Personal Loan in Mumbai - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Mumbai

Read Reviews 3.9/5.0 from 32 users
Last Updated 21st Feb 2017
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.29% - 20.00% Rs. 2,189 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IDFC Bank 11.99% - 19.50% Rs. 2,224 1.50% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.59% - 22.00% Rs. 2,204 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 11.25% - 24.00% Rs. 2,187 Upto 2.00% Get Offer
Kotak Bank 11.50% - 24.00% Rs. 2,199 Upto 2% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
RBL Bank 11.99% - 20.00% Rs. 2,224 2.5% Get Offer
Apply Personal Loan Online @11.25%*
 Salaried   Self Employed - Professional   Self Employed - Business 





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Personal Loan Mumbai

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.25%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Mumbai

Leading banks and personal loan providers offer loans to Mumbai's over 22,000,000 people working in industries like Financial Services, Trading, IT Services, Telecom, Banking, Insurance, Real Estate, BPO, Engineering and Manufacturing, Healthcare, FMCG Consumer Goods, Shipping, Media.

Personal Loan Branches in Mumbai

Bank Branch
Allahabad Bank ANDHERI EAST | ANDHERI WEST | BADLAPUR | BANDRA | BANDRA KURLA COMPLEX | BANDRA WEST | BHANDUP | BHAYANDER | BORIVALI | CHEMBUR
Andhra Bank AIROLI | ANDHERI EAST | BANDRA | BHANDUP | BHARAT DIAMONG BOURSE | BORIVILLI | BUCHIREDDYPALEM | CHEMBUR | CIRCLE OFFICE MUMBAI | DAHISAR W
Axis Bank AIROLI | ANDHERI EAST | ANDHERI EAST RAJMATA JIJABAI ROAD | ANDHERI WEST | ASHOK NAGAR KANDIVALI E | ATM RECONCLIATION CELL | BANDRA EAST | BANDRA KURLA COMPLEX | BANDRA RECLAMATION MUMBAI | BDB BANDRA
Bank of Baroda ALTAMOUNT RD | AMBOLI | ANDHERI EAST TELLI PARK ROAD | ANDHERI WEST SV ROAD | ASHOKVAN | B D ROAD | B K COMPLEX | BACKBAY RECLAIMATION | BALLARD ESTATE | BALLARD PIER
Bank of Maharashtra ADARSH NAGAR | AMBEDKAR ROAD DADAR | ANDHERI EAST | ANDHERI SEEPZ | ANDHERI WEST | ASHOKVAN DAHISAR | ASSET RECOVERY | BANDRA EAST | BANDRA WEST | BHANDUP
Canara Bank ABDUL REHMAN STREET | AIRPORT EXTN COUNTER VILE PARLE EAST | ANDHERI EAST | ANDHERI SSB | ANDHERI WEST II | ASSET RECOVERY MANAGEMENTMUMBAI | BANDRA EAST | BANDRA WEST | BANGUR NAGAR | BHANDUP MAIN
Citibank ANDHERI | BANDRA | D N ROAD | JUHU | NARIMAN POINT | RTGS-HO
Corporation Bank AMBOLI | ASHOKVAN | BANDRA | BHANDUP NAHUR | BORIVALI WEST | C COLONY | CAPITAL MARKET | CHARKOP | CMS CORE | COLABA
Dena Bank ANDHERI WEST | ASSET RECOVERY | BANDRA WEST | BEHIND MTNL EXCHANGE | BHANDUP WEST | BHAT BAZAR | BORIVALI WEST | BORIVLI EAST | CAPITAL MARKET | CARDS MANAGEMENT
Federal Bank ANDHERI EAST | ANDHERI WEST | ASSET RECOVERY | BANDRA WEST | BORIVILI | CHEMBUR | CORPORATE BANKING | CRAWFORD MARKET | DADAR | FORT
HDFC Bank 15TH ROADKHAR | AGASHI VIRAR | AHURA CENTRE | Airoli 2 | AIRPORTS AUTHORITY OF INDIA | AKRULI ROAD | ANDHERI WEST LOKHANDWALA | ANDHERI WEST SHOPPERS STOP | ANGRUTI | BADLAPUR
ICICI Bank 10TH ROAD JUHU | 90 FEET ROAD GHATKOPER East | AAREY ROAD GOREGAON E MUMBAI | AB ROAD WORLI | AGAR BAZAR | AGASHI ROAD VIRAR | AIROLI SECTOR | AKURLI ROAD KANDIVLI EAST | AMBEDKAR ROAD PAREL | ANDHERI FOUR BUNGLOWS
IDBI Bank ACE COOPERATIVE BANK OLD AIRPORT | ANDHERI CEASER ROAD | ANDHERI CORPORATE BANKING | ANDHERI CROSS ROAD | ANDHERI WEST NEW LINK ROAD | ASSET RECOVERY BR | BANDRA REBELLOW ROAD | BELAPUR SECTOR 11 | BHANDUP | BHAVANI SAHAKARI BANK DADAR
IDFC Bank BKC NAMAN CHAMBERS | BREACH CANDY | CHEMBUR | CLEARING HUB MUMBAI | FORT | PRABHDEVI | TREASURY CPU
Indian Bank ANDHERI | ANUSHAKTI NAGAR | BANDRA | BHANDUP WEST | BHAYANDAR | BORIVALI WEST | BORIVILI EAST | CBD BELAPUR | CHEMBUR | CORPORATE
Indian Overseas Bank AKURLI RD KANDIVALI WEST | ANDHERI LOKHANDWALA | ANDHERI WEST SWAMI VIVEKANANDA ROAD | BANDRA WEST 36TH ROAD | BANDUP | BORIVLI WEST CHANDAVARKAR ROAD | BREACH CANDY | BUDHKAR MARG WORLI | BUTIBORI | BYCULLA
IndusInd Bank Andheri | Borivali | Chembur | CRAWFORD MARKET MUMBAI | Fort | GHATKOPAR | HIRANANDANI GARDENS POWAI | JUHU 10TH ROAD | KALBADEVI ROAD | Lower Parel
Karur Vysya Bank ANDHERI EAST MAHAKALI CAVES ROAD | BANDRA | EKSAR BORIVALI | GHATKOPAR | KALBADEVI | MATUNGA | MUMBAI CCO | MUMBAI DO | MUMBAI RLPC | NG ACHARYA MARG CHEMBUR
Kotak Bank ANDHERI EAST | ANDHERI EAST MIDC SPECIALIZED | ANDHERI KURLA ROAD | BANDRA HILL ROAD | BANDRA KURLA COMPLEX | BANDRA TURNER ROAD | BORIVALI | BORIVALI CHAMUNDA CIRCLE | CADELL ROAD | CHEMBUR
PNB ANDHERI EAST | ANDHERI WEST | ANUSHAKTI NAGAR | APMC VASHI NAVI | ASSET RECOVERY MANAGEMENT | ATM CONTROL CENTRE | BHANDUP EAST | BOMBAY SAMACHAR MARG | BORIVALI EAST | BORIVALI WEST
RBL Bank BADLAPUR | BORIWALI | CORPORATE OFFICE LOWER PAREL | CORPORATE OFFICE SENAPATI BAPAT MARG | FORT HORNIMAN CIRCLE | GIRGAUM | KANDIWALI | LOWER PAREL | R D STREET | VILE PARLE
SBI 90 FT ROAD THAKUR COMPLEX | ADIMALY | AGENCY CLEARING DEPARTMENT | ANDHERI EAST M V ROAD | ANDHERI WEST SWAMI VIVEKANAND RD | ANTOP HILL | ANUSHAKTI NAGAR | ATM SWITCH | AUGUST KRANTI MAIDAN | B J PATEL ROAD MALAD
Standard Chartered Bank 23 25 MG ROAD FORT | ANDHERI | BANDRA | BORIVALI | CHEMBUR | CHOWPATTY | CUMBALLA HILL | DADAR | FORT | GHATKOPAR
Syndicate Bank A R M | ANDHERI EAST | ANDHERI WEST | BANDRA WEST | BHANDUP WEST | BORIVLI WEST | BYCULLA | CAPITAL MARKET SERVICES | CENTRAL ACCOUNTS OFFICE | CHEMBUR NG ACHARYA MARG
Union Bank of India ABDUL REHMAN STREET | AGRIPADA | AIROLI | ANDHERI EAST | ARB M S MARG | ATM CELL | BAJAJ CROSS ROAD | BANDRA EAST | BANDRA HILL ROAD | BANDRA TURNER ROAD
Vijaya Bank AIROLI | ALKA CHAMBERS | ANAND NAGAR | ARADHANA | BEASANT ROAD | BHULESHWAR | BORIVALI EAST | C M S B | CHALTHAN | CHINCHWAD
Yes Bank AKOLA URBAN COOP BANK KALBADEVI | ANDHERI VEERA DESAI ROAD | ANDHERI WEST LINK ROAD | BANDRA | BORIVALI | CADEL COURT | CHARNI ROAD | CHEMBUR | CHEMBUR CENTRAL AVENUE ROAD | DR AB ROAD

Documents Needed for Personal Loan Application in Mumbai

Salaried Self Employed
Signed Application Form
Identity Proof (PAN)
Residential Address Proof
Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
Last Educational Degree
Certificate and Proof of Business Existence
Business Profile
Office address – ownership/ lease / rent agreement/ utility bill

Personal Loan Customer Care in Mumbai, Email

Bank Customer Care Number
HDFC Bank 022-61606161, loansupport [at] hdfcbank [dot] com
Citibank 022-28232484
Kotak Bank 022-66006022
ICICI Bank 022-33667777/ 022-44455000
SBI 998-755-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus [at] indusind [dot] com
PNB Housing Finance
Yes Bank 998-729-0909, yestouch [at] yesbank [dot] in
Indiabulls
Allahabad Bank 022-24921986, customercare [at] allahabadbank [dot] in
HDFC
Indian Bank 022-28955858
Standard Chartered Bank 022-66014444/ 022-39404444, customer.care [at] sc [dot] com
Axis Bank 022-25260501
United Bank of India 1800-345-0345
Andhra Bank 022-26876181, customerser [at] andhrabank [dot] co [dot] in
Union Bank of India 1800-208-2244, customercare [at] unionbankofindia [dot] com
PNB 011-23318130, rad [at] pnb [dot] co [dot] in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice [at] bankofindia [dot] co [dot] in
Canara Bank 022-26728366/ 022-26728309
Capital First 1860-500-9900, customer.care [at] capitalfirst [dot] com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 022-22614706
Federal Bank 1800-425-1199
Dena Bank 0241-2346012
IDBI Bank 022 2207 8732
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 022- 24367021
State Bank of Mysore 022-28301222
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd [at] iobnet [dot] co [dot] in
HSBC Bank 1860-500-2255
Bank of Maharashtra 1800-225-901
Dhan Laxmi Bank 1800-425-1747, customercare [at] dhanbank [dot] co [dot] in
City Union Bank 7299075082, callcenter [at] cityunionbank [dot] com
DHFL
Punjab and Sind Bank 1800-221-908
South Indian Bank 022-28257418
Syndicate Bank 1800-425-0585
State Bank of Patiala 022-28802269
Corporation Bank 1800-425-2407, horls [at] corpbank [dot] co [dot] in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care [at] db [dot] com
Development Credit Bank 1800-209-5363, customercare [at] dcbbank [dot] com
Lakshmi Vilas Bank 1800-425-2233
OBC 022 - 43434646
RBL Bank 1800-123-8040, customercare [at] rblbank [dot] com
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta [at] ucobank [dot] co [dot] in
Tamilnad Mercantile Bank 022-27669021
LIC Housing Finance
GIC Housing Finance
Edelweiss
Reliance Capital
Fullerton India 1800-103-6001
Raas Housing Finance
Tata Capital 1800-209-6060, customercare [at] tatacapital [dot] com
IIFL
Bajaj Finserv 020-39575152, personalloans1 [at] bajajfinserv [dot] in
Magma Finance 1800-3002-3202, customercare [at] magma [dot] co [dot] in
Bandhan Bank 1800-258-8181, loans [at] bandhanbank [dot] com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Janakalyan Sahakari Bank Ltd 1800-225-381
Kapol Cooperative Bank LTD 1800-220-603
Kalyan Janata Sahakari Bank 0251-2316641
Janata Sahakari Bank 020-24494226
Janaseva Sahakari Bank Borivli 022-28927840
Janaseva Sahakari Bank 020-25282367
Abhyudaya Cooperative Bank 022-25246445
Akola Janata Commercial Cooperative Bank 0253-2310481
Bharat Cooperative Bank 022-25280015
Citizen Credit Cooperative Bank Ltd 1800-123-0209, complaints [at] citizencreditbank [dot] com
IDFC Bank 1800-419-4332, banker [at] idfcbank [dot] com
American Express
BNP
State Bank of Hyderabad 1801-425-4055,mysbh [at] sbhyd [dot] [dot]
SBBJ 1800-180-6005,customercare [at] sbbj [dot] [dot]
Manappuram
Apply personal loan online on MyLoanCare. No need to run after loan agents in Mumbai!
Maximum Annual Percentage Rate (APR) 11.65% to 22.4%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 100,000
  • Time period: 12 months to 60 months
  • Interest Rate: 11.25% to 22%
  • Processing Fee payable to: Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,187 for a months Rs. 100,000 loan at 11.25% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 11.65% to 22.4%
  • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,204 for 60 months loan
Personal Loan News - Feb 2017
17th Feb 17 Citibank India launches instant chat service for its users
Citibank India has launched an instant chat service for its customers using net banking. The chat platform will enable its users to connect with bank executives through internet to resolve their queries related to cards, domestic and non domestic accounts, loans etc.
16th Feb 17 Yes Bank boosts debit card portfolio via contactless cards
Yes Bank has launched contactless debit cards to boost its debit card portfolio in lieu of its commitment to supporting the vision of Indian government of a cashless economy. Contactless debit cards will use radio frequency identification (RFID), Near Field Communication (NFC) and Samsung pay (MST) to enable the customers to make payments simply by waving their card over a reader at the point of sale.
15th Feb 17 Loans against stocks and FDs dry up amid demonetisation
An Economic Times report has highlighted a decline in the borrowing against shares and Fixed Deposits during the third quarter of FY17.. As per the data, loans against shares and FDs of the banking sector have declined by 20.6 and 5.5 percent yoy and stood at Rs. 4,700 and Rs. 60,000 crore respectively in December 2016.
14th Feb 17 Bank of Baroda plans to put in place a 2000 strong sales forces to push retail loans
Bank of Baroda is planning to put in place a 2000 dedicated and strong sales force to push its retail loans. The existing retail loan portfolio of the bank stands at 19 percent of its total domestic advances. The bank intends to focus on select centres in metros at the initial stage, gradually expanding to other centres.
13th Feb 17 IndusInd Bank plans to restrict its unsecured lending portfolio to 5 percent of its total portfolio
IndusInd Bank is planning to expand its credit card portfolio while capping the exposure of unsecured loan book at 5 percent. The bank expects to grow its credit card portfolio in tandem with the expected growth of 30 percent in its overall loan disbursements.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.