Compare HDFC Bank vs Fullerton India Personal Loan

Download Comparison

Bank	SBI HDFC Bank ICICI Bank Bajaj Finserv IDFC First Bank Axis Bank Tata Capital IndusInd Bank Kotak Bank RBL Bank IIFL HDB Financial Corporation Bank Karur Vysya Bank Muthoot Yes Bank Union Bank of India Canara Bank Bank of Maharashtra Andhra Bank Allahabad Bank Federal Bank Standard Chartered Bank Syndicate Bank PNB Indian Overseas Bank Indian Bank IDBI Bank Bank of Baroda Cashe Axis Finance	SBI ICICI Bank Bajaj Finserv IDFC First Bank Axis Bank Tata Capital Fullerton India IndusInd Bank Kotak Bank RBL Bank IIFL HDB Financial Karur Vysya Bank Muthoot Union Bank of India Canara Bank Bank of Maharashtra Andhra Bank Allahabad Bank Federal Bank Syndicate Bank PNB Indian Overseas Bank Indian Bank IDBI Bank Corporation Bank Bank of Baroda Standard Chartered Bank Yes Bank Cashe Axis Finance
Interest Rate	Interest Rate 11.00% - 22.00%	11.99% - 18.99%
Processing Fees	Processing Fees Upto 2.50% Min ₹ 999	2%
Loan Amount	Loan Amount ₹ 50,000 to ₹ 75 Lakh	₹ 50,000 to ₹ 25 Lakh
Loan Tenure	Loan Tenure 12 to 60 Months	12 to 48 Months
Lowest EMI Per Lakh	Lowest EMI Per Lakh ₹ 2,174	₹ 2,633
Part Payment Charges	Part Payment Charges Allowed after 12 months at 2-4%	Not Allowed
Foreclosure Charges	Foreclosure Charges Allowed after 12 months at 2 - 4%	Allowed after 6 months at 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil
Eligible Age	Eligible Age 21 to 60 Years	21 to 58 Years
Minimum Income	Minimum Income ₹ 25,000	₹ 17,000
Current Work Experience	Current Work Experience 1 Month	1 Month
Total Work Experience	Total Work Experience 1 Month	12 Months
Customer Ratings (Read Reviews)	Customer Ratings (Read Reviews) 4.5/5.0	4.1/5.0

Add Bank

Compare Personal Loan EMI of HDFC Bank and Fullerton India

Loan Amount	HDFC Bank	Fullerton India
₹ 1 Lakh	₹ 2,174	₹ 2,633
₹ 5 Lakh	₹ 10,871	₹ 13,164
₹ 10 Lakh	₹ 21,742	₹ 26,329
₹ 12 Lakh	₹ 26,091	₹ 31,595

Which is a better bank for Personal Loan – HDFC Bank or Fullerton India?

HDFC Bank offers lower Personal Loan EMI at Rs. 2174 for 60 Months compared to Fullerton India with a minimum EMI of Rs. 2633 for 48 Months. In addition, average customer ratings for HDFC Bank is currently at 4.5/5.0, making it a good choice for taking a Personal Loan.

How does HDFC Bank Personal Loan compare with Fullerton India Personal Loan?

It is important to make a detailed comparison of HDFC Bank and Fullerton India on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

Lowest Interest rate of HDFC Bank Loan is 11.00%, which is lower than the lowest interest rate of Fullerton India at 11.99%. Hence, HDFC Bank is offering a cheaper loan option.
Compared to other Personal Loan charges such as processing fees, HDFC Bank charges a processing fee of Upto 2.50% Min ₹ 999, while Fullerton India charges a processing fee of Upto 2%.
HDFC Bank offers Personal Loan upto an amount of ₹ 75 Lakh, while Fullerton India offers Loan upto an amount of ₹ 25 Lakh. Therefore, HDFC Bank can be a better option if you are looking for a high value amount.
One feature that makes Personal Loan a better option is the foreclosure facility. Fullerton India gives the option to close the loan after 6 months at 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil and HDFC Bank gives the option to close the loan after 12 months at 2 - 4%. This makes Fullerton India a better option for Personal Loan.
HDFC Bank allows part payment on Personal Loan after 12 months at 2-4%, while Fullerton India does not offer a part payment facility. This makes HDFC Bank a better option for instant loan requirements.
HDFC Bank has an average customer rating of 4.5. In contrast, Fullerton India has an average customer rating of 4.1, based on which it is clear that HDFC Bank has a high customer service focus, an easy process and a quick turnaround.

Which bank offers a lower interest rate on Personal Loan – HDFC Bank or Fullerton India?

As per the current rates, HDFC Bank offers a lower interest rate of 11.00% on loans compared to Fullerton India, which offers a Personal Loan at 11.99%.

Know more about HDFC Bank Personal Loan

Know more about Fullerton India Personal Loan

Compare HDFC Bank Personal Loan With Other Banks

Compare Fullerton India Personal Loan With Other Banks

Notification ×

Home Loan
Home Loan at all-time low rates starting at 7.15%. Cashback of up to ₹ 1,000
Apply Now
Personal Loan
Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.
Check Offers
Gold Loan
Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500
Apply Now
Loan Against Property
Best Loan Against Property Offers starting @ 8.10%. Cashback of up to ₹ 1,000*.
Apply Now
Business Loan
Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.
Apply Now
Fixed Deposit
AAA rated FDs with returns as high as 7.05%.
Invest Now

Personal Loan News - Jun 2022

2022-05-13 : Punjab National Bank Increases Personal Loan Rates
The bank has increased the rates by 40 basis points, and after the revision, the bank offers personal loans starting from 8.85% to 14.85%.
2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year.
2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.
2022-05-12 : Indian Bank Revises Personal Loan Rates
Indian Bank has increased the rates on personal loans, and as a result, the bank offers the lowest rates starting at 8.90% to upto 9.40%.
2022-05-10 : Canara Bank Hikes Personal Loan Interest Rates
The bank has increased the lowest personal loan rates from 12.40% to 12.80%.

*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More

Apply Personal Loan Online @ 10.25% ☺

Please wait while your information is being processed...