Personal Loan in Mumbai - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Mumbai

Last Updated 02nd Dec 2016
Bank, Click for More Details Interest Rates* Processing Fee Lowest EMI per Rs. one lakh
HDFC Bank 11.49% - 20.00% 0.25% to 1.50% Rs. 2,199
SBI 12.50% - 16.60% 2.02% to 3.03% Rs. 2,658
ICICI Bank 11.49% - 22.00% 0.25% to 1.50%; Min - Rs. 999 Rs. 2,199
Axis Bank 13.50% - 24.00% Upto 2.00% Rs. 2,301
Bajaj Finserv 11.99% - 15.50% 1.99% - 3% Rs. 2,224
Standard Chartered Bank 11.49% - 20.00% 0.50% to 1.00% Rs. 2,199
Fullerton India 16.00% - 34.00% 2.50% to 6.00% Rs. 2,834
IDFC Bank 11.99% - 19.50% 1.50% Rs. 2,224
Capital First 16.00% - 24.00% 1.99% Rs. 3,516
Citibank 11.49% - 18.00% Upto 2% Rs. 2,199
Kotak Bank 11.49% - 16.00% Upto 2% Rs. 2,199
IndusInd Bank 11.49% - 19.00% 0.25% to 2% Rs. 2,199
Canara Bank 13.65% - 13.65% 0.50% Rs. 2,715
Dena Bank 13.00% - 14.00% 1% Rs. 3,369
Union Bank of India 14.40% - 14.40% 0.5%, Min Rs. 500 Rs. 2,348
Bank of Baroda 14.10% - 14.10% 2%, Min Rs. 250 Rs. 3,423
Vijaya Bank 12.70% - 13.70% 0.25%, Max. Rs. 10000 + ST Rs. 2,260
Karur Vysya Bank 13.90% - 16.40% 0.40% Rs. 3,413
Tata Capital 13.00% - 18.00% 2% Rs. 1,819
Bank of Maharashtra 15.10% - 15.10% 1 %, Min- Rs. 1000 Rs. 3,471
Andhra Bank 13.85% - 15.10% Case to Case Rs. 2,319
Corporation Bank 13.45% - 14.45% 1.5%, Min Rs. 500 Rs. 3,391
IDBI Bank 13.20% - 13.75% 1% Rs. 2,286
Indian Bank 14.50% - 17.00% 0.5%, Min- Rs. 508 Rs. 3,442
Indian Overseas Bank 12.70% - 15.25% Rs. 204 per lakh Rs. 2,260
PNB 12.25% - 15.25% 1.8% + taxes Rs. 2,237
Yes Bank 11.99% - 20.00% 1.50% Rs. 2,224
Federal Bank 13.44% - 15.24% 0.5%, Min Rs. 500 Rs. 2,705
Allahabad Bank 13.45% - 13.45% 1.22%, Min- Rs. 612 Rs. 2,298
Syndicate Bank 14.20% - 14.20% 0.5%, Min Rs. 500 Rs. 2,337
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Personal Loan Mumbai

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.49%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Mumbai

    Leading banks and personal loan providers offer loans to Mumbai's over 22,000,000 people working in industries like Financial Services, Trading, IT Services, Telecom, Banking, Insurance, Real Estate, BPO, Engineering and Manufacturing, Healthcare, FMCG Consumer Goods, Shipping, Media.

    Personal Loan Branches in Mumbai

    Bank Branch
    Allahabad Bank ANDHERI EAST | ANDHERI WEST | BADLAPUR | BANDRA | BANDRA KURLA COMPLEX | BANDRA WEST | BHANDUP | BHAYANDER | BORIVALI | CHEMBUR
    Andhra Bank AIROLI | ANDHERI EAST | BANDRA | BHANDUP | BHARAT DIAMONG BOURSE | BORIVILLI | BUCHIREDDYPALEM | CHEMBUR | CIRCLE OFFICE MUMBAI | DAHISAR W
    Axis Bank AIROLI | ANDHERI EAST | ANDHERI EAST RAJMATA JIJABAI ROAD | ANDHERI WEST | ASHOK NAGAR KANDIVALI E | ATM RECONCLIATION CELL | BANDRA EAST | BANDRA KURLA COMPLEX | BANDRA RECLAMATION MUMBAI | BDB BANDRA
    Bank of Baroda ALTAMOUNT RD | AMBOLI | ANDHERI EAST TELLI PARK ROAD | ANDHERI WEST SV ROAD | ASHOKVAN | B D ROAD | B K COMPLEX | BACKBAY RECLAIMATION | BALLARD ESTATE | BALLARD PIER
    Bank of Maharashtra ADARSH NAGAR | AMBEDKAR ROAD DADAR | ANDHERI EAST | ANDHERI SEEPZ | ANDHERI WEST | ASHOKVAN DAHISAR | ASSET RECOVERY | BANDRA EAST | BANDRA WEST | BHANDUP
    Canara Bank ABDUL REHMAN STREET | AIRPORT EXTN COUNTER VILE PARLE EAST | ANDHERI EAST | ANDHERI SSB | ANDHERI WEST II | ASSET RECOVERY MANAGEMENTMUMBAI | BANDRA EAST | BANDRA WEST | BANGUR NAGAR | BHANDUP MAIN
    Citibank ANDHERI | BANDRA | D N ROAD | JUHU | NARIMAN POINT | RTGS-HO
    Corporation Bank AMBOLI | ASHOKVAN | BANDRA | BHANDUP NAHUR | BORIVALI WEST | C COLONY | CAPITAL MARKET | CHARKOP | CMS CORE | COLABA
    Dena Bank ANDHERI WEST | ASSET RECOVERY | BANDRA WEST | BEHIND MTNL EXCHANGE | BHANDUP WEST | BHAT BAZAR | BORIVALI WEST | BORIVLI EAST | CAPITAL MARKET | CARDS MANAGEMENT
    Federal Bank ANDHERI EAST | ANDHERI WEST | ASSET RECOVERY | BANDRA WEST | BORIVILI | CHEMBUR | CORPORATE BANKING | CRAWFORD MARKET | DADAR | FORT
    HDFC Bank 15TH ROADKHAR | AGASHI VIRAR | AHURA CENTRE | Airoli 2 | AIRPORTS AUTHORITY OF INDIA | AKRULI ROAD | ANDHERI WEST LOKHANDWALA | ANDHERI WEST SHOPPERS STOP | ANGRUTI | BADLAPUR
    ICICI Bank 10TH ROAD JUHU | 90 FEET ROAD GHATKOPER East | AAREY ROAD GOREGAON E MUMBAI | AB ROAD WORLI | AGAR BAZAR | AGASHI ROAD VIRAR | AIROLI SECTOR | AKURLI ROAD KANDIVLI EAST | AMBEDKAR ROAD PAREL | ANDHERI FOUR BUNGLOWS
    IDBI Bank ACE COOPERATIVE BANK OLD AIRPORT | ANDHERI CEASER ROAD | ANDHERI CORPORATE BANKING | ANDHERI CROSS ROAD | ANDHERI WEST NEW LINK ROAD | ASSET RECOVERY BR | BANDRA REBELLOW ROAD | BELAPUR SECTOR 11 | BHANDUP | BHAVANI SAHAKARI BANK DADAR
    IDFC Bank BKC NAMAN CHAMBERS | BREACH CANDY | CHEMBUR | CLEARING HUB MUMBAI | FORT | PRABHDEVI | TREASURY CPU
    Indian Bank ANDHERI | ANUSHAKTI NAGAR | BANDRA | BHANDUP WEST | BHAYANDAR | BORIVALI WEST | BORIVILI EAST | CBD BELAPUR | CHEMBUR | CORPORATE
    Indian Overseas Bank AKURLI RD KANDIVALI WEST | ANDHERI LOKHANDWALA | ANDHERI WEST SWAMI VIVEKANANDA ROAD | BANDRA WEST 36TH ROAD | BANDUP | BORIVLI WEST CHANDAVARKAR ROAD | BREACH CANDY | BUDHKAR MARG WORLI | BUTIBORI | BYCULLA
    IndusInd Bank Andheri | Borivali | Chembur | CRAWFORD MARKET MUMBAI | Fort | GHATKOPAR | HIRANANDANI GARDENS POWAI | JUHU 10TH ROAD | KALBADEVI ROAD | Lower Parel
    Karur Vysya Bank ANDHERI EAST MAHAKALI CAVES ROAD | BANDRA | EKSAR BORIVALI | GHATKOPAR | KALBADEVI | MATUNGA | MUMBAI CCO | MUMBAI DO | MUMBAI RLPC | NG ACHARYA MARG CHEMBUR
    Kotak Bank ANDHERI EAST | ANDHERI EAST MIDC SPECIALIZED | ANDHERI KURLA ROAD | BANDRA HILL ROAD | BANDRA KURLA COMPLEX | BANDRA TURNER ROAD | BORIVALI | BORIVALI CHAMUNDA CIRCLE | CADELL ROAD | CHEMBUR
    PNB ANDHERI EAST | ANDHERI WEST | ANUSHAKTI NAGAR | APMC VASHI NAVI | ASSET RECOVERY MANAGEMENT | ATM CONTROL CENTRE | BHANDUP EAST | BOMBAY SAMACHAR MARG | BORIVALI EAST | BORIVALI WEST
    SBI 90 FT ROAD THAKUR COMPLEX | ADIMALY | AGENCY CLEARING DEPARTMENT | ANDHERI EAST M V ROAD | ANDHERI WEST SWAMI VIVEKANAND RD | ANTOP HILL | ANUSHAKTI NAGAR | ATM SWITCH | AUGUST KRANTI MAIDAN | B J PATEL ROAD MALAD
    Standard Chartered Bank 23 25 MG ROAD FORT | ANDHERI | BANDRA | BORIVALI | CHEMBUR | CHOWPATTY | CUMBALLA HILL | DADAR | FORT | GHATKOPAR
    Syndicate Bank A R M | ANDHERI EAST | ANDHERI WEST | BANDRA WEST | BHANDUP WEST | BORIVLI WEST | BYCULLA | CAPITAL MARKET SERVICES | CENTRAL ACCOUNTS OFFICE | CHEMBUR NG ACHARYA MARG
    Union Bank of India ABDUL REHMAN STREET | AGRIPADA | AIROLI | ANDHERI EAST | ARB M S MARG | ATM CELL | BAJAJ CROSS ROAD | BANDRA EAST | BANDRA HILL ROAD | BANDRA TURNER ROAD
    Vijaya Bank AIROLI | ALKA CHAMBERS | ANAND NAGAR | ARADHANA | BEASANT ROAD | BHULESHWAR | BORIVALI EAST | C M S B | CHALTHAN | CHINCHWAD
    Yes Bank AKOLA URBAN COOP BANK KALBADEVI | ANDHERI VEERA DESAI ROAD | ANDHERI WEST LINK ROAD | BANDRA | BORIVALI | CADEL COURT | CHARNI ROAD | CHEMBUR | CHEMBUR CENTRAL AVENUE ROAD | DR AB ROAD

    Documents Needed for Personal Loan Application in Mumbai

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill
    Personal loan available for people staying in following areas in Mumbai
    • Andheri East
    • Andheri East Kurla Road
    • Andheri East Marol
    • Andheri Oshiwara
    • Andheri Varivali
    • Andheri Versova
    • Andheri West
    • Bandra East
    • Bandra Reclamation
    • Bandra West
    • Bapnala
    • BKC and Kalina
    • Borivali East
    • Borivali West
    • Brahamanwada
    • Byculla
    • Colaba
    • Dadar
    • Dharavi
    • Dindoshi
    • Fort
    • Girgaum Chowpatty
    • Goregaon East
    • Goregaon West
    • Jogeshwari East
    • Jogeshwari West
    • Juhu
    • Kandivali East
    • Kandivali West
    • Lower Parel
    • Madh Village
    • Mahim
    • Malabar and Cumballa Hills
    • Malad East
    • Malad West
    • Malad West North
    • Malad West South
    • Malvani
    • Mandvi
    • Marine Drive
    • Matunga
    • Mazgaon
    • Nariman Point
    • Parel Sewri
    • Parigha Creek
    • Parjapur Andheri
    • Princess Dock
    • Sahar
    • Salt Pan
    • Sion
    • Tardeo
    • Vile Parle East
    • Vile Parle West
    • Villages
    • Wadhvan
    • Worli

    Personal Loan Customer Care in Mumbai, Email

    Bank Customer Care Number
    HDFC Bank 022-61606161, loansupport@hdfcbank.com
    Citibank 022-28232484
    Kotak Bank 022-66006022
    ICICI Bank 022-33667777/ 022-44455000
    SBI 998-755-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
    PNB Housing Finance
    Yes Bank 998-729-0909, yestouch@yesbank.in
    Indiabulls
    Allahabad Bank 022-24921986, customercare@allahabadbank.in
    HDFC
    Indian Bank 022-28955858
    Standard Chartered Bank 022-66014444/ 022-39404444, customer.care@sc.com
    Axis Bank 022-25260501
    United Bank of India 1800-345-0345
    Andhra Bank 022-26876181, customerser@andhrabank.co.in
    Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
    PNB 011-23318130, rad@pnb.co.in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
    Canara Bank 022-26728366/ 022-26728309
    Capital First 1860-500-9900, customer.care@capitalfirst.com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 022-22614706
    Federal Bank 1800-425-1199
    Dena Bank 0241-2346012
    IDBI Bank 022 2207 8732
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 022- 24367021
    State Bank of Mysore 022-28301222
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd@iobnet.co.in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-225-901
    Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
    City Union Bank 7299075082, callcenter@cityunionbank.com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 022-28257418
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 022-28802269
    Corporation Bank 1800-425-2407, horls@corpbank.co.in
    DBS Bank 1800-209-4555
    Deutsche Bank 1860-266-6601, customer.care@db.com
    Development Credit Bank 1800-209-5363, customercare@dcbbank.com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 022 - 43434646
    Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
    Tamilnad Mercantile Bank 022-27669021
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare@tatacapital.com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1@bajajfinserv.in
    Magma Finance 1800-3002-3202, customercare@magma.co.in
    Bandhan Bank 1800-258-8181, loans@bandhanbank.com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Muthoot 1800-102-1616
    Janakalyan Sahakari Bank Ltd 1800-225-381
    Kapol Cooperative Bank LTD 1800-220-603
    Kalyan Janata Sahakari Bank 0251-2316641
    Janata Sahakari Bank 020-24494226
    Janaseva Sahakari Bank Borivli 022-28927840
    Janaseva Sahakari Bank 020-25282367
    Abhyudaya Cooperative Bank 022-25246445
    Akola Janata Commercial Cooperative Bank 0253-2310481
    Bharat Cooperative Bank 022-25280015
    Citizen Credit Cooperative Bank Ltd 1800-123-0209, complaints@citizencreditbank.com
    Manappuram
    IDFC Bank 1800-419-4332, banker@idfcbank.com
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Mumbai!
    Maximum Annual Percentage Rate (APR) 11.49% to 22%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.49% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,199 for a months Rs. 100,000 loan at 11.49% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.89% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,926 for 60 months loan
    X
    Personal Loan @ 11.49%* Cashback Upto Rs. 2,500

    Compare SBI, PNB, ICICI Bank, HDFC, Axis Bank, Citibank, SCB, Bajaj Finserv, Fullerton India, Capital First and others online.

    Personal Loan News - Dec 2016
    02nd Dec 16 Bajaj Finance to provide an attractive offer to personal loan buyers
    Bajaj Finance, a lending arm of Bajaj Financial Services has announced an attractive offer to boost up the personal loan business. Under the offer, company will provide free airline vouchers of Rs. 12,000 to the customers availing personal loan. Personal loan buyers will also get an extra benefit of selecting the destination of their choice. The offer is valid from 28th November to 4th December, 2016.
    23rd Nov 16 Personal loans rise to 19.3 percent on retail push by banks
    The share of personal loans in total credit has increased to 19.3 percent in June, 2016 as compared to 17.9 percent in March, 2016, as per RBI. The increase is seen as a result of shift in focus by lenders towards retail segment and away from corporate segment.
    09th Nov 16 Axis Bank launches Premier offer for personal loans
    Axis Bank has launched a personal loan offer for the top executives of high category companies. Employees earning more than Rs.50,000 per month can avail personal loan at the rate of 13.50 percent with 1.50 percent processing fees. The offer is valid for logins from 3rd November, 2016 to 23rd December, 2016 and disbursal on or before 31st December, 2016.
    18th Oct 16 Citibank gives special Diwali offers on personal loans
    Citibank personal loan offers reduction in rates to 11.49 per cent for digital channels and online applications made at MyLoanCare. Bank offers 0.50 per cent discount on processing fee and an Amazon Gift Voucher of Rs. 250 for loans disbursed till 3rd November, 2016. Also, get a Flipkart Gift Voucher upto Rs. 2500 on applying through MyLoanCare.
    11th Oct 16 Fullerton India gives special offers on personal loans
    Fullerton India has come out with special offers on personal loan in this festive season for the people of Andhra Pradesh and Telangana. Fullerton India is offering 0.5 per cent waiver on personal loan interest rates and special gifts for high value loans. The company is also offering 50 per cent waiver on processing fees of personal loan to women applicants. The offer is valid from October 1, 2016 till Diwali.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.