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Personal Loan in Ludhiana - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Last Updated 21st Sep 2017

Lowest Personal Loan Interest Rates in Ludhiana

Bank Interest Rates Lowest EMI per Rs. one lakh Processing Fee
HDFC Bank 10.99% - 20.00% Check Best Offer Rs. 2,174 Upto 2.50%, Min Rs. 1,000 and Max Rs. 25,000
Citibank 10.99% - 16.49% Rs. 2,174 Flat 0.5% for MyLoanCare Applications
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 2.25% - 3%
IndusInd Bank 11.99% - 23.00% Rs. 2,224 Upto 2.50%
ICICI Bank 10.99% - 22.00% Rs. 2,174 Upto 2.25%
RBL Bank 13.99% - 16.00% Rs. 2,326 Upto 1.25%
Apply Personal Loan @ 10.99%*
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Personal Loan Ludhiana

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 10.99%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Personal Loan Branches in Ludhiana

Bank Branch
Allahabad Bank CHAURA BAZAR | CLOCK TOWER | DUGRI ROAD LUDHIANA | FOCAL POINT | GILL ROAD | HAIBOWAL | HAMBRAN | IIFB | JAGRAON | JAMALPUR
Andhra Bank BIJA | FEROZPUR ROAD | JAMALAPUR | JARGARI | KHANNA | KOT GANGURAI | LUDHIANA | MODEL TOWN EXTENSION | RAMPUR | RASULLRA
Axis Bank ADDADAKHA | BARAN HARA | BHAMIAN KALAN | BHAMIPURA KALAN | BHATTA DHUA | BRAHMAN MAJRA | CHANDIGARH ROAD | CHOMON | DANGON | DUGRI ROAD
Bank of Baroda BAHADURKE ROAD | CIVIL LINES PAKHOWAL ROAD | CLOCK TOWER | DHURI | DUGRI ROAD | FEROZPUR ROAD | IND AREA LUD | JAGRAON | KHANNA | MACHHIWARA
Bank of Maharashtra FOCAL POINT RD | KHANNA | LUDHIANA | SBS NAGAR
Canara Bank BHARAT NAGAR CHOWK | COURT ROAD MAIN | DORAHA | G T ROAD KHANNA | JAGRAON | LIBRA TEHSIL KHANNA | LUDHIANA | MACHHIWARA | MAJESTIC AUTO FOCAL POINT | MID CORPORATE
Citibank FEROZ GANDHI MARKET
Corporation Bank DORAHA | FIELD GANJ | GILL ROAD | JAGRAON | KHANNA | LUDHIANA | LUDHIANA SEC 32 | SAHNEWAL | SAMRALA | SUNDER NAGAR
Dena Bank BHARAT CHOWK | CHANDIGARH ROAD | IND AREA | MATA RANI CHOWK
Federal Bank FEROZPUR ROAD | G T ROAD | KHANNA | KRISHNA NAGAR | LUDHIANA EXTENSION | SAMRALA | URBAN ESTATE
HDFC Bank BAREWAL AWANA | BAREWAL AWANA | BHATTIAN | BHUNDRI | BIJA | BRS NAGAR | CHAK KALAN | CHAURA BAZAR | DADAHUR | DEHLON
ICICI Bank BALLOWAL | BHAROWAL KALAN | BRS NAGAR | DEHRKA | DHAIPAI | DUGRILUDHIANA | FEROZE GANDHI MARKET CIBD | FIRE STATION | FOCAL POINT | FOUNTAIN CHOWK
IDBI Bank BRS NAGAR | CCU | CIVIL LINES | JAGRAON | KEONJHAR | KHANNA | LUDHIANA | LUDHIANA MAIN | PHULLANWAL | RETAIL ASSETS
Indian Bank BHOURA | DORAHA | DUGRI | JAGRAON | KALSI NAGAR | KHANNA | LUDHIANA | MODEL TOWN | MULLANPUR | SAMRALA
Indian Overseas Bank 17 FAD BADDOWAL CANTONMENT | ARYA COLLEGE | BADDOWAL | BARANHARA | BHADAUR HOUSE | BROWN ROAD | CBO | CHAKOHI | CIVIL LINES | CMC
IndusInd Bank FEROZE GANDHI MARKET | Khanna | MILLERGANJ | SUNDER NAGAR | URBAN ESTATE FOCUL POINT
Karur Vysya Bank MAIN DUGRI ROAD
Kotak Bank MILLER GUNJ
PNB AGGAR NAGAR | BAHADURKE ROAD | BAREWAL AWANA | BASTI JODHEWAL | BAZAR KHARADIAN | BENJAMIN ROAD | BHAI RANDHIR SINGH NAGAR | BIJA | BOPARAI KALAN | BROWN ROAD
SBI ADB MACHHIWARA | ADB TAGORE NAGAR | AGAR NAGAR | BASANT AVENUE | BRAHAMPURI | CAC | CCPC | CHAURA BAZAR | DEHLON | DORAHA
Standard Chartered Bank FEROZE GHANDHI MARKET
Syndicate Bank INDL AREA | KHANNA | LUDHIANA | MILLER GANJ
Union Bank of India AKHARA | B R S NAGAR | BIJA | CIVIL LINES LUDHIANA | DOABA ARYAN SENIOR S | DORAHA | DUGRI ROAD | FOCAL POINT | G T ROAD | GHAWADI
Vijaya Bank B R S NAGAR | KHANNA | LUDHIANA | SME
Yes Bank ASHOK MARG | B R S NAGAR | GT ROAD | SUNDER NAGAR

Documents Needed for Personal Loan Application in Ludhiana

Salaried Self Employed
Signed Application Form
Identity Proof (PAN)
Residential Address Proof
Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
Last Educational Degree
Certificate and Proof of Business Existence
Business Profile
Office address – ownership/ lease / rent agreement/ utility bill

Ludhiana Personal Loan Customer Care Number, Email, Application Status, Branches

City Customer Care Number
HDFC Bank 981-533-1111, loansupport [at] hdfcbank [dot] com
Citibank 0161-5012484
Kotak Bank 0161-65006022
ICICI Bank 730-766-7777
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus [at] indusind [dot] com
PNB Housing Finance
Yes Bank 1800-2000, yestouch [at] yesbank [dot] in
Indiabulls
Allahabad Bank 0161-2440035, customercare [at] allahabadbank [dot] in
HDFC
Standard Chartered Bank 0161-6601444/ 0161-3940444, customer.care [at] sc [dot] com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser [at] andhrabank [dot] co [dot] in
Union Bank of India 1800-208-2244, customercare [at] unionbankofindia [dot] com
PNB 011-23318130, rad [at] pnb [dot] co [dot] in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice [at] bankofindia [dot] co [dot] in
Canara Bank 0181-2243322/ 0181-2243322
Capital First 1860-500-9900, customer.care [at] capitalfirst [dot] com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd [at] iobnet [dot] co [dot] in
HSBC Bank 1860-500-2255
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare [at] dhanbank [dot] co [dot] in
City Union Bank 7299075082, callcenter [at] cityunionbank [dot] com
DHFL
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls [at] corpbank [dot] co [dot] in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care [at] db [dot] com
Development Credit Bank 1800-209-5363, customercare [at] dcbbank [dot] com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
RBL Bank 1800-123-8040, customercare [at] rblbank [dot] com
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta [at] ucobank [dot] co [dot] in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance
GIC Housing Finance
Edelweiss
Reliance Capital
Fullerton India 1800-103-6001
Raas Housing Finance
Tata Capital 1800-209-6060, customercare [at] tatacapital [dot] com
IIFL
Bajaj Finserv 020-39575152, personalloans1 [at] bajajfinserv [dot] in
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare [at] magma [dot] co [dot] in
Bandhan Bank 1800-258-8181, loans [at] bandhanbank [dot] com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters
Ujjivan 1800-3010-2121
Capital Local Area Bank 1800-120-1600
Muthoot 1800-102-1616
American Express
Indian Bank 1800-425-00-000
SBBJ 1800-180-6005, customercare [a] sbbj [dot] co [dot] in
State Bank of Hyderabad 1801-425-4055, mysbh [a] sbhyd [dot] co [dot] in
Manappuram
Apply personal loan online on MyLoanCare. No need to run after loan agents in Ludhiana!
Maximum Annual Percentage Rate (APR) 11.39% to 22.4%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: Rs. 100,000
  • Time period: 12 months to 60 months
  • Interest Rate: 10.99% to 22%
  • Processing Fee payable to: Upto Rs. 2,000
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From Rs. 2,174 for a months Rs. 100,000 loan at 10.99% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 11.39% to 22.4%
  • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 32,424 for 60 months loan
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