Personal Loan in Cochin - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Cochin

Last Updated 23rd Jan 2017
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.29% - 20.00% Rs. 2,189 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.59% - 22.00% Rs. 2,204 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 13.50% - 24.00% Rs. 2,301 Upto 2.00% Get Offer
Kotak Bank 11.50% - 24.00% Rs. 2,199 Upto 2% Get Offer
SBI 12.50% - 16.60% Rs. 2,658 2.02% to 3.03% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
Apply Personal Loan Online @11.29%*
 Salaried   Self Employed - Professional   Self Employed - Business 





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Personal Loan Cochin

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.29%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Cochin

    Leading banks and personal loan providers offer loans to Cochin's over 612,343 people working in industries like IT Services, Shipbuilding, Transportation.

    Personal Loan Branches in Cochin

    Bank Branch
    Allahabad Bank ALWAYE | ERNAKULAM | KOCHI | THRIPUNITHURA
    Andhra Bank EDAPALLY | ERNAKULAM | KADAVANTHARA | KAKKANAD | KALOOR | MARADU | NJARAKAL | TRIPUNITHURA | VYTTILA KOCHI | ZO KOCHI
    Axis Bank ALUVA | ANGAMALY | KALOOR KOCHI | KOCHI | KOTHAMANGALAM | MARKET JUNCTION | MUVATTUPUZHA | NORTH PARAVUR | PALARIVATTOM | PANAMPILLY NAGAR
    Bank of Baroda ALWAYE | ANGAMALI DIST ERNAKULAM | COCHIN | ERNAKU NORTH | ERNAKULAM | KAKKANAD ERNAKULAM | KALAMASSERY | KALOOR | KOCHI | KOOTHATTUKULAM
    Bank of Maharashtra ERNAKULAM
    Canara Bank ADIVED | ALWAYE | ANGAMALY | ARAKUNNAM | ARAYANKAVU | ARM ERNAKULAM | AYYAPPANKAVU ERNAKULAM | BROADWAY MAIN COCHIN | CHUNANGAMVELI | COCHIN FORT
    Citibank MG ROAD COCHIN
    Corporation Bank ALUVA | ANGAMALY | CHELLANAM | ELAMAKKARA | ERNAKULAM | ERNAKULAM RAVIPURAM | ERNAKULAM SANNIDHI ROAD | ERNAKULAM VYTTILA | KAKKANAD | KOCHI COCHIN
    Dena Bank ANGAMALLY | COCHIN NAVAL BASE | ERNAKULAM | KAKKANAD | MUVATTAPUZHA | SRIMOOLANAGARAM | SRIMOOLANAGARAM | UDYOGMANDAL
    Federal Bank ACCOUNTS DEPARTMENT | ALWAYE URBAN CO-OP KALADY | ALWAYE URBAN CO-OP CHENGAMANAD | ALWAYE URBAN COOP EVENING | ALWAYE URBAN COOP MAIN ALUVA | ANGAMALLY | ANGAMALY EXTENSION COUNTER | ANGAMALY SOUTH | ARAKUNNAM | ASSET RECOVERY
    HDFC Bank Alathur | ALUVA | ANGAMALLY | BANNERJI ROAD | Chalapuram | Cherai | DARRAGH SMAIL CENTRE | DR MENEZES BUILDINGS | EDAPALLY | ERNAKULUM
    ICICI Bank ALUVA | ANGAMALY | CHEMBUMUKKU | EDAPALLY | ERNAKULAM | JAWAHAR NAGAR | KADAVANTARA | KOCHI BYEPASS NH | KOCHI ELAMAKKARA | KOCHI KALOOR
    IDBI Bank ALUVA | ANGAMALY | CCU KOCHI | CURRENCY CHEST | EDAPALLY | KOCHI | KOCHI BYE PASS | KOCHI CORPORATE BANKING | KOCHI MAIN | KOTHAMANGALAM
    Indian Bank ALUVA | ANGAMALI | CHENGAMANAD EKM | EDAPPALLY | ERNAKULAM | KAKKANAD | KALAMASSERY | M G ROAD EKM | MUVATTUPUZHA | NORTH PARAVUR
    Indian Overseas Bank MARADU | ALUVA | ANGAMALI | CBO ERNAKULAM | EDAPPILLY | ERNAKULAM | KADAVANTHARA | KADAVOOR | KAKKANAD | KALOOR ERNAKULAM
    IndusInd Bank ALUVA | GOVT HOSPITAL ROAD | KAKKANAD | KOCHI
    Karur Vysya Bank ERNAKULAM CONGRESS HOUSE JUNCTION | ERNAKULAM DIVISIONAL OFFICE | KOTHA MANGALAM | S N JUNCTION
    Kotak Bank MATTANCHERRY MAHAJANIK COOP BANK EDA KOCHI | MATTANCHERRY MAHAJANIK COOP BANK FORT KOCHI | MATTANCHERRY MAHAJANIK COOP BANK KARUVELIPADI | MATTANCHERRY MAHAJANIK COOP BANK KOCHI PALLIYARAKAVU ROAD | MATTANCHERRY MAHAJANIK COOP BANK MUNDAMVELI | MATTANCHERRY SARVAJANIK COOP BANK CHERLAI | MATTANCHERRY SARVAJANIK COOP BANK MULAMKUZHI | MATTANCHERRY SARVAJANIK COOP BANK PALLURUTHI | PALARIVATTOM
    PNB ALUVA | ANGAMALY | ASSET RECOVERY MANAGEMENT | D H ROAD ERNAKULAM | EDAPPALLY DISTT ERNAKULAM | ERNAKULAM BACK OFFICE | ERNAKULAM MARADU | KALAMASSERY | KATHRIKADAU ERNAKULAM | KOCHI VENNALA
    SBI ALWAYE | ALWAYE TOWN | AMBALAMEDU | ANGAMALY | ASHOKAPURAM | AVOLY | AYAVANA | AYYAMPUZHA | AYYAPPANKAVU | BANERJI ROADERNAKULAM
    Standard Chartered Bank RAVIPURAM JUNCTION | WILLINGDON ISLAND
    Syndicate Bank ALUVA | ANGAMALY | ARMB ERNAKULAM | CAO ERNAKULAM | EDAPALLY | ERNAKULAM BANERJEE ROAD | ERNAKULAM HOUSING FINANCE | ERNAKULAM M G ROAD | ERNAKULAM SHANMUGHAM RD MAIN | KADAVANTHARA
    Union Bank of India ALWAYE | AMBALLOOR | ANGAMALY | ARAKKAPADY VENGOLA | ARAKUZHA | ATHANI | BINANIPURAM | CHITTOOR SOUTH | CHUNDAKUZHY VENGOOR WEST | CMS KOCHI
    Vijaya Bank ALUVA | BROADWAY ERNAKULAM | CHOTTANIKKARA | EDATHIRUTHY | KOCHI | KOCHI | KOCHI | KOCHI GRACE TOWERS | KOCHI KOTUKULAM ROAD | MUVATTUPUZHA
    Yes Bank KOCHI

    Documents Needed for Personal Loan Application in Cochin

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill

    Personal Loan Customer Care in Cochin, Email

    Bank Customer Care Number
    HDFC Bank 0484-6160616, loansupport@hdfcbank.com
    Citibank 0484-4042484, 6602484
    Kotak Bank 0422 66006022
    ICICI Bank 902-066-7777
    SBI 999-539-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
    PNB Housing Finance
    Yes Bank 1800-2000, yestouch@yesbank.in
    Indiabulls
    Allahabad Bank 1800-22-0363, customercare@allahabadbank.in
    HDFC
    Indian Bank 1800-425-00-000
    Standard Chartered Bank 0484-6601444/ 0484-3940444, customer.care@sc.com
    Axis Bank 1800-209-5577
    United Bank of India 1800-345-0345
    Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
    Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
    PNB 011-23318130, rad@pnb.co.in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
    Canara Bank 1800-425-0018
    Capital First 1860-500-9900, customer.care@capitalfirst.com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 0484-4027903
    Federal Bank 1800-425-1199
    Dena Bank 1800-225-740
    IDBI Bank 1800-200-1947
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 0422-2393986
    State Bank of Mysore 1800-425-2244
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd@iobnet.co.in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-102-2636
    Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
    City Union Bank 7299075082, callcenter@cityunionbank.com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 1800-843-1800
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 1800-180-2010
    Corporation Bank 1800-425-2407, horls@corpbank.co.in
    DBS Bank 1800-209-4555
    Deutsche Bank 1860-266-6601, customer.care@db.com
    Development Credit Bank 1800-209-5363, customercare@dcbbank.com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 1800-180-1235
    Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
    Tamilnad Mercantile Bank 1800-425-0426
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Nainital Bank 05946-2501520
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare@tatacapital.com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1@bajajfinserv.in
    Magma Finance 1800-3002-3202, customercare@magma.co.in
    Bandhan Bank 1800-258-8181, loans@bandhanbank.com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Muthoot 1800-102-1616
    Manappuram
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Cochin!
    Maximum Annual Percentage Rate (APR) 11.89% to 22.4%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.49% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,199 for a months Rs. 100,000 loan at 11.49% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.89% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,926 for 60 months loan
    Personal Loan News - Jan 2017
    23rd Jan 17 PNB launches contactless credit card PNB Wave N Pay
    Punjab National Bank has launched a contactless credit card named PNB Wave N Pay. Customers can make the transactions by waving the card across the terminal without entering their PIN number. The card has been launched at Visa Platinum Platform and will permit the transactions up to Rs. 2, 000.
    20th Jan 17 South Indian Bank to focus on growth in its retail and MSME business
    South Indian Bank in its investor presentation has stated that the bank will work for enhancement of its retail and MSME business through its centralised marketing and processing centres. The bank intends to increase the volume of fresh loan disbursements across various loan types such as business loan, home loan and personal loan.
    19th Jan 17 Fundstiger.com launches first automated loan chatbot in India for business and retail loans
    Fundstiger.com, a leading fintech company,has launched an automated loan chatbot service for business and retail loan borrowers. The service will provide guidance on business and retail loans over messenger to its retail and MSME borrowers. With the service, Fundstiger has become the first company in India to launch an automated loan chatbot.
    17th Jan 17 State Bank of India likely to increase its stake in its credit card joint venture SBI cards
    SBI is likely to increase its stake in its credit card joint venture named as SBI cards and payments services (SBICPSL). SBI expects to complete the deal by March, 2017. Currently, SBI with 47.6 lakh credit cards has the second largest number of credit cards in circulation in the country.
    17th Jan 17 Yes Bank hired Silicon Valley based Gunshup to develop banking chatbot for loan offerings
    Yes Bank has announced a partnership with Silicon Valley based Gunshup (a bot platform) to develop its chatbot named as YES mPOWER. The chatbot will facilitate customers to perform transactions on various social messengers. Customers will also get full information about various loan products (personal loan and mortgage loan) of the bank on the platform.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.