Kolkata Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Kolkata

Last Updated 09th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Get upto 75% of current market value of your property as loan to grow your business or for personal use
  • High eligibility; multiple methods to suit your requirement
  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
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Loan against property is one of the lowest interest rate loan available to Kolkata businesses, manufacturers and traders doing business with government offices and Business and Consulting, Financial Services, IT Services, BPO, Oil and Gas, Coal, Steel. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Kolkata for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Kolkata

Bank Branch
Allahabad Bank 2 N S ROAD | ALIPORE BRANCH | ARABINDA SARANI | ASWINIDUTTA ROAD | B B AVENUE | B B CHATERJEE STREET | B K PAL AVENUE | BAGH BAZAR | BAGUIATI | BALLYGUNJE
Andhra Bank BALLYGUNGE | BALLYGUNGE PARK | BEHALA | BIDHANNAGAR | BURRA BAZAR | CHOWRINGHEE | EXTRA STREET | JODHPUR PARK | KAIKHALI | KARAYA ROAD
Axis Bank AKRA FATAK | BAGUIATI | BARASAT | BBD BAGH | BEHALA | BELGHORIA | BELIAGHATA | BRABOURNE ROAD | BURRA BAZAR | CENTRAL AVENUE
Bank of Baroda 5PT CROSING BRANCH | AIRPORT CITY | ALIPORE BRANCH | AROBINDO SARANI WB | B T ROAD | BAGBAZAR | BAGHA JATIN | BAGUIATI | BAISHNABGHATA | BALLYGUNJ
Bank of Maharashtra ASSET RECOVERY BRANCH | BARUIPUR | BEHALA SAKHER BAZAR KOLKATA | BIDHAN NAGAR KOLKATA | CHANDANI CHOWK KOLKATA | CHOWRINGHEE ROAD KOLKATA | FIRINGI KALI BARI | G C AVENUE KOLKATA | GARIA | JADAVPUR
Canara Bank A F KOLKATTA | A R M | ABOURNE ROAD | ACCOUNTS SECTION | ALIPORE | AM ROAD BHAVANIPORE | BAGUIHATI | BOW BAZAAR | BURRA BAZAR | CANNING STREET
Citibank BRABOURNE ROAD | CHOWRINGHEE ROAD
Corporation Bank ALIPUR | ARMENIAN STREET | BALLYGUNGE | BHOWANIPUR | BURTOLLA | C R AVENUE | CANNING STREET | CAPS BRANCH | CORPORATE BANKING | DHARAMTOLLA
Dena Bank ASSET REC BR | BECKBAGANPARK CIR | BEDIAPARA | BHOWANIPORE | BRABOURNE RD | BURRA BAZAR | CALCUTTA SERVICE BR | CALCUTTA SERVICE BR | COLLEGE STREET | CORPORATE BUSINESS BRANCH
Federal Bank ASSET RECOVERY | BALLYGUNGE | BBD BAGH | BEHALA | BHOWANIPORE | BURRA BAZAR | FUNDS and INVESTMENT KOLKATA | KOLKATA C R AVENUE | KOLKATA NEW MARKET | KOLKATA RASHBEHARI AVENUE
HDFC Bank ASYST PARK SECTOR V | B K Paul Avenue | Baghajatin | BAGUIHATI | BAIDYABATI SHEORAPHULI COOP BANK | BALLYGUNGE | BALTIKURI COOPERATIVE BANK BALTIKURI | BANGUR AVENUE | BARASAT | BARRACKPORE
ICICI Bank ALIPORE | ANANDAPUR | BALLYGUNGE CIRCULAR ROAD | BANGUR | BEHALA | BELIAGHATA | BHOWANIPORE | BOC KOLKATA | BOWBAZAR | BRABOURNE ROAD
IDBI Bank 17 MUKHERJEE HOUSE | 44 SHAKESPEARE SARANI | ABHILASHA ANNEX | BANSDRONI | BEHALA BRANCH | BIDHAN NAGAR | BIRATI | BRABOURNE ROAD | COLLEGE STREET | DUM DUM
IDFC Bank KOLKATA BALLYGUNGE CIRCULAR ROAD
Indian Bank ALIPORE ROAD | ARMB KOLKATA | B T ROAD | BALLYGUNGE | BEHALA | BHOWANIPORE | BURRA BAZAAR | CHITTARANJAN AVENUE | DHARAMTOLLA | DUMDUM
Indian Overseas Bank 1ST FLOOR PARK STREET | 3 CHOWRINGHEE APPROACH | AMRATALA | ANAND PALIT ROAD | B P ROAD | BAGHAJATIN | BAGUIATI | BALLYGUNGE | BEHALA | BHOWANIPORE
IndusInd Bank BHOWANIPORE | Burra Bazar | Dunlop | Gariahat | Kankurgachi | SALT LAKE SECTOR 1 | SALT LAKE SECTOR V
Karur Vysya Bank BALIGUNJ | BURRA BAZAAR | KOLKATA DIVISIONAL OFFICE | KOLKATA N S ROAD | KOLKATTA SALT LAKE | SHAKESPEARE SARANI
Kotak Bank BALLYGUNJ | BURRA BAZAR | DALHOUSIE | GOL PARK | KANKURGACHI | NEW ALIPORE | PARK STREET | RASHBEHARI | SALT LAKE | SARAT BOSE RD
PNB ALIPUR CHETLA | ASSET RECOVERY MANAGEMENT | ATM ROAD | B K PAL AVENUE | BACK OFFICE B B RD | BAGUIHATI | BALLYGUNGE | BARA BAZAAR | BEHALA | BELIAGHATA
SBI A E MARKET | AIR CARGO COMPLEX | AIR PORT | ALIPORE COURT TREASURY | ALIPORE ROAD | AMHERST STREET | ARANGHATA | ASHOK ROAD | B B GANGULLY STREET | B K PAUL AVENUE
Standard Chartered Bank 19 N S ROAD | 41 CHOWRINGHEE | BIDHAN SARANI | CHOWRINGHEE | CHURCH LANE | GARIAHAT | GURUSADAY ROAD | JODHPUR PARK | M G ROAD | NEW ALIPORE
Syndicate Bank A R M BRANCH | ALIPORE | ANANDAPUR | ARMY PUBLIC SCHOOL | BALLYGUNJ ST LAWRENCE SCHOOL | BARA BAZAR | BEHALA CHOWRASTHA | BHOWANIPUR | BIDHAN NAGAR | BRABOURNE ROAD CLIVE
Union Bank of India ANDUL ROAD | ASHOKGARH | BAGH BAZAR | BAGUIATI | BAKHRAHAT | BALLYGANJ | BARACKPUR | BARUIPUR | BEHALA | BHAVANIPUR
Vijaya Bank A G TOWERS | A R M BKOLKATA | ALIPORE | ASHUTOSH CHOWDHURY AVENUE | BRABOURNE ROAD | BURRA BAZAR | CHITTARANJAN AVENUE | CORPORATE BANKING BRANCH | CURRENCY CHEST | DHARMATOLLA
Yes Bank ALIPORE KOLKATA | DALHOUSIE | KANKURGACHI | KOLKATA | NATIONAL I E COOP C and BANKING SOC L HEAD OFFICE | SURAJPUR

Loan Against Property Customer Care in Kolkata, Email

Bank Customer Care Number
HDFC Bank 033-61606161, loansupport@hdfcbank.com
Citibank 033-22832484
Kotak Bank 033-65506022
ICICI Bank 033-33667777/ 033-44455000
SBI 974-842-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 974-849-0909, yestouch@yesbank.in
Indiabulls 983-003-9773, homeloans@indiabulls.com
Allahabad Bank 033-22316634, customercare@allahabadbank.in
HDFC 033-66556655
Indian Bank 033-25736571
Standard Chartered Bank 033-66014444/ 033-39404444, customer.care@sc.com
Axis Bank 033-22839971
United Bank of India 1800-345-0345
Andhra Bank 033-22472068, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 033-22831511/ 033-22806061
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 1800-223-344
Federal Bank 1800-425-1199
Dena Bank 0341 2304567
IDBI Bank 033 2568 6253
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 033- 22900749
State Bank of Mysore 033-23212120
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-345-3422
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 0484-2365657
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 033-7100-9614, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
06th Dec 16 Mortgage loan firms may seek margin money on LAP if realty prices crash
Mortgage firms may start seeking margin money on loan against property as they expect a slowdown in real estate market and fall in property prices. LAP segment is vulnerable to defaults in the existing market, given prevailing high Loan to Value (LTV) ratios, large ticket size lending and presence of loan products that calculate borrower loan eligibility based on the estimated cash flows of borrowers. Lenders are expected to reduce LTV ratio for new LAP loan by 5 to 10 per cent to address the additional risks in the segment.
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.