Cashbean

There are many Personal Loan Apps in India and one of them is Cashbean. It is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. On this app, you can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for instant personal loan borrowers. An easy solution to a loan for everyone, getting credit through the app, has the following advantages:

• The process to avail loan is 100% online.
• You can get money in your bank within 24 hours.
• Credit history is not required to avail the loan.
• Loan can be repaid through multiple modes.

Some of the important Cashbean loan details are:

• Cashbean Personal Loan Interest Rate starts from 33%.
• They charge a processing fee of Upto Rs. 3,000 on personal loan.
• Loan tenure of Cashbean Personal Loan ranges from 3 Months to 12 Months.
• Get a personal loan of ₹ 1,500 to ₹ 60,000 .
• On failure of loan repayment, the app charges a penalty of 2% per day.

Cashbean loan interest rate starts from 33% on a personal loan, which is decided based on the income, occupation and credit history of the customer.

• The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
• An OTP with the downloading link will then be sent to the number.
• Users can easily install the application by clicking on the link sent on the mobile number.

The process of getting credit is quick as the process is entirely online with no physical work. To get a loan you need to follow the following steps:

• Create an account:You need to create an account with Cashbean to get credit. Once you download the app, you will be required to give some permissions and basic information.
• Checking eligibility: Based on the basic information provided by you, the app will show your personal loan eligibility, with eligible interest rate and tenure.
• Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit related to existing loans, occupation and employment details.
• Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
• Getting a loan: The amount of credit will then be directly transferred to your bank accounts.

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

• Photo Identity proof: PAN Card
• Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
• Latest salary slips

• It has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact at helpline number at 1800-5728-088
• You can also raise your concern or complaint on customer service email cashbean.help@pcfinancial.in.
• They also provide you with an option to contact at the registered office Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037

App	Interest Rates
Cashe	33%
Early Salary	24%
Finnable	18.99%
Kreditbee	12.24%
Loantap	12%
MoneyTap	13%
NIRA	24%
Paysense	15.96%

✅How do I contact Cashbean?

If you have any concerns regarding the app services, you can call Cashbean personal loan customer care number at 1800-5728-088. You can also write on their official email id at cashbean.help@pcfinancial.in.

✅How do I cancel a Cashbean loan?

You cannot cancel a loan once you have availed personal loan from Cashbean mobile application.

✅Is Cashbean under RBI?

Yes, Cashbean App is registered with RBI that provides an instant personal loan. Other RBI registered apps Cashe, Early Salary, Finnable, Kreditbee, Loantap, MoneyTap, NIRA, Paysense.

✅What happens if I don't pay my Cashbean loan?

If you fail to pay your loan, you will be sent an intimation to repay your loan. However, failing to do so will make the lender write off your account along with having an impact on your credit score.

✅Does Cashbean affect credit score?

If you avail personal loan from the Cashbean app, you do not require any credit history; however, it will hurt your credit score if you fail to repay your EMI on time.

✅What is the interest rate of Cashbean?

The app provides instant loans via a hassle-free process. Also, it offers affordable and convenient personal loans to salaried employees at an attractive rate of 33%.

✅What is the Eligibility Criteria of Cashbean?

To apply for credit from the Cashbean application, you need to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan. The age of the borrower must fall in the age bracket of 21 to 56 years. Further, the loan application must range between ₹ 1,500 to ₹ 60,000 for a tenure of 3 Months to 12 Months. Apart from that, you must have a regular income of ₹ 15,000.

✅How do I repay my Cashbean loan?

The credit taken through this mobile app loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

✅How do I get a loan from Cashbean?

The process of getting a personal loan through Cashbean is easy, quick, and affordable. You need to follow these steps to get instant credit. (i) Install the application from the play store. (ii) Register yourself via mobile number. (iii) Fill in necessary personal details and submit the KYC documents. (iv) The application is reviewed online as soon as possible. (v) After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

✅Is Cashbean a safe site?

The data shared by the app is transferred to the lenders with the consent of borrowers over a secure connection. Hence, it is a safe and reliable app to apply and get an instant personal loan.

✅Does Cashbean check the CIBIL score?

Yes, every loan or a loan application whoever offers a personal loan do check credit score. This is one of the important requirements to avail of a personal loan from any lender.

✅How can I get a salary in advance with the Cashbean?

Cashbean mobile app provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of ₹ 1,500 to ₹ 60,000 at zero credit history.