Personal Loan in Salem - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Salem

Last Updated 28th Feb 2017
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.29% - 20.00% Rs. 2,189 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.59% - 22.00% Rs. 2,204 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 11.25% - 24.00% Rs. 2,187 Upto 2.00% Get Offer
Kotak Bank 11.50% - 24.00% Rs. 2,199 Upto 2% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
RBL Bank 11.99% - 20.00% Rs. 2,224 2.5% Get Offer
Apply Personal Loan Online @11.25%*
 Salaried   Self Employed - Professional   Self Employed - Business 





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Personal Loan Salem

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.25%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Salem

    Leading banks and personal loan providers offer loans to Salem's over 3,482,056 people working in industries like Steel, Transportation, Shipping.

    Personal Loan Branches in Salem

    Bank Branch
    Allahabad Bank KANNANDERI | MAGUDANCHAVADI
    Andhra Bank CHINNA TIRUPATHI | FIVE ROADSSALEM | KEERIPATTI | KUPPANOOR | SALEM
    Axis Bank AYOTHIAPATTINAM | BELUR BAZAR | BHAVANI MAIN ROAD | CHERRY ROAD | CUDDALORE MAIN ROAD | EDANGANA SALAI | EDAPPADI | GUGAI | MECHERI | OMALUR
    Bank of Baroda ATTUR | SALEM | SALEM CITY
    Bank of Maharashtra SALEM
    Canara Bank ACCOUNTS SECTION SALEM | AMMAPET SALEM | ATTUR SALEM | AYOTHIAPATTINAM | CIRCLE OFFICE SALEM | ELAMPILLAI | ERUMAPALAYAM | GORIMEDU SALEM | GUGAI SALEM | HASTHAMPATTY
    Corporation Bank KUDAMALAI | NADUVANERI | POOSARIPATTI | SALEM SHEVAPET | SALEM TOWN | SEMMANDAPATTI | THANDAVARAYAPURAM | V KOOTTU ROAD MELNARIAPP | VEMBADITHALAM
    Dena Bank SALEM
    Federal Bank IVELI | KONGANAPURAM | MECHERI | NILAVARAPATTI | PATLUR | SALEM | SALEM EXTENSION | TIRUMALAIGIRI
    HDFC Bank BRINDHAVAN ROAD | CAR STREET | GUGAI | Kamrajanar Road | Pudhusampalli | SALEM | SALEM MAIN ROAD | Shevapet | THICHENGODU MAIN ROAD
    ICICI Bank AGRAHARAM STREET | ATTUR | BAZAAR STREET | GUGAI | HARUR | NAMAKKAL | NEW IDAPADI ROAD | POOLAMPATTI | SALEM | SQUARE MARKET
    IDBI Bank ATTUR | SALEM
    Indian Bank ALAGASAMUDRAM | ATTUR | AYODHYAPATNAM | FAIRLANDS MAIN ROAD | GANGAVALLI | GUGAI | IDAPPADI | JARIKONDALAMPATTI | KARUMANDURAI | KOLATHUR SALEM
    Indian Overseas Bank ARAGALUR | CHINNA GOUNDAPURAM | FAIRLANDS | ILAMPILLAI | JAGIR AMMAPALAYAM | KADAYAMPATTI | KANJAMALAI | KARUVALLI | LEIGH BAZAR | MECHERI
    IndusInd Bank Omalur | Salem | Sankari
    Karur Vysya Bank ALAGAPURAM | AYOTHIAPATTINAM | DEVIYAKURICHI | DHARMAPURI MAIN ROAD | GUGAI | IDAPPADI ROAD | METTUR DAM | RANIPET MAIN ROAD | SALEM CAR STREET | SALEM CCO
    PNB KATTUKOTTAI | SALEM MAIN | SANKARI | SHEVAPET SALEM
    RBL Bank SALEM
    SBI AMMAPETTAI SALEM | ATTAYAMPATTI | ATTUR | BELUR | CAC SALEM | COLLECTORATESALEM | COMMERCIALSALEM | DADAGAPATTI | DOCUMENT ARCHIVAL CENTRE DAC SALEM | GAJALNAICKENPATTI SALEM
    Syndicate Bank ANNADANAPATTI | FAIRLAND SALEM | GANGAVALLI | KAVERIPURAM | KONDAPPANAICKANPATTY | SALEM GUGAI | SALEM JOHNSONPET | SALEM MUNICIPAL CORPORATION | SALEM SHEVAPET MAIN | SALEM TOWN
    Union Bank of India ATTUR | EDAPPADI | FIVE ROADS JUNCTION SALEM | HASTHAMPATTI SALEM | PERUNDURAI | R O SALEM | SALEM | SEELANAICKENPATTI | VAZHAPADI
    Vijaya Bank KOLNAICKANPATTI SALEM | P N PATTI | SALEM
    Yes Bank SALEM

    Documents Needed for Personal Loan Application in Salem

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill

    Personal Loan Customer Care in Salem, Email

    Bank Customer Care Number
    HDFC Bank 984-067-3333, loansupport [at] hdfcbank [dot] com
    Citibank 044-28522484
    Kotak Bank 044-66006022
    ICICI Bank 0730-566-7777
    SBI 979-191-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus [at] indusind [dot] com
    PNB Housing Finance
    Yes Bank 1800-2000, yestouch [at] yesbank [dot] in
    Indiabulls
    Allahabad Bank 044-28156607, customercare [at] allahabadbank [dot] in
    HDFC
    Standard Chartered Bank 044-66014444/ 044-39404444, customer.care [at] sc [dot] com
    Axis Bank 044-28123888
    United Bank of India 1800-345-0345
    Andhra Bank 044-24994924, customerser [at] andhrabank [dot] co [dot] in
    Union Bank of India 1800-208-2244, customercare [at] unionbankofindia [dot] com
    PNB 011-23318130, rad [at] pnb [dot] co [dot] in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice [at] bankofindia [dot] co [dot] in
    Canara Bank 0427-2330811
    Capital First 1860-500-9900, customer.care [at] capitalfirst [dot] com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 0422-2303735
    Federal Bank 1800-425-1199
    Dena Bank 1800-233-6427
    IDBI Bank 044 4303 6648
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 0427-2440075
    State Bank of Mysore 044-24911176
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd [at] iobnet [dot] co [dot] in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-345-4566
    Dhan Laxmi Bank 1800-425-1747, customercare [at] dhanbank [dot] co [dot] in
    City Union Bank 7299075082, callcenter [at] cityunionbank [dot] com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 44
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 1800-180-2010
    Corporation Bank 1800-425-2407, horls [at] corpbank [dot] co [dot] in
    DBS Bank 1800-209-4555
    Deutsche Bank 044-7130-9696, customer.care [at] db [dot] com
    Development Credit Bank 1800-209-5363, customercare [at] dcbbank [dot] com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 044 - 28498899
    RBL Bank 1800-123-8040, customercare [at] rblbank [dot] com
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta [at] ucobank [dot] co [dot] in
    Tamilnad Mercantile Bank 044-42031543
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare [at] tatacapital [dot] com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1 [at] bajajfinserv [dot] in
    Magma Finance 1800-3002-3202, customercare [at] magma [dot] co [dot] in
    Bandhan Bank 1800-258-8181, loans [at] bandhanbank [dot] com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Equitas Housing Finance
    Muthoot 1800-102-1616
    American Express
    State Bank of Hyderabad 1801-425-4055, mysbh [a] sbhyd [dot] co [dot] in
    Manappuram
    SBBJ 1800-180-6005, customercare [a] sbbj [dot] co [dot] in
    Indian Bank 044-24413430
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Salem!
    Maximum Annual Percentage Rate (APR) 11.65% to 22.4%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.25% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,187 for a months Rs. 100,000 loan at 11.25% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.65% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,204 for 60 months loan
    Personal Loan News - Feb 2017
    28th Feb 17 IDBI Bank to restrict corporate loans and expand its retail loan business
    IDBI Bank has decided to limit its fresh loan disbursements to corporate sector due to rising quantum of bad loans. Simultaneously, the bank has decided to expand its business in retail loan segment. The decision has been taken to arrest the burgeoning non-performing assets.The bank has witnessed a significant rise in its non-performing assets by Rs. 5,111 crore at Rs. 35,254 crore during the third quarter of FY17.
    25th Feb 17 Oxyloans targets to disburse Rs. 100 crore in 100 days from 1st march, 2017
    Oxyloans, a Hyderabad based peer to peer lending firm, targets to disburse loans worth Rs. 100 crore in 100 days from 1st March, 2017. As per leading official, Oxyloans has received 270 loan applications forms worth Rs. 250 crore from various business sectors. The P2P lending platform offers loans across multiple segments including personal loans, business loans and SME loans.
    22nd Feb 17 Government launches BharatQR code to encourage cashless payments
    With a view of encouraging customers to go cashless, Government of India in association with National Payment Corporation of India has launched another digital payment channel BharatQR code. Customers can make payments without swiping their credit and debit card by scanning the QR code that will be generated by merchant. With QR code, government intends to replace card swiping terminals. To support the initiative, NPCI has partnered with 14 banks including RBI and ICICI Bank.
    21st Feb 17 Bandhan Bank to retain its focus on retail loans
    Bandhan Bank is planning to retain its focus on the retail loan segment. Currently, 91 percent of its lending portfolio is in micro loans. Leading official of the bank has hinted that the bank is planning to target the financially excluded customer segments in rural areas. With a focus on rural sector, the bank expects to grow its loan portfolio to Rs. 22,000 crore by March 2017.
    21st Feb 17 Home Credit India plans to tap customers through online channels
    Home Credit India, a leading NBFC in India is planning to offer financial services through online channels to Indian customers who are increasingly shifting towards online purchasing. The company expects a three- fold growth in its loan portfolio in the year 2017 as compared to Rs. 1,570 crore during 2016.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.