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Icici Bank

Icici Bank Loan

Last Updated 26th Feb 2021

Lowest Interest Rate
Processing Fee
Loan Tenure -
Loan Amount -
Age - years
  • Icici Bank Loan is an instant loan that can be availed through Icici Bank app within 24 hours. These loans are easy loan with no documents and credit history required.
Apply for Personal Loan @ 10.40%* Get upto ₹ 1,000* Cashback

ICICI Bank App

ICICI Bank is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. Driven entirely by technology, the customers can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year to the customers and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for borrowers. An easy solution to a loan for everyone, getting credit through the ICICI Bank, has the following advantages:

  • Online approval & disbursal during Covid
  • Special offers for top corporates
  • Waiver on Pre payment after 12 EMIs
  • Top up facility available
  • Balance transfer facility available

ICICI Bank Personal Loan

  • ICICI Bank Personal Loan Interest Rate starts from .
  • ICICI Bank charges a processing fee of on personal loan.
  • Loan tenure of Personal Loan ranges from to .
  • Get a personal loan of to from ICICI Bank.

ICICI Bank Interest Rate

ICICI Bank interest rate starts from on personal loan, which is decided based on the income, occupation and credit history of the customer.

ICICI Bank App Download

  • The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
  • An OTP with the downloading link will then be sent to the number.
  • Users can easily install the application by clicking on the link sent on the mobile number.

How does ICICI Bank work?

The process of getting credit through ICICI Bank is quick as the process is entirely online with no physical work. To get a loan through ICICI Bank, one needs to follow the following steps:

  • Checking eligibility: You need to create an account with ICICI Bank to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.
  • Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.
  • Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
  • Getting loan: The amount of credit will then be directly transferred to your bank accounts.

ICICI Bank Personal Loan Documents

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

  • Photo Identity proof: PAN Card
  • Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
  • Your selfie
  • Latest salary slips

ICICI Bank Customer Care

ICICI Bank has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact on the customer support line.

You can either raise your concern or complaint on customer service email .


What is the interest rate of ICICI Bank?

ICICI Bank offers affordable and convenient personal loans to salaried employees at an attractive rate of .

What is Eligibility Criteria of ICICI Bank?

To apply for credit from the application, one needs to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.

  • Age of the borrower: Any Indian citizen who falls in the age bracket of to years can get the credit.
  • Loan Amount: It provides credit in the range of to .
  • Tenure: The credit is provided for a tenure of to .
  • Income: To avail credit from ICICI Bank, a citizen must have a regular income of .
  • Credit score: Getting credit from ICICI Bank is easy as you don’t require any credit history to avail of the credit.

How do I repay my ICICI Bank loan?

The credit taken through ICICI Bank loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

How do I get a loan from ICICI Bank?

The process of getting a loan through ICICI Bank is easy, quick, and affordable. You need to follow these steps to get credit from ICICI Bank.

  • Install the application from the play store.
  • Register yourself via mobile number.
  • Fill in necessary personal details and submit the KYC documents.
  • The application is reviewed online as soon as possible.
  • After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

Which is the best instant personal loan app?

There are various personal loan applications like Cashbean, Kreditbee, Cashe, Loantap, Paysense, and Early salary, which provides instant loans at attractive prices. You can compare the rates of these applications on

Is ICICI Bank a safe site?

The data shared by ICICI Bank is transferred to the lenders with the consent of borrowers over a secure connection.

Does ICICI Bank check the CIBIL score?

No. ICICI Bank provides loans to everyone without any verification of credit history.

How can I get a salary in advance?

ICICI Bank provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of to at zero credit history.

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ICICI Personal Loan News - Mar 2021
  • 2021-01-18 : ICICI Bank launched new year campaign
    ICICI Bank introduced iDelights New Year Bonanza. It is a new year campaign which offers several benefits brands and e-commerce platforms. It is a customised bouquet of offers for its customers to celebrate the beginning of 2021.
  • 2020-12-08 : ICICI Bank launched interoperable banking app
    ICICI Bank launched a new version of its mobile payment app which is interoperable and allows payments and other banking services to customers of any other bank. The new app will allow customers to link their bank accounts, generate a UPI ID and avail services such as online transactions, opening savings accounts, making investments, applying for loans and credit cards without being an ICICI Bank account holder.
  • 2020-11-06 : ICICI Bank introduced banking stack for millennial customers
    ICICI Bank launched a comprehensive banking programme known as ICICI Bank Mine ICICI Bank Mine, for millennial customers, in the age bracket of 18 years to 35 years called. It offers an instant savings account, a feature-driven iMobile application that offers investment guidance and curated credit and debit card. In addition to this, it is will also offer instant personal loans and overdrafts, and an experiential branch with social engagement space.
  • 2020-11-03 : New charges and fees by ICICI Bank
    Effective November 1, 2020, ICICI Bank will charge Rs 50 as a convenience fee on its customers for every such transaction done on bank holidays and between 6:00 pm and 8:00 am on working days. Further, The bank will charge a convenience fee if the cash deposit in the cash acceptor/recycler machines exceeds Rs 10,000 per month either as a single transaction or multiple transactions.
  • 2020-10-01 : ICICI Bank announces special benefits on personal and home loans
    ICICI Bank announced the launch of a festive bonanza that offers attractive benefits to personal and home loan customers. Personal loan customers will be offered an attractive interest rate starting from 10.50% and flat processing fee of ₹3,999. Whereas, home loan customers will be offered loans starting from 6.90% and processing fee starting from ₹3,000.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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