot] in
Pune 011-23318130, rad [at] pnb [dot] co [dot] in
Raipur 011-23318130, rad [at] pnb [dot] co [dot] in
Rajkot 011-23318130, rad [at] pnb [dot] co [dot] in
Ranchi 011-23318130, rad [at] pnb [dot] co [dot] in
Rohtak 011-23318130, rad [at] pnb [dot] co [dot] in
Roorkee 011-23318130, rad [at] pnb [dot] co [dot] in
Salem 011-23318130, rad [at] pnb [dot] co [dot] in
Shimla 011-23318130, rad [at] pnb [dot] co [dot] in
Sonepat 011-23318130, rad [at] pnb [dot] co [dot] in
Surat 011-23318130, rad [at] pnb [dot] co [dot] in
Trichy 011-23318130, rad [at] pnb [dot] co [dot] in
Udaipur 011-23318130, rad [at] pnb [dot] co [dot] in
Vadodara 011-23318130, rad [at] pnb [dot] co [dot] in
Varanasi 011-23318130, rad [at] pnb [dot] co [dot] in
Vijaywada 011-23318130, rad [at] pnb [dot] co [dot] in
Vizag 011-23318130, rad [at] pnb [dot] co [dot] in
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Car Loan Eligibility
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.