Personal Loan in Cochin - SBI, HDFC, Bajaj, Citi, ICICI, All Banks

Lowest Personal Loan Interest Rates in Cochin

Last Updated 07th Dec 2016
Bank, Interest Rates* Lowest EMI per Rs. one lakh Processing Fee Get Offer
HDFC Bank 11.49% - 20.00% Rs. 2,199 0.25% to 1.50% Get Offer
Citibank 11.49% - 18.00% Rs. 2,199 Upto 2% Get Offer
Bajaj Finserv 11.99% - 15.50% Rs. 2,224 1.99% - 3% Get Offer
IndusInd Bank 11.49% - 19.00% Rs. 2,199 0.25% to 2% Get Offer
ICICI Bank 11.49% - 22.00% Rs. 2,199 0.25% to 1.50%; Min - Rs. 999 Get Offer
Axis Bank 13.50% - 24.00% Rs. 2,301 Upto 2.00% Get Offer
Kotak Bank 11.49% - 16.00% Rs. 2,199 Upto 2% Get Offer
SBI 12.50% - 16.60% Rs. 2,658 2.02% to 3.03% Get Offer
Standard Chartered Bank 11.49% - 20.00% Rs. 2,199 0.50% to 1.00% Get Offer
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Personal Loan Cochin

  • Compare and choose - ICICI Bank, HDFC, Kotak Bank, Citibank, SCB, IndusInd, Axis, Capital First
  • Loan amount upto Rs. 30 lakhs or even higher in select cases
  • Interest rates at 11.49%* onwards for 1 to 5 years
  • Flexi loans, nil prepayment charges options
  • Doorstep service and online customer support

Lowest interest rates and offers available for salaried employees of following companies in Cochin

    Leading banks and personal loan providers offer loans to Cochin's over 612,343 people working in industries like IT Services, Shipbuilding, Transportation.

    Personal Loan Branches in Cochin

    Bank Branch
    Allahabad Bank ALWAYE | ERNAKULAM | KOCHI | THRIPUNITHURA
    Andhra Bank EDAPALLY | ERNAKULAM | KADAVANTHARA | KAKKANAD | KALOOR | MARADU | NJARAKAL | TRIPUNITHURA | VYTTILA KOCHI | ZO KOCHI
    Axis Bank ALUVA | ANGAMALY | KALOOR KOCHI | KOCHI | KOTHAMANGALAM | MARKET JUNCTION | MUVATTUPUZHA | NORTH PARAVUR | PALARIVATTOM | PANAMPILLY NAGAR
    Bank of Baroda ALWAYE | ANGAMALI DIST ERNAKULAM | COCHIN | ERNAKU NORTH | ERNAKULAM | KAKKANAD ERNAKULAM | KALAMASSERY | KALOOR | KOCHI | KOOTHATTUKULAM
    Bank of Maharashtra ERNAKULAM
    Canara Bank ADIVED | ALWAYE | ANGAMALY | ARAKUNNAM | ARAYANKAVU | ARM ERNAKULAM | AYYAPPANKAVU ERNAKULAM | BROADWAY MAIN COCHIN | CHUNANGAMVELI | COCHIN FORT
    Citibank MG ROAD COCHIN
    Corporation Bank ALUVA | ANGAMALY | CHELLANAM | ELAMAKKARA | ERNAKULAM | ERNAKULAM RAVIPURAM | ERNAKULAM SANNIDHI ROAD | ERNAKULAM VYTTILA | KAKKANAD | KOCHI COCHIN
    Dena Bank ANGAMALLY | COCHIN NAVAL BASE | ERNAKULAM | KAKKANAD | MUVATTAPUZHA | SRIMOOLANAGARAM | SRIMOOLANAGARAM | UDYOGMANDAL
    Federal Bank ACCOUNTS DEPARTMENT | ALWAYE URBAN CO-OP KALADY | ALWAYE URBAN CO-OP CHENGAMANAD | ALWAYE URBAN COOP EVENING | ALWAYE URBAN COOP MAIN ALUVA | ANGAMALLY | ANGAMALY EXTENSION COUNTER | ANGAMALY SOUTH | ARAKUNNAM | ASSET RECOVERY
    HDFC Bank Alathur | ALUVA | ANGAMALLY | BANNERJI ROAD | Chalapuram | Cherai | DARRAGH SMAIL CENTRE | DR MENEZES BUILDINGS | EDAPALLY | ERNAKULUM
    ICICI Bank ALUVA | ANGAMALY | CHEMBUMUKKU | EDAPALLY | ERNAKULAM | JAWAHAR NAGAR | KADAVANTARA | KOCHI BYEPASS NH | KOCHI ELAMAKKARA | KOCHI KALOOR
    IDBI Bank ALUVA | ANGAMALY | CCU KOCHI | CURRENCY CHEST | EDAPALLY | KOCHI | KOCHI BYE PASS | KOCHI CORPORATE BANKING | KOCHI MAIN | KOTHAMANGALAM
    Indian Bank ALUVA | ANGAMALI | CHENGAMANAD EKM | EDAPPALLY | ERNAKULAM | KAKKANAD | KALAMASSERY | M G ROAD EKM | MUVATTUPUZHA | NORTH PARAVUR
    Indian Overseas Bank MARADU | ALUVA | ANGAMALI | CBO ERNAKULAM | EDAPPILLY | ERNAKULAM | KADAVANTHARA | KADAVOOR | KAKKANAD | KALOOR ERNAKULAM
    IndusInd Bank ALUVA | GOVT HOSPITAL ROAD | KAKKANAD | KOCHI
    Karur Vysya Bank ERNAKULAM CONGRESS HOUSE JUNCTION | ERNAKULAM DIVISIONAL OFFICE | KOTHA MANGALAM | S N JUNCTION
    Kotak Bank MATTANCHERRY MAHAJANIK COOP BANK EDA KOCHI | MATTANCHERRY MAHAJANIK COOP BANK FORT KOCHI | MATTANCHERRY MAHAJANIK COOP BANK KARUVELIPADI | MATTANCHERRY MAHAJANIK COOP BANK KOCHI PALLIYARAKAVU ROAD | MATTANCHERRY MAHAJANIK COOP BANK MUNDAMVELI | MATTANCHERRY SARVAJANIK COOP BANK CHERLAI | MATTANCHERRY SARVAJANIK COOP BANK MULAMKUZHI | MATTANCHERRY SARVAJANIK COOP BANK PALLURUTHI | PALARIVATTOM
    PNB ALUVA | ANGAMALY | ASSET RECOVERY MANAGEMENT | D H ROAD ERNAKULAM | EDAPPALLY DISTT ERNAKULAM | ERNAKULAM BACK OFFICE | ERNAKULAM MARADU | KALAMASSERY | KATHRIKADAU ERNAKULAM | KOCHI VENNALA
    SBI ALWAYE | ALWAYE TOWN | AMBALAMEDU | ANGAMALY | ASHOKAPURAM | AVOLY | AYAVANA | AYYAMPUZHA | AYYAPPANKAVU | BANERJI ROADERNAKULAM
    Standard Chartered Bank RAVIPURAM JUNCTION | WILLINGDON ISLAND
    Syndicate Bank ALUVA | ANGAMALY | ARMB ERNAKULAM | CAO ERNAKULAM | EDAPALLY | ERNAKULAM BANERJEE ROAD | ERNAKULAM HOUSING FINANCE | ERNAKULAM M G ROAD | ERNAKULAM SHANMUGHAM RD MAIN | KADAVANTHARA
    Union Bank of India ALWAYE | AMBALLOOR | ANGAMALY | ARAKKAPADY VENGOLA | ARAKUZHA | ATHANI | BINANIPURAM | CHITTOOR SOUTH | CHUNDAKUZHY VENGOOR WEST | CMS KOCHI
    Vijaya Bank ALUVA | BROADWAY ERNAKULAM | CHOTTANIKKARA | EDATHIRUTHY | KOCHI | KOCHI | KOCHI | KOCHI GRACE TOWERS | KOCHI KOTUKULAM ROAD | MUVATTUPUZHA
    Yes Bank KOCHI

    Documents Needed for Personal Loan Application in Cochin

    Salaried Self Employed
    Signed Application Form
    Identity Proof (PAN)
    Residential Address Proof
    Last 2 years' Form 16, last 6 months salary slip, last 6 months' bank account statement showing salary credit
    Last 3 years ITR (self and business), profit and loss account, balance sheets certified/audited by a CA. Last 12 months bank account statement (self and business)
    Last Educational Degree
    Certificate and Proof of Business Existence
    Business Profile
    Office address – ownership/ lease / rent agreement/ utility bill

    Personal Loan Customer Care in Cochin, Email

    Bank Customer Care Number
    HDFC Bank 0484-6160616, loansupport@hdfcbank.com
    Citibank 0484-4042484, 6602484
    Kotak Bank 0422 66006022
    ICICI Bank 902-066-7777
    SBI 999-539-2211
    IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
    PNB Housing Finance
    Yes Bank 1800-2000, yestouch@yesbank.in
    Indiabulls
    Allahabad Bank 1800-22-0363, customercare@allahabadbank.in
    HDFC
    Indian Bank 1800-425-00-000
    Standard Chartered Bank 0484-6601444/ 0484-3940444, customer.care@sc.com
    Axis Bank 1800-209-5577
    United Bank of India 1800-345-0345
    Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
    Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
    PNB 011-23318130, rad@pnb.co.in
    Central Bank of India 1800-200-1911
    Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
    Canara Bank 1800-425-0018
    Capital First 1860-500-9900, customer.care@capitalfirst.com
    Catholic Syrian Bank 1800-266-9090/ 0487-2333020
    Bank of Baroda 0484-4027903
    Federal Bank 1800-425-1199
    Dena Bank 1800-225-740
    IDBI Bank 1800-200-1947
    Jammu And Kashmir Bank 1800-220-600
    Karnataka Bank 0824-2228154
    Karur Vysya Bank 0422-2393986
    State Bank of Mysore 1800-425-2244
    Vijaya Bank 1800-425-4066
    Indian Overseas Bank 1800-425-4445, 044-2851 9639, mdd@iobnet.co.in
    HSBC Bank 1860-500-2255
    Bank of Maharashtra 1800-102-2636
    Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
    City Union Bank 7299075082, callcenter@cityunionbank.com
    DHFL
    Punjab and Sind Bank 1800-221-908
    South Indian Bank 1800-843-1800
    Syndicate Bank 1800-425-0585
    State Bank of Patiala 1800-180-2010
    Corporation Bank 1800-425-2407, horls@corpbank.co.in
    DBS Bank 1800-209-4555
    Deutsche Bank 1860-266-6601, customer.care@db.com
    Development Credit Bank 1800-209-5363, customercare@dcbbank.com
    Lakshmi Vilas Bank 1800-425-2233
    OBC 1800-180-1235
    Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
    State Bank of Travancore 1800-425-7733
    UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
    Tamilnad Mercantile Bank 1800-425-0426
    LIC Housing Finance
    GIC Housing Finance
    Edelweiss
    Reliance Capital
    Nainital Bank 05946-2501520
    Fullerton India 1800-103-6001
    Raas Housing Finance
    Tata Capital 1800-209-6060, customercare@tatacapital.com
    IIFL
    Bajaj Finserv 020-39575152, personalloans1@bajajfinserv.in
    Magma Finance 1800-3002-3202, customercare@magma.co.in
    Bandhan Bank 1800-258-8181, loans@bandhanbank.com
    Au Financiers 900-111-1333/900-111-1385
    Janalakshmi Bank 1800-419-5262
    India Shelters
    Ujjivan 1800-3010-2121
    Muthoot 1800-102-1616
    Manappuram
    IDFC Bank 1800-419-4332, banker@idfcbank.com
    Apply personal loan online on MyLoanCare. No need to run after loan agents in Cochin!
    Maximum Annual Percentage Rate (APR) 11.49% to 22%
    Representative example of the total cost of the loan, including all applicable fees
    Here is an illustration of the total cost of the loan:
    • Total amount borrowed: Rs. 100,000
    • Time period: 12 months to 60 months
    • Interest Rate: 11.49% to 22%
    • Processing Fee payable to: Upto Rs. 2,000
    • Fee payable to MyLoanCare: NIL
    • Total Monthly Cost – From Rs. 2,199 for a months Rs. 100,000 loan at 11.49% (lowest rate, longest time period) to Rs. 9,359 for a 12 months Rs. 100,000 loan at 22% (highest rate, shortest time period). This is inclusive of principal repayment.
    • Annual Percentage Rate (APR) of charge including all applicable fees: 11.89% to 22.4%
    • Total cost payable over loan tenure: Rs. 14,313 for 12 months loan to Rs. 33,926 for 60 months loan
    Personal Loan News - Dec 2016
    02nd Dec 16 Bajaj Finance to provide an attractive offer to personal loan buyers
    Bajaj Finance, a lending arm of Bajaj Financial Services has announced an attractive offer to boost up the personal loan business. Under the offer, company will provide free airline vouchers of Rs. 12,000 to the customers availing personal loan. Personal loan buyers will also get an extra benefit of selecting the destination of their choice. The offer is valid from 28th November to 4th December, 2016.
    23rd Nov 16 Personal loans rise to 19.3 percent on retail push by banks
    The share of personal loans in total credit has increased to 19.3 percent in June, 2016 as compared to 17.9 percent in March, 2016, as per RBI. The increase is seen as a result of shift in focus by lenders towards retail segment and away from corporate segment.
    09th Nov 16 Axis Bank launches Premier offer for personal loans
    Axis Bank has launched a personal loan offer for the top executives of high category companies. Employees earning more than Rs.50,000 per month can avail personal loan at the rate of 13.50 percent with 1.50 percent processing fees. The offer is valid for logins from 3rd November, 2016 to 23rd December, 2016 and disbursal on or before 31st December, 2016.
    18th Oct 16 Citibank gives special Diwali offers on personal loans
    Citibank personal loan offers reduction in rates to 11.49 per cent for digital channels and online applications made at MyLoanCare. Bank offers 0.50 per cent discount on processing fee and an Amazon Gift Voucher of Rs. 250 for loans disbursed till 3rd November, 2016. Also, get a Flipkart Gift Voucher upto Rs. 2500 on applying through MyLoanCare.
    11th Oct 16 Fullerton India gives special offers on personal loans
    Fullerton India has come out with special offers on personal loan in this festive season for the people of Andhra Pradesh and Telangana. Fullerton India is offering 0.5 per cent waiver on personal loan interest rates and special gifts for high value loans. The company is also offering 50 per cent waiver on processing fees of personal loan to women applicants. The offer is valid from October 1, 2016 till Diwali.
    *My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.