Bajaj Finance Personal Loan EMI Calculator Dec 2016

Lowest EMI on Bajaj Finserv Personal Loan - Rs. 2,224 per lakh

Last Updated 18th Nov 2016
Loan Tenure
Loan Amount (Rs.) 2 Years 3 Years 5 Years
100,000 Rs. 4,707 Rs. 3,321 Rs. 2,224
300,000 Rs. 14,121 Rs. 9,963 Rs. 6,672
500,000 Rs. 23,534 Rs. 16,605 Rs. 11,120
1,000,000 Rs. 47,069 Rs. 33,210 Rs. 22,239
  • Borrower Age: Bajaj Finserv offers loan to borrowers with minimum age of 25 years and a maximum age of 60 years.
  • Maximum loan amount: The maximum personal loan amount offered by Bajaj Finserv is up to Rs. 2,500,000.
  • Interest Rates: Interest rates range from 11.99% to 15.50% depending upon customer profile, loan amount and other factors.
  • Processing fee: Processing fee may be 1.99% - 3% of loan amount. Special schemes from time to time may offer a lower or a flat fee in case of some select corporates.
Bajaj Finserv Personal Loan EMI Calculator

Bajaj Finance Personal Loan EMI

  • Personal Loan EMI (or equated monthly instalment) is a fixed amount of money paid by you to Bajaj Finserv against the loan taken. This is towards repayment of your loan to the bank. Every month, it is due on a fixed day of the month till your loan is fully paid back.
  • With Bajaj Finserv offering Personal Loans with loan tenure upto 5 years, the loan EMI can be as low as Rs. 2224 per lakh, to make it more affordable and convenient to meet your personal needs. Rate of interest offered by Bajaj Finserv are as low as 11.99%.
  • This EMI consists of both interest payment and principal repayment. Though the EMI amount will remain constant, the principal component keeps increasing and on the other hand the interest component keeps reducing.

Bajaj Finance personal loan EMI calculator - How it works?

  • This calculator calculates EMI considering a combination of loan amount, interest rate and loan tenure.
  • This calculator considers “reducing balance basis” and assumes that payment of EMI is made in arrears (means interest is charged for the month preceding the EMI payment date) and not in advance.

Bajaj Finserv Personal Loan EMI Calculator Customer Care Number, Email, Application Status, Branches

City Customer Care Number
Agra 1800-103-3535
Ahmedabad 1800-103-3535
Ambala 1800-103-3535
Anand 1800-103-3535
Aurangabad 1800-103-3535
Bangalore 1800-103-3535
Bhilai 1800-103-3535
Bhilwara 1800-103-3535
Bhiwadi 1800-103-3535
Bhopal 1800-103-3535
Bhubaneswar Cuttack 1800-103-3535
Bikaner 1800-103-3535
Chandigarh 1800-103-3535
Chennai 1800-103-3535
Cochin 1800-103-3535
Coimbatore 1800-103-3535
Dehradun 1800-103-3535
Delhi 1800-103-3535
Durg 1800-103-3535
Faridabad 1800-103-3535
Gandhinagar 1800-103-3535
Ghaziabad 1800-103-3535
Goa 1800-103-3535
Greater Noida 1800-103-3535
Gurgaon 1800-103-3535
Guwahati 1800-103-3535
Gwalior 1800-103-3535
Hyderabad 1800-103-3535
Indore 1800-103-3535
Jabalpur 1800-103-3535
Jaipur 1800-103-3535
Jalandhar 1800-103-3535
Jodhpur 1800-103-3535
Kanpur 1800-103-3535
Karnal 1800-103-3535
Kolhapur 1800-103-3535
Kolkata 1800-103-3535
Kota 1800-103-3535
Kozhikode 1800-103-3535
Lucknow 1800-103-3535
Ludhiana 1800-103-3535
Madurai 1800-103-3535
Meerut 1800-103-3535
Mehsana 1800-103-3535
Mohali Sas Nagar 1800-103-3535
Mumbai 1800-103-3535
Mussoorie 1800-103-3535
Nagpur 1800-103-3535
Nashik 1800-103-3535
Noida 1800-103-3535
Noida Extn. 1800-103-3535
Panipat 1800-103-3535
Patna 1800-103-3535
Pondicherry 1800-103-3535
Pune 1800-103-3535
Raipur 1800-103-3535
Rajkot 1800-103-3535
Ranchi 1800-103-3535
Rohtak 1800-103-3535
Roorkee 1800-103-3535
Salem 1800-103-3535
Shimla 1800-103-3535
Sonepat 1800-103-3535
Surat 1800-103-3535
Trichy 1800-103-3535
Udaipur 1800-103-3535
Vadodara 1800-103-3535
Varanasi 1800-103-3535
Vijaywada 1800-103-3535
Vizag 1800-103-3535
Bajaj Finance Personal Loan EMI Calculator News - Dec 2016
02nd Dec 16 Bajaj Finance to provide an attractive offer to personal loan buyers
Bajaj Finance, a lending arm of Bajaj Financial Services has announced an attractive offer to boost up the personal loan business. Under the offer, company will provide free airline vouchers of Rs. 12,000 to the customers availing personal loan. Personal loan buyers will also get an extra benefit of selecting the destination of their choice. The offer is valid from 28th November to 4th December, 2016.
09th Jun 16 Bajaj Personal Loan Prepayment Charges
Bajaj Finserv has announced that it will now charge 4% foreclosure charges in case the customer forecloses Bajaj personal loan at any time before end of loan tenure. Part payment of Bajaj personal loan has been restricted to 25 percent of loan outstanding after 1 EMI. Surprisingly, the changes are applicable to both new and existing customers. Thus, loans that were booked with nil prepayment and nil foreclosure charges will also be covered by the new rule. The rule applies to Bajaj best selling Flexi and Term Loans.
14th May 16 Bajaj Finserv Announces Flash Sale on Personal Loans
Bajaj Finserv Announces Flash Sale on Personal Loans Offers a rate of interest as low as 12.49% on loan amounts exceeding Rs.6 lakh between May 9 and 15, 2016. The company has been a leading player in the space of personal loans as it offers some unique benefits to its customers. The company offers instant online loan approval with its end to end online Personal Loan solutions. By opting for a Personal Loan from Bajaj Finserv you can get instant approval in 5 minutes and disbursal in your bank within 72 hours.
*My Finance Care Advisors Pvt. Ltd., or is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.