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HDFC Personal Loan Status

Track HDFC Bank Personal Loan Application

Last Updated 16th Nov 2021

  • Track HDFC Bank personal loan application status through net banking, using the reference number on the HDFC Bank’s official website, mobile app, toll-free number or by visiting the nearest loan branch of HDFC Bank.
  • There are various factors which affect your personal loan application status. Check the factors below .
  • An existing customer can easily track their loan application status logging in to their net banking account.
  • If a borrower wishes to check offline then he/she calls a customer care number or visits the nearest HDFC Bank branch.
  • For new customers, keeping a record of the application reference number is important for future communication and tracking of the loan status.
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Tracking HDFC Bank Personal Loan Status Online

There are various methods through which you can track your HDFC Bank personal loan status.

  • You can check through net banking or mobile app
  • Track through mobile application number
  • Use application reference number on HDFC Bank’s website

Using Netbanking Portal

HDFC Bank personal loan application status can be tracked online by following below steps:

  • Visit the official website of HDFC Bank and log in to your net banking account.
    Visit Website
  • After logging in to your net banking account, click on the 'loans' section in the menu.
  • In the loan section, you will find the link to track your loan application if you have already applied for the loan.
  • In case you haven't applied for the loan, you can apply for it under the new loan section.

Using Mobile Number

You can use your mobile number to track the application status of personal loan in HDFC Bank. The steps to track the status are as following:

  • To check HDFC personal loan application status, go to the link; https://apply.hdfcbank.com/dapweb/TrackApplication.
    Visit Website
  • Enter the mobile number which you mentioned in your application in the space given and click on 'Send Verification Code'.
    Visit Website
  • Enter the verification code received on your mobile and submit it to get the status of your loan application displayed on your screen.

Using Reference or Proposal Number

  • Open the link in a new tab - https://leads.hdfcbank.com/applications/misc/LST/loantracker.aspx
    Visit Website
  • Here you can either enter the name of the applicant or the reference number.
  • In the next step you have to either enter the mobile number or the date of birth, then click on 'Submit'.
  • After clicking on submit you will get the option of viewing the status of your loan application.

Through Mobile App

  • Open the HDFC loan assist app or download it from google play store by pasting this link in another tab - https://play.google.com/store/apps/details?id=com.indigo.hdfcloans&hl=en_IN
  • After you have downloaded the app, you can view the list of loan products offered by HDFC Bank.
  • To check the personal loan application status, choose the option of 'personal loan' and then click on 'track application'.
  • After providing the necessary details you will get the status of your loan application.

Tracking HDFC Personal Loan Status Offline

Checking the HDFC Bank Personal Loan status through offline means is very simple. All you have to do is visit the nearest bank branch of HDFC Bank and ask the official that you want to know the status of your loan application. While visiting keep the necessary documents with you like application acknowledgement receipt or reference number to ensure that you get the status of your loan application.

Besides, you can also check the status of your loan application through any of the following toll-free numbers of HDFC Bank.

Toll Free Number for Indian Citizens


Toll Free Number for NRIs


Details Required to Track HDFC Personal Loan Status

In order to track your HDFC Bank Personal loan status, the most important thing you need is the application reference number. This loan application reference number is generated after you submit your application, and it is sent to you through email and SMS. You must save this reference number for future communication. In addition to your application reference number, you also need to provide your registered mobile number for knowing the status of your loan application in HDFC Bank.

Factors Affecting your HDFC Personal Loan Application Status

Whether your HDFC Bank personal loan application gets accepted or not depends upon on a variety of factors such as:

  • Credit score
  • Credit history
  • Amount of Income
  • Age
  • Occupation
  • Existing loans and credit cards.
  • Submission of proper documents

All these factors must be fulfilling the criteria of the bank; otherwise, there would be high chances of your loan application getting rejected.

How to Check HDFC Personal Loan Status through MyLoanCare?

You can check the status of your HDFC Bank personal loan application through MyLoanCare as well if you have applied for it on our website or mobile app. Follow these simple steps to know the status of your loan application on MyLoanCare:

  • Firstly, log in to your account through your registered mobile number by clicking on the ‘My Account’ option at www.myloancare.in
  • Secondly, after you are logged in click on the option of ‘Track Application Status’.
  • After clicking on the option of track application, the status of your loan application will be displayed.

Check the Personal Loan Status of Different Banks


How can I check my HDFC Bank personal loan status?

You can check your HDFC Bank personal loan status either through net banking, application reference number, mobile app, by visiting the branch or by calling on the toll-free number.

How long does it take for an HDFC Bank personal loan?

If you are matching all the eligibility criteria then a personal loan application gets accepted in 2-3 days.

How can I check my personal loan eligibility in HDFC Bank?

You can check your loan eligibility in HDFC Bank by visiting the official website and getting into the details of its loan products. Alternatively, you can also choose to use our personal loan eligibility calculator.

How can I check my loan EMI in HDFC Bank?

With the help of a Personal Loan EMI Calculator, you can calculate the probable EMI on your HDFC Bank loan based on your desired amount, and the interest rate HDFC Bank is offering.

How can I check my HDFC Bank pre-approval?

The pre-approval can be checked only by existing customers. You can log in to your net banking account and navigate to check loan eligibility or pre-approved offers option.

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