Lucknow Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Lucknow

Last Updated 07th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Get upto 75% of current market value of your property as loan to grow your business or for personal use
  • High eligibility; multiple methods to suit your requirement
  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
  • Doorstep services, experienced loan advisors
Loan against property is one of the lowest interest rate loan available to Lucknow businesses, manufacturers and traders doing business with government offices and IT Services, Aviation. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Lucknow for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Lucknow

Bank Branch
Allahabad Bank AGRICULTURE DIRECTORATE | AHIMAMAU | AIRPORT AUTHORITY OF INDIA | AISH BAGH | ALAMBAGH | ALIGANJ | AMETHI | AMINABAD | AYURVEDIC COLLEGE | BAKSHI KA TALAB
Andhra Bank A BLOCK INDIRANAGAR | ALAM BAGH | ALIGANJ | ASHIYANA | CHOWK | FAIZABAD ROAD | GOMATI NAGAR EXTN | GOMTI NAGAR | HARDOI ROAD | HEWITT ROAD
Axis Bank AASHIANA | ALAMBAGH | AMETHIA SALEMPUR | BHARWARA | GOMTI NAGAR | HEWETT ROAD | INDIRA NAGAR | LUCKNOW | LUCKNOW MG MARG | MUNSHI PULIA
Bank of Baroda AISHBAGH | ALAMBAGH | ALIGUNJ EXTENSION COUNTER | ALIGUNJ EXTN | AMINABAD | BANTHARA | BAXI KA TALAB | CANTT ROAD | CHARBAUG | CHINHAT
Bank of Maharashtra ALIGANJ | AMETHI | AMINABAD | BANTHRA | CHOWK LUCKNOW | GOMTINAGAR | KALLI WEST | KURSI ROAD | LUCKNOW MAIN | MAU MOHANLALGANJ
Canara Bank ALAMBAGH | ALIGANJ | AMINABAD | BAKSHI KA TALAB | BBA UNIVERSITY | CHOWK LUCKNOW | DEVARI ROKHARA | GOILA | GOMTINAGAR | HAZARTGANJ MAIN
Citibank ASHOK MARG
Corporation Bank ALIGANJ | BAKSHI KA TALAB | BHAGWANPUR | BHITOLI | GANNE KA PURWA | GOMATHI NAGA RPBB | HAZARATGANJ | HOUSING FINANCE | INDIRA NAGAR | JEHTA
Dena Bank ALAMBAGH | ALIGANJ | BANGLA BAZAR | DASHARI | DUBAGGA | GHOSPURA | GOMTI NAGAR | HAZRATGANJ | NADAN MAHAL ROAD | NIGOHAN
Federal Bank DASHAARI | GOMATI NAGAR | LUCKNOW | VIKAS NAGAR
HDFC Bank ALAMBAGH | ALIGANJ | AMINABAD | ASHIYANA | BAKSHI KA TALAB | BOMBAY MERCANTILE CO OP BANK QAISER BAGH | CHOWK | FAIZABAD ROAD | GOMTI NAGAR VIBHAV KHAND | HAZRATGANJ
ICICI Bank ALAMBAGH | AMINABAD | ASHIANA | CENTRAL ACADEMY | CHANDRALOK ALIGANJ | FAIZABAD ROAD | GOMTINAGAR | GWYNE ROAD LUCKNOW | HAZARAT GUNJ | INDIRA NAGAR
IDBI Bank ALAMBAGH | AMINABAD | ASHOKA MARG | BARABANKI | CCU LUCKNOW | CHOWK EC | COOPERATIVE BANK LUCKNOW | GOMTI NAGAR | INDRA NAGAR | KALLI PASCHIM LUCKNOW
Indian Bank ASHOK MARG | CHHOTA BHARWARA | GOMTI NAGAR | INDIRA NAGAR | RAJNI KHAND
Indian Overseas Bank AASHIANA | ALIGANJ SPLZD PERSONAL BNKG | AMINABAD | BAKKAS | BANTHRA | BHOOMI SUDAR NIGAM | BIRBAL SAHNI INSTITUTE OF PALAEOBOTANY | CHINHAT | DALIGANJ | GOLAGANJ
IndusInd Bank ALAMBAGH | ALIGANJ | AMINABAD | ANAURA KALA | BHAISAMAU | CHOWK | DHANWA | GOMTI NAGAR | INDIRANAGAR | LALBAGH
Karur Vysya Bank LUCKNOW
Kotak Bank ALIGANJ | GOMTINAGAR | INDIRA NAGAR | SHAHJANAF ROAD
PNB AASHIANA | AIN | AISH BAGH | ALAMBAGH | ALIGANJ | AMETHI | ARMY PUB SCHOOL CANTT | ASHOK MARG GENNEXT | ASSET RECOVERY MANAGEMENT | BABU BANARSI DAS EDUC SOCIETY
SBI A P SEN ROAD | AGRI COMM BR | AIR FORCE STATION SARSAWA | ALAMBAGH | ALL INDIA RADIO | AMANIGANJ | AMINABAD | ARJUANGANJ | ASHIANA | ASHOK MARG
Standard Chartered Bank HAZRATGANZ
Syndicate Bank AASHIYANA | ALAMBAGH | ALIGANJ | AMC CENTRE and SCHOOL | AMINABAD MAIN | ARMB | BIHARILALA ROAD | CAO LUCKNOW | FGMO LUCKNOW | FXPC LUCKNOW
Union Bank of India 32ND BATTALION PAC | AISHBAGH | ALAMBAGH | ALLUNAGAR DEGURIA | AMETHI | AMINABAD | ASHIYANA | ASSET RECOVERY BRANCH | BEHRAULI | BEHTA
Vijaya Bank ALIGANJ | ASHIYANA | B N ROAD | BALAGANJ CHOWK | BARABANKI | CANTONMENT | COMMAND HOSPITAL EXT COUNTER | CURRENCY CHEST LUCKNOW | DALIGANJ | GOKHALE MARG
Yes Bank HCBL COOP BANK ALAMBAGH | HCBL COOP BANK ALIGANJ | HCBL COOP BANK LTD SAHARA ESTATES | HCBL COOP BANK LTD SAHARA HOSPITAL | HCBL COOP BANK NADAN MAHAL | NORTHERN RLY PR COOP BANK ALAMBAGH | NORTHERN RLY PR COOP BANK VIDHAN SABHA MARG | RAJDHANI NAGAR SAHKARI BANK STATION ROAD | SRINAGAR | ZILA SAHKARI BANK ALIGANJ

Loan Against Property Customer Care in Lucknow, Email

Bank Customer Care Number
HDFC Bank 0522-6160616, loansupport@hdfcbank.com
Citibank 0522-2201022
Kotak Bank 011-66006022
ICICI Bank 0161-3366777/ 0161-4445500
SBI 979-350-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 981-109-0584, homeloans@indiabulls.com
Allahabad Bank 0522-2286650, customercare@allahabadbank.in
HDFC 0522-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0522-6601444/ 0522-3940444, customer.care@sc.com
Axis Bank 0522-2230857
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0522-2302604/ 0522-2303802
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0522-206028
Federal Bank 1800-425-1199
Dena Bank 0522-2453344
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 0522 - 2305764
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.