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Cashe Personal Loan

Online Cashe Personal Loans

Last Updated 25th Oct 2021

  • Cashe Personal Loan interest rate starts from 33.00%. Check Best Offers
  • The processing fee charged on Cashe personal loan is 1.50%-2% of loan amount, upto Rs. 1200.
  • Cashe also offers pre-approved personal loans at low rates for customers with strong credit history and those with an existing account with the bank.
  • The bank has an online application process where the KYC and documents submission can be done digitally.
  • You can easily check the status of your Cashe personal loan application status on a real time basis on the bank’s website or by visiting their customer care centre.
  • Cashe has special schemes for different income and occupation groups.
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Cashe Personal Loan Details

  • Interest Rate on Cashe personal loan ranges from 33.00% to 33.00%.
  • Lowest EMI per lakh works out to be ₹ 9,897 , as calculated on the lowest rate and longest loan tenure.
  • Personal Loans by Cashe are available for salaried working with government, private sector, MNCs and self-employed professionals such as doctors within the age group of 21 to 65 years.
  • Loan amount can range from ₹ 1,000 to ₹ 3 Lakh
  • Cashe Personal Loan can be availed for a period of 3 months and can go up to 12 months.
  • Processing Fees charged by Cashe on personal loan is 1.50%-2% of loan amount, upto Rs. 1200
  • Cashe allows personal loan foreclosure and part prepayment at Not allowed.

How to Get the Best Offer on Cashe Personal Loan?

There are various factors that impact your chances to get the best offers on Cashe Personal Loan, as listed follows:

  • Loan Amount - Cashe offers loans between ₹ 1,000 and ₹ 3 Lakh and charges lower rates on higher loan amount and vice-versa, so apply accordingly.
  • Salary - Cashe offers personal loan to all customers with a net take home monthly salary of more than ₹ 1,200. The rate of interest is higher if you fall in the low salary bucket and lower if you fall in higher income bucket.
  • Employer Category - Cashe has clubbed the companies in a high to low category based on internal assessment of company’s size, reputation, profitability etc. When you apply for Cashe personal loan, the bank will decide on your interest rate based on the company category you fall in. MyLoanCare can also help you check which category of company you qualify in to help you get the best offer.
  • Relationship with the Bank - Cashe offers special rates to the existing customer of the bank, who have a high likelihood of getting loans at lowest interest rate starting at 33.00%
  • Credit Score - Cashe checks the CIBIL score of personal loan customers which has to be minimum of 650. Higher the CIBIL Score, higher is your chance of securing best offer.

Cashe Personal Loan Documents

You require the following documents to avail personal loan from Cashe

  • Filled up loan application form or an online form, if you are applying online
  • 2 Passport Size Photo
  • Identity Proof – One of the following: Driving License, PAN, Passport, Voter ID, Aadhaar Card
  • Residential Address Proof – One of the following: Registered Rent Agreement, Passport, Leave and Liceincreasnse, Utility Bill of last three months
  • Income Documents – Copy of Form 16 of last 2 years, 3 month pay slip, 3 months bank statement showing salary credit and any EMI debit

How to Apply for Cashe Personal Loan?

The step-by-step procedure to get a personal loan online from Cashe is mentioned below:

  • Visit the official website of Cashe Or contact your nearest Cashe branch.
  • Now, fill personal, professional and financial details as required by the lender and submit the form.
  • Once you have submitted the application form, Cashe will check your eligibility and provide you with information about the eligible amount you can avail.
  • If you agree to process the application, then you would be required to submit the essential documents which can also be uploaded online.
  • Finally, your documents will be processed by Cashe, and on successful approval of the loan, the funds will be disbursed to your Cashe account immediately.

You can also apply for Cashe personal loans by visiting their branch or by calling their customer care centre.Offline mode are mentioned below:

  • Visit the nearest Cashe branch and fill in the application form with the loan amount required, your personal details, occupation information and your contact number.
  • The Cashe representative will explain about the eligibility of the loan as well as the loan rates, terms as well as processing fees, prepayment and foreclosure clauses.
  • After submitting the application form and required documents, you will be provided with an application reference number. You can use the same number to track the status of your Cashe Personal Loan application.
  • On successful verification, the loan can get disbursed immediately after loan sanction and signing of the agreement.
Illustration on Personal Loan Cashe
Maximum Annual Percentage Rate (APR) 33% to 33%
Representative example of the total cost of the loan, including all applicable fees
Here is an illustration of the total cost of the loan:
  • Total amount borrowed: ₹ 1,00,000
  • Time period: 3 Months to 12 Months
  • Cashe Personal Loan Interest Rate: 33.00% to 33.00%
  • Processing Fee payable to: NIL
  • Fee payable to MyLoanCare: NIL
  • Total Monthly Cost – From ₹ 9,897 for 12 Months ₹ 1,00,000 loan at 33.00% (lowest rate, longest time period) to ₹ 35,183 for 3 Months ₹ 1,00,000 loan at 33.00% (highest rate, shortest time period). This is inclusive of principal repayment.
  • Annual Percentage Rate (APR) of charge including all applicable fees: 33% to 33%
  • Total cost payable over loan tenure: ₹ 1,05,550 for 3 Months loan to ₹ 1,18,762 for 12 Months loan

Compare Cashe Bank Personal Loan from Other Banks in India


How much time will the Cashe take to take a decision on my personal loan?

Banks generally convey their decision on a loan within 15 days of submitting a loan application. However, some banks also offer instant loan offers, which can be approved within a few hours to 2-3 days.

Why should I take a personal loan from Cashe ?

Below-mentioned is the reason why you must avail a personal loan from Cashe.(1) You can get credit of loans in under 8 minutes to your account. (2) The time barrier to fill application is nil. (3) The services are avalaible worldwide. (4) Loan can be repaid through cheque or bank transfer.

How much interest is charged by Cashe on personal loan?

Personal loan interest rates in Cashe are 33.00% to 33.00%. Cashe personal loan interest rate for salary account holders are comparatively lower than that for other customers.

What is the lowest EMI per lakh on personal loan from Cashe ?

If you apply for loan from Cashe, your lowest Personal Loan EMI per lakh will be ₹ 9,897 which corresponds to lowest interest rate of 33.00% and longest tenure of 12 years.

What is the minimum and maximum tenure of personal loan in Cashe?

Cashe personal loan has a minimum tenure of 3 months to maximum 12 months.

How much personal loan amount I can borrow from Cashe?

Cashe offers you loan if you need a minimum amount of ₹ 1,000 to a maximum amount of ₹ 3 Lakh

Can I add my spouse's income while applying for personal loan from Cashe?

Yes, you can add the income of your spouse to increase your Personal Loan Eligibility and to get a higher loan amount from Cashe . In this case, the bank will check the CIBIL score of your spouse and ask for all income and bank statements of your spouse for the purpose of processing your application

How can I get Cashe personal loan?

You can get a personal loan from Cashe by directly visiting the nearest branch or can apply online at their website. While these two are the traditional methods of applying, you can easily apply for the loan at MyLoanCare website where you can do a thorough comparison of all loan details, rates and charges before deciding to proceed with Cashe’s application process.

How can I check my Cashe personal loan status?

You can check the status of your loan online and offline. Once you have applied for a personal loan from Cashe, you will be given an application number. You can use that application number and registered mobile number to check the status of your loan online at Cashe's website. In case you are unable to track your application online, you can get Cashe loan assistance at Cashe loan customer care centre and ask them to help you out with the status. If you have applied for the loan through MyLoanCare, you can check the status of your application by logging into MyLoanCare account.

What is the importance of credit score if I wish to avail a Cashe personal loan ?

It is important to have a good credit score if you wish to apply for a personal loan from Cashe. A credit score above 750 is considered good for a personal loan. A low credit score increases the chances of rejection of your application.

Is there security or collateral needed to get a personal loan from Cashe?

No, Cashe does not require any collateral or security to lend you the personal loan as it is an unsecured loan.

Can I close my Cashe personal loan after 1 year?

You can close your personal loan from Cashe after 0 months by paying charges:

Can I negotiate with Cashe on the personal loan interest rate?

Yes, as a customer, you should negotiate for a rate discount when you apply. You may end up getting a better rate from the bank if you have applied for a high loan amount and are in a high income range working with a reputed company.

How to pay your Cashe personal loan EMI?

You can pay your Cashe personal loan EMI by using ECS facility or through Standing Instruction.Cashe also provides you the facility to pay your Personal Loan EMI online using net banking and mobile banking.

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Cashe Personal Loan News - Jul 2022
  • 2019-05-30 : Women are borrowing more than men, reveals CASHe
    An online lending company, CASHe has revealed in a survey that women are opting for more loans as compared to men. They have witnessed an increase of nearly 15%-18% in women who are opting for loans like personal loans, travel loans, wedding loans, credit cards than men in the past two years to meet their financial requirements.
  • 2019-05-17 : CASHe to double lending to Rs. 1,000 crore in FY19, plans to widen travel segment
    CASHe, the app-only digital lending company is aiming to double its loan book during this fiscal. It is targeting disbursements of nearly Rs. 1,000 crore with a special emphasis on the travel segment. The company is also in talks with several online travel companies to expand its travel segment to meet the needs of travellers who apply for personal loans to finance their travel.
*Terms and conditions apply. Credit at sole discretion of lender, which is subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and collected from public sources. Read More
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