Ludhiana Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Ludhiana

Last Updated 11th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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Special Features

  • Get upto 75% of current market value of your property as loan to grow your business or for personal use
  • High eligibility; multiple methods to suit your requirement
  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
  • Doorstep services, experienced loan advisors
Loan against property is one of the lowest interest rate loan available to Ludhiana businesses, manufacturers and traders doing business with government offices and Textiles, Food and Agro Processing. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Ludhiana for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Ludhiana

Bank Branch
Allahabad Bank CHAURA BAZAR | CLOCK TOWER | DUGRI ROAD LUDHIANA | FOCAL POINT | GILL ROAD | HAIBOWAL | HAMBRAN | IIFB | JAGRAON | JAMALPUR
Andhra Bank BIJA | FEROZPUR ROAD | JAMALAPUR | JARGARI | KHANNA | KOT GANGURAI | LUDHIANA | MODEL TOWN EXTENSION | RAMPUR | RASULLRA
Axis Bank ADDADAKHA | BARAN HARA | BHAMIAN KALAN | BHAMIPURA KALAN | BHATTA DHUA | BRAHMAN MAJRA | CHANDIGARH ROAD | CHOMON | DANGON | DUGRI ROAD
Bank of Baroda BAHADURKE ROAD | CIVIL LINES PAKHOWAL ROAD | CLOCK TOWER | DHURI | DUGRI ROAD | FEROZPUR ROAD | IND AREA LUD | JAGRAON | KHANNA | MACHHIWARA
Bank of Maharashtra FOCAL POINT RD | KHANNA | LUDHIANA | SBS NAGAR
Canara Bank BHARAT NAGAR CHOWK | COURT ROAD MAIN | DORAHA | G T ROAD KHANNA | JAGRAON | LIBRA TEHSIL KHANNA | LUDHIANA | MACHHIWARA | MAJESTIC AUTO FOCAL POINT | MID CORPORATE
Citibank FEROZ GANDHI MARKET
Corporation Bank DORAHA | FIELD GANJ | GILL ROAD | JAGRAON | KHANNA | LUDHIANA | LUDHIANA SEC 32 | SAHNEWAL | SAMRALA | SUNDER NAGAR
Dena Bank BHARAT CHOWK | CHANDIGARH ROAD ? | IND AREA | MATA RANI CHOWK
Federal Bank FEROZPUR ROAD | G T ROAD | KHANNA | KRISHNA NAGAR | LUDHIANA EXTENSION | SAMRALA | URBAN ESTATE
HDFC Bank BAREWAL AWANA | BAREWAL AWANA | BHATTIAN | BHUNDRI | BIJA | BRS NAGAR | CHAK KALAN | CHAURA BAZAR | DADAHUR | DEHLON
ICICI Bank BALLOWAL | BHAROWAL KALAN | BRS NAGAR | DEHRKA | DHAIPAI | DUGRILUDHIANA | FEROZE GANDHI MARKET CIBD | FIRE STATION | FOCAL POINT | FOUNTAIN CHOWK
IDBI Bank BRS NAGAR | CCU | CIVIL LINES | JAGRAON | KEONJHAR | KHANNA | LUDHIANA | LUDHIANA MAIN | PHULLANWAL | RETAIL ASSETS
Indian Bank BHOURA | DORAHA | DUGRI | JAGRAON | KALSI NAGAR | KHANNA | LUDHIANA | MODEL TOWN | MULLANPUR | SAMRALA
Indian Overseas Bank 17 FAD BADDOWAL CANTONMENT | ARYA COLLEGE | BADDOWAL | BARANHARA | BHADAUR HOUSE | BROWN ROAD | CBO | CHAKOHI | CIVIL LINES | CMC
IndusInd Bank FEROZE GANDHI MARKET | Khanna | MILLERGANJ | SUNDER NAGAR | URBAN ESTATE FOCUL POINT
Karur Vysya Bank MAIN DUGRI ROAD
Kotak Bank MILLER GUNJ
PNB AGGAR NAGAR | BAHADURKE ROAD | BAREWAL AWANA | BASTI JODHEWAL | BAZAR KHARADIAN | BENJAMIN ROAD | BHAI RANDHIR SINGH NAGAR | BIJA | BOPARAI KALAN | BROWN ROAD
SBI ADB MACHHIWARA | ADB TAGORE NAGAR | AGAR NAGAR | BASANT AVENUE | BRAHAMPURI | CAC | CCPC | CHAURA BAZAR | DEHLON | DORAHA
Standard Chartered Bank FEROZE GHANDHI MARKET
Syndicate Bank INDL AREA | KHANNA | LUDHIANA | MILLER GANJ
Union Bank of India AKHARA | B R S NAGAR | BIJA | CIVIL LINES LUDHIANA | DOABA ARYAN SENIOR S | DORAHA | DUGRI ROAD | FOCAL POINT | G T ROAD | GHAWADI
Vijaya Bank B R S NAGAR | KHANNA | LUDHIANA | SME
Yes Bank ASHOK MARG | B R S NAGAR | GT ROAD | SUNDER NAGAR

Loan Against Property Customer Care in Ludhiana, Email

Bank Customer Care Number
HDFC Bank 981-533-1111, loansupport@hdfcbank.com
Citibank 0161-5012484
Kotak Bank 0161-65006022
ICICI Bank 730-766-7777
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 0161-5024294, homeloans@indiabulls.com
Allahabad Bank 0161-2440035, customercare@allahabadbank.in
HDFC 0172-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0161-6601444/ 0161-3940444, customer.care@sc.com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0181-2243322/ 0181-2243322
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Capital Local Area Bank 1800-120-1600
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.