Personal Loan in Ludhiana - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Ludhiana

Last Updated 25th Feb 2017
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.29% - 20.00% Rs. 2,189 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.59% - 22.00% Rs. 2,204 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 11.25% - 24.00% Rs. 2,187 Upto 2.00% Get Offer
Kotak Bank 11.50% - 24.00% Rs. 2,199 Upto 2% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
RBL Bank 11.99% - 20.00% Rs. 2,224 2.5% Get Offer
Apply Personal Loan Online @11.25%*
 Salaried   Self Employed - Professional   Self Employed - Business 





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Personal Loan Ludhiana

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.25%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Ludhiana

    Leading banks and personal loan providers offer loans to Ludhiana's over 3,498,739 people working in industries like Textiles, Food and Agro Processing.

    Personal Loan Branches in Ludhiana

    Bank Branch
    Allahabad Bank CHAURA BAZAR | CLOCK TOWER | DUGRI ROAD LUDHIANA | FOCAL POINT | GILL ROAD | HAIBOWAL | HAMBRAN | IIFB | JAGRAON | JAMALPUR
    Andhra Bank BIJA | FEROZPUR ROAD | JAMALAPUR | JARGARI | KHANNA | KOT GANGURAI | LUDHIANA | MODEL TOWN EXTENSION | RAMPUR | RASULLRA
    Axis Bank ADDADAKHA | BARAN HARA | BHAMIAN KALAN | BHAMIPURA KALAN | BHATTA DHUA | BRAHMAN MAJRA | CHANDIGARH ROAD | CHOMON | DANGON | DUGRI ROAD
    Bank of Baroda BAHADURKE ROAD | CIVIL LINES PAKHOWAL ROAD | CLOCK TOWER | DHURI | DUGRI ROAD | FEROZPUR ROAD | IND AREA LUD | JAGRAON | KHANNA | MACHHIWARA
    Bank of Maharashtra FOCAL POINT RD | KHANNA | LUDHIANA | SBS NAGAR
    Canara Bank BHARAT NAGAR CHOWK | COURT ROAD MAIN | DORAHA | G T ROAD KHANNA | JAGRAON | LIBRA TEHSIL KHANNA | LUDHIANA | MACHHIWARA | MAJESTIC AUTO FOCAL POINT | MID CORPORATE
    Citibank FEROZ GANDHI MARKET
    Corporation Bank DORAHA | FIELD GANJ | GILL ROAD | JAGRAON | KHANNA | LUDHIANA | LUDHIANA SEC 32 | SAHNEWAL | SAMRALA | SUNDER NAGAR
    Dena Bank BHARAT CHOWK | CHANDIGARH ROAD ? | IND AREA | MATA RANI CHOWK
    Federal Bank FEROZPUR ROAD | G T ROAD | KHANNA | KRISHNA NAGAR | LUDHIANA EXTENSION | SAMRALA | URBAN ESTATE
    HDFC Bank BAREWAL AWANA | BAREWAL AWANA | BHATTIAN | BHUNDRI | BIJA | BRS NAGAR | CHAK KALAN | CHAURA BAZAR | DADAHUR | DEHLON
    ICICI Bank BALLOWAL | BHAROWAL KALAN | BRS NAGAR | DEHRKA | DHAIPAI | DUGRILUDHIANA | FEROZE GANDHI MARKET CIBD | FIRE STATION | FOCAL POINT | FOUNTAIN CHOWK
    IDBI Bank BRS NAGAR | CCU | CIVIL LINES | JAGRAON | KEONJHAR | KHANNA | LUDHIANA | LUDHIANA MAIN | PHULLANWAL | RETAIL ASSETS
    Indian Bank BHOURA | DORAHA | DUGRI | JAGRAON | KALSI NAGAR | KHANNA | LUDHIANA | MODEL TOWN | MULLANPUR | SAMRALA
    Indian Overseas Bank 17 FAD BADDOWAL CANTONMENT | ARYA COLLEGE | BADDOWAL | BARANHARA | BHADAUR HOUSE | BROWN ROAD | CBO | CHAKOHI | CIVIL LINES | CMC
    IndusInd Bank FEROZE GANDHI MARKET | Khanna | MILLERGANJ | SUNDER NAGAR | URBAN ESTATE FOCUL POINT
    Karur Vysya Bank MAIN DUGRI ROAD
    Kotak Bank MILLER GUNJ
    PNB AGGAR NAGAR | BAHADURKE ROAD | BAREWAL AWANA | BASTI JODHEWAL | BAZAR KHARADIAN | BENJAMIN ROAD | BHAI RANDHIR SINGH NAGAR | BIJA | BOPARAI KALAN | BROWN ROAD
    SBI ADB MACHHIWARA | ADB TAGORE NAGAR | AGAR NAGAR | BASANT AVENUE | BRAHAMPURI | CAC | CCPC | CHAURA BAZAR | DEHLON | DORAHA
    Standard Chartered Bank FEROZE GHANDHI MARKET
    Syndicate Bank INDL AREA | KHANNA | LUDHIANA | MILLER GANJ
    Union Bank of India AKHARA | B R S NAGAR | BIJA | CIVIL LINES LUDHIANA | DOABA ARYAN SENIOR S | DORAHA | DUGRI ROAD | FOCAL POINT | G T ROAD | GHAWADI
    Vijaya Bank B R S NAGAR | KHANNA | LUDHIANA | SME
    Yes Bank ASHOK MARG | B R S NAGAR | GT ROAD | SUNDER NAGAR

    Documents Needed for Personal Loan Application in Ludhiana

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill

    Personal Loan Customer Care in Ludhiana, Email

    Bank Customer Care Number
    HDFC Bank 981-533-1111, loansupport [at] hdfcbank [dot] com
    Citibank 0161-5012484
    Kotak Bank 0161-65006022
    ICICI Bank 730-766-7777
    SBI 977-916-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus [at] indusind [dot] com
    PNB Housing Finance
    Yes Bank 1800-2000, yestouch [at] yesbank [dot] in
    Indiabulls
    Allahabad Bank 0161-2440035, customercare [at] allahabadbank [dot] in
    HDFC
    Indian Bank 1800-425-00-000
    Standard Chartered Bank 0161-6601444/ 0161-3940444, customer.care [at] sc [dot] com
    Axis Bank 0172-2620489
    United Bank of India 1800-345-0345
    Andhra Bank 1800-425-2905, customerser [at] andhrabank [dot] co [dot] in
    Union Bank of India 1800-208-2244, customercare [at] unionbankofindia [dot] com
    PNB 011-23318130, rad [at] pnb [dot] co [dot] in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice [at] bankofindia [dot] co [dot] in
    Canara Bank 0181-2243322/ 0181-2243322
    Capital First 1860-500-9900, customer.care [at] capitalfirst [dot] com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 0172-701617
    Federal Bank 1800-425-1199
    Dena Bank 1800-225-740
    IDBI Bank 1800-200-1947
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 1860-200-1916
    State Bank of Mysore 1800-425-2244
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd [at] iobnet [dot] co [dot] in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-102-2636
    Dhan Laxmi Bank 1800-425-1747, customercare [at] dhanbank [dot] co [dot] in
    City Union Bank 7299075082, callcenter [at] cityunionbank [dot] com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 1800-843-1800
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 1800-180-2010
    Corporation Bank 1800-425-2407, horls [at] corpbank [dot] co [dot] in
    DBS Bank 1800-209-4555
    Deutsche Bank 1860-266-6601, customer.care [at] db [dot] com
    Development Credit Bank 1800-209-5363, customercare [at] dcbbank [dot] com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 1800-180-1235
    RBL Bank 1800-123-8040, customercare [at] rblbank [dot] com
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta [at] ucobank [dot] co [dot] in
    Tamilnad Mercantile Bank 1800-425-0426
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare [at] tatacapital [dot] com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1 [at] bajajfinserv [dot] in
    Nainital Bank 05946-2501520
    Magma Finance 1800-3002-3202, customercare [at] magma [dot] co [dot] in
    Bandhan Bank 1800-258-8181, loans [at] bandhanbank [dot] com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Capital Local Area Bank 1800-120-1600
    Muthoot 1800-102-1616
    American Express
    State Bank of Hyderabad 1801-425-4055,mysbh [at] sbhyd [dot] [dot]
    SBBJ 1800-180-6005,customercare [at] sbbj [dot] [dot]
    Manappuram
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Ludhiana!
    Maximum Annual Percentage Rate (APR) 11.65% to 22.4%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.25% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,187 for a months Rs. 100,000 loan at 11.25% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.65% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,204 for 60 months loan
    Personal Loan News - Feb 2017
    22nd Feb 17 Government launches BharatQR code to encourage cashless payments
    With a view of encouraging customers to go cashless, Government of India in association with National Payment Corporation of India has launched another digital payment channel BharatQR code. Customers can make payments without swiping their credit and debit card by scanning the QR code that will be generated by merchant. With QR code, government intends to replace card swiping terminals. To support the initiative, NPCI has partnered with 14 banks including RBI and ICICI Bank.
    21st Feb 17 Bandhan Bank to retain its focus on retail loans
    Bandhan Bank is planning to retain its focus on the retail loan segment. Currently, 91 percent of its lending portfolio is in micro loans. Leading official of the bank has hinted that the bank is planning to target the financially excluded customer segments in rural areas. With a focus on rural sector, the bank expects to grow its loan portfolio to Rs. 22,000 crore by March 2017.
    21st Feb 17 Home Credit India plans to tap customers through online channels
    Home Credit India, a leading NBFC in India is planning to offer financial services through online channels to Indian customers who are increasingly shifting towards online purchasing. The company expects a three- fold growth in its loan portfolio in the year 2017 as compared to Rs. 1,570 crore during 2016.
    17th Feb 17 Citibank India launches instant chat service for its users
    Citibank India has launched an instant chat service for its customers using net banking. The chat platform will enable its users to connect with bank executives through internet to resolve their queries related to cards, domestic and non domestic accounts, loans etc.
    16th Feb 17 Yes Bank boosts debit card portfolio via contactless cards
    Yes Bank has launched contactless debit cards to boost its debit card portfolio in lieu of its commitment to supporting the vision of Indian government of a cashless economy. Contactless debit cards will use radio frequency identification (RFID), Near Field Communication (NFC) and Samsung pay (MST) to enable the customers to make payments simply by waving their card over a reader at the point of sale.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.