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Link PAN with EPF Account

Link PAN Card with EPF Account

Last Updated 27th May 2022

  • The government has made it mandatory to link PAN with all financial investments including EPF Account
  • You can also save TDS if your PAN is linked with an EPF account and allows you to get your claims processed online
  • You can link a PAN Card with EPF accounts through both offline and online process
Online Method https://unifiedportal-mem.epfindia.gov.in/memberinterface/.
Offline Method Nearest EPFO Branch

Link PAN with EPF

PAN or Permanent Account Number is a unique 10-digit number allotted to every Indian Citizen to keep track of financial activities of individuals and entities. The government has made it mandatory to link PAN with various financial instruments. A PAN card also serves as a crucial document to save taxes on withdrawal of EPF funds. As per the current regulations if your EPF balance exceeds ₹ 50,000 then banks would deduct TDS at rates up to 34% if you do not have a valid PAN number. On the contrary, if your PAN is linked with EPF, the rate for TDS deduction is 10%. Along with that, it is essential that your KYC details, including PAN details, are updated if you want to make online claims for EPF through the UAN portal. The EPF PAN linkage can be done conveniently through both the offline and the online methods. These are explained in detail in the paragraphs below

How to Link PAN Card With EPF Account Online

The EPFO PAN link online process is convenient and time-saving. You can link your PAN Card with EPF account by following the below-mentioned steps:

  • Visit the official web portal of the EPFO at https://unifiedportal-mem.epfindia.gov.in/memberinterface/.Now, enter your login credentials-UAN number and password at the login portal.
  • Next, click on KYC under the 'Manage' tab.
  • Choose the PAN option from the list of documents and enter PAN details such as Document Number, Name as printed in PAN Card and click on save button.
  • If all the options provided are correct and gets verified your PAN will be linked to EPF account and will be displayed on the home page under your profile as verified.

How to Link EPF Account with PAN Card Offline?

To link your PAN with EPF account through offline mode, you need to follow the below-mentioned procedure.

  • Visit the nearest EPFO branch and ask for the EPF-PAN linking form from the concerned authorities.
  • Fill all the details, including your PAN Number and UAN Number, Name, etc.
  • Next, submit the application form along with the self-attested copy of your PAN Card and UAN.
  • The application is then verified, and after the process of the verification, you will be notified about the status of linking of your PAN with EPF account on your registered mobile number and email ID.

How can I get a PF account number from a PAN Card?

To get a PF number, you need to activate your UAN by following the steps as mentioned below.

  • Visit EPF Member Portal at https://unifiedportal-mem.epfindia.gov.in/memberinterface/ and click on "Activate UAN".
  • Now enter your PAN, Name, Date of Birth, Mobile Number, Captcha Code.
  • Next, click on "Get Authorization PIN."
  • You will now be sent an authorization PIN to the mobile number registered with EPFO.
  • Enter this PIN and click on "Validate OTP and Activate UAN."
  • Finally, your UAN will be activated, and you will be sent UAN and password on your mobile number.
  • Login to the portal and under member profile you can view your PF number.


How can I add my PAN and EPF account to my bank account?

To add your PAN Card and EPF details to your bank account login the official web portal of the EPFO at https://unifiedportal-mem.epfindia.gov.in/memberinterface/. Now, click on KYC under the 'Manage' tab and add bank details and PAN card. Finally, click on the save button as you have entered all the information.

How do I know if my pan is linked to UAN?

To know if your PAN is linked to UAN, log in with EPFO's Unified Member Portal and log in with your credentials. Then, under the Member profile, check against the PAN option if it is verified to know the status of linking of PAN card with UAN.

How do I combine multiple EPF accounts?

To merge two existing EPFO accounts, the member must visit the EPFO website. Now, under the 'Services' tab, click on 'One employee - One EPF account' button. On the displayed page, enter details such as registered mobile number, UAN, Member ID on entering the details you will now receive an OTP on your registered mobile number. As you enter the OTP, you will be asked to enter the details of old PF account details. Once the old PF account number is entered, and the declaration is accepted and submitted, your request for combining EPF accounts will be sent to EPFO.

How can I link my bank account with UAN without an employer?

To link your UAN without the intervention of the employer, you need to login to the EPFO portal. Now, on the home page, click on 'e-KYC Portal' under the 'Manage' tab. Next, on the page displayed select document type as Bank, fill bank details and click on Save button.

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