HDFC

HDFC Bank is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. Driven entirely by technology, the customers can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year to the customers and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for borrowers. An easy solution to a loan for everyone, getting credit through the HDFC Bank, has the following advantages:

• Online instant approval over secure SSL API
• Special offers for top corporates
• Options to part prepay after 12 EMIs
• Higher loan amount eligibility
• Widest range of branches in India
• Low rate for government employees

• HDFC Bank Personal Loan Interest Rate starts from .
• HDFC Bank charges a processing fee of on personal loan.
• Loan tenure of Personal Loan ranges from to .
• Get a personal loan of to from HDFC Bank.

HDFC Bank interest rate starts from on personal loan, which is decided based on the income, occupation and credit history of the customer.

HDFC Bank App Download

• The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
• An OTP with the downloading link will then be sent to the number.
• Users can easily install the application by clicking on the link sent on the mobile number.

The process of getting credit through HDFC Bank is quick as the process is entirely online with no physical work. To get a loan through HDFC Bank, one needs to follow the following steps:

• Checking eligibility: You need to create an account with HDFC Bank to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.
• Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.
• Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
• Getting loan: The amount of credit will then be directly transferred to your bank accounts.

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

• Photo Identity proof: PAN Card
• Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
• Your selfie
• Latest salary slips

HDFC Bank has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact on the customer support line.

You can either raise your concern or complaint on customer service email .

✅What is the interest rate of HDFC Bank?

HDFC Bank offers affordable and convenient personal loans to salaried employees at an attractive rate of .

✅What is Eligibility Criteria of HDFC Bank?

To apply for credit from the application, one needs to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.

• Age of the borrower: Any Indian citizen who falls in the age bracket of to years can get the credit.
• Loan Amount: It provides credit in the range of to .
• Tenure: The credit is provided for a tenure of to .
• Income: To avail credit from HDFC Bank, a citizen must have a regular income of .
• Credit score: Getting credit from HDFC Bank is easy as you don’t require any credit history to avail of the credit.

✅How do I repay my HDFC Bank loan?

The credit taken through HDFC Bank loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

✅How do I get a loan from HDFC Bank?

The process of getting a loan through HDFC Bank is easy, quick, and affordable. You need to follow these steps to get credit from HDFC Bank.

• Install the application from the play store.
• Register yourself via mobile number.
• Fill in necessary personal details and submit the KYC documents.
• The application is reviewed online as soon as possible.
• After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

✅Which is the best instant personal loan app?

There are various personal loan applications like Cashbean, Kreditbee, Cashe, Loantap, Paysense, and Early salary, which provides instant loans at attractive prices. You can compare the rates of these applications on myloancare.in

✅Is HDFC Bank a safe site?

The data shared by HDFC Bank is transferred to the lenders with the consent of borrowers over a secure connection.

✅Does HDFC Bank check the CIBIL score?

No. HDFC Bank provides loans to everyone without any verification of credit history.

✅How can I get a salary in advance?

HDFC Bank provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of to at zero credit history.