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Kotak Personal Loan Status

Track Kotak Bank Personal Loan Application

Last Updated 22nd Nov 2021

  • Track Kotak Bank personal loan application status through net banking, using the reference number on the Kotak Bank’s official website, mobile app, toll-free number or by visiting the nearest loan branch of Kotak Bank.
  • There are various factors which affect your personal loan application status. Check the factors below .
  • An existing customer can easily track their loan application status logging in to their net banking account.
  • If a borrower wishes to check offline then he/she calls a customer care number or visits the nearest Kotak Bank branch.
  • For new customers, keeping a record of the application reference number is important for future communication and tracking of the loan status.
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Tracking Kotak Bank Personal Loan Status Online

There are various methods through which you can track your Kotak Bank personal loan status.

  • You can check through net banking or mobile app
  • Track through mobile application number
  • Use application reference number on Kotak Bank’s website

Using Netbanking Portal

Kotak Bank personal loan application status can be tracked online by following below steps:

  • Visit the official Kotak Bank website.
  • Now, on the home page, click on Track Application Status under the Customer Service option.
  • Select, salaried loan from 'Select a product' drop-down menu.
  • Now, choose identifier from the list of options such as application form number, lead number, mobile number, PAN number and DOB, etc.
  • Enter the details of the identifier and click on the Submit button to view the status of your personal loan application.

Using Mobile Number

You can use your mobile number to track the application status of personal loan in Kotak Bank. The steps to track the status are as following:

  • Visit link https://www.kotak.com/en/transaction-services/track-application.html.
  • Now, choose the salaried loan under the product drop-down menu.
  • Select, mobile number as your identifier, enter mobile number and click on the submit button.

Tracking Kotak Personal Loan Status Offline

Checking the Kotak Bank Personal Loan status through offline means is very simple. All you have to do is visit the nearest bank branch of Kotak Bank and ask the official that you want to know the status of your loan application. While visiting keep the necessary documents with you like application acknowledgement receipt or reference number to ensure that you get the status of your loan application.

Besides, you can also check the status of your loan application through any of the following toll-free numbers of Kotak Bank.

Toll Free Number for Indian Citizens


Toll Free Number for NRIs


Details Required to Track Kotak Personal Loan Status

In order to track your Kotak Bank Personal loan status, the most important thing you need is the application reference number. This loan application reference number is generated after you submit your application, and it is sent to you through email and SMS. You must save this reference number for future communication. In addition to your application reference number, you also need to provide your registered mobile number for knowing the status of your loan application in Kotak Bank.

Factors Affecting your Kotak Personal Loan Application Status

Whether your Kotak Bank personal loan application gets accepted or not depends upon on a variety of factors such as:

  • Credit score
  • Credit history
  • Amount of Income
  • Age
  • Occupation
  • Existing loans and credit cards.
  • Submission of proper documents

All these factors must be fulfilling the criteria of the bank; otherwise, there would be high chances of your loan application getting rejected.

How to Check Kotak Personal Loan Status through MyLoanCare?

You can check the status of your Kotak Bank personal loan application through MyLoanCare as well if you have applied for it on our website or mobile app. Follow these simple steps to know the status of your loan application on MyLoanCare:

  • Firstly, log in to your account through your registered mobile number by clicking on the ‘My Account’ option at www.myloancare.in
  • Secondly, after you are logged in click on the option of ‘Track Application Status’.
  • After clicking on the option of track application, the status of your loan application will be displayed.

Check the Personal Loan Status of Different Banks


How can I check my Kotak Bank personal loan status?

You can check your Kotak Bank personal loan status either through net banking, application reference number, mobile app, by visiting the branch or by calling on the toll-free number.

How long does it take for an Kotak Bank personal loan?

If you are matching all the eligibility criteria then a personal loan application gets accepted in 2-3 days.

How can I check my personal loan eligibility in Kotak Bank?

You can check your loan eligibility in Kotak Bank by visiting the official website and getting into the details of its loan products. Alternatively, you can also choose to use our personal loan eligibility calculator.

How can I check my loan EMI in Kotak Bank?

With the help of a Personal Loan EMI Calculator, you can calculate the probable EMI on your Kotak Bank loan based on your desired amount, and the interest rate Kotak Bank is offering.

How can I check my Kotak Bank pre-approval?

The pre-approval can be checked only by existing customers. You can log in to your net banking account and navigate to check loan eligibility or pre-approved offers option.

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