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Manappuram Gold Loan

Last Updated 30th May 2017

Manappuram Gold Loans

Rate of Interest 14.00% - 26.00%
Loan Amount Between Rs. 1,000 to Rs. 10,000,000
Lowest EMI per lakh Rs. 34,114 per lakh
Maximum Loan Tenure From 1 day to 3 months
Age Between 18 years to 0 years
Processing Fee Rs. 10 (to be paid at time of settlement)
Apply Gold Loan @ 10.50%*

Manappuram Gold Loan Details

Manappuram Gold Loan Document List

Documents Salaried Self Employed
Identity Proof Passport/ Driving License/ Voter ID/ PAN Passport/ Driving License/ Voter ID/ PAN
Address Proof Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport Leave and License/ Registered Rent Agreement/ Utility Bill (upto 3 months old), Passport

Manappuram Gold Loan Apply

Manappuram gives the facility of gold loan to the people who want money to meet their urgent requirements. There are some features and benefits of taking gold loan from Manappuram:

  • Interest rebate available,if EMI is regularly paid
  • Loan available for shortest duration of 1 day
  • No pre-payment charges and lowest processing fee

Gold Loan Manappuram

Popular Products:

  • Privilege Loan Scheme
  • Swarna Shakthi Scheme
  • Simple Interest Loan
  • Value for Money
  • GL-SY Scheme
Manappuram Gold Loan Calculator

Interest Rate Calculator – This helps you in identifying the interest rate charged on applied Manappuram loan amount for effective tenure.

Interest rate on Manappuram gold loan depends upon

  • Loan Amount – Higher the loan amount, lesser will be the interest rate

Eligibility Calculator – Eligibility calculator calculates your gold loan eligibility depending upon the weight and purity of gold. Apply for only that much loan amount, what you are eligible for. You can calculate your gold loan eligibility online and based on that apply for loan. Eligibility depends on:

  • Quantity and quality of gold pledged – Gold ornaments purity should range from 18 to 24 karats. To get gold loan from Manappuram, both hallmarked and non hallmarked jewelry are acceptable.
  • Purpose of loan – Manappuram gives gold loan for business, personal and agricultural purposes. Gold loan of Manappuram should not be used for investment in stocks or purchase of gold coins, jewelry or land.
  • Rate of gold per gram – Manappuram calculates the value of your gold based on 22 carat gold price. Manappuram takes 30 days average of 22 carat gold price.
  • Form of gold assured – Manappuram gives gold loan against ornaments with 18 carat purity and special minted coins weights up to 50 grams.

There are various methods of calculating eligibility

  • Valuation of Gold – Manappuram calculates value of your gold on the basis of gold karatage, price and weight of gold. Manappuram gives only 75% of gold ornament value as gold loan.

EMI Calculator – Gold Loan EMI calculator helps you in calculating your monthly EMI based on the loan amount, interest rate and tenure you have applied for.

  • Loan amount – You should apply for only eligible loan amount from Manappuram ranges from Rs. 1,000 to Rs. 10,000,000. Gold loan EMI will be high based on your loan amount.
  • Loan Tenure – High tenure of gold loan leads to low amount of EMI.
  • Interest Rate – Manappuram gold loan EMI will be low if your rate of interest is less.


Gold Loan Preclosure of Manappuram

These charges are to be paid in case you want to repay your entire loan amount before the end of tenure period. Manappuram allows prepayment of gold loan at Nil.

FAQs on Gold Loan from Manappuram

How much fee is charged by Manappuram for gold loan?

Processing fee charged on Manappuram gold loan is Rs. 10 (to be paid at time of settlement) with applicable service tax.

What if I missed my gold loan EMI in Manappuram?

Manappuram charges a penal interest of 0.25% per month if you miss an EMI.

Can I check my loan account statement online?

You can login into your Manappuram online net banking account to get your loan details, track your loan history and make the payment online.

Easy comparison of Manappuram home loan with other banks

Manappuram Gold Loan
Lowest EMI
Gold Loan Eligibility
*Terms and conditions apply. Credit at sole discretion of lender subject to credit appraisal, eligibility check, rates, charges and terms. Information displayed is indicative and from collected from public sources. MyLoanCare is an independent professional service provider and is not related to the government or government bodies or any regulator or any credit information bureau in any way. Information carried at this website is not and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not undertake any liability with respect to the correctness of the content, information and calculations. Information is subject to change without notice. By submitting your query or using any tools or calculators, you authorize MyLoanCare to share your information with lender(s), consent for such lender(s) to access your credit information report and contact you regarding your query overriding your number being in National Do Not Call Registry. This is a free service and no charges are payable by the borrower to MyLoanCare. The Company may receive remuneration from lenders for services provided to them.