Varanasi Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Varanasi

Last Updated 10th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
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Loan against property is one of the lowest interest rate loan available to Varanasi businesses, manufacturers and traders doing business with government offices and Hospitality and Tourism. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Varanasi for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Varanasi

Bank Branch
Allahabad Bank AMARA | BENIPUR | BRIJ ENCLAVE | CHOLAPUR | CHOUBEYPUR | DAFI VARANASI | GOVINDPUR ROHANIA | KACHNAR RAJ TALAB | KASHI VIDYAPEETH | KASHI VIDYAPITH
Andhra Bank RAMNAGAR | VARANASI
Axis Bank BHITTI | CHOWK | HARDATTPUR | LANKA VARANASI | MAHMOORGANJ | MAQBOOL ALAM ROAD | RAMKATORA | SHIVPUR | VARANASI
Bank of Baroda AMARA KHAIRA CHAK | BHU | CANTT | CHITAIPUR | CHOWK | DANIYAL PUR | DLW | GODOWLIA | GOPAL MANDIR EXT COUNTER | GURUDHAM COL
Bank of Maharashtra SIGRA VARANASI | VARANASI MAIN
Canara Bank BANSPHATAK MAIN | CIRCLE OFFICE VARANASI | GODOWLIA | LAHARTARA | LANKA | ORDERLY BAZAR | RAM NAGAR | RAVINDER PUR | SARANATH | SHIVPUR
Corporation Bank GODAWLIA | NAWADA | RAMNAGAR | RASULAHA | SARAI SWAMI | VARANASI MALDAHIYA | VARANASI NATI IMLI | VARANASI NATINIYA DAI | VARANASI PADAO | VARANASI SIGRA
Dena Bank VARANASI BULANALA | VARANASI MAHMOORGANJ
Federal Bank VARANASI
HDFC Bank BHU VARANASI | BOMBAY MERCANTILE CO OP BANK VARANASI | CHITAIPUR | GODOWLIA | KUSH COMPLEX | LOTHA | LUXA ROAD | ORDERLY BAZAAR | PANDEYPUR | RAM NAGAR VARANASI
ICICI Bank BANARAS MERCANTILE COOPERATIVE BANK VARANASI | CHITRA CINEMA | GYANVAPI CHOWK VARANASI | LANKA ROAD | NADESAR | SIGRA | VISHWESHWAR GANJ
IDBI Bank BALMATTA ROAD | SIGRA
Indian Bank LAHURABIR | MISSIRPOKHRA
Indian Overseas Bank BHIKHIPUR | KANCHANPUR | KOIRAJPUR | LAHURABIR CROSSING | MANDUADIH | PARMANANDPUR | PATEL NAGAR | RESERVE POLICE LINES | S CHANDUA SIGRA
IndusInd Bank KAKKARMATTA | VARANASI
Karur Vysya Bank VARANASI
Kotak Bank GODOWLIA
PNB ARDALI BAZAR | BHIKHARIPUR | BISESARGANJ | BISHESHWARGANJ CURRENCY CHEST | JAMALPUR | LAHURABIR | LANKA | MAHMOORGANJ | MALDAHIYA | NICHIBAGH
SBI ADB SARNATH | AIR CARGO COMPLEX | ANNAI | ASSI VARANASI | B H U CAMPUS | BANSPHATAK | BARAGAON | BHELUPURA | BHU VARANASI | BISHESHWAR GANJ
Syndicate Bank VARANASI CHHOTA LALPUR | VARANASI CHOWK | VARANASI MAIN | VARANASI SAKPG COLLEGE
Union Bank of India AMAULI | ARB VARANSI | AURANGABAD VARANASI | BABURI | BARAGAON | BARZI | BHADOHI SSI | BHELKHA | BHIKHARIPUR | BHOJUBEER
Vijaya Bank INDIAN SECTION THEOSOPHICAL SOCEITY EXTENTION COUNTERVARANASI | VARANASIU P
Yes Bank NORTHERN RLY PR COOP BANK VARANASI | VARANASI

Loan Against Property Customer Care in Varanasi, Email

Bank Customer Care Number
HDFC Bank 993-590-3333, loansupport@hdfcbank.com
Citibank 0522-2201022
Kotak Bank 011-66006022
ICICI Bank 808-166-7777
SBI 979-350-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 981-109-0584, homeloans@indiabulls.com
Allahabad Bank 0562-2582010, customercare@allahabadbank.in
HDFC 0542-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0522-6601444/ 0522-3940444, customer.care@sc.com
Axis Bank 0522-2230857
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0542-2510032
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0542-2366349
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.