Jalandhar Loan Against Property Interest Rates Dec 2016

Current Interest Rates on Loans on Residential Property in Jalandhar

Last Updated 05th Dec 2016
Bank Lowest Interest Rate (%) Tenure in Years Lowest EMI Per Lakhs
Citibank 10.50% Floating 15 years Rs. 1,105
ICICI Bank 10.25% Floating 15 years Rs. 1,090
Axis Bank 11.40% Floating 15 years Rs. 1,162
HDFC 10.60% Floating 15 years Rs. 1,112
IndusInd Bank 10.75% Floating 15 years Rs. 1,121
PNB Housing Finance 10.75% Floating 15 years Rs. 1,121
DBS Bank 10.00% Floating 10 years Rs. 1,322
IDBI Bank 10.70% Floating 15 years Rs. 1,118
DHFL 13.75% Floating 15 years Rs. 1,315
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  • Get upto 75% of current market value of your property as loan to grow your business or for personal use
  • High eligibility; multiple methods to suit your requirement
  • Loan tenure upto 18 years, overdraft available
  • Nil Prepayment charges for individual borrowers
  • Doorstep services, experienced loan advisors
Loan against property is one of the lowest interest rate loan available to Jalandhar businesses, manufacturers and traders doing business with government offices and Engineering and Manufacturing, Food and Agro Processing. MyLoanCare offers you easy comparison and online application for loan for both salaried and self employed customers in Jalandhar for various purposes like business, buying a home, marriage, education and personal needs.

Loan Against Property Branches in Jalandhar

Bank Branch
Allahabad Bank CHOMMO | CRPF COMPLEX EXTN COUNTER | GORAYA | JALANDHAR CITY OFFICE | JALANDHAR CIVIL LINES | JALANDHAR N R I | JALANDHARAMRITSAR BYEPASS ROAD | JALANDHER RAVIDAS CHOWK | MAQSUDAN | MITHAPUR
Andhra Bank DADUWAL | GORAYA | JALANDHAR | LADOWALI ROAD | LIDHRAN | MODEL TOWN JALANDHAR | NAKODAR | PIMS BRANCH
Axis Bank ADAMPUR | ATHAULA | BHOGPUR | BULANDPUR | CHOTTI BARADARI | G T ROAD | GUJRAL NAGAR | JALANDHAR | JALANDHAR SERVICE | KANGNIWAL
Bank of Baroda ADAMPUR | ADARSH NAGAR | BHOGPUR | DHOLETA | DILKUSHA MKT | G T ROAD JULLUNDUR | GANDHRAN | GIDAR PINDI | GORAYA | KAPURTHALA RD
Bank of Maharashtra JALLANDHAR | NAKODAR ROAD JALANDHAR
Canara Bank ADAMPUR | AGRI FIN | APRA | BARAPIND | BEHRAM SARISHTA | BHAGWANPUR | BILGA VILLAGE | BOOTA MANDI | CHACHRARI | CHURWALI
Citibank G T ROAD
Corporation Bank GORAYA | GTB NAGAR | JALANDHAR ROAD | JALANDHAR UE | KISHANGARH | MODEL TOWN ROAD | NAKODAR | NANGAL FATEH KHAN | PHILLAUR
Dena Bank JALANDHAR | JHANDIALA | NAKODAR
Federal Bank JALANDHAR | NAKODAR
HDFC Bank 120 FEET ROAD | ADAMPUR | ADARSH NAGAR | ALIPUR JALANDHAR | APRA | BHOGPUR | BILGA | BMC CHOWK | CHOTTI BARADARI PART I | CIVIL LINES
ICICI Bank CHHOTI BARADARI | CIVIL LINES | G T ROAD GORAYA | G T ROAD KARTARPUR | INDUSTRIAL AREA | JALANDHAR BASTI ROAD | MODEL TOWN | NAKODAR | NEW GRAIN MARKET | NURMAHAL
IDBI Bank APRA | CURRENCY CHEST | JAWAHAR NAGAR | NAKODAR | POST OFFICE ROAD | URBAN TOWER
Indian Bank BANGA | DAYAL NAGAR | G T ROAD | GORAYA | MALLIANKHURD | MALRI | NAKODAR | NAWANSHAHR DOABA | NURPUR | UDHOWAL
Indian Overseas Bank ADAMPUR DOABA | BANGA | BANSANWALA BAZAR | CHAKOHI | DOABA COLLEGE | G T ROAD | G T ROAD | J P NAGAR | JALANDHAR CANTONMENT | KAPURTHALA ROAD
IndusInd Bank Jalandhar Model Town | SHAHKOT
Karur Vysya Bank JALANDHAR
Kotak Bank APRA
PNB ADAMPUR DOABA | ADDA MEHATPUR | ALAWALPUR | APRA | ATTA GORAYA | BABA MOHANDASS NAGAR | BANK ENCLAVE | BASTI DANISHMANDA | BASTI NAU | BHATNURA JADIAN
SBI ADB KALYANPUR | ADB PHILLAUR | AFS ADAMPUR | APRA | AUR | BARA PIND | BASTI ADDA ROAD | BASTI SHEIKH | BEAS PIND | BHOGPUR
Standard Chartered Bank G T ROAD
Syndicate Bank ADAMPUR DOABA | APRA | CANTONMENT | CANTONMENT ARMY SCHOOL | JALANDHAR | NUR MAHAL | PHILLAUR
Union Bank of India ADAMPUR DOABA | BANGA | BARAPIND | BEAS | BHOGPUR | BILGA | BOPARAI | BUTTARAN | CHANDAN NAGAR | GARHA ROAD JALANDHAR
Vijaya Bank BILGA | JALANDHAR | SSI JALANDHAR
Yes Bank ADAMPUR | CITIZENS URBAN COOP BANK CIVIL LINE | CITIZENS URBAN COOP BANK GORAYA | CITIZENS URBAN COOP BANK HO JAWAHAR NAGAR | CITIZENS URBAN COOP BANK KISHANPURA | CITIZENS URBAN COOP BANK MITHAPUR | CITIZENS URBAN COOP BANK NSM | CITIZENS URBAN COOP BANK NURMAHAL | CITIZENS URBAN COOP BANK PARTAPBAGH | G T ROAD GORAYA

Loan Against Property Customer Care in Jalandhar, Email

Bank Customer Care Number
HDFC Bank 981-533-1111, loansupport@hdfcbank.com
Citibank 0181-5062484
Kotak Bank 0161-65006022
ICICI Bank 730-766-7777
SBI 977-916-2211
IndusInd Bank 1860-500-5004/ 022-44066666, reachus@indusind.com
PNB Housing Finance 1800-120-8800, loans@pnbhousing.com
Yes Bank 1800-2000, yestouch@yesbank.in
Indiabulls 0161-5024294, homeloans@indiabulls.com
Allahabad Bank 0172-2709458, customercare@allahabadbank.in
HDFC 0172-3989123
Indian Bank 1800-425-00-000
Standard Chartered Bank 0181-6601444/ 0181-3940444, customer.care@sc.com
Axis Bank 0172-2620489
United Bank of India 1800-345-0345
Andhra Bank 1800-425-2905, customerser@andhrabank.co.in
Union Bank of India 1800-208-2244, customercare@unionbankofindia.com
PNB 011-23318130, rad@pnb.co.in
Central Bank of India 1800-200-1911
Bank of India 1800-103-1906/ 022-40919191, ho.customerservice@bankofindia.co.in
Canara Bank 0181-2243322/ 0181-2243322
Capital First 1860-500-9900, customer.care@capitalfirst.com
Catholic Syrian Bank 1800-266-9090/ 0487-2333020
Bank of Baroda 0172-701617
Federal Bank 1800-425-1199
Dena Bank 1800-225-740
IDBI Bank 1800-200-1947
Jammu And Kashmir Bank 1800-220-600
Karnataka Bank 0824-2228154
Karur Vysya Bank 1860-200-1916
State Bank of Mysore 1800-425-2244
Vijaya Bank 1800-425-4066
Indian Overseas Bank 1800-425-4445, 044-2851-9490, mdd@iobnet.co.in
HSBC Bank 1800-103-4722
Bank of Maharashtra 1800-102-2636
Dhan Laxmi Bank 1800-425-1747, customercare@dhanbank.co.in
City Union Bank 7299075082, callcenter@cityunionbank.com
DHFL 1800-3000-1919
Punjab and Sind Bank 1800-221-908
South Indian Bank 1800-843-1800
Syndicate Bank 1800-425-0585
State Bank of Patiala 1800-180-2010
Corporation Bank 1800-425-2407, horls@corpbank.co.in
DBS Bank 1800-209-4555
Deutsche Bank 1860-266-6601, customer.care@db.com
Development Credit Bank 1800-209-5363, customercare@dcbbank.com
Lakshmi Vilas Bank 1800-425-2233
OBC 1800-180-1235
Ratnakar Bank 1800-123-8040, customercare@rblbank.com.
State Bank of Travancore 1800-425-7733
UCO Bank 1800-103-0123, customercare.calcutta@ucobank.co.in
Tamilnad Mercantile Bank 1800-425-0426
LIC Housing Finance 1800-440-005, lichousing@lichousing.com
GIC Housing Finance 1800-103-0000
Edelweiss 1800-102-3335, homeedelweissfin.com
Reliance Capital 1800-210-3030
Fullerton India 1800-103-6001
Raas Housing Finance 1800-11-5050, contact@raashfc.com
Tata Capital 1800-209-6060, customercare@tatacapital.com
IIFL 1800-3000-1155
Bajaj Finserv 1800-103-3535
Nainital Bank 05946-2501520
Magma Finance 1800-3002-3202, customercare@magma.co.in
Bandhan Bank 1800-258-8181, loans@bandhanbank.com
Au Financiers 900-111-1333/900-111-1385
Janalakshmi Bank 1800-419-5262
India Shelters 1800-532-4444
Ujjivan 1800-3010-2121
Capital Local Area Bank 1800-120-1600
Muthoot 1800-102-1616
Manappuram
IDFC Bank 1800-419-4332, banker@idfcbank.com
Loan Against Property News - Dec 2016
05th Dec 16 NBFCs faces rough phase in its LAP segment
Loan against property (LAP) segment of NBFCs has been facing growth crises post demonetisation. The growth rate of business is expected to fall to 15 to 20 percent in this financial year as compared to 22 to 24 percent two years ago. CRISIL, leading credit rating company prospects an increase in loan delinquencies to 2.7 percent in March, 2017 as compared to 1.9 percent a year ago.
18th Nov 16 Loan against property likely to badly hit due to cash ban
Loan against property is expected to be adversely hit in the short term, due to the current demonetisation drive. Demonetisation has led to disruptions in loan collection cycles, which is expected to result in a rise in overdues. Loan against property has emerged as a profitable segment for banks and NBFCs, whose loan books have grown remarkably in recent financial year.
11th Nov 16 Loan against property will see asset quality pressure in near future, said CRISIL
CRISIL, in its sector analysis, has said that loan against property will see more pressure in future. The numbers of delinquencies were already rising but due to an elongation of time to liquidate the property and fall in resale prices of property, the stress for the financers will increase further in coming time.
04th Nov 16 Citibank loan against property rates reduced from 1st November, 2016
Citibank has reduced its loan against property rates for self employed customers with capital invested of upto Rs. 5 crores. The revised loan against property interest rate ranges from 9.50 percent to 10.25 percent depending upon loan amount. The floating rates are benchmarked to 3 month MCLR Base rate of Citibank. The borrower can also avail flexi overdraft facility with this loan. The new rates will be effective from 1st November, 2016.
06th Oct 16 Loan Against property to see more stress in future: India Ratings
Loan against property may get badly effected in the next four quarters. The signs of Loan against property portfolio of NBFCs may turn bad in future and it may rise to 5 per cent according to rating firms India Ratings and Research (Ind-Ra). The reason defined here is the combination of the stagnant property prices in the large and metro cities which are the primary markets for large and medium ticket LAP and squeeze of refinancing due to risk aversion building up in some financers.
*My Finance Care Advisors Pvt. Ltd., or https://www.myloancare.in is a bank neutral multi bank platform that helps borrowers and bank customers compare loans and deposits of all banks in India at one place. Information carried at this website is based on perusal of public sources and should not be construed as an offer or solicitation or invitation to borrow or lend. The Company does not assure as to the correctness of information carried at the website. Lenders/ banks/ other parties may contact us at info@myloancare.in to provide corrections or updates. We may act as and/ or be associated with channel partners of banks and other sellers of financial products.