Personal Loan in Delhi - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Delhi

Last Updated 16th Jan 2017
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.29% - 20.00% Rs. 2,189 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IDFC Bank 11.99% - 19.50% Rs. 2,224 1.50% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.59% - 22.00% Rs. 2,204 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 13.50% - 24.00% Rs. 2,301 Upto 2.00% Get Offer
Kotak Bank 11.50% - 24.00% Rs. 2,199 Upto 2% Get Offer
SBI 12.50% - 16.60% Rs. 2,658 2.02% to 3.03% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
Apply Personal Loan Online @11.29%*
 Salaried   Self Employed - Professional   Self Employed - Business 





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Personal Loan Delhi

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.29%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Delhi

    Leading banks and personal loan providers offer loans to Delhi's over 18,248,290 people working in industries like Trading, Banking, Oil and Gas, Mining, Steel, Hospitality and Tourism, Telecom, Hospitality and Tourism, Healthcare, Media.

    Personal Loan Branches in Delhi

    Bank Branch
    Allahabad Bank ADCHINI | AHLCON PUBLIC SCHOOL | ALIPUR | AMAR COLONY | ANAND LOK | ANAND VIHAR | ASHOK VIHAR | ASN PUBLIC SCHOOL | AZADPUR | B D CHANDIWALA
    Andhra Bank A P BHAVAN | ASAF ALI ROAD | ASHOK VIHAR | BAWANA | CHANDINI CHOWK | CIRCLE OFFICE NEW DELHI | CONNAUGHT CIRCUS | DEEPALI CHOWK | DWARAKA | DWARAKA SECTOR11
    Axis Bank ADHCHINI | ASHOK VIHAR | ASHOKA NIKETAN | AZADPUR NEW DELHI | BALI NAGAR | BAWANA | BURARI | CHANDNI CHOWK | CHAWRI BAZAAR | CHITTARANJAN PARK
    Bank of Baroda ALIPUR | ASAFALI ROAD | B3 CONOUGHT PLACE | BADLI | BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER | BAL BHARTI PUBLIC SCHOOL EXTENSION COUNTER | BASANT GAON | BASANT LOK | BAWANA | BHAJANPURA
    Bank of Maharashtra ASAF ALI ROAD | BAPROLA | CHANDNI CHOWK | CONNAUGHT PLACE | DAYANAND VIHAR | DR MUKHERJEE NAGAR | DWARKA SECTOR 10 | DWARKA SECTOR 12 | EAST PATEL NAGAR | GREATER KAILASH
    Canara Bank BURARI | PURNA PRGYA SCHOOL EC | AIR PORT | ASSET RECOVERY MGMT | AZADPUR NEW SUBZIMANDI | BAWANA | BHAGWANDAS ROAD | BHEL LODI ROAD | BHOGAL LANE | C DOT CHATTARPUR
    Citibank CONNAUGHT CIRCUS | NEHRU PLACE | PUNJABI BAGH | SOUTH EXTENSION II | VASANT VIHAR
    Corporation Bank AALI | ALIPUR | ARMB | ASAFALIROAD | AYA NAGAR | AZADPUR | BAKHTAWARPUR | BARWALA | BAWANA | BCP
    Dena Bank ALIPORE MARG | ASHRAM | ASSET REC BR NEW DELHI | AZADPUR | BAWANA | BURARISANT NAGAR | CHANDNI CHOWK | CHATTARPUR | CHAWRI BAZAR | CONNAUGHT CIRCUS
    Federal Bank CHANDNI CHOWK | CONNAUGHT CIRCUS | CORPORATE BANKING | DAULATPUR | DWARAKA | FUNDS and INVESTMENT | GREATER KAILASH II | GREEN PARK | HAUZ KHAS | I BAGH
    HDFC Bank 1450 EAST JYOTI NAGAR | 28 CENTRAL MARKET | ADARSH NAGAR | ADCHINI | AFRICAN AVENUE ROAD | AJAY ENCLAVE | AJMERI GATE | ALAKNANDA | ALIPUR | AMAR COLONY
    ICICI Bank ADARSH NAGAR | AJMAL SHAH ROAD DELHI | ALAKNANDA | ANAND VIHAR | ASAF ALI ROAD | ASHOK VIHAR | AZADPUR | BAHADUR SHAH ZAFAR MARG | BARAKHAMBA | BASANT LOK
    IDBI Bank ASHOK VIHAR | AZADPUR | CARGO TERMINAL | CASH PROCESSING CENTRE | CHANDNI CHOWK | CIVIL LINES DELHI | CURRENCY CHEST | DERAWAL NAGAR | DWARKA | GANDHINAGAR
    IDFC Bank BARAKHAMBA ROAD | NEW FRIENDS COLONY
    Indian Bank ANAND VIHAR | ASHOK VIHAR | BABAR ROAD | CHANDNI CHOWK | CHITTARANJAN PARK | CONNAUGHT PLACE | CONNAUGHT PLACE | DEFENCE COLONY | DWARAKA | DWARKA SECTOR 10
    Indian Overseas Bank ANAND VIHAR | ANSARI ROAD DARYAGANJ | ASHOK VIHAR | BADARPUR | BASE HOSPITAL | C BLOCK JANAKPURI | C G O COMPLEX | CANNAUGHT PLACE M 13 BLOCK | CANTONMENT DELHI | CONNAUGHT PLACE MIDDLE CIRCLE
    IndusInd Bank ASHOK VIHAR | BARAKHAMBA | CHANDNI CHOWK DELHI | DEFENSE COLONY | DWARKA SECTOR 10 | GREATER KAILASH II | GREEN PARK | GUJRANWALA | GULMOHAR YUSUF SARAI | INDRAPRASTHA EXTENSION IP EXTN
    Karur Vysya Bank CHANDNI CHOWK | CONNAUGHT CIRCUS | DELHI CCO | DELHI DO | DELHI RLPC | GREATER KAILASH | JANAKPURI | KAMLANAGAR | KAROLBAGH | KASHMERE GATE
    Kotak Bank ANAND VIHAR | ASHOK VIHAR | CHANDANI CHOWK | CHAWRI BAZAAR | CHITTRANJAN PARK | CONNAUGHT PLACE | CP INNER CIRCLE | DARYAGUNJ | DEFENCE COLONY | DWARKA Sector 5
    PNB ADARSH NAGAR | AIR CARGO CMPLX T 3 | ALAKNANDA ASC | ALAKNANDA VSC | ANAND VIHAR | ANAND VIHAR | ASAF ALI ROAD | ASOLA | ASSET RECOVERY MANAGEMENT | ATM CELL BACK OFFICE
    SBI A1 JANAK PURI | ADB NAJAFGARH | AFS TUGLAKABAD | AGCR BUILDING ITO | AGV COMPLEX | AHILYA BUILDING GREATER KAILASH II N | AJMAL KHAN ROAD | ANAJ MANDI SHADARA | ANAND VIHAR | ANSARI NAGAR
    Standard Chartered Bank BARAKHAMBA ROAD | CHANAKYA PURI | CONNAUGH PLACE A BLOCK | CONNAUGH PLACE H BLOCK | CONNAUGHT PLACE E BLCK | GREATER KAILASH 1 | JANAKPURI | KAROL BAGH | NEW FRIENDS COLONY | PITAMPURA
    Syndicate Bank A G I BHAVAN | ADARSH NAGAR | AF SCHOOL | AIR FORCE GOLDEN JUBILEE INSTITUTE | AIR FORCE STN RAJOKRI | AIR HQRS VAYU BHAWAN | AIRFORCE STN ARJUNGARH | AKBAR BHAWAN MEA | ALIPUR | ARMY HEAD QTRS CANTEEN
    Union Bank of India ANAND NIKETAN | ANAND VIHAR | ANSARI ROAD | ASAF ALI ROAD | ASHOK VIHAR | ASSET RECOVERY BRANCH NEW DELHI | AZADPUR | BAKANER | BHORGARH | BURARI
    Vijaya Bank A R M BDELHI | ANSARI ROADNEW DELHI | ARMY HOSPITAL R&R EXT COUNTERDELHI | ARMY PUBLIC SCHOOL EXTENTION COUNTERDELHI | ASIAD VILLAGE EC HAUZKHASDELHI | AZADPURDELHI | BARAKHAMBA ROAD | BHORGARHDELHI | BIKAJI CAMA PLACENEW DELHI | C M S BDELHI
    Yes Bank ASHOK VIHAR | AURANGABAD | BHIKAJI CAMA | CANNAUGHT PALACE | CHANAKYAPURI | CHANDNI CHOWK | CHATTARPUR | CHAWRI BAZAAR | DARYAGANJ | DELHI NAGRIK SEH BANK JANAKPURI

    Documents Needed for Personal Loan Application in Delhi

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill

    Personal Loan Customer Care in Delhi, Email

    Bank Customer Care Number
    HDFC Bank 011-61606161, loansupport@hdfcbank.com
    Citibank 0124-2542484
    Kotak Bank 011-66006022
    ICICI Bank 011-33667777/ 011-44455000
    SBI 995-880-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
    PNB Housing Finance
    Yes Bank 995-839-0909, yestouch@yesbank.in
    Indiabulls
    Allahabad Bank 011-23341669, customercare@allahabadbank.in
    HDFC
    Indian Bank 011-27411133
    Standard Chartered Bank 011-66014444/ 011-39404444, customer.care@sc.com
    Axis Bank 011-23736555
    United Bank of India 1800-345-0345
    Andhra Bank 0124-2581936, customerser@andhrabank.co.in
    Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
    PNB 011-23318130, rad@pnb.co.in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
    Canara Bank 011-26418058/ 011-26293209
    Capital First 1860-500-9900, customer.care@capitalfirst.com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 011-3319192
    Federal Bank 1800-425-1199
    Dena Bank 011-23414552
    IDBI Bank 011 2399 4348
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 011- 28714062
    State Bank of Mysore 011-32606917
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd@iobnet.co.in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-114-747
    Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
    City Union Bank 7299075081, callcenter@cityunionbank.com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 011-23955010
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 1800-180-2010
    Corporation Bank 1800-425-2407, horls@corpbank.co.in
    DBS Bank 1800-209-4555
    Deutsche Bank 011-7110-9600, customer.care@db.com
    Development Credit Bank 1800-209-5363, customercare@dcbbank.com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 011 - 28751536
    Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
    Tamilnad Mercantile Bank 011-22304533
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Nainital Bank 05946-2501520
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare@tatacapital.com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1@bajajfinserv.in
    Magma Finance 1800-3002-3202, customercare@magma.co.in
    Bandhan Bank 1800-258-8181, loans@bandhanbank.com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Muthoot 1800-102-1616
    Manappuram
    IDFC Bank 1800-419-4332, banker@idfcbank.com
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Delhi!
    Maximum Annual Percentage Rate (APR) 11.89% to 22.4%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.49% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,199 for a months Rs. 100,000 loan at 11.49% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.89% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,926 for 60 months loan
    Personal Loan News - Jan 2017
    14th Jan 17 Retail loan applications fall 31 percent after demonetization
    CIBIL in its report has highlighted a decline in volume of retail loan applications to 31 percent during 1st November to 31st December, 2016. The volume of retail loan application has dropped to 10.3 million as compared to an expected 14.9 million during the two month tenure after demonetisation.
    13th Jan 17 HDFC Bank reduces personal loan interest rates to 11.29 percent
    HDFC Bank has reduced its personal loan interest rates by 20 basis points. The revised personal loan interest now stands at 11.29 percent as compared to 11.49 percent earlier.
    12th Jan 17 CIBIL reports a slowdown in retail loan portfolio of banks post demonetization
    CIBIL in its report has highlighted a decline in demand for consumer durable loans and auto loans by 60 and 43 percent respectively during November and December this year as compared to previous year. The volume of loan applications has reduced across various loan segments and has been reported at 12 lakh, 16 lakh and 15 lakh for categories of consumer durable loans, personal loans and auto loans respectively during the two months period post demonetization.
    11th Jan 17 Retail loan portfolio registers strong growth in Maharashtra
    As reported in a RBI publication, Maharashtra has reported a strong growth in bank credit at 12.45 percent on a year on year basis in September 2016 as compared to 7.89 percent at an All India level. Personal loan has emerged as the fastest growth segment registering an annual growth of 21.25 percent in September 2016. The data also reports healthy growth in other loan segments including vehicle loans and consumer durable loans.
    05th Jan 17 HDFC Bank reduces personal loan balance transfer rates to 11.29 percent
    HDFC Bank has announced reduction in personal loan balance transfer rates for special corporate. The rates are now revised to 11.29 percent as compared to 11.69 and 11.99 percent earlier. The new balance transfer rates are valid for all logins till 31st January, 2017.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.