MyLoanCare is a FREE of cost service for borrowers

Get Voucher of Upto ₹1,000* on Personal Loan Apply Online

MyLoanCare Customer Ratings - 4.5/5.0

Compare HDB Financial vs Fullerton India Personal Loan

Download Comparison
Interest Rate
Interest Rate
30.00% - 36.00%
11.99% - 18.99%
Processing Fees
Processing Fees
Upto 3% of Loan Amount
Loan Amount
Loan Amount
₹ 1 Lakh to ₹ 20 Lakh
₹ 50,000 to ₹ 25 Lakh
Loan Tenure
Loan Tenure
12 to 60 Months
12 to 48 Months
Lowest EMI Per Lakh
Lowest EMI Per Lakh
₹ 3,235
₹ 2,633
Part Payment Charges
Part Payment Charges
Allowed after 6 months at Nil Partpayment charges
Not Allowed
Foreclosure Charges
Foreclosure Charges
Allowed after 6 months at Nil foreclosure charges
Allowed after 6 months at 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil
Eligible Age
Eligible Age
22 to 60 Years
21 to 58 Years
Minimum Income
Minimum Income
₹ 20,000
₹ 17,000
Current Work Experience
Current Work Experience
6 Months
1 Month
Total Work Experience
Total Work Experience
6 Months
12 Months
Customer Ratings (Read Reviews)
Customer Ratings (Read Reviews)
Add Bank

Compare Personal Loan EMI of HDB Financial and Fullerton India

Loan Amount HDB Financial Fullerton India
₹ 1 Lakh ₹ 3,235 ₹ 2,633
₹ 5 Lakh ₹ 16,177 ₹ 13,164
₹ 10 Lakh ₹ 32,353 ₹ 26,329
₹ 12 Lakh ₹ 38,824 ₹ 31,595

Which is a better bank for Personal Loan – Fullerton India or HDB Financial?

Fullerton India offers lower Personal Loan EMI at Rs. 2633 for 48 Months compared to HDB Financial with a minimum EMI of Rs. 3235 for 60 Months. In addition, average customer ratings for Fullerton India is currently at 4.1/5.0, making it a good choice for taking a Personal Loan.

How does Fullerton India Personal Loan compare with HDB Financial Personal Loan?

It is important to make a detailed comparison of Fullerton India and HDB Financial on all loan terms and conditions to understand their differences and make an informed decision. Keep in mind that each bank’s scheme has its pros and cons that have to be evaluated before choosing the best offer. Some of the key results of the comparison between the two banks are:

  • Lowest Interest rate of Fullerton India Loan is 11.99%, which is lower than the lowest interest rate of HDB Financial at 30.00%. Hence, Fullerton India is offering a cheaper loan option.
  • Compared to other Personal Loan charges such as processing fees, HDB Financial charges a processing fee of Upto 3% of Loan Amount, while Fullerton India charges a processing fee of Upto 2%.
  • Fullerton India offers Personal Loan upto an amount of ₹ 25 Lakh, while HDB Financial offers Loan upto an amount of ₹ 20 Lakh. Therefore, Fullerton India can be a better option if you are looking for a high value amount.
  • One feature that makes Personal Loan a better option is the foreclosure facility. Fullerton India and HDB Financial gives the option to close the loan after 6 months at 1 -17 months: 7%, 18 - 23 months: 5%, 24 - 35 months: 3%, After 36 months: Nil and Nil foreclosure charges. This makes Fullerton India a better option for Personal Loan.
  • HDB Financial allows part payment on Personal Loan after 6 months at Nil charges, while Fullerton India does not offer a part payment facility. This makes HDB Financial a better option for instant loan requirements.
  • HDB Financial has an average customer rating of 4.3. In contrast, Fullerton India has an average customer rating of 4.1, based on which it is clear that HDB Financial has a high customer service focus, an easy process and a quick turnaround.

Which bank offers a lower interest rate on Personal Loan – Fullerton India or HDB Financial?

As per the current rates, Fullerton India offers a lower interest rate of 11.99% on loans compared to HDB Financial, which offers a Personal Loan at 30.00%.

Know more about HDB Financial Personal Loan

Know more about Fullerton India Personal Loan

Compare HDB Financial Personal Loan With Other Banks

Compare Fullerton India Personal Loan With Other Banks

Notification ×
  • Home Loan

    Home Loan at all-time low rates starting at 7.15%. Cashback of up to ₹ 1,000

    Apply Now
  • Personal Loan

    Instant Personal Loan starting at 10.25% with Cashback of up to ₹ 1,000.

    Check Offers
  • Gold Loan

    Instant Gold Loan starting at 9.00% with Cashback of up to ₹ 500

    Apply Now
  • Loan Against Property

    Best Loan Against Property Offers starting @ 8.10%. Cashback of up to ₹ 1,000*.

    Apply Now
  • Business Loan

    Collateral Free Business Loan Rates starting at 14.00% with Overdraft facility.

    Apply Now
  • Fixed Deposit

    AAA rated FDs with returns as high as 7.05%.

    Invest Now
Personal Loan News - Jun 2022
  • 2022-05-13 : Punjab National Bank Increases Personal Loan Rates
    The bank has increased the rates by 40 basis points, and after the revision, the bank offers personal loans starting from 8.85% to 14.85%.
  • 2022-05-13 : South Indian Bank Posts all-time High Net Profit in Q4
    The Bank has posted an all-time high net profit of ₹272 crores for Q4 in FY 22 against ₹6.79 crores during the corresponding period of the previous year.
  • 2022-05-13 : Ujjivan Small Finance Bank Profit Falls by 7% for Q4
    The bank has reported a 7 percent fall in its net profit to Rs 126.5 crore. Earlier, the bank had posted a net profit of Rs 136 crore in the same quarter of the preceding fiscal year 2020-21.
  • 2022-05-12 : Indian Bank Revises Personal Loan Rates
    Indian Bank has increased the rates on personal loans, and as a result, the bank offers the lowest rates starting at 8.90% to upto 9.40%.
  • 2022-05-10 : Canara Bank Hikes Personal Loan Interest Rates
    The bank has increased the lowest personal loan rates from 12.40% to 12.80%.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
Please wait while your information is being processed...