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# Standard Chartered Personal Loan EMI Calculator - May 2017

Last Updated 12th May 2017

## Standard Chartered Bank Personal Loan Calculator

Lowest EMI on Standard Chartered Bank Personal Loan - Rs. 2,199 per lakh

Loan Tenure
Loan Amount (Rs.) 2 Years 3 Years 5 Years
100,000 Rs. 4,684 Rs. 3,297 Rs. 2,199
300,000 Rs. 14,051 Rs. 9,891 Rs. 6,596
500,000 Rs. 23,418 Rs. 16,486 Rs. 10,994
1,000,000 Rs. 46,836 Rs. 32,971 Rs. 21,988
Personal Loan EMI Calculator
Rs.

### Factors affecting Standard Chartered Personal Loan EMI

• Borrower age should be between 23 years to maximum 58 years.
• Maximum personal loan amount offered by Standard Chartered Bank is upto Rs. 3,000,000.
• Interest rates range from 11.49% to 20.00% depending upon customer profile, loan amount and other factors.
• Processing fee in Standard Chartered Bank may be 1.00% of loan amount.

### Standard Chartered Personal Loan EMI

• Personal Loan EMI (or equated monthly installment) is a fixed amount of money paid by you to Standard Chartered Bank against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back.
• With Standard Chartered Bank offering Personal Loans with loan tenure upto 5 years, the loan EMI can be as low as Rs. 2,199 per lakh, to make it more affordable and convenient to meet your personal needs. Rate of interest offered by Standard Chartered Bank are as low as 11.49%.
• This EMI consists of both interest payment and principal repayment. Though the EMI amount will remain constant, the principal component keeps increasing and on the other hand the interest component keeps reducing.

### Standard Chartered Bank Personal Loan calculator formula

P*r* (1+r)^n/([(1+r)^n]-1)

Here is an illustration of how Standard Chartered Bank Personal Loan EMI is calculated:

In above formula,

P = Loan amount. This can range from Rs. 100,000 to Rs. 3,000,000

r = Rate of interest per month. Current rate is 11.49%

n = tenure in month. For Standard Chartered Bank, this can be 60 months

### Personal loan EMI calculator Standard Chartered - How it works?

• Standard Chartered Bank personal loan calculator calculates EMI considering a combination of loan amount, interest rate and loan tenure.
• Standard Chartered Bank personal loan calculator considers “reducing balance basis” and assumes that payment of EMI is made in arrears (means interest is charged for the month preceding the EMI payment date) and not in advance.

### Personal Loan EMI - EMI Changes in case of prepayment

In case you prepay your personal loan, the outstanding balance on your personal loan reduces. Standard Chartered gives you two options:
• Reduce the amount of EMI and keep your loan tenure same
• It is better to keep the EMI constant and reduce the loan tenure as you pay less interest to the Standard Chartered in this option.

#### Frequently Asked Questions on Standard Chartered EMI Calculator

What is the lowest EMI per lakh offered by Standard Chartered Bank on personal loan?

Standard Chartered Bank offers personal loan at 11.49% interest rate and hence lowest EMI on per lakh loan amount is Rs. 2,199.

Can I prepay my Standard Chartered Bank personal loan?

Standard Chartered Bank offers you an option of prepayment after 12 months at Nil prepayment charges.

Is there any processing charge on personal loan from Standard Chartered Bank?

Personal Loan from Standard Chartered Bank charges a processing fee of 1.00%.

#### Standard Chartered Bank Personal Loan EMI Calculator Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 0522-6601444/ 0522-3940444, customer.care [at] sc [dot] com
Ahmedabad 079-66014444/ 079-39404444, customer.care [at] sc [dot] com
Ambala 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Anand 079-66014444/ 079-39404444, customer.care [at] sc [dot] com
Aurangabad 0712-6601444/ 0712-3940444, customer.care [at] sc [dot] com
Bangalore 080-66014444/ 080-39404444, customer.care [at] sc [dot] com
Bhilai 1800-345-1000, customer.care [at] sc [dot] com
Bhilwara 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Bhiwadi 0712-6601444/ 0712-3940444, customer.care [at] sc [dot] com
Bhopal 0755-6601444/ 0755-3940444, customer.care [at] sc [dot] com
Bhubaneswar Cuttack 0674-6601444/ 0674-3940444, customer.care [at] sc [dot] com
Bikaner 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Chandigarh 0172-6601444/ 0172-3940444, customer.care [at] sc [dot] com
Chennai 044-66014444/ 044-39404444, customer.care [at] sc [dot] com
Cochin 0484-6601444/ 0484-3940444, customer.care [at] sc [dot] com
Coimbatore 0422-6601444/ 0422-3940444, customer.care [at] sc [dot] com
Dehradun 1800-345-1000, customer.care [at] sc [dot] com
Delhi 011-66014444/ 011-39404444, customer.care [at] sc [dot] com
Durg 1800-345-1000, customer.care [at] sc [dot] com
Faridabad 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Gandhinagar 079-66014444/ 079-39404444, customer.care [at] sc [dot] com
Ghaziabad 0522-6601444/ 0522-3940444, customer.care [at] sc [dot] com
Goa 1800-345-1000, customer.care [at] sc [dot] com
Greater Noida 011-39404444/ 011-66014444, customer.care [at] sc [dot] com
Gurgaon 011-39404444/ 011-66014444, customer.care [at] sc [dot] com
Guwahati 1800-345-1000, customer.care [at] sc [dot] com
Gwalior 0755-6601444/ 0755-3940444, customer.care [at] sc [dot] com
Hyderabad 040-66014444/ 040-39404444, customer.care [at] sc [dot] com
Indore 0731-6601444/ 0731-3940444, customer.care [at] sc [dot] com
Jabalpur 0755-6601444/ 0755-3940444, customer.care [at] sc [dot] com
Jaipur 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Jalandhar 0181-6601444/ 0181-3940444, customer.care [at] sc [dot] com
Jodhpur 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Kanpur 0512-6601444/ 0512-3940444, card.services [at] sc [dot] com
Karnal 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Kolhapur 0712-6601444/ 0712-3940444, customer.care [at] sc [dot] com
Kolkata 033-66014444/ 033-39404444, customer.care [at] sc [dot] com
Kota 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Kozhikode 1800-345-1000, customer.care [at] sc [dot] com
Lucknow 0522-6601444/ 0522-3940444, customer.care [at] sc [dot] com
Ludhiana 0161-6601444/ 0161-3940444, customer.care [at] sc [dot] com
Madurai 044-66014444/ 044-39404444, customer.care [at] sc [dot] com
Meerut 0522-6601444/ 0522-3940444, customer.care [at] sc [dot] com
Mehsana 079-66014444/ 079-39404444, customer.care [at] sc [dot] com
Mohali Sas Nagar 0172-6601444/ 0172-3940444, customer.care [at] sc [dot] com
Mumbai 022-66014444/ 022-39404444, customer.care [at] sc [dot] com
Mussoorie 1800-345-1000, customer.care [at] sc [dot] com
Nagpur 0712-6601444/ 0712-3940444, customer.care [at] sc [dot] com
Nashik 0712-6601444/ 0712-3940444, customer.care [at] sc [dot] com
Noida 011-39404444/ 011-66014444, customer.care [at] sc [dot] com
Noida Extn 011-39404444/ 011-66014444, customer.care [at] sc [dot] com
Panipat 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Patna 0612-6601444/ 0612-3940444, customer.care [at] sc [dot] com
Pondicherry 1800-345-1000, customer.care [at] sc [dot] com
Pune 020-66014444/ 020-39404444, customer.care [at] sc [dot] com
Raipur 1800-345-1000, customer.care [at] sc [dot] com
Rajkot 0281-6601444/ 0281-3940444, customer.care [at] sc [dot] com
Ranchi 1800-345-1000, customer.care [at] sc [dot] com
Rohtak 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Roorkee 1800-345-1000, customer.care [at] sc [dot] com
Salem 044-66014444/ 044-39404444, customer.care [at] sc [dot] com
Shimla 1800-345-1000, customer.care [at] sc [dot] com
Sonepat 0183-6601444/ 0183-3940444, customer.care [at] sc [dot] com
Surat 0261-6601444/ 0261-3940444, customer.care [at] sc [dot] com
Trichy 044-66014444/ 044-39404444, customer.care [at] sc [dot] com
Udaipur 0141-6601444/ 0141-3940444, customer.care [at] sc [dot] com
Vadodara 0265-6601444/ 0265-3940444, customer.care [at] sc [dot] com
Varanasi 0522-6601444/ 0522-3940444, customer.care [at] sc [dot] com
Vijaywada 1800-345-1000, customer.care [at] sc [dot] com
Vizag 1800-345-1000, customer.care [at] sc [dot] com

*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.
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