HDFC Personal Loan EMI Calculator Oct 2016

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Lowest EMI on HDFC Bank Personal Loan - Rs. 2,199 per lakh

Last Updated 19th Oct 16

Loan Tenure
Loan Amount (Rs.) 2 Years 3 Years 5 Years
100,000 Rs. 4,684 Rs. 3,297 Rs. 2,199
300,000 Rs. 14,051 Rs. 9,891 Rs. 6,596
500,000 Rs. 23,418 Rs. 16,486 Rs. 10,994
1,000,000 Rs. 46,836 Rs. 32,971 Rs. 21,988
  • Borrower Age: HDFC Bank offers loan to borrowers with minimum age of 21 years and a maximum age of 60 years.
  • Maximum loan amount: The maximum personal loan amount offered by HDFC Bank is up to Rs. 2,500,000.
  • Interest Rates: Interest rates range from 11.49% to 20.00% depending upon customer profile, loan amount and other factors.
  • Processing fee: Processing fee may be 0.25% to 1.50%; Rs. 250 Amazon gift voucher from HDFC Bank; Upto Rs. 2,500 Flipkart voucher from MyLoanCare of loan amount. Special schemes from time to time may offer a lower or a flat fee in case of some select corporates.
HDFC Bank Personal Loan EMI Calculator

HDFC Personal Loan EMI

  • Personal Loan EMI (or equated monthly instalment) is a fixed amount of money paid by you to HDFC Bank against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back.
  • With HDFC Bank offering Personal Loans with loan tenure upto 5 years, the loan EMI can be as low as Rs. 2199 per lakh, to make it more affordable and convenient to meet your personal needs. Rate of interest offered by HDFC Bank are as low as 11.49%. You can check EMI for other tenures using our HDFC Bank Personal Loan EMI calculator.
  • This EMI consists of both interest payment and principal repayment. Though the EMI amount will remain constant, the principal component keeps increasing and on the other hand the interest component keeps reducing.

HDFC personal loan EMI calculator - How it works?

  • This calculator calculates EMI considering a combination of loan amount, interest rate and loan tenure.
  • This calculator considers “reducing balance basis” and assumes that payment of EMI is made in arrears (means interest is charged for the month preceding the EMI payment date) and not in advance.

HDFC Bank Personal Loan EMI Calculator Customer Care Number, Email, Application Status

Contact Details of HDFC Bank Personal Loan EMI Calculator Branches
City Customer Care Number
Agra 993-590-3333,
Ahmedabad 079-61606161,
Ambala 999-624-3333,
Anand 079-61606161,
Aurangabad 022-61606161,
Bangalore 080-61606161,
Bhilai 1860-266-6161,
Bhilwara 987-500-3333,
Bhiwadi 022-61606161,
Bhopal 0731-6160616,
Bhubaneswar Cuttack 993-790-3333,
Bikaner 987-500-3333,
Chandigarh 0172-6160616,
Chennai 044-61606161,
Cochin 0484-6160616,
Coimbatore 044-61606161,
Dehradun 993-590-3333,
Delhi 011-61606161,
Durg 1860-266-6161,
Faridabad 011-61606161,
Gandhinagar 079-61606161,
Ghaziabad 011-61606161,
Goa 989-060-3333,
Greater Noida 011-61606161,
Gurgaon 011-61606161,
Guwahati 995-719-3333,
Gwalior 0731-6160616,
Hyderabad 040-61606161,
Indore 0731-6160616,
Jabalpur 0731-6160616,
Jaipur 0141-6160616,
Jalandhar 981-533-1111,
Jodhpur 987-500-3333,
Kanpur 993-590-3333,
Karnal 999-624-3333,
Kolhapur 989-060-3333,
Kolkata 033-61606161,
Kota 987-500-3333,
Kozhikode 989-566-3333,
Lucknow 0522-6160616,
Ludhiana 981-533-1111,
Madurai 984-067-3333,
Meerut 993-590-3333,
Mehsana 079-61606161,
Mohali Sas Nagar 981-533-1111,
Mumbai 022-61606161,
Mussoorie 993-590-3333,
Nagpur 989-060-3333,
Nashik 989-060-3333,
Noida 011-61606161,
Noida Extn. 011-61606161,
Panipat 999-624-3333,
Patna 1860-266-6161,
Pondicherry 984-067-3333,
Pune 022-61606161,
Raipur 1860-266-6161,
Rajkot 079-61606161,
Ranchi 1860-266-6161,
Rohtak 999-624-3333,
Roorkee 993-590-3333,
Salem 984-067-3333,
Shimla 999-624-3333,
Sonepat 999-624-3333,
Surat 079-61606161,
Trichy 984-067-3333,
Udaipur 987-500-3333,
Vadodara 079-61606161,
Varanasi 993-590-3333,
Vijaywada 994-949-3333,
Vizag 994-949-3333,
*My Finance Care Advisors Pvt. Ltd., or is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.
Personal Loan @ 11.49%* Cashback Upto Rs. 2,500

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HDFC Personal Loan EMI Calculator News - Oct 2016
23rd May 16 HDFC Bank plans to open 500 new branches this fiscal
HDFC Bank plans to open about 500 new branches this financial year as part of its steps to expand footprint. About 60% of new branches would be coming up in semi-urban and rural areas and the remaining in urban areas. Last fiscal, the bank opened 506 branches leading the tally to 4,520 at the end of March 2016. Of 506 branches, 256 branches were opened in semi-urban and rural areas. The branches will provide facilities like loans, deposits and savings.
02nd Feb 16 HDFC Bank ATM network to sell loans to non-customers too
HDFC Bank is now using its ATM network to acquire customers of other banks who use its ATMs
01st Feb 16 HDFC Bank to offer personal loans, credit cards at ATMs
HDFC Bank will extend small instant loans to its customers at ATMs based on their transaction details, salary credits, balances, credit and debit card repayments.
15th Oct 15 HDFC Bank ATMs to offer spot loans
HDFC Bank is extending the functionality of its ATM from providing anytime money to extending anytime loans.