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HDFC Personal Loan

Last Updated 12th Feb 2021

Lowest Interest Rate
Processing Fee
Loan Tenure -
Loan Amount -
Age - years
  • Hdfc Bank Loan is an instant loan that can be availed through Hdfc Bank app within 24 hours. These loans are easy loan with no documents and credit history required.
Apply for Personal Loan @ 10.40%* Get upto ₹ 1,000* Cashback

HDFC Bank App

HDFC Bank is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. Driven entirely by technology, the customers can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year to the customers and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for borrowers. An easy solution to a loan for everyone, getting credit through the HDFC Bank, has the following advantages:

  • Online instant approval over secure SSL API
  • Special offers for top corporates
  • Options to part prepay after 12 EMIs
  • Higher loan amount eligibility
  • Widest range of branches in India
  • Low rate for government employees

HDFC Bank Personal Loan

  • HDFC Bank Personal Loan Interest Rate starts from .
  • HDFC Bank charges a processing fee of on personal loan.
  • Loan tenure of Personal Loan ranges from to .
  • Get a personal loan of to from HDFC Bank.

HDFC Bank Interest Rate

HDFC Bank interest rate starts from on personal loan, which is decided based on the income, occupation and credit history of the customer.

HDFC Bank App Download

  • The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
  • An OTP with the downloading link will then be sent to the number.
  • Users can easily install the application by clicking on the link sent on the mobile number.

How does HDFC Bank work?

The process of getting credit through HDFC Bank is quick as the process is entirely online with no physical work. To get a loan through HDFC Bank, one needs to follow the following steps:

  • Checking eligibility: You need to create an account with HDFC Bank to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.
  • Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.
  • Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
  • Getting loan: The amount of credit will then be directly transferred to your bank accounts.

HDFC Bank Personal Loan Documents

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

  • Photo Identity proof: PAN Card
  • Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
  • Your selfie
  • Latest salary slips

HDFC Bank Customer Care

HDFC Bank has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact on the customer support line.

You can either raise your concern or complaint on customer service email .


What is the interest rate of HDFC Bank?

HDFC Bank offers affordable and convenient personal loans to salaried employees at an attractive rate of .

What is Eligibility Criteria of HDFC Bank?

To apply for credit from the application, one needs to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.

  • Age of the borrower: Any Indian citizen who falls in the age bracket of to years can get the credit.
  • Loan Amount: It provides credit in the range of to .
  • Tenure: The credit is provided for a tenure of to .
  • Income: To avail credit from HDFC Bank, a citizen must have a regular income of .
  • Credit score: Getting credit from HDFC Bank is easy as you don’t require any credit history to avail of the credit.

How do I repay my HDFC Bank loan?

The credit taken through HDFC Bank loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

How do I get a loan from HDFC Bank?

The process of getting a loan through HDFC Bank is easy, quick, and affordable. You need to follow these steps to get credit from HDFC Bank.

  • Install the application from the play store.
  • Register yourself via mobile number.
  • Fill in necessary personal details and submit the KYC documents.
  • The application is reviewed online as soon as possible.
  • After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

Which is the best instant personal loan app?

There are various personal loan applications like Cashbean, Kreditbee, Cashe, Loantap, Paysense, and Early salary, which provides instant loans at attractive prices. You can compare the rates of these applications on myloancare.in

Is HDFC Bank a safe site?

The data shared by HDFC Bank is transferred to the lenders with the consent of borrowers over a secure connection.

Does HDFC Bank check the CIBIL score?

No. HDFC Bank provides loans to everyone without any verification of credit history.

How can I get a salary in advance?

HDFC Bank provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of to at zero credit history.

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HDFC Personal Loan News - Mar 2021
  • 2021-01-18 : HDFC Bank net profit rose by 18%
    HDFC Bank net profit grew by 18% over a year ago in the December-ended quarter on the back of improved net interest income. Advances which include home, personal, car, two-wheeler and gold loans along with business and mudra loans during the quarter rose 15.6% year-on-year to Rs 10.82 lakh crore. Deposits which includes FD and RD grew by 19% from last year to Rs 12.7 lakh crore. Further, The CASA ratio for the bank stood at 43%.
  • 2021-01-08 : HDFC Bank posted a double-digit increase in deposits and advances
    HDFC Bank reported a double-digit increase in deposits and advances in the third quarter of the fiscal year. The bank advances which include home, personal, car, two-wheeler, gold and education loan along with business and mudra loans hiked by 16% to Rs 10.82-lakh crore as on December 31, 2020. Further, the bank’s deposits rose by 19% in the third quarter of the fiscal to Rs 12.71-lakh crore. The CASA ratio is reported at around 43% as of December 31, 2020.
  • 2020-11-12 : HDFC Bank launched SmartHub Merchant Solutions 3.0
    HDFC Bank has launched a comprehensive banking and payment solution for merchants, SmartHub Merchant Solutions 3.0. The product offers the facility of instant account opening and merchant setup, applying for a loan like home, personal, car, two-wheeler, and gold loan along with business and mudra loans. In addition to this, it also offers credit cards.
  • 2020-10-12 : HDFC Bank introduced festive offers for rural India
    HDFC Bank is offering special festive offers for its rural and semi-urban markets. Customers will get special deals on all banking products from loans to bank accounts. This includes home loans, 2-wheeler loans, car loans, tractor loans, gold loans or business growth loans. Customers can avail of flat 5% to 15% off in various categories of products.
  • 2020-10-09 : HDFC Bank to give instant loans up to Rs 40 lakh for medical bills
    HDFC Bank announced a tie-up with Apollo Hospitals through which customers can opt for unsecured loans of up to Rs 40 lakh to pay for medical expenses incurred at the healthcare chain.
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. Read More
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