Cashbean

Cashbean is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. Driven entirely by technology, the customers can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year to the customers and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for borrowers. An easy solution to a loan for everyone, getting credit through the Cashbean, has the following advantages:

• The process to avail loan is 100% online.
• You can get money in your bank within 24 hours.
• Credit history is not required to avail the loan.
• Loan can be repaid through multiple modes.

• Cashbean Personal Loan Interest Rate starts from 2.75%.
• Cashbean charges a processing fee of Upto Rs. 3,000 on personal loan.
• Loan tenure of Personal Loan ranges from 3 Months to 12 Months.
• Get a personal loan of ₹ 1,500 to ₹ 60,000 from Cashbean.
• On failure of loan repayment, the app charges a penalty of 2% per day.

Cashbean interest rate starts from 2.75% on personal loan, which is decided based on the income, occupation and credit history of the customer.

Cashbean App Download

• The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
• An OTP with the downloading link will then be sent to the number.
• Users can easily install the application by clicking on the link sent on the mobile number.

The process of getting credit through Cashbean is quick as the process is entirely online with no physical work. To get a loan through Cashbean, one needs to follow the following steps:

• Checking eligibility: You need to create an account with Cashbean to get credit. Once you download the app, you will be required to give some permissions and basic information based on which the app will calculate your eligibility.
• Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit.
• Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
• Getting loan: The amount of credit will then be directly transferred to your bank accounts.

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

• Photo Identity proof: PAN Card
• Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
• Your selfie
• Latest salary slips

Cashbean has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact on the customer support line.

You can either raise your concern or complaint on customer service email cashbean.help@pcfinancial.in or can directly reach out to Cashbean at 1800-5728-088. You can also contact at the registered office address Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037 of the Cashbean.

✅What is the interest rate of Cashbean?

Cashbean offers affordable and convenient personal loans to salaried employees at an attractive rate of 2.75%.

✅What is Eligibility Criteria of Cashbean?

To apply for credit from the application, one needs to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.

• Age of the borrower: Any Indian citizen who falls in the age bracket of 21 to 56 years can get the credit.
• Loan Amount: It provides credit in the range of ₹ 1,500 to ₹ 60,000.
• Tenure: The credit is provided for a tenure of 3 Months to 12 Months.
• Income: To avail credit from Cashbean, a citizen must have a regular income of ₹ 15,000.
• Credit score: Getting credit from Cashbean is easy as you don’t require any credit history to avail of the credit.

✅How do I repay my Cashbean loan?

The credit taken through Cashbean loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

✅How do I get a loan from Cashbean?

The process of getting a loan through Cashbean is easy, quick, and affordable. You need to follow these steps to get credit from Cashbean.

• Install the application from the play store.
• Register yourself via mobile number.
• Fill in necessary personal details and submit the KYC documents.
• The application is reviewed online as soon as possible.
• After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

✅Which is the best instant personal loan app?

There are various personal loan applications like Cashbean, Kreditbee, Cashe, Loantap, Paysense, and Early salary, which provides instant loans at attractive prices. You can compare the rates of these applications on myloancare.in

✅Is Cashbean a safe site?

The data shared by Cashbean is transferred to the lenders with the consent of borrowers over a secure connection.

✅Does Cashbean check the CIBIL score?

No. Cashbean provides loans to everyone without any verification of credit history.

✅How can I get a salary in advance?

Cashbean provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of ₹ 1,500 to ₹ 60,000 at zero credit history.