Cashbean

Cashbean is a mobile and web-based platform designed to provide instant personal loans with minimal documentation digitally. On Cashbean app, you can get the credit approved in minutes. Along with instant credit, the application also provides 24*7 customer care services 365 days a year and offers various products, like cash loans, salary advances, and instant loans making it a popular choice for instant personal loan borrowers. An easy solution to a loan for everyone, getting credit through the Cashbean, has the following advantages:

• The process to avail loan is 100% online.
• You can get money in your bank within 24 hours.
• Credit history is not required to avail the loan.
• Loan can be repaid through multiple modes.

• Cashbean Personal Loan Interest Rate starts from 33%.
• Cashbean charges a processing fee of Upto Rs. 3,000 on personal loan.
• Loan tenure of Personal Loan Cashbean ranges from 3 Months to 12 Months.
• Get a personal loan of ₹ 1,500 to ₹ 60,000 from Cashbean.
• On failure of loan repayment, the app charges a penalty of 2% per day.

Cashbean loan interest rate starts from 33% on personal loan, which is decided based on the income, occupation and credit history of the customer.

• The application can be easily installed by downloading from the play store. To download the application enter your mobile number.
• An OTP with the downloading link will then be sent to the number.
• Users can easily install the application by clicking on the link sent on the mobile number.

The process of getting credit through Cashbean is quick as the process is entirely online with no physical work. To get a loan through Cashbean, you need to follow the following steps:

• Create account: You need to create an account with Cashbean to get credit. Once you download the app, you will be required to give some permissions and basic information.
• Checking eligibility: Based on the basic information provided by you, the app will show your personal loan eligibility, with eligible interest rate and tenure.
• Filling details: After successfully checking the eligibility criterion, you will need to fill in all the necessary details to get the credit related to existing loans, occupation and employment details.
• Providing bank details: You need to submit your bank accounts details for the disbursement of credit to your account.
• Getting a loan: The amount of credit will then be directly transferred to your bank accounts.

The disbursement of the loan is fast and requires a minimum of documents as compared to other loans. These are the documents that you need to submit for the loan.

• Photo Identity proof: PAN Card
• Permanent address proof: Aadhar card / Voter card / Utility bill / Driving license or Passport
• Your selfie
• Latest salary slips

• Cashbean has a dedicated customer care support line. If you are not satisfied with the services provided by the application, you can contact the Cashbean helpline number at 1800-5728-088
• You can also raise your concern or complaint on customer service email cashbean.help@pcfinancial.in.
• Cashbean also provides you an option to contact at the registered office address Building RZ-2, Pole No-3, G/F, Near HDFC Bank, Kapashera, New Delhi-110037

App	Interest Rates
Cashbean	33%
Cashe	12%
Early Salary	24%
Kreditbee	12.24%
Loantap	12%
MoneyTap	13%
NIRA	24%
Paysense	15.96%

✅How do I contact Cashbean?

If you have any concerns regarding Cashbean app services, you can contact a dedicated customer care number 1800-5728-088. You can also write on their official email id at cashbean.help@pcfinancial.in.

✅How do I cancel a Cashbean loan?

You cannot cancel a loan once you have availed personal loan from the Cashbean application.

✅Is Cashbean under RBI?

Yes, Cashbean is a top RBI registered App that provides an instant personal loan. Other RBI registered apps are Cashe, Early Salary, Kreditbee, Loantap, MoneyTap, NIRA, Paysense.

✅What happens if I don't pay my Cashbean loan?

If you fail to pay your Cashbean loan, you will be sent an intimation to repay your loan. However, failing to do so will make the lender write off your account along with having an impact on your credit score.

✅Does Cashbean affect credit score?

If you avail personal loan from Cashbean, you do not require any credit history; however, it will hurt your credit score if you fail to repay your EMI on time.

✅What is the interest rate of Cashbean?

The Cashbean app provides instant loans via a hassle-free process. Cashbean offers affordable and convenient personal loans to salaried employees at an attractive rate of 33%.

✅What is Eligibility Criteria of Cashbean?

To apply for credit from the application, you need to meet the minimal documents and eligibility criteria. Unlike any other loan, it does not require any credit history to avail of the loan.

• Age of the borrower: If you fall in the age bracket of 21 to 56 years, you can get the credit.
• Loan amount: It provides credit in the range of ₹ 1,500 to ₹ 60,000.
• Tenure: The credit is provided for a tenure of 3 Months to 12 Months.
• Income: To avail credit from Cashbean, you must have a regular income of ₹ 15,000.
• Credit score: Getting credit from Cashbean is easy as you don’t require any credit history to avail of the credit.

✅How do I repay my Cashbean loan?

The credit taken through Cashbean loan can be repaid through multiple modes like Debit card, UPI, Netbanking, and wallet.

✅How do I get a loan from Cashbean?

The process of getting a loan through Cashbean is easy, quick, and affordable. You need to follow these steps to get credit from Cashbean.

• Install the application from the play store.
• Register yourself via mobile number.
• Fill in necessary personal details and submit the KYC documents.
• The application is reviewed online as soon as possible.
• After reviewing of application, the agreement is signed online, and the loan amount is disbursed.

✅Is Cashbean a safe site?

The data shared by Cashbean is transferred to the lenders with the consent of borrowers over a secure connection. Hence, Cashbean is a safe and reliable app to apply and get an instant personal loan.

✅Does Cashbean check the CIBIL score?

No. Cashbean provides loans to everyone without any verification of credit history. This is because the loan amount disbursed via Cashbean is up to ₹ 60,000, which is not a big amount in comparison to regular personal loans.

✅How can I get a salary in advance?

Cashbean provides salary advances to working professionals for overcoming any financial constraint. It offers advances with a limit of ₹ 1,500 to ₹ 60,000 at zero credit history.