Patna Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Patna

Last Updated 06th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
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Loan against property is one of the lowest interest rate loan available to Patna businesses, manufacturers and traders doing business with government offices and Trading, Education. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Patna for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Patna

Bank Branch
Allahabad Bank AGWANPUR | AIIMS PATNA | AMHARA | ARI | ASHIYANA RAMNAGARI MORE | ASHOKNAGAR | B D EVENING | BADDOPUR | BANJARI | BHABHUA
Andhra Bank BORING ROAD | BYPASS MITHAPUR | DANAPUR | DAVPS EC | DOCTOR S COLONY | GOVIND MITRA ROAD | JANIPUR | MUSALLAHPURHAT | NALAROAD | PATALIPUTRA
Axis Bank ANISABAD | ASHIANA DIGHA PATNA | ASHOK RAJ PATH | BARH PATNA | BORING ROAD | DANAPUR | DARVESHPUR | DIGHA | HARIHAR CHAMBER | KANKAR BAGH
Bank of Baroda A G COLONY | ASHIANA | BAHADURPUR | BAKHTIARPUR | BARH | BAZAR SAMITI | BELCHI | BEUR | BIHTA | BUDDHA COLONY
Bank of Maharashtra BORING ROAD | PATNA | RAJABAZAR PATNA
Canara Bank ACCOUNTS SECTION | AMHARA IIT | ANISHABAD SSB | BAHADURPUR | BAKHTIYARPUR | BIHTA | BIKRAM | BORING ROAD | BSEB EXTN COUNTER | BUDHMARG
Corporation Bank BAKHTIYAR PUR | BOWRING CANAL RD PBB | DHANAUT | DOCTOR S COLONY | HATHIKHANA | KURTHAUR | MANER | MINI CAPS PATNA | MOHSINPUR | PATNA EXHIBITION RD
Dena Bank BAKHTIYARPUR | BARH | BIHTA | BORING ROAD PATNA | BUDDHA DENTAL HOSPITAL | DAK BUNGALOW ROAD | KANKAR BAUGH | MIRDHA CHAK? | PATNA CITY | PATNA KHAZANCHI ROAD
Federal Bank KANKARBAGH | PATNA | PATNA / RAJA BAZAR
HDFC Bank ANISHABAD | ASHIYANA NAGAR | ASHOK RAJPATH | BAKHTIARPUR | BARH | BHOOTNATH ROAD | BOMBAY MERCANTILE CO OP BANK PATNA | BORING ROAD | DIGHA | DINAPUR
ICICI Bank ANISHABAD | ASHIANA NAGAR | ASHOK RAJPATH | BHOOTNATH ROAD | BORING ROAD | BSFC FRASER ROAD | DAK BANGLA ROAD PATNA | DANAPUR | EXHIBITION ROAD PATNA | KANKER BAGH
IDBI Bank AMHARA | ASHIANA NAGAR | BHUSAULA DANAPUR | CCU PATNA | CHAMPAPUR | DAAK BUNGLOW ROAD | DHIWAR | DINAPUR | KANKARBAGH | KHAGARIA
Indian Bank BAILEY ROAD | BEUR | BUDH MARG | GANDHI MAIDAN | JHAUGANJ | KANKER BAGH | LOHIA NAGAR | MOR | NEW PATLIPUTRA
Indian Overseas Bank ANISABAD | C B O PATNA | CHHEDI SINGH TOLA | EXHIBITION ROAD CROSSING | GOLA ROAD | KANKARBAGH COLONY | KOTHAWAN | NEORA | PATLIPURA COLONY | PATNA MAURYA CENTRE
IndusInd Bank ANISHABAD | ASHIANA NAGAR | ASHOK RAJ PATH | KANKERBAGH | KHAZANCHI ROAD | RAJENDRA NAGAR
Kotak Bank PATNA
PNB ANISABAD | ASHIANA NAGAR | ASHOK RAJPATH | ATHMALGOLA | BACK OFFICE PATNA | BAIKATPUR | BAKHTIYAR | BARH | BELDARI CHAK | BHADOUR
SBI A G COLONY PATNA | ADB BARH | AGAMKUAN | AIR FORCE STATION | AKHTIYARPUR | ALIPUR | AMY BIHTA | AMY FATWAH | AMY KATRA BAZAR | ANANDPURI
Standard Chartered Bank EXHIBITION ROAD
Syndicate Bank ARMB PATNA | BORING ROAD PATNA | CBSE EC PATNA | DANAPUR CANTONMENT | DANAPUR NIYAMAT | FARIDPUR | GOPALGANJ | P C S SUDARSHAN VIHAR | PATNA | PATNA ASHOK RAJPATH
Union Bank of India AURANGABAD | BAHADURPUR HOUSING COLONY | BARH | BENTA ROAD | BHABHUA | BIHTA | BIKRAM | BORING ROAD | DHANAUT | FARIDPUR
Vijaya Bank CURRENCY CHEST PATNA | EXTENTION COUNTER | FRASER ROAD | KADAM KUAN | MURAWATPUR | PATNA WOMENS COLLEGE EXTENTION COUNTER | SITMARHI BRANCH
Yes Bank BIHAR STATE COOP BANK PATNA | PATNA EXHIBITION RD

Loan Against Property Customer Care in Patna, Email

Bank Customer Care Number
HDFC Bank 1860-266-6161, loansupport@hdfcbank.com
Citibank 1800-180-2484
Kotak Bank 033-65506022
ICICI Bank 0612-3366777
SBI 995-595-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 1800-200-7777, homeloans@indiabulls.com
Allahabad Bank 0612-2224197, customercare@allahabadbank.in
HDFC 0612-2502522/ 0612-2502523
Indian Bank 1800-425-00-000
Standard Chartered Bank 0612-6601444/ 0612-3940444, customer.care@sc.com
Axis Bank 0612-2205810
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0612-2321047/ 0612-2320559
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0612-2452336
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
06th Oct 16 Loan Against property to see more stress in future: India Ratings
Loan against property may get badly effected in the next four quarters. The signs of Loan against property portfolio of NBFCs may turn bad in future and it may rise to 5 per cent according to rating firms India Ratings and Research (Ind-Ra). The reason defined here is the combination of the stagnant property prices in the large and metro cities which are the primary markets for large and medium ticket LAP and squeeze of refinancing due to risk aversion building up in some financers.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.