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Capital First Personal Loan EMI Calculator - Jun 2017

Last Updated 24th Apr 2017

Capital First Personal Loan Calculator

Lowest EMI on Capital First Personal Loan - Rs. 2,432 per lakh

Loan Tenure
Loan Amount (Rs.) 2 Years 3 Years 5 Years
100,000 Rs. 4,896 Rs. 3,516 Rs. 2,432
300,000 Rs. 14,689 Rs. 10,547 Rs. 7,295
500,000 Rs. 24,482 Rs. 17,579 Rs. 12,159
1,000,000 Rs. 48,963 Rs. 35,157 Rs. 24,318
Personal Loan EMI Calculator
Rs.

Factors affecting Capital First Personal Loan EMI

  • Borrower age should be between 21 years to maximum 60 years.
  • Maximum personal loan amount offered by Capital First is upto Rs. 1,000,000.
  • Interest rates range from 16.00% to 24.00% depending upon customer profile, loan amount and other factors.
  • Processing fee in Capital First may be 1.99% of loan amount.

Capital First Personal Loan EMI

  • Personal Loan EMI (or equated monthly installment) is a fixed amount of money paid by you to Capital First against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back.
  • With Capital First offering Personal Loans with loan tenure upto 5 years, the loan EMI can be as low as Rs. 2,432 per lakh, to make it more affordable and convenient to meet your personal needs. Rate of interest offered by Capital First are as low as 16.00%.
  • This EMI consists of both interest payment and principal repayment. Though the EMI amount will remain constant, the principal component keeps increasing and on the other hand the interest component keeps reducing.

Capital First Personal Loan calculator formula

P*r* (1+r)^n/([(1+r)^n]-1)

Here is an illustration of how Capital First Personal Loan EMI is calculated:

In above formula,

P = Loan amount. This can range from Rs. 50,000 to Rs. 1,000,000

r = Rate of interest per month. Current rate is 16.00%

n = tenure in month. For Capital First, this can be 60 months

Personal loan EMI calculator Capital First - How it works?

  • Capital First personal loan calculator calculates EMI considering a combination of loan amount, interest rate and loan tenure.
  • Capital First personal loan calculator considers “reducing balance basis” and assumes that payment of EMI is made in arrears (means interest is charged for the month preceding the EMI payment date) and not in advance.

Personal Loan EMI - EMI Changes in case of prepayment

    In case you prepay your personal loan, the outstanding balance on your personal loan reduces. Capital First gives you two options:
  • Reduce your loan tenure and keep your personal EMI same
  • Reduce the amount of EMI and keep your loan tenure same
  • It is better to keep the EMI constant and reduce the loan tenure as you pay less interest to the Capital First in this option.

Frequently Asked Questions on Capital First EMI Calculator

What is the lowest EMI per lakh offered by Capital First on personal loan?

Capital First offers personal loan at 16.00% interest rate and hence lowest EMI on per lakh loan amount is Rs. 2,432.

Can I prepay my Capital First personal loan?

Capital First offers you an option of prepayment after 24 months at 5% foreclosure charges .

Is there any processing charge on personal loan from Capital First?

Personal Loan from Capital First charges a processing fee of 1.99%.

Capital First Personal Loan EMI Calculator Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 1860-500-9900, customer.care [at] capitalfirst [dot] com
Ahmedabad 1860-500-9900, customer.care [at] capitalfirst [dot] com
Ambala 1860-500-9900, customer.care [at] capitalfirst [dot] com
Anand 1860-500-9900, customer.care [at] capitalfirst [dot] com
Aurangabad 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bangalore 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bhilai 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bhilwara 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bhiwadi 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bhopal 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bhubaneswar Cuttack 1860-500-9900, customer.care [at] capitalfirst [dot] com
Bikaner 1860-500-9900, customer.care [at] capitalfirst [dot] com
Chandigarh 1860-500-9900, customer.care [at] capitalfirst [dot] com
Chennai 1860-500-9900, customer.care [at] capitalfirst [dot] com
Cochin 1860-500-9900, customer.care [at] capitalfirst [dot] com
Coimbatore 1860-500-9900, customer.care [at] capitalfirst [dot] com
Dehradun 1860-500-9900, customer.care [at] capitalfirst [dot] com
Delhi 1860-500-9900, customer.care [at] capitalfirst [dot] com
Durg 1860-500-9900, customer.care [at] capitalfirst [dot] com
Faridabad 1860-500-9900, customer.care [at] capitalfirst [dot] com
Gandhinagar 1860-500-9900, customer.care [at] capitalfirst [dot] com
Ghaziabad 1860-500-9900, customer.care [at] capitalfirst [dot] com
Goa 1860-500-9900, customer.care [at] capitalfirst [dot] com
Greater Noida 1860-500-9900, customer.care [at] capitalfirst [dot] com
Gurgaon 1860-500-9900, customer.care [at] capitalfirst [dot] com
Guwahati 1860-500-9900, customer.care [at] capitalfirst [dot] com
Gwalior 1860-500-9900, customer.care [at] capitalfirst [dot] com
Hyderabad 1860-500-9900, customer.care [at] capitalfirst [dot] com
Indore 1860-500-9900, customer.care [at] capitalfirst [dot] com
Jabalpur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Jaipur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Jalandhar 1860-500-9900, customer.care [at] capitalfirst [dot] com
Jodhpur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Kanpur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Karnal 1860-500-9900, customer.care [at] capitalfirst [dot] com
Kolhapur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Kolkata 1860-500-9900, customer.care [at] capitalfirst [dot] com
Kota 1860-500-9900, customer.care [at] capitalfirst [dot] com
Kozhikode 1860-500-9900, customer.care [at] capitalfirst [dot] com
Lucknow 1860-500-9900, customer.care [at] capitalfirst [dot] com
Ludhiana 1860-500-9900, customer.care [at] capitalfirst [dot] com
Madurai 1860-500-9900, customer.care [at] capitalfirst [dot] com
Meerut 1860-500-9900, customer.care [at] capitalfirst [dot] com
Mehsana 1860-500-9900, customer.care [at] capitalfirst [dot] com
Mohali Sas Nagar 1860-500-9900, customer.care [at] capitalfirst [dot] com
Mumbai 1860-500-9900, customer.care [at] capitalfirst [dot] com
Mussoorie 1860-500-9900, customer.care [at] capitalfirst [dot] com
Nagpur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Nashik 1860-500-9900, customer.care [at] capitalfirst [dot] com
Noida 1860-500-9900, customer.care [at] capitalfirst [dot] com
Noida Extn 1860-500-9900, customer.care [at] capitalfirst [dot] com
Panipat 1860-500-9900, customer.care [at] capitalfirst [dot] com
Patna 1860-500-9900, customer.care [at] capitalfirst [dot] com
Pondicherry 1860-500-9900, customer.care [at] capitalfirst [dot] com
Pune 1860-500-9900, customer.care [at] capitalfirst [dot] com
Raipur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Rajkot 1860-500-9900, customer.care [at] capitalfirst [dot] com
Ranchi 1860-500-9900, customer.care [at] capitalfirst [dot] com
Rohtak 1860-500-9900, customer.care [at] capitalfirst [dot] com
Roorkee 1860-500-9900, customer.care [at] capitalfirst [dot] com
Salem 1860-500-9900, customer.care [at] capitalfirst [dot] com
Shimla 1860-500-9900, customer.care [at] capitalfirst [dot] com
Sonepat 1860-500-9900, customer.care [at] capitalfirst [dot] com
Surat 1860-500-9900, customer.care [at] capitalfirst [dot] com
Trichy 1860-500-9900, customer.care [at] capitalfirst [dot] com
Udaipur 1860-500-9900, customer.care [at] capitalfirst [dot] com
Vadodara 1860-500-9900, customer.care [at] capitalfirst [dot] com
Varanasi 1860-500-9900, customer.care [at] capitalfirst [dot] com
Vijaywada 1860-500-9900, customer.care [at] capitalfirst [dot] com
Vizag 1860-500-9900, customer.care [at] capitalfirst [dot] com
Capital First Personal Loan EMI Calculator

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*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.